Credgenics

India Founded: 2019 • Age: 7 yrs Minicorn
AI-powered platform for debt collection and resolution is provided.

About Credgenics

Credgenics is a company based in India founded in 2019 by Anand Agrawal, Mayank Khera, Rishabh Goel, and Shubham Goel. Credgenics has raised $79.14 million across 4 funding rounds from investors including Angel List, ICICI Bank and Accel. The company has 313 employees. Credgenics has completed 1 acquisition, including Arrisebpo. Credgenics offers products and services including Debt Collections Platform, Mobile App, Litigation Management Platform, and Digital Communications. Credgenics operates in a competitive market with competitors including InDebted, Valon Mortgage, CreditMate, Clerkie and Data Sutram, among others.

Key Metrics
  • Annual Revenue
    ₹226 Cr

    FY 2025 · +41% YoY

  • Net Profit
    ₹27.22 Cr

    FY 2025 · 12% margin

  • EBITDA
    ₹48.88 Cr

    FY 2025 · 22% margin

  • Total Equity Funding
    $79.14M (USD)

    in 4 rounds

  • Latest Funding Round
    $50M (USD), Series B

    Aug 2023

  • Investors
    Angel List

    & 45 more

  • Employee Count
    313
  • Investments & Acquisitions

Products & Services of Credgenics

Credgenics offers a comprehensive portfolio of products and services, including Debt Collections Platform, Mobile App, Litigation Management Platform, and Digital Communications.

Debt Collections Platform
Recovery Software

Platform for automating debt recovery processes using AI.

Mobile App
Field Collections

App for real-time tracking and borrower engagement in collections.

Litigation Management Platform
Legal Tools

System for tracking and managing legal notices and cases.

Digital Communications
Engagement Tools

Tools for multi-channel borrower outreach and personalization.

Apps and channels of Credgenics

its YouTube channel Credgenics has 535 subscribers and 30 videos.

Credgenics
YouTube 535 subscribers 30 videos Science & Technology
Open channel

Videos from Credgenics

The most watched videos on Credgenics's YouTube channel, Credgenics (535 subscribers). Click a video to play it here.

Navigating India's thriving start-up ecosystem: Rishabh Goel's insights with Business Standard
475 views
Leveraging AI for legal recoveries with Credgenics Litigation Management Platform
172 views
Rishabh Goel, Co-Founder & CEO Credgenics, address - AI in Debt Collections: Disrupting the Playbook
157 views
Credgenics CaseFinder - Search, save, and track cases seamlessly
152 views

More on Credgenics.

Funding Insights of Credgenics

Credgenics has successfully raised a total of $79.14M across 4 strategic funding rounds. The most recent funding activity was a Series B round of $50 million completed in August 2023. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding $79.14M
  • Total Rounds 4
  • Last Round Series B β€” $50M
  • First Round $300,000

    (Nov 2019)

  • Investors Count 46

All 4 funding rounds of Credgenics with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.

DateAmountTransaction NameValuationLead InvestorsInvestors
Aug 2023$50MSeries B$340MWestBridge Capital, Accel
Jul 2021$25MSeries A$103.89MWestBridge Capital, Accel
Oct 2020$3.84MSeed$β€’β€’β€’β€’β€’Accel, DMI Sparkle Fund
Nov 2019$300,000Seed$β€’β€’β€’β€’β€’Titan Capital
Valuation history
DateValuationStage
Aug 2023$340Mβ€’β€’β€’β€’β€’β€’β€’β€’
Jul 2021$103.89Mβ€’β€’β€’β€’β€’β€’β€’β€’
Oct 2020$β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’
Nov 2019$β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’
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Full valuation and stage history of Credgenics

Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.

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Last known valuation $340M (Aug 2023). 46 investors in total: 16 institutional and 30 angel.

Investors in Credgenics

Credgenics has secured backing from 46 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Angel List, ICICI Bank and Accel.

All
Venture Fund
Institutional
Angel
InvestorDescriptionFounded YearDomainLocation
Investment firm focusing on purpose-driven capital for Indian entrepreneurs in sectors like financial services and technology.
2000westbridgecap.comQuatre Bornes, Mauritius
Accel is recognized as a leading venture capital firm.
1983accel.comPalo Alto, United States
Independent VC firm
–tanglinvp.comSingapore, Singapore
Fintech fund investing in growth-stage companies merging financial services and technology in India.
2021beams.vcMumbai, India
Early-stage investments are targeted by Konark Trust venture capital firm.
–konarktrust.tcc.modeBengaluru, India
Venture capital is provided to multiple sectors by MMPL Trust.
–mmpltrust.tcc.modeBengaluru, India
Investment in technology solutions for finance sectors such as lending and insurance.
2017dmisparklefund.inNew Delhi, India
Investments are made in early-stage companies by Titan Capital.
–titancapital.vcGurugram, India
Private equity investments in Europe are managed by the firm.
–bluewolfcapital.comNew York, United States
Multiple sectors are targeted for investments by Breadlake Ventures.
–breadlakeventures.tcc.modeBengaluru, India
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Investor details for Credgenics

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Board of directors of Analog Legalhub Technology Solutions Private Limited (Credgenics)

Analog Legalhub Technology Solutions Private Limited is the primary company behind Credgenics. The boards of the 2 registered companies of Credgenics currently have 5 directors; the longest-serving is Rishabh Goel, appointed in 2018. 1 earlier director has ceased.

DirectorDesignationAppointedTenureEntity
Rishabh Goel
DIN 08270833
Director31 Oct 20187 yrs 11 moAnalog Legalhub Technology Solutions Private Limited
Shubham Goel
DIN 08270834
Director31 Oct 20187 yrs 11 moAnalog Legalhub Technology Solutions Private Limited
Anand Agrawal
DIN 08569567
Director23 Sep 20197 yrsAnalog Legalhub Technology Solutions Private Limited
Mayank Khera
DIN 10213736
Designated Partner26 Jun 20233 yrs 3 moMk Wealth Management India Llp
Meenu Khera
DIN 10213735
Designated Partner26 Jun 20233 yrs 3 moMk Wealth Management India Llp

People of Credgenics

57 people are tracked at Credgenics (21 in leadership, 36 in team); the tracked headcount is 313.

NameRoleGroup
Co-Founder & CPTOLeadership
Co-Founder & COOLeadership
Co-Founder & CEOLeadership
Co-FounderLeadership
Shagun Gaurav Kapoor
Key Accounts DirectorLeadership
Ishaan Varshney
Director Of FinanceLeadership
Joel Martis
Associate Director Customer SuccessLeadership
Shakti Verma
Associate Director SalesLeadership
Anurag Kumar
Director - Digital CollectionsLeadership
Vikas Shil
Associate Director - EngineeringLeadership
Vibhor Singhal
Head Of EngineeringLeadership
Puneet Sharma
Senior Director - CollectionsLeadership
Deepak Tomar
Director Of EngineeringLeadership
Abhishek Sharma
Senior Director SalesLeadership
Sunny Mittal
Director- Customer SuccessLeadership
Nitin Garg
Global Head MarketingLeadership
Sunilraj Kurup
Associate Director - Customer SupportLeadership
Palak Goyal
Chief Of StaffLeadership
Karan Vashisht
Senior Director Of Product ManagementLeadership
Danish Mand
Associate Director OperationsLeadership

37 more people are available in the full profile.

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Complete people profiles for Credgenics

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Financials of Credgenics

Figures of Analog Legalhub Technology Solutions Private Limited, the primary company behind Credgenics, for FY 2025. Revenue was ₹226 Cr (+41% year on year). Net profit was ₹27.22 Cr (12% margin). EBITDA was ₹48.88 Cr (22% margin). Revenue has grown at a compounded annual rate of +91% over three years and +297% over five years.

  • ₹226 CrRevenue · FY 2025 · +41% YoY
  • ₹27.22 CrNet profit · 12% margin
  • ₹48.88 CrEBITDA · 22% margin
  • ₹13 LakhPaid-up capital
  • 313Employees (provident fund records)
  • +91%Revenue CAGR, 3 years
  • +297%Revenue CAGR, 5 years

Balance sheet, profit and loss, cash flow and ratios of Analog Legalhub Technology Solutions Private Limited are on its company page.

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Detailed financial statements for Credgenics

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Investments & Acquisitions by Credgenics

Credgenics has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Arrisebpo.

Acquisitions
Company NameDescriptionDomainLocationFoundedAcquiredAmount
Debt recovery and HR staffing solutions are provided comprehensively.
arrisebpo.comIndia1998Aug 2025β€’β€’β€’β€’
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Timeline of Credgenics

5 dated milestones of Credgenics across 6 years, from founding to its latest funding, stage changes and deals.

  1. Founded Credgenics is founded.
  2. Funding First funding round of $300K.
  3. Milestone Reaches Minicorn status.
  4. Funding Latest funding round, Series B, of $50.0M.
  5. Acquisition Acquires Arrisebpo.

Competitors of Credgenics

Credgenics operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as InDebted, Valon Mortgage, CreditMate, Clerkie and Data Sutram, among others.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
indebted.co2015Pyrmont, Australia$91.79M–
Cloud-based debt collection solutions are offered to businesses.
valon.com2019New York, United States$187.33M285
Cloud-native marketplace for mortgage loans
creditmate.in2016Mumbai, India$2.65M80
Overdue payments are collected from borrowers for multiple lenders.
clerkie.io2017San Francisco, United States$35M30
Platform for loan servicing and credit score building through debt management
datasutram.com2018Mumbai, India$14.74M72
Platform offering external data insights for enterprises across the customer lifecycle
tdxgroup.com2004Nottingham, United Kingdom$99.13M237
Data-driven debt management solutions are offered for multiple industries.
receeve.com2019Hamburg, Germany$10.09M25
AI-based debt servicing software
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Detailed competitors of Credgenics

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Web traffic of Credgenics

The website of Credgenics (credgenics.com) receives about 53.6K visits a month.

  • Monthly visits
    53.6K

    ▼ 19.6% vs previous month

Similar websites

Websites whose visitors overlap most with Credgenics. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
razorpay.com
100%
34.9M#1,536View details
nelito.com
94%
22.4K#1,298,773View details
rbi.org.in
94%
7.2M#7,144View details
bankingfrontiers.com
bankingfrontiers.com
94%
–#785,837–
fintechfutures.com
94%
247.5K#188,215View details
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
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  • Audience overlap
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Verified entity values are shown only after access is granted.

Latest news on Credgenics

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Similar companies to Credgenics

10 companies that operate in the same segment as Credgenics (Banking & FinTech Platforms), ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Online business banking and financial workflow tools are provided.
2010San Francisco, California, United StatesUSD 546 M––
Tide is recognized as a digital banking platform for businesses.
2015London, England, United KingdomUSD 221.42 M––
Digital banking services are offered to individuals via mobile apps.
2012San Francisco, California, United StatesUSD 3.16 BUSD 1.96 B1,440
Banking solutions are provided for retail customers and businesses.
2015London, England, United KingdomUSD 1.99 B––
Internet first bank for individuals and businesses
2015London, England, United KingdomUSD 1.9 B––
Digital sustainable banking services are offered to consumers.
2013Los Angeles, California, United StatesUSD 865 M–237
Digital banking services are offered to consumers and businesses.
2014London, England, United KingdomUSD 1.06 BUSD 813.42 M3,231
Payment and banking solutions are provided to users and banks.
2015San Ramon, California, United StatesUSD 390 MUSD 532.2 K3
SaaS-driven credit card and spend management solutions platform for businesses
2017Draper, Utah, United StatesUSD 1.16 B–1
Digital banking services are provided for individuals and businesses.
2014Blyth, United KingdomUSD 852.48 M––
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Frequently Asked Questions about Credgenics

Credgenics was founded in 2019.

Credgenics is headquartered in India.

Rishabh Goel is the current CEO of Credgenics. They have also founded this company.

Credgenics is a funded company, having raised a total of $79.14M across 4 funding rounds to date. The company's 1st funding round was a Seed of $300K, raised on Nov 2019.

Credgenics has 313 employees.

The primary company behind Credgenics, Analog Legalhub Technology Solutions Private Limited, reported revenue of β‚Ή226 Cr for FY 2025, up 41% year on year.

Founded in 2019 in India, Credgenics operates in the fintech sector with an AI-driven platform focused on debt collection and resolution. Tools for digital communication, analytics, and litigation management are integrated to support operations. Workflows are streamlined across digital channels, tele-calling, field activities, and legal processes. Payment portals and policy controls are included to manage collections efficiently.

Credgenics's top competitors include Valon Mortgage, InDebted and CreditMate.

Credgenics offers Debt Collections Platform, Mobile App, Litigation Management Platform, and Digital Communications.

Credgenics has made 1 acquisition, including Arrisebpo.

Credgenics has 46 investors. Key investors include Angel List, ICICI Bank, Accel, Wellfound, and WestBridge Capital.

The valuation of Credgenics is $340M as of Aug 2023.

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