CreditMate

Mumbai, India Founded: 2016 • Age: 10 yrs Acquired By Paytm
Overdue payments are collected from borrowers for multiple lenders.
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About CreditMate

CreditMate is a company based in Mumbai (India) founded in 2016 by Swati Lad was acquired by Paytm in October 2021.. CreditMate has raised $2.65 million across 2 funding rounds from investors including Paytm and India Quotient. The company has 80 employees as of December 31, 2024. CreditMate operates in a competitive market with competitors including Data Sutram, Kuwy, Creditas, Perpetuity Capital and DebtBook, among others.

  • Headquarter Mumbai, India
  • Employees 80 as on 31 Dec, 2024
  • Founders Swati Lad
  • Stage Minicorn
  • Sectors
    Transportation, Automotive & Logistics
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
Operational Areas
Transportation, Automotive & Logistics → Automotive Retail, Aftermarket & Services
Financial Services → FinTech & Digital Finance
Financial Services → FinTech & Digital Finance
Transportation, Automotive & Logistics → Automotive Retail, Aftermarket & Services
Key Metrics
  • Annual Revenue
    $2.01 M (USD)
    109
    as on Mar 31, 2024
  • Net Profit
    $-173.32 K (USD)
    64
    as on Mar 31, 2023
  • EBITDA
    $-78.91 K (USD)
    80
    as on Mar 31, 2023
  • Total Equity Funding
    $2.65 M (USD)

    in 2 rounds

  • Latest Funding Round
    $2.15 M (USD), Seed

    Nov 22, 2017

  • Investors
    Paytm

    & 1 more

  • Employee Count
    80

    as on Dec 31, 2024

  • Acquired by
    Paytm

    (Oct 02, 2021)

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Funding Insights of CreditMate

CreditMate has successfully raised a total of $2.65M across 2 strategic funding rounds. The most recent funding activity was a Seed round of $2.15 million completed in November 2017. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 2
  • Last Round Seed — $2.2M
  • First Round

    (25 Oct 2016)

  • Investors Count 2
Date Amount Transaction Name Valuation Lead Investors Investors
Nov, 2017 Amount Seed - CreditMate Valuation Paytm
Oct, 2016 Amount Seed - CreditMate Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in CreditMate

CreditMate has secured backing from 2 investors, including institutional and venture fund investors. Prominent investors backing the company include Paytm and India Quotient. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Investment in Indian startups across technology and fintech sectors.
Founded Year Domain Location
Digital payments, financial services, and e-commerce platforms are provided.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by CreditMate

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - CreditMate

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Creditmate Comparisons

Employees
+
Add Comparison
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Competitors of CreditMate

CreditMate operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Data Sutram, Kuwy, Creditas, Perpetuity Capital and DebtBook, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Platform offering external data insights for enterprises across the customer lifecycle
domain founded_year HQ Location
Automotive financing is provided via an app-based marketplace.
domain founded_year HQ Location
Provider of customer engagement solutions to financial institutions
domain founded_year HQ Location
Online auto loans for vehicles are provided through digital platforms.
domain founded_year HQ Location
Cloud-based debt management software is offered for organizations.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Creditmate

Frequently Asked Questions about CreditMate

When was CreditMate founded?

CreditMate was founded in 2016.

Where is CreditMate located?

CreditMate is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.

Is CreditMate a funded company?

CreditMate is a funded company, having raised a total of $2.65M across 2 funding rounds to date. The company's 1st funding round was a Seed of $500K, raised on Oct 25, 2016.

How many employees does CreditMate have?

As of Dec 31, 2024, the latest employee count at CreditMate is 80.

What is the annual revenue of CreditMate?

Annual revenue of CreditMate is $2.01M as on Mar 31, 2024.

What does CreditMate do?

CreditMate was established in 2016 in Mumbai, India, as a platform in the financial collections sector. Overdue loan repayments are managed on behalf of lenders by facilitating recovery from borrowers. Authorization has been obtained from more than 30 lenders to handle these collections. Operations focus on streamlining payment recovery processes within the Indian credit market.

Who are the top competitors of CreditMate?

CreditMate's top competitors include Data Sutram, Creditas and DebtBook.

Who are CreditMate's investors?

CreditMate has 2 investors. Key investors include Paytm, and India Quotient.

What is CreditMate's valuation?

The valuation of CreditMate is $7M as of Nov 2017.

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