About Perpetuity Capital
Perpetuity Capital is a Transportation, Automotive & Logistics company based in Kolkata (India) founded in 2017 by Karan Dhillon and Karamveer Dhillon. Online auto loans for vehicles are provided through digital platforms. It operates on a FinTech and Commission-Based model in Transportation, Automotive & Logistics and Financial Services sectors. Perpetuity Capital has raised $124.98 thousand across 4 funding rounds from investors including UC Inclusive Credit, Clime Finance and RevX Capital. Its chief executive, as recorded, is Karamveer Dhillon. Its website perpetuitycapital.in draws about 15 thousand monthly visits. Its Indian entity Oracle Marketing Pvt Ltd reported revenue of ₹6.03 Cr. Perpetuity Capital offers products and services including EV Loans and Smart IoT Device. Its focus areas include FinTech and Lending Platforms. Its competitors include CreditMate, Kuwy and AMU Leasing; 2 of its 3 listed competitors have raised funding.
Company details
Electric vehicle financing solutions are offered by Perpetuity Capital, based in Kolkata, India. Loans for individual drivers and fleet operators are provided through an online platform. Competitive interest rates ranging from 9.5 to 14 are maintained, with quick disbursal within 72 hours. The focus is placed on sustainable living by supporting EV adoption. API-based infrastructure is utilized for seamless integration with lending partners. Services are extended to simplify the loan lifecycle for both originators and lenders.
- Headquarters Kolkata, India
- Founders Karan Dhillon, Karamveer Dhillon
- SectorsTransportation, Automotive & LogisticsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website perpetuitycapital.in
- Social LinkedIn Facebook Instagram
- Legal Name Oracle Marketing Pvt. Ltd.
- Date of Incorporation 21 Apr, 1995
- Jurisdiction Kolkata, West Bengal, India
- Annual Revenue₹6.03 Cr
FY 2025 · +169% YoY
- Net Loss-₹31.4 Lakh
FY 2025 · -5% margin
- EBITDA₹2.75 Cr
FY 2025 · 46% margin
- Total Equity Funding$124.98K (USD)
in 4 rounds
- Latest Funding Round$838.08K (USD), Debt – Conventional
Jul 2024
- InvestorsUC Inclusive Credit
& 4 more
Associated legal entities of Perpetuity Capital
Perpetuity Capital operates through Oracle Marketing Pvt Ltd (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Oracle Marketing Pvt Ltd CIN U51909WB1995PTC071157 | Active | 21 Apr 1995 | Kolkata, West Bengal | ₹6.0 Cr | 55 | 3 | View details |
Products & Services of Perpetuity Capital
Perpetuity Capital offers a comprehensive portfolio of products and services, including EV Loans and Smart IoT Device.
Loans for electric vehicles are provided affordably.
IoT device for vehicle connectivity is offered.
Apps and channels of Perpetuity Capital
Perpetuity Capital publishes 1 mobile app with over 1K+ downloads.
Funding Insights of Perpetuity Capital
Perpetuity Capital has successfully raised a total of $124.98K across 4 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $838.08 thousand completed in July 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $124,977
- Total Rounds 4
- Last Round Debt – Conventional — $838,082
- First Round $124,977
(Aug 2022)
- Investors Count 5
All 4 funding rounds of Perpetuity Capital with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul 2024 | $838,082 | Debt – Conventional | – | – | |
| Oct 2023 | $600,965 | Debt – Conventional | – | – | |
| Dec 2022 | Debt – Conventional | – | – | ||
| Aug 2022 | $124,977 | Seed | – | – |
5 investors in total: 5 institutional.
Investors in Perpetuity Capital
Perpetuity Capital has secured backing from 5 investors, including institutional and venture fund investors. Prominent investors backing the company include UC Inclusive Credit, Clime Finance and RevX Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Revenue-based growth capital is provided for Indian entrepreneurs. | np1.in | Delhi, India | ||
Non-dilutive debt funding and entrepreneur support services in India. | 2023 | revxcapital.com | Gurugram, India | |
Financing solutions for renewable energy projects are provided. | 2020 | climefinance.com | Delhi, India | |
Provider of financial inclusion services to underserved sectors | 2016 | ucinclusive.in | Bengaluru, India | |
Association focused on providing financial intermediation, insurance & pension funding | Kolkata, India |
Investor details for Perpetuity Capital
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
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Verified entity values are shown only after access is granted.
Board of directors of Oracle Marketing Pvt Ltd (Perpetuity Capital)
Oracle Marketing Pvt Ltd is the primary company behind Perpetuity Capital. The board of Oracle Marketing Pvt Ltd currently have 3 directors; the longest-serving is Dhillon Singh Karan, appointed in 2015. 4 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Dhillon Singh Karan DIN 06588806 | Director | 10 Jun 2015 | 11 yrs 5 mo | Oracle Marketing Pvt Ltd |
| Diviya Murarka DIN 02786173 | Director | 10 Jun 2015 | 11 yrs 5 mo | Oracle Marketing Pvt Ltd |
| Karamveer Singh Dhillon DIN 07445896 | Director | 08 Apr 2021 | 5 yrs 7 mo | Oracle Marketing Pvt Ltd |
People of Perpetuity Capital
2 people are tracked at Perpetuity Capital (2 in leadership).
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership | |
| Co-Founder & CEO | Leadership |
Complete people profiles for Perpetuity Capital
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
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- Professional contacts
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Financials of Perpetuity Capital
Figures of Oracle Marketing Pvt Ltd, the primary company behind Perpetuity Capital, for FY 2025. Revenue was ₹6.03 Cr (+169% year on year). Net loss was -₹31.4 Lakh (-5% margin). EBITDA was ₹2.75 Cr (46% margin). Revenue has grown at a compounded annual rate of +145% over three years and +68% over five years.
- ₹6.03 CrRevenue · FY 2025 · +169% YoY
- -₹31.4 LakhNet loss · -5% margin
- ₹2.75 CrEBITDA · 46% margin
- ₹1.35 CrPaid-up capital
- 55Employees (provident fund records)
- +145%Revenue CAGR, 3 years
- +68%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Oracle Marketing Pvt Ltd are on its company page.
Detailed financial statements for Perpetuity Capital
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of Perpetuity Capital
3 dated milestones of Perpetuity Capital across 7 years, from founding to its latest funding, stage changes and deals.
- Founded Perpetuity Capital is founded.
- Funding First funding round of $125K.
- Funding Latest funding round, Debt – Conventional, of $838K.
Competitors of Perpetuity Capital
Perpetuity Capital has 3 listed competitors in our database, 2 of them funded. They include CreditMate, Kuwy and AMU Leasing.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| creditmate.in | 2016 | Mumbai, India | $2.65M | 80 | Overdue payments are collected from borrowers for multiple lenders. | |
| kuwy.in | 2017 | Chennai, India | $7.02M | 471 | Automotive financing is provided via an app-based marketplace. | |
| amuleasingpl.com | 1993 | Gurugram, India | 102 | Electric vehicle financing services are provided to customers in India. |
Detailed competitors of Perpetuity Capital
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
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Verified entity values are shown only after access is granted.
Web traffic of Perpetuity Capital
The website of Perpetuity Capital (perpetuitycapital.in) receives about 14.6K visits a month.
- Monthly visits14.6K
▲ 518.9% vs previous month
Top companies in Automotive Retail & Aftersales
3 companies that operate in the same segment as Perpetuity Capital (Automotive Retail & Aftersales) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
General and life insurance products are provided across multiple categories. | 2016 | Bengaluru, Karnataka, India | USD 462.45 M | USD 1.12 B | 4,589 | |
Insurance products for vehicles, health, travel, and life are offered. | 2016 | Bengaluru, Karnataka, India | USD 746.17 M | USD 216.04 M | 1,306 | |
Retailer of inspected, certified pre-owned vehicles with service and finance options | 2015 | Gurugram, Haryana, India | USD 741.46 M | USD 446.48 M | 5,812 |
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Related news about Perpetuity Capital
Complete news archive for Perpetuity Capital
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Frequently Asked Questions about Perpetuity Capital
Perpetuity Capital was founded in 2017 and raised its 1st funding round 5 years after it was founded.
Perpetuity Capital is headquartered in Kolkata, India. It is registered at Kolkata, West Bengal, India.
Karamveer Dhillon is the CEO of Perpetuity Capital, as recorded in our data. They have also founded this company.
Perpetuity Capital is a funded company, having raised a total of $124.98K across 4 funding rounds to date. The company's 1st funding round was a Seed of $124.98K, raised on Aug 2022.
The primary company behind Perpetuity Capital, Oracle Marketing Pvt Ltd, reported revenue of ₹6.03 Cr for FY 2025, up 169% year on year.
Electric vehicle financing solutions are offered by Perpetuity Capital, based in Kolkata, India. Loans for individual drivers and fleet operators are provided through an online platform. Competitive interest rates ranging from 9.5 to 14 are maintained, with quick disbursal within 72 hours. The focus is placed on sustainable living by supporting EV adoption. API-based infrastructure is utilized for seamless integration with lending partners. Services are extended to simplify the loan lifecycle for both originators and lenders.
Perpetuity Capital's top competitors include CreditMate, Kuwy and AMU Leasing.
Perpetuity Capital offers EV Loans and Smart IoT Device.
Perpetuity Capital has 5 investors. Key investors include UC Inclusive Credit, Clime Finance, RevX Capital, Sungrace Finvest, and N+1 Capital.
Perpetuity Capital operates through Oracle Marketing Pvt Ltd.
The legal entities of Perpetuity Capital currently have 3 directors, including Karamveer Singh Dhillon, Dhillon Singh Karan, Diviya Murarka.
Yes. Perpetuity Capital publishes Perpetuity Capital, with over 1,000 downloads.