Credilio

Mumbai, India Founded: 2020 • Age: 6 yrs
Personal finance is simplified via credit cards and loans.
Annual revenue $8.4M Latest available
Total funding $12.9M 7 rounds
Employees 152 Tracked headcount
Investors 75 Known backers
Products 4 Services tracked
Competitors 11 Brand Intelligence

About Credilio

Credilio is a company based in Mumbai (India) founded in 2020 by Manish Sinha, Aditya Gupta, Anand Kapadia, and Sandeep Bhimrao Ghule. It operates as a API-as-a-Product, FinTech, and Brokerage / Intermediation. Credilio has raised $12.88 million across 7 funding rounds from investors including Angel List, LetsVenture and Alteria Capital. The company has 152 employees as of April 05, 2024. Credilio offers products and services including SBM Credilio Credit Card, Credilio Play, novio App, and Credilio Pro. Credilio operates in a competitive market with competitors including Kissht, Branch, Stashfin, Finnable and Money View, among others.

  • Headquarter Mumbai, India
  • Employees 152 as on 05 Apr, 2024
  • Founders Manish Sinha, Aditya Gupta, Anand Kapadia, Sandeep Bhimrao Ghule
  • Stage Minicorn
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Credilio Financial Technologies Pvt Ltd
  • Date of Incorporation 28 Jul, 2020
  • Jurisdiction Mumbai, Maharashtra, India
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $8.38 M (USD)
    901.91
    as on Mar 31, 2023
  • Net Profit
    -$1.02 M (USD)
    -166.94
    as on Mar 31, 2023
  • EBITDA
    -$958.87 K (USD)
    -173.25
    as on Mar 31, 2023
  • Total Equity Funding
    $12.88 M (USD)

    in 7 rounds

  • Latest Funding Round
  • Investors
    Angel List

    & 74 more

  • Employee Count
    152

    as on Apr 05, 2024

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Products & Services of Credilio

Credilio offers a comprehensive portfolio of products and services, including SBM Credilio Credit Card, Credilio Play, novio App, and Credilio Pro.

Primary

A guaranteed credit card with zero joining fees.

API stack for businesses to sell financial products.

App to optimize credit card spends and savings.

Platform for DSAs to sell financial products digitally.

People of Credilio

Headcount 10-50
Employee Profiles 20
Board Members and Advisors 1
Employee Profiles
People
Anand Kapadia
Co-Founder & CBO
People
Sandeep Ghule
CPO
People
Aditya Gupta
CEO
People
Kartik Shanker
Chief Growth Officer & Head - Consumer Business

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Board Members and Advisors
people
Amit K. Gupta
Tech Advisor

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Funding Insights of Credilio

Credilio has successfully raised a total of $12.88M across 7 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 7
  • Last Round
  • First Round

    (05 Apr 2021)

  • Investors Count 75
Date Amount Transaction Name Valuation Lead Investors Investors
Apr, 2026 Amount Series A - Credilio Valuation Cornerstone Ventures
Shepherd's Hill Group , Roots Ventures
Apr, 2026 Amount Debt – Venture - Credilio Valuation

investors

Innoven Capital , Alteria Capital
Mar, 2026 Amount Series A - Credilio Valuation Cornerstone Ventures

Investors in Credilio

Credilio has secured backing from 75 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Angel List, LetsVenture and Alteria Capital.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Venture capital fund investing in B2B technologies and enterprise solutions in India.
Founded Year Domain Location
Decima Ventures is engaged in technology-focused venture capital investments.
Founded Year Domain Location
Investment in B2B technology ventures from India for global markets.
Founded Year Domain Location

Investments & Acquisitions by Credilio

Investments

Financial Statements - Credilio

Credilio Comparisons

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Competitors of Credilio

Credilio operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Kissht, Branch, Stashfin, Finnable and Money View, among others.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Personal, business, and property loans are provided by Kissht.
domain founded_year HQ Location
Branch is focused on providing faster workforce payment solutions.
domain founded_year HQ Location
Digital lending and instant credit lines are provided to individuals.
domain founded_year HQ Location
Online personal loans with minimal documentation are offered digitally.
domain founded_year HQ Location
Loans, credit cards, gold investments, insurance, and UPI are provided.
domain founded_year HQ Location
Online instant personal loans are provided to salaried professionals.

Latest news on Credilio

Frequently Asked Questions about Credilio

Credilio was founded in 2020 and raised its 1st funding round 1 year after it was founded.

Credilio is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.

Aditya Gupta is the current CEO of Credilio. They have also founded this company.

Credilio is a funded company, having raised a total of $12.88M across 7 funding rounds to date. The company's 1st funding round was a Series A of $3.3M, raised on Apr 05, 2021.

As of Apr 05, 2024, the latest employee count at Credilio is 152.

Annual revenue of Credilio is $8.38M as on Mar 31, 2023.

A personal finance platform is managed by Credilio, connecting banks, financial advisors, and consumers through digital solutions. Services are provided in the form of credit cards, loans, and API stacks for businesses. The platform is focused on simplifying personal finance for individuals and enabling businesses to monetize their customer base. Partnerships are maintained with over 35 leading banks and NBFCs in India. Security and trust are ensured through high-degree encryption and industry-standard protocols.

Credilio's top competitors include Stashfin, Money View and LendenClub.

Credilio offers SBM Credilio Credit Card, Credilio Play, novio App, and Credilio Pro.

Credilio has 75 investors. Key investors include Angel List, LetsVenture, Alteria Capital, Exfinity Venture Partners, and Cornerstone Venture Partners Fund.

The valuation of Credilio is $30.79M as of Jan 2025.

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