About Credilio Financial Technologies Private Limited
Data last updated: 06 February 2026
Credilio Financial Technologies Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It specialises in online financial services, a part of the broader internet and digital services sector. Incorporated on 28 July 2020, the company has been in operation for over 6 years.
Registered with ROC Mumbai under CIN U72900MH2020PTC342791.
Capital: an authorised share capital of ₹6.81 Lakh and a paid-up capital of ₹1.83 Lakh. It is led by directors including Sandeep Bhimrao Ghule and Anand Bharat Kapadia.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹80.55 Cr, a decline of 1% compared to the previous year.
The company has a workforce of approximately 152 employees as per the latest available data.
The company is associated with 1 brand - Credilio. As per MCA filings, the company has open charges of ₹16 Cr and satisfied charges of ₹12 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website credilio.in.
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Registered Address1001 10Th Floor Classic Pentagon, Western Express Highway Andheri (East), Mumbai, Maharashtra, India – 400053
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IndustryInternet, Online Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Credilio Financial Technologies Private Limited
Credilio Financial Technologies Private Limited operates one associated brand: Credilio. These brands represent Credilio Financial Technologies Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Personal finance is simplified via credit cards and loans. | credilio.in |
Competitors & Alternatives of Credilio Financial Technologies Private Limited
Brands and companies operating in the same space as Credilio Financial Technologies Private Limited include Stashfin, Money View, LendenClub and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Stashfin
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Digital lending and instant credit lines are provided to individuals. | Gurugram, India, India | 2016 |
Money View
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Loans, credit cards, gold investments, insurance, and UPI are provided. | Bengaluru, India, India | 2014 |
LendenClub
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Developer of a P2P lending platform for personal loans | Mumbai, India, India | 2015 |
Kissht
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Personal, business, and property loans are provided by Kissht. | Mumbai, India, India | 2015 |
Fibe
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Fibe is recognized as India's largest lending platform for instant credit solutions. | Pune, India, India | 2015 |
mPokket
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Provider of a digital lending platform offering instant personal loans to underserved youth, providing financial solutions through a mobile app | Kolkata, India, India | 2016 |
CASHe
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Online instant personal loans are provided to salaried professionals. | Mumbai, India, India | 2016 |
Branch
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Branch is focused on providing faster workforce payment solutions. | Minneapolis, United States, United States | 2015 |
Finnable
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Online personal loans with minimal documentation are offered digitally. | Bengaluru, India, India | 2015 |
True Balance
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Personal loans and prepaid instruments are provided via mobile wallet. | Gurugram, India, India | 2014 |
Business Activity of Credilio Financial Technologies Private Limited
Credilio Financial Technologies Private Limited is engaged in the principal business activity of professional, scientific and technical, with detailed activities including other professional, scientific and technical activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| M | Professional, Scientific and Technical | M9 | Other professional, scientific and technical activities | Locked |
Business activity turnover details for Credilio Financial Technologies Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Credilio Financial Technologies Private Limited
Credilio Financial Technologies Private Limited is audited by Bathiya & Associates LLP for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Bathiya & Associates LLP | Locked | Locked | Locked |
Complete auditor history for Credilio Financial Technologies Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Credilio Financial Technologies Private Limited
Credilio Financial Technologies Private Limited is currently managed by 7 directors, with 4 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sandeep Bhimrao Ghule | Director | 24 Nov 2021 | 4 Years 9 Months | Current |
| Anand Bharat Kapadia | Director | 29 Aug 2020 | 5 Years 11 Months | Current |
| Aditya Gupta | Director | 28 Jul 2020 | 6 Years 0 Months | Current |
|
Amit Kumar Gupta
Also directs:
Univision Venture Partners Llp
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Director | 11 Mar 2022 | 4 Years 5 Months | Current |
| Vatsal Jasmin Bavishi | Director | 11 Mar 2022 | 4 Years 5 Months | Current |
| Shailesh Arvind Ghorpade | Director | 08 Sep 2025 | 0 Years 11 Months | Current |
Financials of Credilio Financial Technologies Private Limited FY 2025 filings available
Credilio Financial Technologies Private Limited reported revenue of ₹80.55 Cr (down 1.00% YoY) for FY 2025.
Ten-year financial statements for Credilio Financial Technologies Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Credilio Financial Technologies Private Limited
Shareholding and ownership data for Credilio Financial Technologies Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Credilio Financial Technologies Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 07 Mar 2025 | Others | ₹6 Cr | Open |
| 13 Nov 2024 | The Hongkong and Shanghai Banking Corporation Limited | ₹10 Cr | Open |
| 09 Jun 2023 | Others | ₹4 Cr | Satisfied |
| 09 Jun 2023 | Others | ₹2 Cr | Satisfied |
| 09 Jun 2023 | Others | ₹4 Cr | Satisfied |
Total charge records: 6 View all charges
Employees and EPFO Compliance at Credilio Financial Technologies Private Limited
Credilio Financial Technologies Private Limited has a workforce of 152 employees as of Apr 05, 2024.
Employee and EPFO history for Credilio Financial Technologies Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Credilio Financial Technologies Private Limited
GST registrations and filing compliance for Credilio Financial Technologies Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Credilio Financial Technologies Private Limited
Credit ratings, litigation, and regulatory alerts for Credilio Financial Technologies Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Credilio Financial Technologies Private Limited
MSME payment history for Credilio Financial Technologies Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Credilio Financial Technologies Private Limited
Corporate group structure for Credilio Financial Technologies Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Credilio Financial Technologies Private Limited
MCA filings and documents for Credilio Financial Technologies Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Credilio Financial Technologies Private Limited
Recent News on Credilio Financial Technologies Private Limited
Frequently Asked Questions about Credilio Financial Technologies Private Limited
Credilio Financial Technologies Private Limited is an active private limited company in the internet sector based in Mumbai, Maharashtra, India. It was incorporated on 28 July 2020 (6+ years old) and is registered under CIN U72900MH2020PTC342791. The company has 152 employees.
Credilio Financial Technologies Private Limited reported revenue of ₹80.55 Cr for FY 2025 (down 1.00% YoY).
The current directors of Credilio Financial Technologies Private Limited are:
- Sandeep Bhimrao Ghule - Director
- Anand Bharat Kapadia - Director
- Aditya Gupta - Director
- Amit Kumar Gupta - Director
- Vatsal Jasmin Bavishi - Director
- Shailesh Arvind Ghorpade - Director
- Deepak Satish Agrawal - Director
The primary industry of Credilio Financial Technologies Private Limited is internet. The company specifically operates in online financial services. The company is currently active in this sector.
Yes, Credilio Financial Technologies Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Credilio Financial Technologies Private Limited can be reached at the registered office: 1001 10Th Floor Classic Pentagon, Western Express Highway Andheri East, Mumbai, Maharashtra, India – 400053, or through the website credilio.in.