Credit Kudos

London, United Kingdom Founded: 2015 • Age: 11 yrs Acquired By Apple
Open banking APIs are utilized for credit score assessments.
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About Credit Kudos

Credit Kudos is a company based in London (United Kingdom) founded in 2015 was acquired by Apple in March 2022.. Credit Kudos has raised $13.5 million across 6 funding rounds from investors including Apple, Plug and Play Tech Center and Triple Point. The company has 47 employees as of December 31, 2021. Credit Kudos operates in a competitive market with competitors including TransUnion, Equifax, Zeta, Tink and Banked, among others.

  • Headquarter London, United Kingdom
  • Employees 47 as on 31 Dec, 2021
  • Stage Minicorn
  • Sectors
    Financial Services
    Technology
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Apple Payments Services Limited
  • Date of Incorporation 16 Nov, 2015
  • Jurisdiction LONDON
Operational Areas
Financial Services → FinTech & Digital Finance
Financial Services → FinTech & Digital Finance
Technology → Cloud, Data & Analytics Infrastructure
Key Metrics
  • Annual Revenue
    $989.08 K (USD)
    117
    as on Sep 28, 2024
  • Net Profit
    $280.17 K (USD)
    -38
    as on Sep 28, 2024
  • EBITDA
    $368.07 K (USD)
    -36
    as on Sep 28, 2024
  • Total Equity Funding
    $13.5 M (USD)

    in 6 rounds

  • Latest Funding Round
    $642.76 K (USD), Series A

    Mar 22, 2022

  • Investors
    Apple

    & 18 more

  • Employee Count
    47

    as on Dec 31, 2021

  • Acquired by
    Apple

    (Mar 23, 2022)

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People of Credit Kudos
Headcount 10-50
Employee Profiles 2
Employee Profiles
People
Emma Steele
Investor
People
Ben Wolski
Head of Customer Success

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Teams

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Funding Insights of Credit Kudos

Credit Kudos has successfully raised a total of $13.5M across 6 strategic funding rounds. The most recent funding activity was a Series A round of $642.76 thousand completed in March 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 6
  • Last Round Series A — $642,759
  • First Round

    (09 Dec 2015)

  • Investors Count 18
Date Amount Transaction Name Valuation Lead Investors Investors
Mar, 2022 Amount Series A - Credit Kudos Valuation

investors

Mar, 2020 Amount Series A - Credit Kudos Valuation AlbionVC
Mar, 2019 Amount Seed - Credit Kudos Valuation Ascension
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Credit Kudos

Credit Kudos has secured backing from 19 investors, including venture fund, angel, and institutional investors. Prominent investors backing the company include Apple, Plug and Play Tech Center and Triple Point. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Ventur ecapital firm focused on fintech sectors
Founded Year Domain Location
Provider of a program turning individuals into funded technology company founders
Founded Year Domain Location
Ascension is recognized as a venture capital firm focused on early-stage tech investments.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Credit Kudos

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Credit Kudos

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Credit Kudos Comparisons

Employees
+
Add Comparison
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Competitors of Credit Kudos

Credit Kudos operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as TransUnion, Equifax, Zeta, Tink and Banked, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Provider of credit scoring data for consumers and businesses
domain founded_year HQ Location
Credit score data is provided online for businesses and individuals.
domain founded_year HQ Location
Payment and banking solutions are provided to users and banks.
domain founded_year HQ Location
Tink is recognized as a leading European open banking platform.
domain founded_year HQ Location
Open banking APIs for payments and data access are provided.
domain founded_year HQ Location
Platform offering open banking API solutions for payment infrastructure to banks and businesses
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Credit Kudos

Frequently Asked Questions about Credit Kudos

When was Credit Kudos founded?

Credit Kudos was founded in 2015.

Where is Credit Kudos located?

Credit Kudos is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.

Is Credit Kudos a funded company?

Credit Kudos is a funded company, having raised a total of $13.5M across 6 funding rounds to date. The company's 1st funding round was a Seed of $3.6M, raised on Dec 09, 2015.

How many employees does Credit Kudos have?

As of Dec 31, 2021, the latest employee count at Credit Kudos is 47.

What is the annual revenue of Credit Kudos?

Annual revenue of Credit Kudos is $989.08K as on Sep 28, 2024.

What does Credit Kudos do?

Credit Kudos was founded in 2015 in London, United Kingdom, within the fintech sector focused on open banking. Transaction data from consumers is aggregated and analyzed through APIs to evaluate creditworthiness for individuals and businesses. Services include income verification, affordability assessments, risk insights, fraud detection, and customer management tools. Data is interpreted for lenders, brokers, and financial institutions, with verification enabled from banking sources.

Who are the top competitors of Credit Kudos?

Credit Kudos's top competitors include Zeta, Tink and TransUnion.

Who are Credit Kudos's investors?

Credit Kudos has 19 investors. Key investors include Apple, Plug and Play Tech Center, Triple Point, NFT Ventures, and Entrepreneur First.

What is Credit Kudos's valuation?

The valuation of Credit Kudos is $31.3M as of Mar 2020.

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