About Credit One Payments
Credit One Payments is a Financial Services company based in Goregaon (India) founded in 2016 by Pravin Kabra and Utul Kapadia. It provides fuel financing and management solutions for fleets and industrial users. It operates on a B2B and SaaS model in Financial Services and Transportation, Automotive & Logistics sectors. Its Indian entity Credit One Payment Solutions Private Limited reported revenue of ₹1.98 Cr. Credit One Payments offers products and services including Fuel Financing, My Business Manager, and Expense Credit Line. Its focus areas include FinTech, Payment Solutions, Credit Financing and Fuel Management. Similar companies include Manappuram Finance, Hero Fincorp, Bajaj Finserv, Northern Arc Capital and Kinara Capital and 4 more; 6 of its 9 listed similar companies have raised funding.
Company details
Credit One Payments delivers customized fuel management and credit facilities to help businesses control fuel purchases, usage, and expenses. Operating from Mumbai, India, they serve SME fleets, cab aggregators, and industrial clients through apps and credit lines, enabling efficient cash flow and operational tracking while addressing industry-specific needs.
- Headquarters Goregaon, India
- Founders Pravin Kabra, Utul Kapadia
- SectorsFinancial ServicesTransportation, Automotive & Logistics
- Email••••••••
- Website creditonepayments.com
- Legal Name Credit One Payment Solutions Private Limited
- Date of Incorporation 29 Feb, 2016
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹1.98 Cr
FY 2023 · +23% YoY
- Net Loss-₹1.5 Lakh
FY 2023 · -1% margin
- EBITDA₹23.2 Lakh
FY 2023 · 12% margin
Associated legal entities of Credit One Payments
Credit One Payments operates through Credit One Payment Solutions Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2023) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Credit One Payment Solutions Private Limited CIN U74900MH2016PTC273614 | Active | 29 Feb 2016 | Mumbai, Maharashtra | ₹2.0 Cr | – | 2 | View details |
Products & Services of Credit One Payments
Credit One Payments offers a comprehensive portfolio of products and services, including Fuel Financing, My Business Manager, and Expense Credit Line.
Offers credit for fuel purchases to manage business cash flow.
App for tracking vehicle documents and payment deadlines.
Provides credit for business expenses like insurance renewals.
Board of directors of Credit One Payment Solutions Private Limited (Credit One Payments)
Credit One Payment Solutions Private Limited is the primary company behind Credit One Payments. The board of Credit One Payment Solutions Private Limited currently have 2 directors; the longest-serving is Pravin Omprakash Kabra, appointed in 2016.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Pravin Omprakash Kabra DIN 07439940 | Director | 29 Feb 2016 | 10 yrs 7 mo | Credit One Payment Solutions Private Limited |
| Utul Chandrasen Kapadia DIN 02648942 | Director | 29 Feb 2016 | 10 yrs 7 mo | Credit One Payment Solutions Private Limited |
People of Credit One Payments
2 people are tracked at Credit One Payments (2 in leadership).
| Name | Role | Group |
|---|---|---|
| Founder, Director | Leadership | |
| Founder, Director | Leadership |
Complete people profiles for Credit One Payments
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Financials of Credit One Payments
Figures of Credit One Payment Solutions Private Limited, the primary company behind Credit One Payments, for FY 2023. Revenue was ₹1.98 Cr (+23% year on year). Net loss was -₹1.5 Lakh (-1% margin). EBITDA was ₹23.2 Lakh (12% margin). Revenue has grown at a compounded annual rate of -1% over three years and +8% over five years.
- ₹1.98 CrRevenue · FY 2023 · +23% YoY
- -₹1.5 LakhNet loss · -1% margin
- ₹23.2 LakhEBITDA · 12% margin
- ₹2.10 CrPaid-up capital
- -1%Revenue CAGR, 3 years
- +8%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Credit One Payment Solutions Private Limited are on its company page.
Detailed financial statements for Credit One Payments
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Similar companies to Credit One Payments
Credit One Payments has 9 listed similar companies in our database, 6 of them funded. They include Manappuram Finance, Hero Fincorp, Bajaj Finserv, Northern Arc Capital and Kinara Capital, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| herofincorp.com | 1991 | Delhi, India | $274.96M | 3,446 | 2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | |
| bajajfinserv.in | 2007 | Pune, India | – | 53,782 | Financial solutions including loans and insurance are offered. | |
| northernarc.com | 2006 | Chennai, India | $283.47M | 1,139 | Household and business loans are provided with risk management support. | |
| kinaracapital.com | 2011 | Bengaluru, India | $116.69M | 1,580 | Collateral-free loans are provided to MSMEs for business operations. | |
| mahindrafinance.com | 1991 | Mumbai, India | $83.13M | 25,004 | Consumer and SME loans are provided by Mahindra Finance. | |
| cholamandalam.com | 1978 | Chennai, India | – | 51,396 | Home and SME loans are provided in India. | |
| indostarcapital.com | 2009 | Mumbai, India | – | 4,213 | Real estate, infrastructure, vehicle, home, and SME financing are provided. | |
| skfin.in | 1994 | Jaipur, India | $333.79M | 12,751 | Loans for pre-owned vehicles and diverse sectors are offered. |
Detailed similar companies of Credit One Payments
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Top companies in Travel Fintech
10 companies that operate in the same segment as Credit One Payments (Travel Fintech), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Digital entertainment, e-commerce, and financial services are provided globally. | 2006 | Singapore, Singapore, Singapore | USD 721.47 M | USD 22.94 B | 3,733 | |
Digital payment services via UPI, cards, and wallets. | 2019 | Bengaluru, Karnataka, India | – | USD 8.79 | 74 | |
Provides an app-based platform for group expense sharing and bill splitting. | 2015 | Bengaluru, Karnataka, India | USD 2.47 M | – | 177 | |
Offers agent-based solutions for secure payment processing. | 2015 | Ludhiana, Punjab, India | – | – | – | |
Venture capital funding and support for pre-seed and seed-stage startups in India. | 2019 | Mumbai, Maharashtra, India | – | – | – | |
EPSILON NET is engaged in providing business software solutions. | 1999 | Kallithea, Attica, Greece | – | – | – | |
Offers payment gateways, links, and services for online transactions and business payments. | 2009 | Noida, Uttar Pradesh, India | – | – | – | |
Mobile app for phone payments at merchants without wallets or internet. | 2014 | Bengaluru, Karnataka, India | – | USD 103.98 K | 10 | |
Investment in Indian startups across technology and fintech sectors. | 2012 | Mumbai, Maharashtra, India | – | – | – | |
Fintech platform offering AEPS, Micro ATM, recharge, and money transfer services. | 2021 | Delhi, Delhi, India | – | USD 4.61 M | 292 |
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Related news about Credit One Payments
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Frequently Asked Questions about Credit One Payments
Credit One Payments was founded in 2016.
Credit One Payments is headquartered in Goregaon, India. It is registered at Goregaon, Maharashtra, India.
The primary company behind Credit One Payments, Credit One Payment Solutions Private Limited, reported revenue of ₹1.98 Cr for FY 2023, up 23% year on year.
Credit One Payments delivers customized fuel management and credit facilities to help businesses control fuel purchases, usage, and expenses. Operating from Mumbai, India, they serve SME fleets, cab aggregators, and industrial clients through apps and credit lines, enabling efficient cash flow and operational tracking while addressing industry-specific needs.
Credit One Payments's top competitors include Manappuram Finance, Bajaj Finserv and Northern Arc Capital.
Credit One Payments offers Fuel Financing, My Business Manager, and Expense Credit Line.
Credit One Payments operates through Credit One Payment Solutions Private Limited.
The legal entities of Credit One Payments currently have 2 directors, including Pravin Omprakash Kabra, Utul Chandrasen Kapadia.