MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-MH-18-0057336
Credit One Payment Solutions Private Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
Revenue · FY 2023
₹1.98 Cr
▲ 23% YoY
Net loss · FY 2023
₹1.5 Lakh
Net margin -0.8%
EBITDA · FY 2023
₹23.2 Lakh
EBITDA margin 11.7%
Authorised capital
₹2.5 Cr
Registered with MCA
Paid-up capital
₹2.1 Cr
Issued & subscribed
Open charges
₹75 Lakh
Secured borrowings
Company age
10 yrs
Est. 2016
Directors on board
2
As per MCA filings
About Credit One Payment Solutions Private Limited
Data last updated:
Credit One Payment Solutions Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 29 February 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74900MH2016PTC273614. Its GSTIN is 27AAGCC3748Q1Z0 (Maharashtra).
The company has an authorised share capital of ₹2.5 Cr and a paid-up capital of ₹2.1 Cr. It is led by directors Pravin Omprakash Kabra and Utul Chandrasen Kapadia.
Its last annual general meeting (AGM) was held on 30 September 2023, and its latest financial statements are for the year ended 31 March 2023. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2023, the company reported a revenue of ₹1.98 Cr, a growth of 23% compared to the previous year. For the same year it recorded a net loss of ₹1.5 Lakh (net margin -0.8%) and EBITDA of ₹23.2 Lakh (EBITDA margin 11.7%). Revenue has grown at a compounded annual rate (CAGR) of 1% over three years and 8% over five years.
The company is associated with 1 brand: Credit One Payments. As per MCA filings, the company has open charges of ₹75 Lakh on record. Court records list 5 cases involving the company, including 5 filed by the company. The company has 2 deals on record (1 rights issue, 1 funding round), with disclosed funding of ₹10 Lakh; the latest was in March 2019. Its 10 peer companies in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC) are compared by revenue, 5 larger and 5 smaller; the largest is Diplomat Leasing and Finance Private Limited with revenue of ₹2 Cr.
Credit One Payment Solutions Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-18-0057336). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website creditonepayments.com.
Company Details of Credit One Payment Solutions Private Limited
CIN U74900MH2016PTC273614
Registration Number 273614
Incorporation Date 29 February 2016
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2023
Date of Balance Sheet 31 March 2023
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-MH-18-0057336
Recognitions & Rankings of Credit One Payment Solutions
Contact Details
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered Address5 Jyotsna Prakash J P Road Near Goregaon Railway Station Goregaon, (E), Mumbai, Maharashtra, India – 400063
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
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Associated Brands with Credit One Payment Solutions Private Limited
Credit One Payment Solutions operates one associated brand: Credit One Payments. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides fuel financing and management solutions for fleets and industrial users. | creditonepayments.com |
Business Activity of Credit One Payment Solutions Private Limited
The main business activity of Credit One Payment Solutions is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
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Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
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Financials of Credit One Payment Solutions Private Limited FY 2023 filings available
Credit One Payment Solutions Private Limited reported revenue of ₹1.98 Cr (up 23% YoY) for FY 2023.
Revenue · FY 2023
₹1.98 Cr ▲ 23%
Net loss · FY 2023
₹1.5 Lakh margin -0.8%
EBITDA · FY 2023
₹23.2 Lakh margin 11.7%
Compounded Annual Growth Rate (CAGR) of Credit One Payment Solutions Private Limited
Revenue CAGR growth
1 year
▲ 23%
3 years · compounded
▼ 1%
5 years · compounded
▲ 8%
EBITDA CAGR growth
1 year
▼ 8%
3 years · compounded
▲ 7%
5 years · compounded
▲ 21%
Revenue has grown at a compounded annual rate (CAGR) of 8% over five years, including 23% growth in the latest year. EBITDA fell 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Credit One Payment Solutions Private Limited
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | ₹1.98 Cr | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹23.2 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹1.5 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Credit One Payment Solutions Private Limited
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 11.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -0.8% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Credit One Payment Solutions are in the company report.
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Financial statements from FY 2016
Earlier years and trend charts are in the company report.
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Board of Directors of Credit One Payment Solutions Private Limited
Credit One Payment Solutions has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pravin Omprakash Kabra Also directs: Incio Fintech Private Limited | Director | 29 Feb 2016 | 10 Years 7 Months | Current |
| Utul Chandrasen Kapadia | Director | 29 Feb 2016 | 10 Years 7 Months | Current |
Peer Comparison of Credit One Payment Solutions Private Limited
Credit One Payment Solutions Private Limited is compared with the companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Diplomat Leasing and Finance Private Limited | ₹2 Cr (FY 2025) | •••• | •••• | 68.0% | •••• | New Delhi, Delhi, India |
| Right Choice Financial Services Limited | ₹1.98 Cr (FY 2025) | •••• | •••• | 26.0% | •••• | Mumbai, Maharashtra, India |
| Swagat Trexim Pvt. Ltd. | ₹1.98 Cr (FY 2025) | •••• | •••• | -88.0% | •••• | Kolkata, West Bengal, India |
| Gbulani Rural Finance Private Limited | ₹1.98 Cr (FY 2025) | •••• | •••• | 37.0% | •••• | Wardha, Maharashtra, India |
| PKG Financers Private Limited | ₹1.98 Cr (FY 2024) | •••• | •••• | 77.0% | •••• | Kolkata, West Bengal, India |
| Credit One Payment Solutions Private Limited this company | ₹1.98 Cr (FY 2023) | •••• | •••• | 23.0% | •••• | Mumbai, Maharashtra, India |
| Ecw Consultants Private Limited | ₹1.98 Cr (FY 2025) | •••• | •••• | 87.0% | •••• | Thammanam, Kerala, India |
| Shree Marikamba Micro Finance Private Limited | ₹1.97 Cr (FY 2025) | •••• | •••• | -3.0% | •••• | Shimoga, Karnataka, India |
| Amit Credit Company Private Limited | ₹1.97 Cr (FY 2024) | •••• | •••• | 21.0% | •••• | New Delhi, Delhi, India |
| Dynamic Archistructures Ltd Listed | ₹1.97 Cr (FY 2019) | •••• | •••• | 38.0% | •••• | Kolkata, West Bengal, India |
| Novelty Finance Limited | ₹1.97 Cr (FY 2024) | •••• | •••• | 23.0% | •••• | Punjab, India |
Peers are the five companies nearest above and the five nearest below Credit One Payment Solutions by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Credit One Payment Solutions Private Limited
Credit One Payment Solutions Private Limited is audited by RUIA A AMI AND CO for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| RUIA A AMI AND CO | Locked | Locked | Locked |
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Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
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Ownership and Shareholding of Credit One Payment Solutions Private Limited
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Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
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Charges & Borrowings of Credit One Payment Solutions Private Limited
Open charges
₹75 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Lender | Amount | Status |
|---|---|---|---|
| 30 Nov 2017 | Others | ₹75 Lakh | Open |
Total charge records: 1 View all charges
Deals & Funding of Credit One Payment Solutions Private Limited
Credit One Payment Solutions Private Limited has 2 deals on record (1 rights issue, 1 funding round), with disclosed funding of ₹10 Lakh; the latest was in March 2019.
Total deals
2
Rights issue
1
Funding round
1
Disclosed funding
₹10 Lakh
Deals on record (2 of 2)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2019 | Funding round | ₹10 Lakh | Investors: 2 individuals |
| Aug 2016 | Rights issue | ₹1.95 Cr | Investors: 2 individuals |
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Full deal history
All 2 deals with amounts, valuations, instruments and every party are in the company report.
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Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal Cases of Credit One Payment Solutions Private Limited
Credit One Payment Solutions Private Limited has 5 court cases on record: 5 filed by Credit One Payment Solutions. All cases are disposed. Status as checked between 01 Oct 2026 and 04 Oct 2026.
Total cases
5
Filed by the company
5
Disposed
5
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 5 | 0 | 0 |
Cases on record (5 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Mumbai CMM Courts, Maharashtra | Interim or miscellaneous application | Filed by the company against an individual | Disposed |
| District court, Mumbai CMM Courts, Maharashtra | Interim or miscellaneous application | Filed by the company against an individual | Disposed |
| District court, Mumbai CMM Courts, Maharashtra | Court case (SS CASES S) | Filed by the company against an individual | Disposed |
| District court, Mumbai CMM Courts, Maharashtra | Court case (SS CASES S) | Filed by the company against an individual | Disposed |
| District court, Mumbai CMM Courts, Maharashtra | Court case (SS CASES S) | Filed by the company against an individual | Disposed |
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Full case history
All 5 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
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Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Credit One Payment Solutions Private Limited
Employment history and EPFO contributions of people linked to Credit One Payment Solutions.
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Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
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Recent Activity on Credit One Payment Solutions Private Limited
Credit One Payment Solutions Private Limited has 2 board changes on record since 2016: 2 appointments. The latest: Pravin Omprakash Kabra was appointed as Director on 29 Feb 2016.
AGM
Credit One Payment Solutions Private Limited last Annual general meeting of members was held on 30 Sep 2023 as per latest MCA records.
Filing
Credit One Payment Solutions Private Limited has filed its annual Financial statements for the year ended 31 Mar 2023 with Roc Mumbai.
Charges
A charge with Others amounted to Rs. 0.75 Cr with Charge ID 100141605 was registered on 30 Nov 2017.
Appointed
Pravin Omprakash Kabra was appointed as Director.
Appointed
Utul Chandrasen Kapadia was appointed as Director.
Incorporation
29 Feb 2016
Credit One Payment Solutions Private Limited was registered on 29 Feb 2016 with Roc Mumbai & aged 10 years 7 months as per MCA records.
Credit Ratings, Litigation & Regulatory Alerts for Credit One Payment Solutions Private Limited
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MSME Payment Delays by Credit One Payment Solutions Private Limited
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MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
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Subsidiaries & Group Companies of Credit One Payment Solutions Private Limited
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Corporate group structure
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GST Compliance of Credit One Payment Solutions Private Limited
Credit One Payment Solutions has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAGCC3748Q1Z0 | Maharashtra | Active | 15 Jul 2017 |
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GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
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MCA Filings & Documents of Credit One Payment Solutions Private Limited
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Related news about Credit One Payment Solutions Private Limited
Frequently Asked Questions about Credit One Payment Solutions Private Limited
Credit One Payment Solutions is an active private limited company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 29 February 2016 (10+ years old) and is registered under CIN U74900MH2016PTC273614.
Credit One Payment Solutions reported revenue of ₹1.98 Cr for FY 2023 (up 23% YoY).
Credit One Payment Solutions has 2 current directors:
- Pravin Omprakash Kabra - Director
- Utul Chandrasen Kapadia - Director
Credit One Payment Solutions reported a net loss of ₹1.5 Lakh (net margin -0.8%) and EBITDA of ₹23.2 Lakh (EBITDA margin 11.7%) for FY 2023, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Credit One Payment Solutions is -1% over three years and 8% over five years. In the latest year (FY 2023) revenue rose 23%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Credit One Payment Solutions is 27AAGCC3748Q1Z0, registered in Maharashtra.
The CIN (Corporate Identification Number) of Credit One Payment Solutions is U74900MH2016PTC273614. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credit One Payment Solutions has 5 court cases on record: 5 filed by the company.
Credit One Payment Solutions was incorporated on 29 February 2016, making it 10+ years old. It is registered with the Registrar of Companies, Mumbai.
Credit One Payment Solutions has 2 deals on record (1 rights issue, 1 funding round), with disclosed funding of ₹10 Lakh; the latest was in March 2019.
The peers of Credit One Payment Solutions by revenue are Diplomat Leasing and Finance Private Limited, Right Choice Financial Services Limited, Swagat Trexim Pvt. Ltd, Gbulani Rural Finance Private Limited, PKG Financers Private Limited and 5 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC).