About Creditcode
Creditcode is a Financial Services company based in Gurugram (India) founded in 2020. It operates as an app for referring financial services, educating customers, and earning commissions. It operates on a B2B and Affiliate model. The company has 31 employees. Its Indian entity Plugger Technologies Private Limited reported revenue of ₹8.68 Cr. Creditcode offers products and services including CreditCode App, Credit Card Services, Savings Account, Demat Account, and Personal Loan. Its focus areas include FinTech, Credit Services, Loan Products and Instant Credit. Its competitors include PaisaGrowth, Mvalu, Loannetwork, Offermeloan and First Man Group and 2 more; 3 of its 7 listed competitors have raised funding.
Company details
CreditCode operates as a mobile application that enables users to become financial advisors by downloading the app, sharing product links, educating customers on services like credit cards and loans, and earning income. It provides tools for selling personalized financial solutions such as savings accounts and mutual funds. Based in Gurugram, India, it serves advisors and brands, generating leads and offering transparent reporting with fast payouts.
- Headquarters Gurugram, India
- Employees 31
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website creditcode.in
- Social LinkedIn Facebook Instagram
- Legal Name Plugger Technologies Private Limited
- Date of Incorporation 26 Feb, 2019
- Jurisdiction Gurgaon, Haryana, India
- Annual Revenue₹8.68 Cr
FY 2024 · +128% YoY
- Net Profit₹34.8 Lakh
FY 2024 · 4% margin
- EBITDA₹47.5 Lakh
FY 2024 · 5% margin
- Employee Count31
Associated legal entities of Creditcode
Creditcode operates through Plugger Technologies Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Plugger Technologies Private Limited CIN U67100HR2019PTC078819 | Active | 26 Feb 2019 | Gurgaon, Haryana | ₹8.7 Cr | 31 | 2 | View details |
Products & Services of Creditcode
Creditcode offers a comprehensive portfolio of products and services, including CreditCode App, Credit Card Services, Savings Account, Demat Account, and Personal Loan.
App for referring and selling financial products to earn income.
Services offering credit cards with rewards and cashback options.
Account with competitive interest rates and digital access features.
Account for trading securities with low fees and easy access.
Instant loans with low interest and minimal documentation.
Apps and channels of Creditcode
Creditcode publishes 1 mobile app with over 100K+ downloads.
Board of directors of Plugger Technologies Private Limited (Creditcode)
Plugger Technologies Private Limited is the primary company behind Creditcode. The board of Plugger Technologies Private Limited currently have 2 directors; the longest-serving is Sumit Kapoor, appointed in 2019.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Sumit Kapoor DIN 07474502 | Director | 26 Feb 2019 | 7 yrs 7 mo | Plugger Technologies Private Limited |
| Neha Gairola DIN 07474500 | Director | 26 Feb 2019 | 7 yrs 7 mo | Plugger Technologies Private Limited |
Financials of Creditcode
Figures of Plugger Technologies Private Limited, the primary company behind Creditcode, for FY 2024. Revenue was ₹8.68 Cr (+128% year on year). Net profit was ₹34.8 Lakh (4% margin). EBITDA was ₹47.5 Lakh (5% margin). Revenue has grown at a compounded annual rate of +1360% over three years.
- ₹8.68 CrRevenue · FY 2024 · +128% YoY
- ₹34.8 LakhNet profit · 4% margin
- ₹47.5 LakhEBITDA · 5% margin
- ₹1 LakhPaid-up capital
- 31Employees (provident fund records)
- +1360%Revenue CAGR, 3 years
Balance sheet, profit and loss, cash flow and ratios of Plugger Technologies Private Limited are on its company page.
Detailed financial statements for Creditcode
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Competitors of Creditcode
Creditcode has 7 listed competitors in our database, 3 of them funded. They include PaisaGrowth, Mvalu, Loannetwork, Offermeloan and First Man Group, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| paisagrowth.in | 2020 | Gurugram, India | $250,000 | – | Leads for loan intermediaries are generated via an online marketplace. | |
| mvalu.ml | 2018 | Mumbai, India | $5.09M | 61 | Blockchain-based leads marketplace network for loan brokers is facilitated. | |
| loannetwork.app | 2023 | Mumbai, India | $1.68M | 10 | Home and business loan solutions are facilitated via lender networks. | |
| offermeloan.com | 2018 | Nashik, India | – | – | Platform connects borrowers with agents for loan applications and services in India. | |
| firstmangroup.in | 2018 | Vijayawada, India | – | – | App-based platform for lead generation services. | |
| referaloan.com | 2015 | Ahmedabad, India | – | – | A platform for lead generation and management to help businesses acquire and nurture prospects. | |
| leadworkx.com | 2020 | Thane, India | – | – | A platform for lead generation and management to streamline sales processes. |
Detailed competitors of Creditcode
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Creditcode
The website of Creditcode (creditcode.in) receives about 2K visits a month.
- Monthly visits2K
▲ 9.1% vs previous month
Top companies in Consumer and SME Loans
10 companies that operate in the same segment as Creditcode (Consumer and SME Loans), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Synchrony is engaged in providing credit cards and banking services. | 1993 | Salem, United States | USD 25 M | USD 19.12 B | 20,000 | |
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Full-stack marketplace services for car ownership are provided. | 2015 | Singapore, Singapore, Singapore | USD 685.9 M | USD 806.83 M | 1,381 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | – | USD 1.9 B | 36,520 | |
Financial solutions including loans and insurance are offered. | 2007 | Pune, Maharashtra, India | – | USD 15.24 B | 126 | |
Household and business loans are provided with risk management support. | 2006 | Chennai, Tamil Nadu, India | USD 283.47 M | USD 288.73 M | 1,100 | |
Online gold, home, personal, and business loans are provided. | 1995 | Mumbai, Maharashtra, India | – | USD 1.38 B | 38,720 | |
An online lending platform for point-of-sale financing is provided. | 2013 | Bengaluru, Karnataka, India | USD 205.92 M | USD 3.93 M | 499 |
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Frequently Asked Questions about Creditcode
Creditcode was founded in 2020.
Creditcode is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
Creditcode has 31 employees.
The primary company behind Creditcode, Plugger Technologies Private Limited, reported revenue of ₹8.68 Cr for FY 2024, up 128% year on year.
CreditCode operates as a mobile application that enables users to become financial advisors by downloading the app, sharing product links, educating customers on services like credit cards and loans, and earning income. It provides tools for selling personalized financial solutions such as savings accounts and mutual funds. Based in Gurugram, India, it serves advisors and brands, generating leads and offering transparent reporting with fast payouts.
Creditcode's top competitors include Mvalu, PaisaGrowth and Loannetwork.
Creditcode offers CreditCode App, Credit Card Services, Savings Account, Demat Account, and Personal Loan.
Creditcode operates through Plugger Technologies Private Limited.
The legal entities of Creditcode currently have 2 directors, including Sumit Kapoor, Neha Gairola.
Yes. Creditcode publishes Creditcode : Your Earning App, with over 100,000 downloads.