About Plugger Technologies Private Limited
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Plugger Technologies Private Limited is a private limited company based in Gurgaon, Haryana, India. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 26 February 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U67100HR2019PTC078819. Its GSTIN is 06AACCO8878P1ZH (Haryana).
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Sumit Kapoor and Neha Gairola.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 255 – 256A Second Floor Jmd Megapolis, Sohna Road Sector – 48 Gurgaon Haryana – 122001, Haryana, India – 122001.
As per the financials filed for FY 2024, the company reported a revenue of ₹8.68 Cr, a growth of 128% compared to the previous year. For the same year it recorded a net profit of ₹34.77 Lakh (net margin 4%) and EBITDA of ₹47.46 Lakh (EBITDA margin 5.5%).
The company has about 31 employees on its provident fund (EPFO) records.
The company is associated with 3 brands: CreditKaro, Creditcode and Optimidea.
For more details, the company can be reached via its website optimidea.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address255 – 256A Second Floor Jmd Megapolis, Sohna Road Sector – 48 Gurgaon Haryana – 122001, Haryana, India – 122001
- IndustryInternet, Online Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of Plugger Technologies Private Limited
The main business activity of Plugger Technologies is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Plugger Technologies Private Limited FY 2025 filings available
Plugger Technologies Private Limited reported revenue of ₹8.68 Cr (up 128% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Plugger Technologies Private Limited
Revenue rose 128% in the latest year. EBITDA rose 56% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of Plugger Technologies Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹47.46 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹34.77 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Plugger Technologies Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 5.5% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Plugger Technologies are in the company report.
Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Plugger Technologies Private Limited
Plugger Technologies Private Limited is compared with the companies closest to it by revenue in the Ecommerce and Internet industry (Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Super Star Leasing and Finance Limited | ₹8.85 Cr (FY 2025) | •••• | •••• | -21.0% | •••• | New Delhi, Delhi, India |
| Iifl Fintech Private Limited | ₹8.85 Cr (FY 2025) | •••• | •••• | -8.0% | •••• | Thane, Maharashtra, India |
| Somriddhi Digital Private Limited | ₹8.81 Cr (FY 2024) | •••• | •••• | -12.0% | •••• | Kolkata, West Bengal, India |
| PMPK Wealth Private Limited | ₹8.8 Cr (FY 2025) | •••• | •••• | 38.0% | •••• | Ranchi, Jharkhand, India |
| Flexmoney Technologies Private Limited | ₹8.71 Cr (FY 2025) | •••• | •••• | -32.0% | •••• | Mumbai, Maharashtra, India |
| Plugger Technologies Private Limited this company | ₹8.68 Cr (FY 2024) | •••• | •••• | 128.0% | •••• | Gurgaon, Haryana, India |
| Karnataka Urban Infrastructure Development and Finance Corporation Limited. | ₹8.67 Cr (FY 2025) | •••• | •••• | -1.0% | •••• | Bangalore, Karnataka, India |
| Juniper Equity India Private Limited | ₹8.65 Cr (FY 2024) | •••• | •••• | 266.0% | •••• | Delhi, India |
| Autovert Technologies Private Limited | ₹8.61 Cr (FY 2025) | •••• | •••• | 201.0% | •••• | Bangalore, Karnataka, India |
| We Founder Circle Private Limited | ₹8.58 Cr (FY 2025) | •••• | •••• | 29.0% | •••• | Surat, Gujarat, India |
| Silver Star Finance and Leasing Ltd. | ₹8.57 Cr (FY 2024) | •••• | •••• | 121.0% | •••• | Satna, Madhya Pradesh, India |
Peers are the five companies nearest above and the five nearest below Plugger Technologies by revenue in the Ecommerce and Internet industry (Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Plugger Technologies Private Limited
Plugger Technologies Private Limited is audited by V J M & ASSOCIATES LLP for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| V J M & ASSOCIATES LLP | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Plugger Technologies Private Limited
Plugger Technologies has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sumit Kapoor | Director | 26 Feb 2019 | 7 Years 7 Months | Current |
| Neha Gairola | Director | 26 Feb 2019 | 7 Years 7 Months | Current |
Ownership and Shareholding of Plugger Technologies Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Plugger Technologies Private Limited
Plugger Technologies Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Associated Brands with Plugger Technologies Private Limited
Plugger Technologies operates multiple associated brands including CreditKaro, Creditcode, and Optimidea. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides an online platform for applying for credit cards and consumer loans. | creditkaro.com | |
| App for referring financial services, educating customers, and earning commissions. | creditcode.in | |
| Provides comprehensive affiliate, mobile marketing, strategy, SMM, and SEM services. | optimidea.com |
Employees and EPFO Compliance at Plugger Technologies Private Limited
Plugger Technologies Private Limited has a workforce of 31 employees as of Apr 05, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Group Structure of Plugger Technologies Private Limited
Plugger Technologies has 2 associated companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
Recent Activity on Plugger Technologies Private Limited
Plugger Technologies Private Limited has 2 board changes on record since 2019: 2 appointments. The latest: Neha Gairola was appointed as Director on 26 Feb 2019.
Credit Ratings, Litigation & Regulatory Alerts for Plugger Technologies Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Plugger Technologies Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Plugger Technologies Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Plugger Technologies Private Limited
Plugger Technologies has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AACCO8878P1ZH | Haryana | Active | 03 Sep 2019 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Plugger Technologies Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Plugger Technologies Private Limited
Plugger Technologies is an active private limited company based in Gurgaon, Haryana, India. The company works in online financial services, within the internet industry. It was incorporated on 26 February 2019 (7+ years old) and is registered under CIN U67100HR2019PTC078819.
Plugger Technologies reported revenue of ₹8.68 Cr for FY 2024 (up 128% YoY).
Plugger Technologies has 2 current directors:
- Sumit Kapoor - Director
- Neha Gairola - Director
Plugger Technologies reported a net profit of ₹34.77 Lakh (net margin 4%) and EBITDA of ₹47.46 Lakh (EBITDA margin 5.5%) for FY 2024, as per its filed financial statements.
The GSTIN of Plugger Technologies is 06AACCO8878P1ZH, registered in Haryana.
The CIN (Corporate Identification Number) of Plugger Technologies is U67100HR2019PTC078819. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Plugger Technologies was incorporated on 26 February 2019, making it 7+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Plugger Technologies by revenue are Super Star Leasing and Finance Limited, Iifl Fintech Private Limited, Somriddhi Digital Private Limited, PMPK Wealth Private Limited, Flexmoney Technologies Private Limited and 5 more, all in the Ecommerce and Internet industry (Finance).
Neha Gairola was appointed as Director on 26 Feb 2019. Sumit Kapoor was appointed as Director on 26 Feb 2019.
Plugger Technologies can be reached through the website optimidea.com. Its registered office is in Gurgaon, Haryana, India.
The registered office of Plugger Technologies is at 255 – 256A Second Floor Jmd Megapolis, Sohna Road Sector – 48 Gurgaon Haryana – 122001, Haryana, India – 122001.