About CredMate
CredMate is a company based in Ludhiana (India) founded in 2020 by Gaurav Kundra. It operates as a B2B. CredMate operates in a competitive market with competitors including Splitwise, Zirtue, Pigeon, Byaj Book and Century Egg, among others.
- Headquarter Ludhiana, India
- Founders Gaurav Kundra
- SectorsFinancial Services
- Website credmate.in
- Social X Facebook
Associated legal entities of CredMate
CredMate is associated with 2 registered companies on The Company Check. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Credmate Llp CIN AAU-0306 | Strike Off | 01 Oct 2020 | Ludhiana, Punjab | – | – | 2 | View details |
| Credmate Fintech Private Limited CIN U72900PB2021PTC054328 | Active | 26 Sep 2021 | Ludhiana, Punjab | ₹0.1 Cr | – | 2 | View details |
Board of directors of CredMate
The boards of the 2 registered companies of CredMate currently have 2 directors; the longest-serving is Gaurav Kundra, appointed in 2020. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Gaurav Kundra DIN 08901354 | Designated Partner | 01 Oct 2020 | 6 yrs | Credmate Llp, Credmate Fintech Private Limited |
| Gaurav Sharma DIN 06815209 | Designated Partner | 01 Oct 2020 | 6 yrs | Credmate Llp, Credmate Fintech Private Limited |
People of CredMate
1 people are tracked at CredMate (1 in leadership).
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership |
Complete people profiles for CredMate
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Financials of CredMate
Figures of Credmate Fintech Private Limited, the primary company behind CredMate, for FY 2024. Revenue was ₹0.09 Cr (-3% year on year). Net loss was -₹0.03 Cr (-33% margin). EBITDA was -₹0.01 Cr (-12% margin).
- ₹0.09 CrRevenue · FY 2024 · -3% YoY
- -₹0.03 CrNet loss · -33% margin
- -₹0.01 CrEBITDA · -12% margin
- ₹0.01 CrPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Credmate Fintech Private Limited are on its company page.
Detailed financial statements for CredMate
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Competitors of CredMate
CredMate operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Splitwise, Zirtue, Pigeon, Byaj Book and Century Egg, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| splitwise.com | 2011 | Providence, United States | $30.48M | 18 | Expenses are shared and tracked among friends via mobile app. | |
| zirtue.com | 2018 | Dallas, United States | $1.12M | – | Developer of an online platform for relationship-based lending | |
| usepigeon.io | 2020 | Las Vegas, United States | $500,000 | 5 | Loans between friends and family are simplified by Pigeon. | |
| byajbook.com | 2021 | Bengaluru, India | $166,603 | – | App-based platform offering loan tracking and management solutions to lenders | |
| centuryegg.com | 2015 | London, United Kingdom | – | – | Provides a platform for effective debt management and financial solutions. | |
| jinjiedao.cn | 2015 | Haidian, China | $2.93M | – | IOU borrowing from contacts is enabled by a mobile-first platform. | |
| credi.com | 2015 | Perth, Australia | – | – | Loans between friends and family are managed and tracked. | |
| zimplemoney.com | 2008 | Bainbridge Island, United States | $600,000 | – | Loans and financing plans are automated for businesses and consumers. |
Detailed competitors of CredMate
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Web traffic of CredMate
The website of CredMate (credmate.in) receives about 1.5K visits a month.
- Monthly visits1.5K
▼ 5.1% vs previous month
Similar companies to CredMate
10 companies that operate in the same segment as CredMate (Credit Rating Agencies), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Offers business loans and working capital to SMEs via tech-driven platform. | 2014 | Mumbai, Maharashtra, India | – | USD 34.43 M | 672 | |
Offers credit ratings for bank loans, bonds, and financial instruments in India. | 2007 | Bengaluru, Karnataka, India | – | USD 6.68 M | – | |
Credit information, business intelligence, and advisory services globally. | 1983 | Mumbai, Maharashtra, India | – | USD 2.17 M | 67 | |
Credit rating services and financial analysis in India. | 1986 | Delhi, Delhi, India | – | USD 6.56 M | – | |
Functions as an app-based platform for building and improving credit scores. | 2020 | Bengaluru, Karnataka, India | – | – | 1 | |
Financial services involving loans and risk advisory for microenterprises are offered by FairConnect. | – | Gurugram, Haryana, India | – | USD 93.01 K | 4 | |
Credit scoring services are provided for financial evaluations. | 2024 | Louisville, Kentucky, United States | USD 1.13 M | – | – | |
Delivers advanced credit assessment solutions for financial institutions. | 2012 | Mumbai, Maharashtra, India | – | – | – | |
Delivers credit risk management, Salesforce analytics, and reporting services. | 2011 | Mumbai, Maharashtra, India | – | USD 1.24 M | 76 | |
Financial clearing, settlement, and risk management services in India. | 2007 | Mumbai, Maharashtra, India | – | USD 47.77 M | – |
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Frequently Asked Questions about CredMate
CredMate was founded in 2020.
CredMate is headquartered in Ludhiana, India. It is registered at Ludhiana, Punjab, India.
CredMate develops specialized software for credit score assessment, focusing on leveraging cutting-edge technology, innovating financial technology, financial software, and credit assessment. It serves clients with dedicated solutions, emphasizing quality, innovation, and sustainable growth in its core markets. It continues to evolve, meeting industry challenges with strategic approaches.
CredMate is associated with 2 legal entities: Credmate Llp, Credmate Fintech Private Limited.
The legal entities of CredMate currently have 2 directors, including Gaurav Kundra, Gaurav Sharma.