About Credmate Fintech Private Limited
Data last updated: 19 December 2025
Credmate Fintech Private Limited is a private limited company based in Ludhiana, Punjab, India, recognised as a startup by DPIIT. It specialises in IT consulting and support services, a part of the broader technology and IT services sector. Incorporated on 26 September 2021, the company has been in operation for over 5 years.
Registered with ROC Chandigarh under CIN U72900PB2021PTC054328.
Capital: an authorised share capital of ₹15 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Gaurav Kundra and Gaurav Sharma.
Last AGM: 30 September 2024. Financial statements filed for year ended 31 March 2024. Office: 67 Panchsheel Enclave Threeke, Ludhiana, Punjab, India – 142021.
The company is associated with 1 brand - Credmate.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website credmate.in.
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Registered Address67 Panchsheel Enclave Threeke, Ludhiana, Punjab, India – 142021
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IndustryInformation Technology, IT Consulting & Support Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Credmate Fintech Private Limited
Credmate Fintech Private Limited operates one associated brand: CredMate. These brands represent Credmate Fintech Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Develops specialized software for credit score assessment. | credmate.in |
Competitors & Alternatives of Credmate Fintech Private Limited
Brands and companies operating in the same space as Credmate Fintech Private Limited include Splitwise, Zirtue, Pigeon and 5 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
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Expenses are shared and tracked among friends via mobile app. | Providence, United States, United States | 2011 |
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Developer of an online platform for relationship-based lending | Dallas, United States, United States | 2018 |
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Loans between friends and family are simplified by Pigeon. | Las Vegas, United States, United States | 2020 |
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IOU borrowing from contacts is enabled by a mobile-first platform. | Haidian, China, China | 2015 |
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Loans and financing plans are automated for businesses and consumers. | Bainbridge Island, United States, United States | 2008 |
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App-based platform offering loan tracking and management solutions to lenders | Bengaluru, India, India | 2021 |
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Loans between friends and family are managed and tracked. | Perth, Australia, Australia | 2015 |
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Provides a platform for effective debt management and financial solutions. | London, United Kingdom, United Kingdom | 2015 |
Board of Directors of Credmate Fintech Private Limited
Credmate Fintech Private Limited is currently managed by 2 directors, with 2 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
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| Gaurav Kundra | Whole-Time Director | 26 Sep 2021 | 4 Years 10 Months | Current |
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Gaurav Sharma
Also directs:
Videolytical Systems Private Limited
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Managing Director | 26 Sep 2021 | 4 Years 10 Months | Current |
Financials of Credmate Fintech Private Limited FY 2024 filings available
Ten-year financial statements for Credmate Fintech Private Limited
Historical statement values and trend charts require an active report plan.
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Charges & Borrowings Credmate Fintech Private Limited
Credmate Fintech Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Credmate Fintech Private Limited
View historical data on people associated with Credmate Fintech Private Limited, including employment history and EPFO contributions.
Employee and EPFO history for Credmate Fintech Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
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GST Compliance of Credmate Fintech Private Limited
GST registrations and filing compliance for Credmate Fintech Private Limited
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Credit Ratings, Litigation & Regulatory Alerts for Credmate Fintech Private Limited
Credit ratings, litigation, and regulatory alerts for Credmate Fintech Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
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MSME Payment Delays by Credmate Fintech Private Limited
MSME payment history for Credmate Fintech Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
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Subsidiaries & Group Companies of Credmate Fintech Private Limited
Corporate group structure for Credmate Fintech Private Limited
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MCA Filings & Documents of Credmate Fintech Private Limited
MCA filings and documents for Credmate Fintech Private Limited
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- Annual returns and statements
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Recent Activity on Credmate Fintech Private Limited
Frequently Asked Questions about Credmate Fintech Private Limited
Credmate Fintech Private Limited is an active private limited company in the information technology sector based in Ludhiana, Punjab, India. It was incorporated on 26 September 2021 (5+ years old) and is registered under CIN U72900PB2021PTC054328.
The current directors of Credmate Fintech Private Limited are:
- Gaurav Kundra - Whole-Time Director
- Gaurav Sharma - Managing Director
The primary industry of Credmate Fintech Private Limited is information technology. The company specifically operates in IT consulting and support services. The company is currently active in this sector.
Yes, Credmate Fintech Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Credmate Fintech Private Limited can be reached at the registered office: 67 Panchsheel Enclave Threeke, Ludhiana, Punjab, India – 142021, or through the website credmate.in.
The authorised capital is ₹15 Lakh, and the paid-up capital is ₹1 Lakh.