About CredSaver
CredSaver was a Financial Services company based in Mumbai (India) founded in 2017 by Aljo Joseph. It provides tradelines to build credit history through on-time payments and low-cost plans. It operates on a D2C model in Financial Services and Technology sectors. Its chief executive, as recorded, is Aljo Joseph. The company is recorded as dissolved. CredSaver offers products and services including CrediSaver Tradeline. Its focus areas include FinTech, Credit Services, Credit Building and Tradeline Provision. Its legal entity in India is Popular Bullion Private Limited (U74110MH2017PTC302656). Its competitors include Epimoney, IndiaLends and i2i; 2 of its 3 listed competitors have raised funding.
Company details
CrediSaver is a platform that helps individuals improve their credit scores by offering tradelines up to 3000 without requiring a credit check. It operates through affordable monthly subscriptions starting at 5, reporting payments to major credit bureaus to enhance payment history and reduce debt-to-credit ratios. The service targets consumers with poor credit, aiding in better access to housing, jobs, and financial products. Available internationally, it focuses on straightforward, transparent processes.
- Headquarters Mumbai, India
- Founders Aljo Joseph
- SectorsFinancial ServicesTechnology
- Website credsaver.com
- Legal Name Popular Bullion Private Limited
- Date of Incorporation 08 Dec, 2017
- Jurisdiction Mumbai, Maharashtra, India
- Net Loss-₹5,000
FY 2023 · 0% margin
Associated legal entities of CredSaver
CredSaver operates through Popular Bullion Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2023) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Popular Bullion Private Limited CIN U74110MH2017PTC302656 | Active | 08 Dec 2017 | Mumbai, Maharashtra | 2 | View details |
Products & Services of CredSaver
CredSaver offers a comprehensive portfolio of products and services, including CrediSaver Tradeline.
A line of credit that reports payments to bureaus to improve credit scores.
Board of directors of Popular Bullion Private Limited (CredSaver)
Popular Bullion Private Limited is the primary company behind CredSaver. The board of Popular Bullion Private Limited currently have 2 directors; the longest-serving is Mangilal Dharamchand Kothari, appointed in 2021. 4 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Mangilal Dharamchand Kothari DIN 06380640 | Director | 25 Jan 2021 | 5 yrs 9 mo | Popular Bullion Private Limited |
| Shreepal Amrutlal Jain DIN 10126282 | Director | 21 Apr 2023 | 3 yrs 6 mo | Popular Bullion Private Limited |
People of CredSaver
1 people are tracked at CredSaver (1 in leadership).
| Name | Role | Group |
|---|---|---|
Aljo Joseph | Founder, CEO | Leadership |
Complete people profiles for CredSaver
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of CredSaver
Figures of Popular Bullion Private Limited, the primary company behind CredSaver, for FY 2023. Net loss was -₹5,000 (0% margin).
- -₹5,000Net loss · 0% margin
- ₹10,000Paid-up capital
Balance sheet, profit and loss, cash flow and ratios of Popular Bullion Private Limited are on its company page.
Detailed financial statements for CredSaver
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Competitors of CredSaver
CredSaver has 3 listed competitors in our database, 2 of them funded. They include Epimoney, IndiaLends and i2i.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| epimoney.in | 1995 | Chennai, India | 623 | Consumer and business loans are facilitated via an online platform. | ||
| indialends.com | 2014 | Gurugram, India | $30.11M | 221 | Online platform providing loans and credit cards from various financial institutions | |
| i2ifunding.com | 2015 | Noida, India | $934,120 | 33 | Borrowers are connected with investors through P2P lending services. |
Detailed competitors of CredSaver
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as CredSaver (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Frequently Asked Questions about CredSaver
CredSaver was founded in 2017.
CredSaver is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Aljo Joseph is the CEO of CredSaver, as recorded in our data. They have also founded this company.
CrediSaver is a platform that helps individuals improve their credit scores by offering tradelines up to 3000 without requiring a credit check. It operates through affordable monthly subscriptions starting at 5, reporting payments to major credit bureaus to enhance payment history and reduce debt-to-credit ratios. The service targets consumers with poor credit, aiding in better access to housing, jobs, and financial products. Available internationally, it focuses on straightforward, transparent processes.
CredSaver's top competitors include Epimoney, i2i and IndiaLends.
CredSaver offers CrediSaver Tradeline.
CredSaver operates through Popular Bullion Private Limited.
The legal entities of CredSaver currently have 2 directors, including Mangilal Dharamchand Kothari, Shreepal Amrutlal Jain.