About Cross River
Cross River is a company based in Fort Lee (United States) founded in 2008 by Gilles Gade. Cross River has raised $898 million across 7 funding rounds from investors including KKR, CreditEase and T. Rowe Price. The company has 371 employees as of December 31, 2022. Cross River has completed 3 acquisitions, including Betterfin, PeerIQ and Seed. Cross River offers products and services including API-Driven Banking Infrastructure, Payment Rails, Card Issuing, and Digital Lending. Cross River operates in a competitive market with competitors including Solaris, QI Tech, ClearBank, The Bank of London and Saxo Payments Banking Circle, among others.
- Headquarter Fort Lee, United States
- Employees 371 as on 31 Dec, 2022
- Founders Gilles Gade
- Stage Unicorn
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Sectors
Financial Services
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Phone
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Website
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Social
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- Legal Name Cross River Bank
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Products & Services of Cross River
Cross River offers a comprehensive portfolio of products and services, including API-Driven Banking Infrastructure, Payment Rails, Card Issuing, and Digital Lending.
Enables API integration for payments and compliance services.
Facilitates ACH, wires, and real-time payment transactions.
Supports debit, credit, and prepaid card programs.
Offers loan origination and management tools for businesses.
People of Cross River
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Software Development Team
106 people
Leadership Team
53 people
Legal and Compliance
27 people
Finance and Accounting
26 people
Operations Team
17 people
Data Analysis and Operations Team
17 people
Senior Team
10 people
Product Management Team
9 people
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Funding Insights of Cross River
Cross River has successfully raised a total of $898M across 7 strategic funding rounds. The most recent funding activity was a Series D round of $50 million completed in January 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in Cross River
Cross River has secured backing from 12 investors, including venture fund and institutional investors. Prominent investors backing the company include KKR, CreditEase and T. Rowe Price.
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Venture capital investments in technology sectors are handled by Andreessen Horowitz.
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Holding company investing in insurance, asset management, technology, mobility, sports, music, real estate, and consumer sectors
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Startups are funded through venture capital by Hanaco Ventures.
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Investor details for Cross River
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Investments & Acquisitions by Cross River
Cross River has strategically engaged in corporate development activities, having acquired 3 companies. Notable acquisitions include Betterfin, PeerIQ and Seed.
Investment portfolio details for Cross River
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Business loans are facilitated via a lender network for enterprises.
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Risk management tools are provided for P2P lending platforms.
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Commercial lending, compliance, and financial services for banks are provided.
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Complete acquisition details for Cross River
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Financial Statements - Cross River
Detailed financials for Cross River
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Cross River Comparisons
Peer comparison for Cross River
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Competitors of Cross River
Cross River operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Solaris, QI Tech, ClearBank, The Bank of London and Saxo Payments Banking Circle, among others.
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Solaris is recognized as a leading embedded finance platform in Europe.
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Open banking API solutions are provided for financial product building.
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Cloud-based open banking API is developed for banking-as-a-service solutions.
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Provider of banking solutions for businesses, focusing on payments, corporate banking, and embedded finance
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Open banking APIs are supplied to banks and financial institutions.
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Detailed competitors of Cross River
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Latest news on Cross River
Complete news archive for Cross River
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Frequently Asked Questions about Cross River
Cross River was founded in 2008 and raised its 1st funding round 8 years after it was founded.
Cross River is headquartered in Fort Lee, United States. It is registered at Fort Lee, New Jersey, United States.
Gilles Gade is the current CEO of Cross River. They have also founded this company.
Cross River is a funded company, having raised a total of $898M across 7 funding rounds to date.
As of Dec 31, 2022, the latest employee count at Cross River is 371.
Cross River was founded in 2008 and is headquartered in Fort Lee, United States. Open banking API solutions are offered to financial institutions, encompassing loan origination software, banking-as-a-service platforms, asset-based financing, card services, and payment options such as push-to-card, ACH, and wire transfers. Regulatory compliance and cybersecurity threat detection are facilitated, alongside marketplace lending, savings accounts, and purpose-driven accounts within the fintech sector.
Cross River offers API-Driven Banking Infrastructure, Payment Rails, Card Issuing, and Digital Lending.
Cross River has 12 investors. Key investors include KKR, CreditEase, T. Rowe Price, VCI Global, and Ribbit Capital.
The valuation of Cross River is $3B as of Mar 2022.