About CSL Finance
CSL Finance is a publicly listed company based in Delhi (India) founded in 1992. NBFC offering secured and unsecured loan products to corporates and SMEs. The company has 333 employees. Its website cslfinance.in draws about 18 thousand monthly visits. Its Indian entity Csl Finance Limited reported revenue of ₹257 Cr. CSL Finance offers products and services including Wholesale Loan and Retail Loan. Its focus areas include Consumer and SME Loans, SME Loans and Diversified. Similar companies include Manappuram Finance, L & T Finance Holdings and Bajaj Finserv; 1 of its 3 listed similar companies has raised funding.
Company details
CSL Finance Limited (fka Consolidated Securities Limited) is an NBFC providing secured loans and bridge financing to small and medium-sized corporates and also SMEs through a suite of secured and unsecured loan products. Corporate loans between INR 1 crore to 15 crores are offered to realtors, educational institutions, and other businesses in the NCR region. Commercial property, residential property, land, and building are accepted as collaterals. For SME loans, CSL focuses on providing loans to education sector (affordable private schools, vocational colleges, coaching institutes and play schools) medical sector (nursing homes, medical test labs and private medical practitioners for equipment etc) and FMCG trading industries. The company is listed on the Bombay Stock Exchange.
- Headquarters Delhi, India
- Employees 333
- Stage Public
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website cslfinance.in
- Social LinkedIn X Facebook
- Legal Name Csl Finance Limited
- Market Cap₹526 Cr
CSLFINANCE · NSE
- Share Price₹227.61
-1.50% today
- Revenue₹256 Cr
FY 2025-26 · +19.0% YoY
- EBITDA₹197 Cr
Margin 76.9%
- Net Profit₹86.60 Cr
FY 2025-26 · +19.7% YoY
- P/E (TTM)5.9x
P/B 0.8x
- ROE14.8%
ROCE 14.4%
- Debt / Equity1.33
Interest cover 42.8x
- Employee Count333
Associated legal entities of CSL Finance
CSL Finance operates through Csl Finance Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Csl Finance Limited Listed CIN L74899DL1992PLC051462 | Active | 28 Dec 1992 | New Delhi, Delhi | ₹257 Cr | 437 | 9 | View details |
Products & Services of CSL Finance
CSL Finance offers a comprehensive portfolio of products and services, including Wholesale Loan and Retail Loan.
Structured finance for real estate developers up to INR 50 Cr
Collateral-based loans for MSMEs and individuals up to INR 50 Lacs
Board of directors of Csl Finance Limited (CSL Finance)
Csl Finance Limited is the primary company behind CSL Finance. The board of Csl Finance Limited currently have 7 directors; the longest-serving is Rohit Gupta, appointed in 2005. 14 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Rohit Gupta DIN 00045077 | Managing Director | 29 Oct 2005 | 21 yrs | Csl Finance Limited |
| Ashok Kumar Kathuria DIN 01010305 | Director | 29 Oct 2005 | 21 yrs | Csl Finance Limited |
| Rachita Gupta DIN 09014942 | Whole-time director | 30 Dec 2020 | 5 yrs 10 mo | Csl Finance Limited |
| Parmod Bindal DIN 06389570 | Director | 27 Jun 2022 | 4 yrs 4 mo | Csl Finance Limited |
| Subhash Chand Kwatra DIN 08635939 | Director | 27 Jun 2022 | 4 yrs 4 mo | Csl Finance Limited |
| Anirudha Kumar DIN 00084495 | Director | 18 Mar 2025 | 1 yr 7 mo | Csl Finance Limited |
| Alaktika Banerjee DIN 11006663 | Director | 18 Mar 2025 | 1 yr 7 mo | Csl Finance Limited |
People of CSL Finance
30 people are tracked at CSL Finance (6 in leadership, 24 in team); the tracked headcount is 333.
| Name | Role | Group |
|---|---|---|
Chandan B. Kumar | Head Of Strategy & Business | Leadership |
Saurabh Priyadarshi | Head Of Legal | Leadership |
Ca Shalini Aggarwal | Vice President Finance | Leadership |
Vishal Joshi | Branch Head | Leadership |
| Managing Director | Leadership | |
Nikhhil S. | VP - Business Operations & Analytics | Leadership |
Monika Baroli | Senior Human Resources Officer | Team |
Santosh Kumar | Branch Credit Manager | Team |
Nitin Vaishya | Credit Officer | Team |
Cs Preeti Gupta | Company Secretary | Team |
M.D. Rashid | Regional Credit Manager | Team |
Kumari Jyoti | Software Engineer | Team |
Rakesh Singh | Credit Manager | Team |
Hemant Parashar | Sales Manager In Mortgage | Team |
Sandeep Yadav | Sr Manager Operations | Team |
Rahul Sati | Cluster Manager - Credit & Risk | Team |
Chirag G. | Credit-wholesale (structured Lending & RE Finance) | Team |
Sheetal Yadav | Deputy Manager- Legal | Team |
Vikas Sihag | Cluster Credit Manager | Team |
Varun Kumar | Assistant Manager | Team |
10 more people are available in the full profile.
Complete people profiles for CSL Finance
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of CSL Finance
CSL Finance is a publicly listed company on the NSE with ticker symbol CSLFINANCE in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date21 Jul 2022
- Listed onNSE: CSLFINANCE
- Listed entityCSL Finance Limited
- Exchange sectorFinance
- ISININE718F01018
- Share price₹206.87 (-1.09% on the day) · 2026-10-14
- Market capitalisation₹476 Cr
- Price to earnings5.4
- EPS (diluted, trailing year)₹38.05
- Dividend yield1.44%
- Volume (last session)24,405
Financials of CSL Finance
Exchange-reported figures of Csl Finance Limited, the listed company behind CSL Finance (NSE: CSLFINANCE).
Financial Highlights
FY 2025-26 · StandaloneRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 256 | 216 | 166 | 117 | 74.63 | 61.67 | 60.89 |
| Revenue growth | +19.0% | +29.9% | +41.4% | +57.2% | +21.0% | +1.3% | - |
| EBITDA | 197 | 163 | 129 | 89.51 | 56.03 | 46.91 | 43.08 |
| EBITDA margin | +76.9% | +75.6% | +77.9% | +76.3% | +75.1% | +76.1% | +70.8% |
| Profit before tax | 112 | 96.88 | 85.60 | 61.54 | 44.76 | 39.36 | 31.75 |
| Net profit | 86.60 | 72.34 | 63.37 | 45.63 | 33.46 | 27.53 | 22.49 |
| Net profit margin | +33.8% | +33.6% | +38.2% | +38.9% | +44.8% | +44.6% | +36.9% |
| EPS (₹) | 38.29 | 32.10 | 28.24 | 22.55 | 16.53 | 44.88 | 36.85 |
| Balance sheet | |||||||
| Total assets | 1,477 | 1,237 | 980 | 772 | 527 | 344 | 331 |
| Net worth | 622 | 542 | 475 | 363 | 321 | 259 | 233 |
| Total debt | 856 | 695 | 505 | 410 | 206 | 84.35 | 97.97 |
| Cash & bank | 92.69 | 80.51 | 63.39 | 45.95 | 16.33 | 20.90 | 15.25 |
| Net working capital | 90.28 | 82.76 | 61.65 | 40.47 | 12.30 | 18.00 | 14.98 |
| Cash flow | |||||||
| Cash from operations | (56.65) | (102) | (128) | (166) | (158) | 22.24 | 32.92 |
| Cash from investing | (1.00) | (8.58) | (1.29) | (2.13) | (3.50) | (0.23) | (0.16) |
| Cash from financing | 70.18 | 121 | 143 | 196 | 157 | (16.55) | (27.46) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 76.78 | 69.97 | 68.80 | 64.16 | 63.67 | 59.45 | 56.52 | 53.39 |
| Revenue growth (YoY) | +20.6% | +17.7% | +21.7% | +20.2% | +17.8% | +16.4% | - | - |
| Other income | 0.57 | 0.38 | 0.37 | 0.28 | 0.16 | 0.14 | 0.15 | 0.31 |
| Total expenses | 17.58 | 16.37 | 15.65 | 16.64 | 13.64 | 13.32 | 13.35 | 13.51 |
| EBITDA | 59.20 | 53.60 | 53.15 | 47.52 | 50.03 | 46.13 | 43.17 | 39.88 |
| EBITDA margin | +77.1% | +76.6% | +77.3% | +74.1% | +78.6% | +77.6% | +76.4% | +74.7% |
| Depreciation | 0.61 | 0.59 | 0.56 | 0.54 | 0.54 | 0.46 | 0.45 | 0.44 |
| Interest | 24.16 | 23.69 | 22.77 | 21.77 | 20.80 | 18.24 | 17.93 | 17.19 |
| Profit before tax | 35.00 | 29.70 | 30.19 | 25.49 | 28.85 | 27.57 | 24.94 | 22.56 |
| Tax | 10.05 | 7.55 | 10.77 | 4.58 | 4.40 | 6.26 | 5.98 | 5.78 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 76.78 | 69.97 | 68.80 | 64.16 | 63.67 | 59.45 | 56.52 | 53.39 |
| Revenue growth (YoY) | +20.6% | +17.7% | +21.7% | +20.2% | +17.8% | +16.4% | - | - |
| Other income | 0.57 | 0.38 | 0.37 | 0.28 | 0.16 | 0.14 | 0.15 | 0.31 |
| Total expenses | 17.58 | 16.37 | 15.65 | 16.64 | 13.64 | 13.32 | 13.35 | 13.51 |
| EBITDA | 59.20 | 53.60 | 53.15 | 47.52 | 50.03 | 46.13 | 43.17 | 39.88 |
| EBITDA margin | +77.1% | +76.6% | +77.3% | +74.1% | +78.6% | +77.6% | +76.4% | +74.7% |
| Depreciation | 0.61 | 0.59 | 0.56 | 0.54 | 0.54 | 0.46 | 0.45 | 0.44 |
| Interest | 24.16 | 23.69 | 22.77 | 21.77 | 20.80 | 18.24 | 17.93 | 17.19 |
| Profit before tax | 35.00 | 29.70 | 30.19 | 25.49 | 28.85 | 27.57 | 24.94 | 22.56 |
| Tax | 10.05 | 7.55 | 10.77 | 4.58 | 4.40 | 6.26 | 5.98 | 5.78 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 256 | 216 | 166 | 117 | 74.63 | 61.67 | 60.89 |
| Revenue growth | +19.0% | +29.9% | +41.4% | +57.2% | +21.0% | +1.3% | - |
| Other income | 0.61 | 0.54 | 0.69 | 0.23 | 0.17 | 0.19 | 0.06 |
| Total expenses | 59.24 | 52.52 | 36.61 | 27.79 | 18.60 | 14.76 | 17.81 |
| Employee cost | 32.83 | 27.80 | 21.57 | 15.77 | 9.31 | 6.46 | 8.34 |
| EBITDA | 197 | 163 | 129 | 89.51 | 56.03 | 46.91 | 43.08 |
| EBITDA margin | +76.9% | +75.6% | +77.9% | +76.3% | +75.1% | +76.1% | +70.8% |
| Depreciation | 2.10 | 1.72 | 1.38 | 1.03 | 0.66 | 0.61 | 0.74 |
| Interest | 83.57 | 64.92 | 42.99 | 27.17 | 10.78 | 7.13 | 10.65 |
| Profit before tax | 112 | 96.88 | 85.60 | 61.54 | 44.76 | 39.36 | 31.75 |
| Tax | 25.99 | 24.78 | 22.23 | 15.91 | 11.30 | 11.84 | 9.26 |
| Net profit | 86.60 | 72.34 | 63.37 | 45.63 | 33.46 | 27.53 | 22.49 |
| Net profit margin | +33.8% | +33.6% | +38.2% | +38.9% | +44.8% | +44.6% | +36.9% |
| EPS (₹) | 38.29 | 32.10 | 28.24 | 22.55 | 16.53 | 44.88 | 36.85 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 22.49 | 22.46 | 22.44 | 20.24 | 20.23 | 6.13 | 6.10 |
| Reserves & surplus | 599 | 519 | 452 | 341 | 300 | 253 | 226 |
| Shareholders' funds (net worth) | 622 | 542 | 475 | 363 | 321 | 259 | 233 |
| Secured loans | 854 | 693 | 461 | 358 | 204 | 40.34 | 95.92 |
| Unsecured loans | 1.53 | 2.19 | 44.21 | 51.77 | 1.65 | 44.01 | 2.05 |
| Total debt | 856 | 695 | 505 | 410 | 206 | 84.35 | 97.97 |
| Total liabilities | 1,477 | 1,237 | 980 | 772 | 527 | 344 | 331 |
| Assets | |||||||
| Gross block | 15.56 | 14.13 | 9.44 | 8.59 | 6.56 | 3.78 | 4.03 |
| Net block | 8.21 | 8.66 | 7.66 | 7.53 | 5.81 | 3.02 | 3.44 |
| Capital work in progress | 0.01 | 0.08 | 0.15 | 0.00 | 0.17 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 92.69 | 80.51 | 63.39 | 45.95 | 16.33 | 20.90 | 15.25 |
| Loans & advances | 7.92 | 10.53 | 3.83 | 0.91 | 0.90 | 1.08 | 1.69 |
| Total current assets | 101 | 91.04 | 67.22 | 46.86 | 17.23 | 21.98 | 16.94 |
| Total current liabilities | 10.33 | 8.28 | 5.57 | 6.39 | 4.93 | 3.98 | 1.96 |
| Net working capital | 90.28 | 82.76 | 61.65 | 40.47 | 12.30 | 18.00 | 14.98 |
| Total assets | 1,477 | 1,237 | 980 | 772 | 527 | 344 | 331 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 63.80 | 54.09 | 40.37 | 13.03 | 17.62 | 12.15 | 6.85 |
| Net cash from operating activities | (56.65) | (102) | (128) | (166) | (158) | 22.24 | 32.92 |
| Net cash from investing activities | (1.00) | (8.58) | (1.29) | (2.13) | (3.50) | (0.23) | (0.16) |
| Net cash from financing activities | 70.18 | 121 | 143 | 196 | 157 | (16.55) | (27.46) |
| Net change in cash | 12.53 | 9.71 | 13.72 | 27.34 | (4.60) | 5.47 | 5.30 |
| Closing cash | 92.69 | 80.51 | 63.39 | 45.95 | 16.33 | 20.90 | 15.25 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +19.0% | +29.9% | +41.4% | +57.2% | +21.0% | +1.3% | - |
| EBITDA growth | +21.0% | +26.1% | +44.4% | +59.8% | +19.4% | +8.9% | - |
| PBT growth | +15.7% | +13.2% | +39.1% | +37.5% | +13.7% | +24.0% | -6.8% |
| Net income growth | +19.7% | +14.2% | +38.9% | +36.4% | +21.5% | +22.4% | - |
| Revenue CAGR (3Y) | +29.8% | +42.4% | +39.1% | +24.4% | +8.9% | +14.2% | +14.6% |
| EBITDA CAGR (3Y) | +30.1% | +42.8% | +40.2% | +27.6% | +6.5% | +13.3% | +16.9% |
| Profitability & leverage | |||||||
| Net income margin | +33.6% | +33.5% | +38.2% | +38.9% | +44.8% | +44.6% | +36.9% |
| Return on capital employed | +14.4% | +14.6% | +14.7% | +13.7% | +12.8% | +13.8% | +12.7% |
| Return on net worth | +14.8% | +14.2% | +15.1% | +13.3% | +11.5% | +11.2% | +10.1% |
| Debt / equity | 1.33 | 1.18 | 1.09 | 0.90 | 0.50 | 0.37 | 0.50 |
| Long-term debt / equity | 1.30 | 1.14 | 1.04 | 0.83 | 0.40 | 0.18 | 0.24 |
| Interest cover | 42.84 | 40.26 | 33.61 | 30.71 | 19.47 | 15.40 | 25.15 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 17.31 | 18.33 | 18.48 | 15.52 | 14.47 | 15.84 | 14.69 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | 38.29 | 32.10 | 28.24 | 22.55 | 16.53 | 44.88 | 36.85 |
| Dividend per share (₹) | 10.00 | 3.00 | 2.50 | 2.50 | 2.50 | 3.00 | 2.50 |
| Book value per share (₹) | 276.41 | 241.21 | 211.63 | 178.43 | 158.21 | 422.60 | 381.33 |
Similar companies to CSL Finance
CSL Finance has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and Bajaj Finserv.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| bajajfinserv.in | 2007 | Pune, India | 53,782 | Financial solutions including loans and insurance are offered. |
Detailed similar companies of CSL Finance
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Web traffic of CSL Finance
The website of CSL Finance (cslfinance.in) receives about 17.5K visits a month.
- Monthly visits17.5K
▲ 103.7% vs previous month
Websites whose visitors overlap most with CSL Finance. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| abhinavleasefinltd.in | 100% | View details | |||
| fortfinance.in | 98% | View details | |||
| subhlakshmi.in | 97% | 1.2K | #11,545,748 | View details | |
pkffinance.com | pkffinance.com | 95% | #11,336,911 | – | |
| vlsfinance.com | 93% | 5.1K | #3,932,987 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 7 similar websites and full traffic analytics for CSL Finance
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as CSL Finance (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Related news about Csl Finance
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Frequently Asked Questions about CSL Finance
CSL Finance was founded in 1992.
CSL Finance is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
CSL Finance has 333 employees.
The primary company behind CSL Finance, Csl Finance Limited, reported revenue of ₹257 Cr for FY 2026, up 19% year on year.
CSL Finance Limited (fka Consolidated Securities Limited) is an NBFC providing secured loans and bridge financing to small and medium-sized corporates and also SMEs through a suite of secured and unsecured loan products. Corporate loans between INR 1 crore to 15 crores are offered to realtors, educational institutions, and other businesses in the NCR region. Commercial property, residential property, land, and building are accepted as collaterals. For SME loans, CSL focuses on providing loans to education sector (affordable private schools, vocational colleges, coaching institutes and play schools) medical sector (nursing homes, medical test labs and private medical practitioners for equipment etc) and FMCG trading industries. The company is listed on the Bombay Stock Exchange.
CSL Finance's top competitors include Manappuram Finance, L & T Finance Holdings and Bajaj Finserv.
CSL Finance offers Wholesale Loan and Retail Loan.
Yes, CSL Finance is publicly traded on NSE under the ticker symbol CSLFINANCE.
CSL Finance operates through Csl Finance Limited.
The legal entities of CSL Finance currently have 9 directors, including Rohit Gupta, Parmod Bindal, Ashok Kumar Kathuria and others.