Curo

Wichita, United States Founded: 1997 • Age: 29 yrs
Short term loans provider
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About Curo

Curo is a company based in Wichita (United States) founded in 1997 by Michael McKnight.. The company has 4,000 employees as of December 31, 2022. Curo has completed 4 acquisitions, including Ad Astra Recovery Services, First Heritage Credit and Flexiti. Curo offers products and services including Personal Loans and Lines of Credit. Curo operates in a competitive market with competitors including Moniepoint, White Oak Global Advisors, Benefit Street Partners, Golub Capital and National Funding, among others.

  • Headquarter Wichita, United States
  • Employees 4000 as on 31 Dec, 2022
  • Founders Michael McKnight
  • Stage Public
  • Sectors
    Financial Services
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Curo Group Holdings Corp.
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $1.03 B
    25
    as on Dec 31, 2022
  • Net Profit
    $-185.48 M
    -413
    as on Dec 31, 2022
  • EBITDA
    $378.62 M
    11
    as on Dec 31, 2019
  • Latest Funding Round
    $690 M (USD), Debt – Conventional

    Aug 13, 2018

  • Investors
  • Employee Count
    4000

    as on Dec 31, 2022

  • Investments & Acquisitions
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Products & Services of Curo

Curo offers a comprehensive portfolio of products and services, including Personal Loans and Lines of Credit. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Secured and unsecured installment loans up to $10,000 for consumers

Flexible credit lines up to $10,000 or more for financial needs

People of Curo
Headcount 1000-5000
Employee Profiles 51
Employee Profiles
People
Yinan Luo
Manager, Scoring Risk And Analytics
People
Daryl Lwin
Senior Credit Risk Analyst
People
Bryan Quijano
Manager Scoring Risk And Analytics
People
James Hagar
Senior Computer Programmer

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Funding Insights of Curo

  • Total Funding
  • Total Rounds 2
  • Last Round Debt – Conventional — $690.0M
  • First Round
  • Investors Count 1
Date Amount Transaction Name Valuation Lead Investors Investors
Aug, 2018 Amount Debt – Conventional - Curo Valuation

investors

Sep, 2008 Amount Series A - Curo Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Curo

Curo has secured backing from 1 investor, including venture fund investors. Prominent investors backing the company include FFL Partners. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Investor Description Founded Year Domain Location
Lower middle market investments are targeted by FFL Partners.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Curo

Curo has strategically engaged in corporate development activities, having acquired 4 companies. Notable acquisitions include Ad Astra Recovery Services, First Heritage Credit and Flexiti. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
Credit cards for point-of-sale financing are provided to consumers.
2013
Payment recovery services are provided to businesses and individuals.
2007
Personal loans are provided to individuals by First Heritage Credit.
1995
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Curo

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Curo Comparisons

Employees
+
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Competitors of Curo

Curo operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Moniepoint, White Oak Global Advisors, Benefit Street Partners, Golub Capital and National Funding, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Integrated financial services are provided for businesses and individuals.
domain founded_year HQ Location
Offers customized capital and lending products to support business growth needs.
domain founded_year HQ Location
Credit-focused alternative asset management firm
domain founded_year HQ Location
Private debt investments are managed for U.S. middle market companies.
domain founded_year HQ Location
Small business loans and equipment financing are provided rapidly.
domain founded_year HQ Location
Diversified lending services are provided by this non-banking financial institution.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Curo

Frequently Asked Questions about Curo

When was Curo founded?

Curo was founded in 1997 and raised its 1st funding round 11 years after it was founded.

Where is Curo located?

Curo is headquartered in Wichita, United States. It is registered at Wichita, Kansas, United States.

Who is the current CEO of Curo?

Don Gayhardt is the current CEO of Curo.

How many employees does Curo have?

As of Dec 31, 2022, the latest employee count at Curo is 4,000.

What is the annual revenue of Curo?

Annual revenue of Curo is $1.03B as on Dec 31, 2022.

What does Curo do?

CURO was founded in 1997 in Wichita, United States, and operates in the financial services sector. Short-term loans are offered as the primary service, targeting consumers seeking quick credit solutions. Operations are managed from the headquarters, with leadership provided by co-founder and director Michael McKnight, alongside CEO and president Don Gayhardt. The companys domain, curo.com, supports online access to these services across the United States.

Who are the top competitors of Curo?

Curo's top competitors include Golub Capital, Clearinghouse CDFI and Moniepoint.

What products or services does Curo offer?

Curo offers Personal Loans and Lines of Credit.

How many acquisitions has Curo made?

Curo has made 4 acquisitions, including Ad Astra Recovery Services, First Heritage Credit, and Flexiti.

Who are Curo's investors?

Curo has 1 investor. Key investors include FFL Partners.

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