DCM Financial

Delhi, India Founded: 1991 • Age: 35 yrs Listed
Leasing and financing for motor vehicles are provided in India.

About DCM Financial

DCM Financial is a publicly listed company based in Delhi (India) founded in 1991. Leasing and financing for motor vehicles are provided in India. The company has 6 employees. Its Indian entity Dcm Financial Services Limited reported revenue of ₹55 Lakh. Its focus areas include Consumer and SME Loans, Consumer Loans, Auto Loans and Asset Finance. Similar companies include Hinduja Leyland Finance, Bajaj Auto Finance and OTO; 3 of its 3 listed similar companies have raised funding.

Company details

DCM Financial Services was founded in 1991 and is headquartered in Delhi, India. Asset financing is offered through leasing and Hire Purchase agreements for motor vehicles such as automobiles. Additional financial services, including inter-corporate deposits and bill discounting, are provided. Operations are conducted primarily within the Indian market, serving various customer segments in the finance sector.

  • Headquarters Delhi, India
  • Employees 6
  • Stage Public
  • Sectors
    Financial Services
  • Email
    ••••••••
  • Phone
    •••• ••••
  • Website dfslonline.com
  • Legal Name Dcm Financial Services Limited
  • Date of Incorporation 13 Feb, 1991
  • Jurisdiction Delhi, India
Key Metrics
  • Market Cap
    ₹10.51 Cr

    DCMFINSERV · NSE

  • Share Price
    ₹4.76

    +0.21% today

  • Revenue
    ₹0.55 Cr

    FY 2025-26 · -9.8% YoY

  • EBITDA
    −₹0.90 Cr

    Margin -163.6%

  • Net Profit
    −₹1.03 Cr

    FY 2025-26 · +14.2% YoY

  • Employee Count
    6

Board of directors of Dcm Financial Services Limited (DCM Financial)

Dcm Financial Services Limited is the primary company behind DCM Financial. The board of Dcm Financial Services Limited currently have 6 directors; the longest-serving is Richa Kathuria, appointed in 2016. 15 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Richa Kathuria
DIN 07632571
Director06 Oct 201610 yrsDcm Financial Services Limited
Sanjay Sahni
DIN 08364951
Director01 Sep 20206 yrs 1 moDcm Financial Services Limited
Kaushal Kashyap
DIN 07683753
Director01 Sep 20206 yrs 1 moDcm Financial Services Limited
Nidhi Deveshwar
DIN 09505480
Whole-time director14 Feb 20224 yrs 8 moDcm Financial Services Limited
Ruchi Chordia
DIN 09725509
Director12 Aug 20233 yrs 2 moDcm Financial Services Limited
Honey Agarwal
DIN 10401335
Director30 Aug 20242 yrs 1 moDcm Financial Services Limited

IPO & Listings of DCM Financial

DCM Financial is a publicly listed company on the NSE with ticker symbol DCMFINSERV in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • IPO date18 Sep 2000
  • Listed onBSE: 511609
  • Listed entityDcm Financial Services Limited
  • Exchange sectorFinance

Financials of DCM Financial

Exchange-reported figures of Dcm Financial Services Limited, the listed company behind DCM Financial (NSE: DCMFINSERV).

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹0.55 Cr
-9.8% YoY
EBITDA
−₹0.90 Cr
+37.1% YoY
Profit After Tax
−₹1.03 Cr
+14.2% YoY
Net Worth
−₹50.97 Cr
-2.0% YoY
Total Assets
₹18.50 Cr
-5.6% YoY
Total Debt
₹69.30 Cr
-0.1% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue0.550.610.761.041.802.031.81
Revenue growth-9.8%-19.7%-26.9%-42.2%-11.3%+12.2%-
EBITDA(0.90)(1.43)(0.71)(0.57)(0.54)0.63(0.25)
EBITDA margin-163.6%-234.4%-93.4%-54.8%-30.0%+31.0%-13.8%
Profit before tax(1.00)(0.86)(0.95)(0.92)0.870.29(0.76)
Net profit(1.03)(1.20)(0.93)(4.86)0.47(0.14)(0.31)
Net profit margin-187.3%-196.7%-122.4%-467.3%+26.1%-6.9%-17.1%
EPS (₹)(0.46)(0.54)(0.42)(2.19)0.21(0.06)(0.14)
Balance sheet
Total assets18.5019.6020.9926.0935.4136.5937.21
Net worth(50.97)(49.95)(48.77)(47.83)(42.94)(43.44)(43.32)
Total debt69.3069.4069.5873.7578.2679.9380.44
Cash & bank3.274.806.3711.4116.323.453.14
Net working capital2.834.114.629.6114.371.041.54
Cash flow
Cash from operations(1.66)(1.60)(1.43)(1.48)(1.00)(0.50)(2.71)
Cash from investing1.841.925.545.982.531.0912.78
Cash from financing(0.17)(0.37)(4.13)(4.45)(1.64)(0.65)(9.95)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.000.000.000.000.000.000.000.00
Other income0.210.080.150.100.23(0.03)0.210.35
EBITDA(0.37)(0.35)(0.34)(0.40)(0.36)(0.86)(0.35)(0.06)
Depreciation0.00(0.21)0.070.070.070.070.070.07
Interest0.000.000.000.020.050.030.030.14
Profit before tax(0.16)(0.06)(0.26)(0.39)(0.25)(0.99)(0.24)0.08
Tax0.020.060.00(0.02)0.00(0.16)0.000.15
Net profit(0.18)(0.12)(0.26)(0.37)(0.25)(0.83)(0.24)(0.07)
EPS (₹)(0.08)(0.06)(0.12)(0.17)(0.12)(0.37)(0.11)(0.03)
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue0.540.600.751.031.792.021.81
Revenue growth-10.0%-20.0%-27.2%-42.5%-11.4%+11.6%-
EBITDA(0.91)(1.43)(0.72)(0.58)(0.53)0.64(0.24)
EBITDA margin-168.5%-238.3%-96.0%-56.3%-29.6%+31.7%-13.3%
Profit before tax(1.00)(0.85)(0.95)(0.92)0.890.30(0.78)
Net profit(1.03)(1.18)(0.93)(4.86)0.49(0.13)(0.33)
Net profit margin-190.7%-196.7%-124.0%-471.8%+27.4%-6.4%-18.2%
EPS (₹)(0.46)(0.53)(0.42)(2.19)0.22(0.06)(0.15)
Balance sheet
Total assets18.3119.4120.7925.8835.2036.3636.98
Net worth(51.14)(50.11)(48.94)(48.01)(43.16)(43.64)(43.51)
Total debt69.3069.4069.5873.7578.2679.9380.44
Cash & bank3.274.666.2311.2716.193.232.90
Net working capital2.693.984.489.4714.250.821.33
Cash flow
Cash from operations(1.51)(1.60)(1.44)(1.47)(1.13)(0.46)(2.72)
Cash from investing1.701.935.535.982.531.2812.79
Cash from financing(0.17)(0.37)(4.13)(4.45)(1.50)(0.65)(10.18)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.000.000.000.000.000.000.000.00
Other income0.210.080.150.090.22(0.03)0.210.34
Total expenses0.370.350.340.400.360.850.350.06
EBITDA(0.37)(0.35)(0.34)(0.40)(0.36)(0.85)(0.35)(0.06)
Depreciation0.00(0.21)0.070.070.070.070.070.07
Interest0.000.000.000.020.050.030.030.14
Profit before tax(0.16)(0.06)(0.26)(0.40)(0.26)(0.98)(0.24)0.07
Tax0.020.060.00(0.02)0.00(0.17)0.000.15

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 29 Oct 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.000.000.000.000.000.000.000.00
Other income0.210.080.150.100.23(0.03)0.210.35
EBITDA(0.37)(0.35)(0.34)(0.40)(0.36)(0.86)(0.35)(0.06)
Depreciation0.00(0.21)0.070.070.070.070.070.07
Interest0.000.000.000.020.050.030.030.14
Profit before tax(0.16)(0.06)(0.26)(0.39)(0.25)(0.99)(0.24)0.08
Tax0.020.060.00(0.02)0.00(0.16)0.000.15
Net profit(0.18)(0.12)(0.26)(0.37)(0.25)(0.83)(0.24)(0.07)
EPS (₹)(0.08)(0.06)(0.12)(0.17)(0.12)(0.37)(0.11)(0.03)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue0.550.610.761.041.802.031.81
Revenue growth-9.8%-19.7%-26.9%-42.2%-11.3%+12.2%-
Other income0.001.060.060.001.750.000.74
Total expenses1.452.041.471.612.341.402.06
Employee cost0.540.660.620.650.550.480.39
EBITDA(0.90)(1.43)(0.71)(0.57)(0.54)0.63(0.25)
EBITDA margin-163.6%-234.4%-93.4%-54.8%-30.0%+31.0%-13.8%
Depreciation0.020.300.300.340.330.330.29
Interest0.080.190.000.010.010.010.96
Profit before tax(1.00)(0.86)(0.95)(0.92)0.870.29(0.76)
Tax0.030.34(0.02)3.940.400.43(0.45)
Net profit(1.03)(1.20)(0.93)(4.86)0.47(0.14)(0.31)
Net profit margin-187.3%-196.7%-122.4%-467.3%+26.1%-6.9%-17.1%
EPS (₹)(0.46)(0.54)(0.42)(2.19)0.21(0.06)(0.14)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital22.1322.1322.1322.1322.1322.1322.13
Reserves & surplus(73.10)(72.08)(70.90)(69.96)(65.07)(65.57)(65.45)
Shareholders' funds (net worth)(50.97)(49.95)(48.77)(47.83)(42.94)(43.44)(43.32)
Minority interest0.030.030.030.030.000.030.03
Secured loans16.0316.0416.0727.3828.3828.9418.49
Unsecured loans53.2753.3653.5146.3749.8850.9961.95
Total debt69.3069.4069.5873.7578.2679.9380.44
Total liabilities18.5019.6020.9926.0935.4136.5937.21
Assets
Gross block0.2113.0913.2313.2813.4013.3213.20
Net block0.0910.4910.8611.1511.4911.7411.95
Capital work in progress0.000.000.000.000.000.000.00
Investments0.690.681.151.071.430.820.64
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances3.274.806.3711.4116.323.453.14
Loans & advances0.450.300.300.240.160.171.13
Total current assets3.725.106.6711.6516.483.624.27
Total current liabilities0.890.992.052.042.112.582.73
Net working capital2.834.114.629.6114.371.041.54
Total assets18.5019.6020.9926.0935.4136.5937.21
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash0.160.210.230.180.300.350.23
Net cash from operating activities(1.66)(1.60)(1.43)(1.48)(1.00)(0.50)(2.71)
Net cash from investing activities1.841.925.545.982.531.0912.78
Net cash from financing activities(0.17)(0.37)(4.13)(4.45)(1.64)(0.65)(9.95)
Net change in cash0.01(0.05)(0.02)0.05(0.11)(0.06)0.12
Closing cash3.274.806.3711.4116.323.453.14
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-9.8%-19.7%-26.9%-42.2%-11.3%+12.2%-
EBITDA growth+37.1%-101.4%-24.6%-5.6%-185.7%+352.0%-
PBT growth-16.3%+9.5%-3.3%-+200.0%+9998.0%-65.2%
Net income growth+14.2%-29.0%+80.9%-1134.0%+435.7%+54.8%-
Revenue CAGR (3Y)-19.1%-30.3%-27.9%-16.9%-5.0%-11.2%-21.0%
EBITDA CAGR (3Y)+16.5%+38.4%-+31.6%---
Profitability & leverage
Net income margin-187.3%-196.7%-122.4%-467.3%+26.1%-6.9%-17.1%
Return on capital employed0.0%0.0%0.0%0.0%+1.1%0.0%0.0%
Return on net worth0.0%0.0%0.0%0.0%-77.8%0.0%0.0%
Debt / equity0.000.000.000.000.000.000.00
Long-term debt / equity0.000.000.000.000.000.000.00
Interest cover-8.70-10.980.00-1.10-1.153.33-177.78
Efficiency & per share
Fixed asset turnover0.080.130.060.080.270.150.19
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)(0.46)(0.54)(0.42)(2.19)0.21(0.06)(0.14)
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)(23.04)(22.58)(22.04)(21.62)(19.41)(19.64)(19.58)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.000.000.000.000.000.000.000.00
Other income0.210.080.150.090.22(0.03)0.210.34
Total expenses0.370.350.340.400.360.850.350.06
EBITDA(0.37)(0.35)(0.34)(0.40)(0.36)(0.85)(0.35)(0.06)
Depreciation0.00(0.21)0.070.070.070.070.070.07
Interest0.000.000.000.020.050.030.030.14
Profit before tax(0.16)(0.06)(0.26)(0.40)(0.26)(0.98)(0.24)0.07
Tax0.020.060.00(0.02)0.00(0.17)0.000.15
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue0.540.600.751.031.792.021.81
Revenue growth-10.0%-20.0%-27.2%-42.5%-11.4%+11.6%-
Other income0.001.060.060.001.750.000.73
Total expenses1.452.031.471.612.321.382.05
Employee cost0.540.660.620.650.550.480.39
EBITDA(0.91)(1.43)(0.72)(0.58)(0.53)0.64(0.24)
EBITDA margin-168.5%-238.3%-96.0%-56.3%-29.6%+31.7%-13.3%
Depreciation0.010.290.290.330.320.330.29
Interest0.080.190.000.010.010.010.98
Profit before tax(1.00)(0.85)(0.95)(0.92)0.890.30(0.78)
Tax0.030.33(0.02)3.940.400.43(0.45)
Net profit(1.03)(1.18)(0.93)(4.86)0.49(0.13)(0.33)
Net profit margin-190.7%-196.7%-124.0%-471.8%+27.4%-6.4%-18.2%
EPS (₹)(0.46)(0.53)(0.42)(2.19)0.22(0.06)(0.15)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital22.1322.1322.1322.1322.1322.1322.13
Reserves & surplus(73.27)(72.24)(71.07)(70.14)(65.29)(65.77)(65.64)
Shareholders' funds (net worth)(51.14)(50.11)(48.94)(48.01)(43.16)(43.64)(43.51)
Secured loans16.0316.0416.0727.3828.3828.9418.74
Unsecured loans53.2753.3653.5146.3749.8850.9961.70
Total debt69.3069.4069.5873.7578.2679.9380.44
Total liabilities18.3119.4120.7925.8835.2036.3636.98
Assets
Gross block0.1413.0213.1613.1613.2813.2813.16
Net block0.0610.4410.8011.0911.4211.7311.94
Capital work in progress0.000.000.000.000.000.000.00
Investments0.680.671.141.071.420.810.64
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances3.274.666.2311.2716.193.232.90
Loans & advances0.310.302.440.230.160.161.13
Total current assets3.584.968.6711.5016.353.394.03
Total current liabilities0.890.984.192.032.102.572.70
Net working capital2.693.984.489.4714.250.821.33
Total assets18.3119.4120.7925.8835.2036.3636.98
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash0.160.190.220.170.270.110.22
Net cash from operating activities(1.51)(1.60)(1.44)(1.47)(1.13)(0.46)(2.72)
Net cash from investing activities1.701.935.535.982.531.2812.79
Net cash from financing activities(0.17)(0.37)(4.13)(4.45)(1.50)(0.65)(10.18)
Net change in cash0.01(0.04)(0.03)0.06(0.11)0.16(0.11)
Closing cash3.274.666.2311.2716.193.232.90
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-10.0%-20.0%-27.2%-42.5%-11.4%+11.6%-
EBITDA growth+36.4%-98.6%-24.1%-9.4%-182.8%+366.7%-
PBT growth-17.7%+10.5%-3.3%-+196.7%+9998.0%-73.3%
Net income growth+12.7%-26.9%+80.9%-1091.8%+476.9%+60.6%-
Revenue CAGR (3Y)-19.4%-30.5%-28.1%-17.1%-5.2%-13.7%-21.0%
EBITDA CAGR (3Y)+16.2%+39.2%-+34.2%---
Profitability & leverage
Net income margin-190.7%-196.7%-124.0%-471.8%+27.4%-6.4%-18.2%
Return on capital employed0.0%0.0%0.0%0.0%+1.1%0.0%0.0%
Return on net worth0.0%0.0%0.0%0.0%-68.1%0.0%0.0%
Debt / equity0.000.000.000.000.000.000.00
Long-term debt / equity0.000.000.000.000.000.000.00
Interest cover-8.70-11.050.00-1.10-1.183.23-184.91
Efficiency & per share
Fixed asset turnover0.080.130.060.080.270.150.19
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)(0.46)(0.53)(0.42)(2.19)0.22(0.06)(0.15)
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)(23.11)(22.65)(22.12)(21.70)(19.51)(19.73)(19.67)

Similar companies to DCM Financial

DCM Financial has 3 listed similar companies in our database, 3 of them funded. They include Hinduja Leyland Finance, Bajaj Auto Finance and OTO.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
hindujaleylandfinance.com2008Chennai, India$276.07M14,664
Vehicle and housing finance products are offered across India.
bajajautofinance.com1987Pune, India$10M109,163
Auto finance loans are provided for two-wheelers, three-wheelers, and cars.
otocapital.in2018Bengaluru, India$29.66M229
Two-wheeler loans are provided via a fintech platform for purchases.
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Top companies in Consumer and SME Loans

3 companies that operate in the same segment as DCM Financial (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Consumer and SME loans are provided by Manappuram Finance.
1992Valapad, Kerala, IndiaUSD 39.98 MUSD 1.01 B51,650
Affordable home loans are extended to low and middle-income groups.
2010Mumbai, Maharashtra, IndiaUSD 209.7 MUSD 203.79 M1,630
Diversified lending services are provided as a non-banking financial institution.
1994Mumbai, Maharashtra, IndiaUSD 1.9 B36,520
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Frequently Asked Questions about DCM Financial

DCM Financial was founded in 1991.

DCM Financial is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.

DCM Financial has 6 employees.

The primary company behind DCM Financial, Dcm Financial Services Limited, reported revenue of ₹55 Lakh for FY 2026, down 10% year on year.

DCM Financial Services was founded in 1991 and is headquartered in Delhi, India. Asset financing is offered through leasing and Hire Purchase agreements for motor vehicles such as automobiles. Additional financial services, including inter-corporate deposits and bill discounting, are provided. Operations are conducted primarily within the Indian market, serving various customer segments in the finance sector.

DCM Financial's top competitors include Hinduja Leyland Finance, Bajaj Auto Finance and OTO.

Yes, DCM Financial is publicly traded on NSE under the ticker symbol DCMFINSERV.

DCM Financial operates through Dcm Financial Services Limited.

The legal entities of DCM Financial currently have 7 directors, including Sanjay Sahni, Kaushal Kashyap, Nidhi Deveshwar and others.

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