About Dharani Finance
Dharani Finance is a publicly listed company based in India founded in 2021. Provider of financial services including hire purchase, leasing, and foreign exchange. The company has 3 employees. Its Indian entity Dharani Finance Limited reported revenue of ₹1.40 Cr. Its focus areas include Financial Services and Finance & Accounting Services.
Company details
Dharani Finance was established in 2021 in India as a Non-Banking Finance Company licensed for foreign exchange dealings. Operations focus on hire purchase and leasing for industrial enterprises, alongside investment and tax planning consultancy. Additional activities encompass insurance brokerage, computer education programs, software development, travel agency services, importexport handling, and freight forwarding. The company operates primarily within the financial services sector across India.
- Headquarters India
- Employees 3
- Stage Public
- SectorsBusiness Services
- Website dharanifinance.com
- Legal Name Dharani Finance Limited
- Market Cap₹5.74 Cr
DHARFIN · BSE
- Share Price₹10.40
-9.57% today
- Revenue₹1.39 Cr
FY 2025-26 · -0.7% YoY
- EBITDA₹0.89 Cr
Margin 64.0%
- Net Profit₹0.56 Cr
FY 2025-26 · -32.5% YoY
- P/E (TTM)9.7x
P/B 0.6x
- ROE5.6%
ROCE 8.0%
- Debt / Equity0.04
Interest cover 0.0x
- Employee Count3
Associated legal entities of Dharani Finance
Dharani Finance operates through Dharani Finance Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Dharani Finance Limited Listed CIN L65191TN1990PLC019152 | Active | 10 May 1990 | Chennai, Tamil Nadu | ₹1.4 Cr | 1 | 8 | View details |
Board of directors of Dharani Finance Limited (Dharani Finance)
Dharani Finance Limited is the primary company behind Dharani Finance. The board of Dharani Finance Limited currently have 6 directors; the longest-serving is Visalakshi Periasamy, appointed in 1990. 8 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Visalakshi Periasamy DIN 00064517 | Director | 10 May 1990 | 36 yrs 5 mo | Dharani Finance Limited |
| Palani Gounder Periasamy DIN 00081002 | Director | 10 Aug 1990 | 36 yrs 2 mo | Dharani Finance Limited |
| Kolandagounder Kandasamy DIN 00277906 | Director | 25 Jun 1994 | 32 yrs 4 mo | Dharani Finance Limited |
| Perianna Gounder Muthusamy DIN 09048245 | Director | 09 Aug 2024 | 2 yrs 2 mo | Dharani Finance Limited |
| Palaniappan Rajamanickam Shampath DIN 10461017 | Director | 09 Aug 2024 | 2 yrs 2 mo | Dharani Finance Limited |
| Murugavel Ramasamy DIN 10693633 | Managing Director | 09 Aug 2024 | 2 yrs 2 mo | Dharani Finance Limited |
IPO & Listings of Dharani Finance
Dharani Finance is a publicly listed company on the BSE with ticker symbol DHARFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date13 Aug 2001
- Listed onBOM: 511451
- Listed entityDharani Finance Limited
- Exchange sectorFinance
- ISININE899D01011
- Share price₹10.58 (-3.82% on the day) · 2026-10-14
- Market capitalisation₹5.5 Cr
- Price to earnings8.9
- EPS (diluted, trailing year)₹1.19
- Volume (last session)1,000
Financials of Dharani Finance
Exchange-reported figures of Dharani Finance Limited, the listed company behind Dharani Finance (BSE: DHARFIN).
Financial Highlights
FY 2025-26 · StandaloneRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 1.39 | 1.40 | 0.74 | 0.58 | 1.01 | 0.54 | 0.96 |
| Revenue growth | -0.7% | +89.2% | +27.6% | -42.6% | +87.0% | -43.8% | - |
| EBITDA | 0.89 | 0.94 | (0.24) | 0.04 | 0.40 | 0.20 | 0.30 |
| EBITDA margin | +64.0% | +67.1% | -32.4% | +6.9% | +39.6% | +37.0% | +31.3% |
| Profit before tax | 0.81 | 0.84 | (0.31) | (0.12) | 0.30 | 0.03 | 0.22 |
| Net profit | 0.56 | 0.83 | (0.31) | (0.12) | 0.30 | 0.00 | (0.28) |
| Net profit margin | +40.3% | +59.3% | -41.9% | -20.7% | +29.7% | 0.0% | -29.2% |
| EPS (₹) | 1.11 | 1.68 | (0.61) | (0.25) | 0.61 | 0.02 | (0.56) |
| Balance sheet | |||||||
| Total assets | 10.67 | 9.54 | 8.76 | 8.32 | 8.24 | 8.02 | 8.30 |
| Net worth | 10.03 | 9.49 | 8.63 | 8.10 | 8.21 | 7.89 | 8.06 |
| Total debt | 0.63 | 0.05 | 0.13 | 0.22 | 0.03 | 0.13 | 0.24 |
| Cash & bank | 0.23 | 0.12 | 0.02 | 0.04 | 0.06 | 0.07 | 0.06 |
| Net working capital | 0.81 | 0.79 | 1.36 | 1.59 | 1.43 | 1.33 | 1.40 |
| Cash flow | |||||||
| Cash from operations | 0.31 | 0.12 | 0.00 | (0.01) | (0.01) | 0.04 | 0.16 |
| Cash from investing | (0.65) | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.08 |
| Cash from financing | 0.46 | (0.02) | (0.02) | (0.02) | (0.01) | (0.03) | (0.19) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0.42 | 0.33 | 0.37 | 0.33 | 0.36 | 0.38 | 0.42 | 0.23 |
| Revenue growth (YoY) | +16.7% | -13.2% | -11.9% | +43.5% | -5.3% | - | - | - |
| Other income | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
| Total expenses | 0.10 | 0.22 | 0.07 | 0.10 | 0.12 | 0.16 | 0.17 | 0.10 |
| EBITDA | 0.32 | 0.11 | 0.30 | 0.23 | 0.24 | 0.22 | 0.25 | 0.13 |
| EBITDA margin | +76.2% | +33.3% | +81.1% | +69.7% | +66.7% | +57.9% | +59.5% | +56.5% |
| Depreciation | 0.04 | 0.03 | 0.05 | 0.00 | 0.02 | 0.02 | 0.02 | 0.02 |
| Interest | 0.01 | 0.01 | (0.02) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.27 | 0.08 | 0.27 | 0.23 | 0.22 | 0.21 | 0.24 | 0.11 |
| Tax | 0.07 | (0.04) | 0.11 | 0.13 | 0.06 | 0.01 | 0.00 | 0.00 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0.42 | 0.33 | 0.37 | 0.33 | 0.36 | 0.38 | 0.42 | 0.23 |
| Revenue growth (YoY) | +16.7% | -13.2% | -11.9% | +43.5% | -5.3% | - | - | - |
| Other income | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
| Total expenses | 0.10 | 0.22 | 0.07 | 0.10 | 0.12 | 0.16 | 0.17 | 0.10 |
| EBITDA | 0.32 | 0.11 | 0.30 | 0.23 | 0.24 | 0.22 | 0.25 | 0.13 |
| EBITDA margin | +76.2% | +33.3% | +81.1% | +69.7% | +66.7% | +57.9% | +59.5% | +56.5% |
| Depreciation | 0.04 | 0.03 | 0.05 | 0.00 | 0.02 | 0.02 | 0.02 | 0.02 |
| Interest | 0.01 | 0.01 | (0.02) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.27 | 0.08 | 0.27 | 0.23 | 0.22 | 0.21 | 0.24 | 0.11 |
| Tax | 0.07 | (0.04) | 0.11 | 0.13 | 0.06 | 0.01 | 0.00 | 0.00 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 1.39 | 1.40 | 0.74 | 0.58 | 1.01 | 0.54 | 0.96 |
| Revenue growth | -0.7% | +89.2% | +27.6% | -42.6% | +87.0% | -43.8% | - |
| Other income | 0.01 | 0.02 | 0.05 | 0.02 | 0.07 | 0.01 | 0.10 |
| Total expenses | 0.50 | 0.46 | 0.98 | 0.54 | 0.61 | 0.34 | 0.66 |
| Employee cost | 0.22 | 0.17 | 0.07 | 0.06 | 0.05 | 0.07 | 0.16 |
| EBITDA | 0.89 | 0.94 | (0.24) | 0.04 | 0.40 | 0.20 | 0.30 |
| EBITDA margin | +64.0% | +67.1% | -32.4% | +6.9% | +39.6% | +37.0% | +31.3% |
| Depreciation | 0.09 | 0.10 | 0.10 | 0.16 | 0.16 | 0.16 | 0.15 |
| Interest | 0.00 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.03 |
| Profit before tax | 0.81 | 0.84 | (0.31) | (0.12) | 0.30 | 0.03 | 0.22 |
| Tax | 0.25 | 0.01 | 0.00 | 0.00 | 0.00 | 0.03 | 0.50 |
| Net profit | 0.56 | 0.83 | (0.31) | (0.12) | 0.30 | 0.00 | (0.28) |
| Net profit margin | +40.3% | +59.3% | -41.9% | -20.7% | +29.7% | 0.0% | -29.2% |
| EPS (₹) | 1.11 | 1.68 | (0.61) | (0.25) | 0.61 | 0.02 | (0.56) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Reserves & surplus | 5.03 | 4.49 | 3.63 | 3.10 | 3.21 | 2.89 | 3.06 |
| Shareholders' funds (net worth) | 10.03 | 9.49 | 8.63 | 8.10 | 8.21 | 7.89 | 8.06 |
| Secured loans | 0.45 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 0.18 | 0.05 | 0.13 | 0.22 | 0.03 | 0.13 | 0.24 |
| Total debt | 0.63 | 0.05 | 0.13 | 0.22 | 0.03 | 0.13 | 0.24 |
| Total liabilities | 10.67 | 9.54 | 8.76 | 8.32 | 8.24 | 8.02 | 8.30 |
| Assets | |||||||
| Gross block | 1.16 | 0.51 | 0.51 | 0.51 | 0.43 | 0.43 | 0.58 |
| Net block | 0.60 | 0.04 | 0.14 | 0.24 | 0.11 | 0.27 | 0.43 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.18 | 0.16 | 0.12 | 0.36 | 0.55 | 0.28 | 0.20 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.38 | 0.15 | 1.25 | 1.27 | 1.25 | 1.19 |
| Cash & bank balances | 0.23 | 0.12 | 0.02 | 0.04 | 0.06 | 0.07 | 0.06 |
| Loans & advances | 1.16 | 0.94 | 1.61 | 1.57 | 1.31 | 1.02 | 0.71 |
| Total current assets | 1.39 | 1.44 | 1.78 | 2.86 | 2.64 | 2.34 | 1.96 |
| Total current liabilities | 0.58 | 0.65 | 0.42 | 1.27 | 1.21 | 1.01 | 0.56 |
| Net working capital | 0.81 | 0.79 | 1.36 | 1.59 | 1.43 | 1.33 | 1.40 |
| Total assets | 10.67 | 9.54 | 8.76 | 8.32 | 8.24 | 8.02 | 8.30 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 0.12 | 0.02 | 0.04 | 0.06 | 0.07 | 0.06 | 0.02 |
| Net cash from operating activities | 0.31 | 0.12 | 0.00 | (0.01) | (0.01) | 0.04 | 0.16 |
| Net cash from investing activities | (0.65) | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.08 |
| Net cash from financing activities | 0.46 | (0.02) | (0.02) | (0.02) | (0.01) | (0.03) | (0.19) |
| Net change in cash | 0.11 | 0.10 | (0.02) | (0.02) | (0.02) | 0.01 | 0.05 |
| Closing cash | 0.23 | 0.12 | 0.02 | 0.04 | 0.06 | 0.07 | 0.06 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -0.7% | +89.2% | +27.6% | -42.6% | +87.0% | -43.8% | - |
| EBITDA growth | -5.3% | +491.7% | -700.0% | -90.0% | +100.0% | -33.3% | - |
| PBT growth | -3.6% | +9998.0% | -158.3% | - | +900.0% | -86.4% | +175.0% |
| Net income growth | -32.5% | +367.7% | -158.3% | -140.0% | - | +100.0% | - |
| Revenue CAGR (3Y) | +33.8% | +11.5% | +11.1% | -15.5% | -1.6% | -46.4% | -28.1% |
| EBITDA CAGR (3Y) | +181.3% | +33.0% | - | -48.9% | +35.7% | -46.7% | +9.3% |
| Profitability & leverage | |||||||
| Net income margin | +40.3% | +59.3% | -41.9% | -20.7% | +29.7% | 0.0% | -29.2% |
| Return on capital employed | +8.0% | +9.5% | -3.3% | -1.3% | +3.8% | +0.7% | +3.0% |
| Return on net worth | +5.6% | +9.3% | -3.6% | -1.6% | +3.7% | +0.1% | -3.5% |
| Debt / equity | 0.04 | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 |
| Long-term debt / equity | 0.04 | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 |
| Interest cover | 0.00 | 2.38 | -5.88 | -16.67 | 4.17 | 50.00 | 20.00 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 1.68 | 2.78 | 1.55 | 1.28 | 2.51 | 1.09 | 2.23 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 7.37 | 5.36 | 1.13 | 0.48 | 0.86 | 0.45 | 0.98 |
| EPS (₹) | 1.11 | 1.68 | (0.61) | (0.25) | 0.61 | 0.02 | (0.56) |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 20.07 | 18.98 | 17.27 | 16.21 | 16.42 | 15.78 | 16.13 |
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Frequently Asked Questions about Dharani Finance
Dharani Finance was founded in 2021.
Dharani Finance is headquartered in India.
Dharani Finance has 3 employees.
The primary company behind Dharani Finance, Dharani Finance Limited, reported revenue of ₹1.40 Cr for FY 2026, down 1% year on year.
Dharani Finance was established in 2021 in India as a Non-Banking Finance Company licensed for foreign exchange dealings. Operations focus on hire purchase and leasing for industrial enterprises, alongside investment and tax planning consultancy. Additional activities encompass insurance brokerage, computer education programs, software development, travel agency services, importexport handling, and freight forwarding. The company operates primarily within the financial services sector across India.
Yes, Dharani Finance is publicly traded on BSE under the ticker symbol DHARFIN.
Dharani Finance operates through Dharani Finance Limited.
The legal entities of Dharani Finance currently have 8 directors, including Saloni Jain, Kolandagounder Kandasamy, Palani Gounder Periasamy and others.