Dharani Finance Limited - financial services in Chennai, Tamil Nadu, India. FY 2026 financials & compliance.
CIN L65191TN1990PLC019152 Incorporated 10 May 1990 ROC Chennai HQ Chennai, Tamil Nadu, India
Active Listed - BSE: 511451 Public Limited Company financial services
Data last updated
Market Cap
₹5.74 Cr
DHARFIN · BSE
Share Price
₹10.40
-9.57% today
Revenue
₹1.39 Cr
FY 2025-26 · -0.7% YoY
EBITDA
₹0.89 Cr
Margin 64.0%
Net Profit
₹0.56 Cr
FY 2025-26 · -32.5% YoY
P/E (TTM)
9.7x
P/B 0.6x
ROE
5.6%
ROCE 8.0%
Debt / Equity
0.04
Interest cover 0.0x

About Dharani Finance Limited

Data last updated:

Dharani Finance Limited is a public limited company based in Chennai, Tamil Nadu, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 10 May 1990 and has been in existence for over 36 years.

The company is registered with the Registrar of Companies (ROC), Chennai, under CIN L65191TN1990PLC019152. Its GSTIN is 33AAACD1282G1Z4 (Tamil Nadu). It is a listed company as per MCA records. Its shares are listed on BSE: 511451.

The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹4.99 Cr. It is led by directors including Murugavel Ramasamy (Managing Director) and Kolandagounder Kandasamy.

Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Chennai, Tamil Nadu.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹1.39 Cr, a decline of 0.7% compared to the previous year. For the same year it recorded a net profit of ₹56 Lakh (net margin 40.3%) and EBITDA of ₹89 Lakh (EBITDA margin 64%). The net worth stands at ₹10.03 Cr (up 5.7% YoY). Total assets are valued at ₹10.67 Cr (up 11.8% YoY).

The company has about 1 employee on its provident fund (EPFO) records.

The company is associated with 1 brand: Dharani Finance. As per MCA filings, the company has open charges of ₹46.96 Lakh on record. Court records list 48 cases involving the company, including 10 filed by the company and 38 filed against it; 6 cases are pending. The company has 26 deals on record (26 market trades); the latest was in December 2024. Its 4 peer companies in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 2 larger and 2 smaller; the largest is Maanor Investments Pvt Ltd with revenue of ₹1.11 Cr.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website dharanifinance.com.

Company details

CIN L65191TN1990PLC019152
Registration Number 019152
Incorporation Date 10 May 1990
ROC Chennai
Listing Status Listed - Listed on BSE (511451)
Company Status Active
Date of Last AGM 24 September 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant

CIN history

Dharani Finance has one previous CIN (Corporate Identification Number): U65191TN1990PLC019152. The current CIN is L65191TN1990PLC019152, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65191TN1990PLC019152Current
U65191TN1990PLC019152Previous

Contact details

Dharani Finance Limited's registered office is in Chennai, Tamil Nadu. Its website is dharanifinance.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    New No.59 (Old No.57) Sterling Road, Sterling Road Nungambakkam, Chennai, Tamil Nadu, India – 600034
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC

To see the full contact details of Dharani Finance Limited, buy the company report.

Comprehensive company report
Dharani Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Dharani Finance operates one associated brand: Dharani Finance. Each brand links to its own profile.

BrandDescriptionWebsite
Provider of financial services including hire purchase, leasing, and foreign exchangedharanifinance.com

Business activity

The main business activity of Dharani Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Dharani Finance Limited, buy the company report.

Financials of Dharani Finance Limited

FY 2025-26 filings available

Dharani Finance Limited reported revenue of ₹1.39 Cr (down 0.7% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹1.39 Cr
-0.7% YoY
EBITDA
₹0.89 Cr
-5.3% YoY
Profit After Tax
₹0.56 Cr
-32.5% YoY
Net Worth
₹10.03 Cr
+5.7% YoY
Total Assets
₹10.67 Cr
+11.8% YoY
Total Debt
₹0.63 Cr
+1160.0% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue1.391.400.740.581.010.540.96
Revenue growth-0.7%+89.2%+27.6%-42.6%+87.0%-43.8%-
EBITDA0.890.94(0.24)0.040.400.200.30
EBITDA margin+64.0%+67.1%-32.4%+6.9%+39.6%+37.0%+31.3%
Profit before tax0.810.84(0.31)(0.12)0.300.030.22
Net profit0.560.83(0.31)(0.12)0.300.00(0.28)
Net profit margin+40.3%+59.3%-41.9%-20.7%+29.7%0.0%-29.2%
EPS (₹)1.111.68(0.61)(0.25)0.610.02(0.56)
Balance sheet
Total assets10.679.548.768.328.248.028.30
Net worth10.039.498.638.108.217.898.06
Total debt0.630.050.130.220.030.130.24
Cash & bank0.230.120.020.040.060.070.06
Net working capital0.810.791.361.591.431.331.40
Cash flow
Cash from operations0.310.120.00(0.01)(0.01)0.040.16
Cash from investing(0.65)0.000.000.010.000.000.08
Cash from financing0.46(0.02)(0.02)(0.02)(0.01)(0.03)(0.19)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.420.330.370.330.360.380.420.23
Revenue growth (YoY)+16.7%-13.2%-11.9%+43.5%-5.3%---
Other income0.000.010.000.000.000.010.010.00
Total expenses0.100.220.070.100.120.160.170.10
EBITDA0.320.110.300.230.240.220.250.13
EBITDA margin+76.2%+33.3%+81.1%+69.7%+66.7%+57.9%+59.5%+56.5%
Depreciation0.040.030.050.000.020.020.020.02
Interest0.010.01(0.02)0.000.000.000.000.00
Profit before tax0.270.080.270.230.220.210.240.11
Tax0.07(0.04)0.110.130.060.010.000.00

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 30 Oct 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.420.330.370.330.360.380.420.23
Revenue growth (YoY)+16.7%-13.2%-11.9%+43.5%-5.3%---
Other income0.000.010.000.000.000.010.010.00
Total expenses0.100.220.070.100.120.160.170.10
EBITDA0.320.110.300.230.240.220.250.13
EBITDA margin+76.2%+33.3%+81.1%+69.7%+66.7%+57.9%+59.5%+56.5%
Depreciation0.040.030.050.000.020.020.020.02
Interest0.010.01(0.02)0.000.000.000.000.00
Profit before tax0.270.080.270.230.220.210.240.11
Tax0.07(0.04)0.110.130.060.010.000.00
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue1.391.400.740.581.010.540.96
Revenue growth-0.7%+89.2%+27.6%-42.6%+87.0%-43.8%-
Other income0.010.020.050.020.070.010.10
Total expenses0.500.460.980.540.610.340.66
Employee cost0.220.170.070.060.050.070.16
EBITDA0.890.94(0.24)0.040.400.200.30
EBITDA margin+64.0%+67.1%-32.4%+6.9%+39.6%+37.0%+31.3%
Depreciation0.090.100.100.160.160.160.15
Interest0.000.020.020.020.010.020.03
Profit before tax0.810.84(0.31)(0.12)0.300.030.22
Tax0.250.010.000.000.000.030.50
Net profit0.560.83(0.31)(0.12)0.300.00(0.28)
Net profit margin+40.3%+59.3%-41.9%-20.7%+29.7%0.0%-29.2%
EPS (₹)1.111.68(0.61)(0.25)0.610.02(0.56)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital5.005.005.005.005.005.005.00
Reserves & surplus5.034.493.633.103.212.893.06
Shareholders' funds (net worth)10.039.498.638.108.217.898.06
Secured loans0.450.000.000.000.000.000.00
Unsecured loans0.180.050.130.220.030.130.24
Total debt0.630.050.130.220.030.130.24
Total liabilities10.679.548.768.328.248.028.30
Assets
Gross block1.160.510.510.510.430.430.58
Net block0.600.040.140.240.110.270.43
Capital work in progress0.000.000.000.000.000.000.00
Investments0.180.160.120.360.550.280.20
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.380.151.251.271.251.19
Cash & bank balances0.230.120.020.040.060.070.06
Loans & advances1.160.941.611.571.311.020.71
Total current assets1.391.441.782.862.642.341.96
Total current liabilities0.580.650.421.271.211.010.56
Net working capital0.810.791.361.591.431.331.40
Total assets10.679.548.768.328.248.028.30
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash0.120.020.040.060.070.060.02
Net cash from operating activities0.310.120.00(0.01)(0.01)0.040.16
Net cash from investing activities(0.65)0.000.000.010.000.000.08
Net cash from financing activities0.46(0.02)(0.02)(0.02)(0.01)(0.03)(0.19)
Net change in cash0.110.10(0.02)(0.02)(0.02)0.010.05
Closing cash0.230.120.020.040.060.070.06
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-0.7%+89.2%+27.6%-42.6%+87.0%-43.8%-
EBITDA growth-5.3%+491.7%-700.0%-90.0%+100.0%-33.3%-
PBT growth-3.6%+9998.0%-158.3%-+900.0%-86.4%+175.0%
Net income growth-32.5%+367.7%-158.3%-140.0%-+100.0%-
Revenue CAGR (3Y)+33.8%+11.5%+11.1%-15.5%-1.6%-46.4%-28.1%
EBITDA CAGR (3Y)+181.3%+33.0%--48.9%+35.7%-46.7%+9.3%
Profitability & leverage
Net income margin+40.3%+59.3%-41.9%-20.7%+29.7%0.0%-29.2%
Return on capital employed+8.0%+9.5%-3.3%-1.3%+3.8%+0.7%+3.0%
Return on net worth+5.6%+9.3%-3.6%-1.6%+3.7%+0.1%-3.5%
Debt / equity0.040.010.020.020.010.020.02
Long-term debt / equity0.040.010.020.020.010.020.02
Interest cover0.002.38-5.88-16.674.1750.0020.00
Efficiency & per share
Fixed asset turnover1.682.781.551.282.511.092.23
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover7.375.361.130.480.860.450.98
EPS (₹)1.111.68(0.61)(0.25)0.610.02(0.56)
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)20.0718.9817.2716.2116.4215.7816.13

To see the full year-wise statements and ratios of Dharani Finance Limited, buy the company report.

Board of directors of Dharani Finance Limited

Dharani Finance has 6 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Kolandagounder KandasamyDirector25 Jun 199432 Years 4 MonthsCurrent
Palani Gounder PeriasamyDirector10 Aug 199036 Years 2 MonthsCurrent
Visalakshi PeriasamyDirector10 May 199036 Years 5 MonthsCurrent
Perianna Gounder MuthusamyDirector09 Aug 20242 Years 2 MonthsCurrent
Palaniappan Rajamanickam ShampathDirector09 Aug 20242 Years 2 MonthsCurrent
Murugavel RamasamyManaging Director09 Aug 20242 Years 2 MonthsCurrent

Peer comparison

Dharani Finance Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Dharani Finance Limitedthis company₹1.39 Cr (FY 2026)₹56 Lakh40.3%-0.7%1Chennai, Tamil Nadu, India
Maanor Investments Pvt Ltd₹1.11 Cr (FY 2025)-8.0%Kolkata, West Bengal, India
New Line Fincap Private Limited₹1.11 Cr (FY 2025)40.0%Delhi, India
Baroda Brokers Pvt Ltd₹1.1 Cr (FY 2024)13.0%Ahmedabad, Gujarat, India
Panorama Marketing Private Limited₹1.1 Cr (FY 2025)-9.0%Kolkata, West Bengal, India

To see the full peer comparison of Dharani Finance Limited, buy the company report.

Auditor

Dharani Finance Limited is audited by CNGSN & Associates LLP for the financial year 2019.

Auditor firmFinancial yearFirm registration number
CNGSN & Associates LLPFY 2019004915S/S200036

Shareholding

Shareholding for the quarter ended Mar 2026: promoters hold 28.70%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 71.30%.

Promoters: 28.70%Retail & Others: 71.30%
Mar 2026
QUARTER
28.70% Promoters
71.30% Retail & Others
Promoter holding - history
Now 28.70% · Mar 2026High 28.70% · Sep 2025Low 28.20% · Jun 2025
27%27.8%28.5%29.3%30%Jun 2025Sep 2025Dec 2025Mar 2026Jun 2025: 28.20%Sep 2025: 28.70%Dec 2025: 28.70%Mar 2026: 28.70%28.70%28.20%28.70%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025
Promoters28.70%28.70%28.70%28.20%
Public71.30%71.30%71.30%71.80%

Charges & borrowings

Open charges
₹46.96 Lakh
Satisfied charges
None
Breakdown by lending institutions
Axis Bank Limited₹0.47 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
27 Feb 2026101253357Axis Bank Limited₹23.48 LakhOpen
13 Feb 2026101253137Axis Bank Limited₹23.48 LakhOpen

Total charge records: 2 View all charges

Deals & funding

Dharani Finance Limited has 26 deals on record (26 market trades); the latest was in December 2024.

Total deals
26
Market trades
26

Deals on record (5 of 26)

WhenDealAmountParties
Dec 2024Market trade₹3.2 LakhBuyer: an individual
Dec 2024Market trade₹2.9 LakhBuyer: an individual
Aug 2018Market trade₹3.3 LakhBuyer: Nokha Trading LLP
Jan 2018Market trade₹8 LakhBuyer: an individual
Seller: Shatabdi Sales Pvt Ltd
Jun 2017Market trade₹4.9 LakhBuyer: Shatabdi Sales Pvt Ltd
Seller: an individual

To see the full deal history of Dharani Finance Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Dharani Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Dharani Finance Limited has a workforce of 1 employees on its EPFO records as of Mar 30, 2024, across 1 active EPFO establishment.

Employee count
1
Active EPFO establishments
1

GST

Dharani Finance has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
33AAACD1282G1Z4Tamil NaduActive01 Jul 2017

To see the full GST registrations and return filing status of Dharani Finance Limited, buy the company report.

Recent activity

Dharani Finance Limited has 16 board changes on record since 1990: 11 appointments and 5 cessations. The latest: Muthu Sakkarakali Gounder ceased to be Director on 29 Sep 2024.

Filing
Dharani Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Chennai.
Charges
A charge with Axis Bank Limited amounted to Rs. 0.23 Cr with Charge ID 101253357 was registered on 27 Feb 2026.
Charges
A charge with Axis Bank Limited amounted to Rs. 0.23 Cr with Charge ID 101253137 was registered on 13 Feb 2026.
AGM
Dharani Finance Limited last Annual general meeting of members was held on 24 Sep 2025 as per latest MCA records.
Ceased
Muthu Sakkarakali Gounder ceased to be Director.
Ceased
Ganapathy Goundar Muthusamy ceased to be Director.
Appointed
Murugavel Ramasamy was appointed as Managing Director.
Appointed
Palaniappan Rajamanickam Shampath was appointed as Director.
Appointed
Perianna Gounder Muthusamy was appointed as Director.
Ceased
Ponnusamy Rajasekaran ceased to be Company Secretary.
Appointed
Ponnusamy Rajasekaran was appointed as Company Secretary.
Ceased
Viswanathan Kasianna Gounder ceased to be Director.

9 earlier events are in the company report.

Frequently asked questions

Dharani Finance is an active public limited company based in Chennai, Tamil Nadu, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 10 May 1990 (36+ years old) and is registered under CIN L65191TN1990PLC019152. Listed on BSE: 511451.

Dharani Finance reported revenue of ₹1.39 Cr for FY 2025-26 (down 0.7% YoY) based on standalone financials.

Dharani Finance has 6 current directors:

The latest financial statements of Dharani Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 24 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Dharani Finance is 33AAACD1282G1Z4, registered in Tamil Nadu.

The CIN (Corporate Identification Number) of Dharani Finance is L65191TN1990PLC019152. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Dharani Finance is a listed company as per MCA records. Its shares are listed on BSE (code: 511451).

Dharani Finance has 48 court cases on record: 10 filed by the company and 38 filed against it. 6 are pending. Most are in the high courts.

Dharani Finance was incorporated on 10 May 1990, making it 36+ years old. It is registered with the Registrar of Companies, Chennai.

Dharani Finance has 26 deals on record (26 market trades); the latest was in December 2024.

The peers of Dharani Finance by revenue are Maanor Investments Pvt Ltd, New Line Fincap Private Limited, Baroda Brokers Pvt Ltd, Panorama Marketing Private Limited, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).