About Disha India Micro Credit
Disha India Micro Credit is a Financial Services company based in Saharanpur (India) founded in 2008 by DS Rana and KN Tiwari. It offers micro credit loans and insurance to women in rural Northern Indian districts. It operates on a B2C model. The company has 245 employees. Its Indian entity Disha India Micro Credit reported revenue of ₹17.38 Cr. Disha India Micro Credit offers products and services including Loan Products and Insurance Products. Its focus areas include FinTech, Microfinance, Micro Credit and Low-Income Lending. Similar companies include ESAF, Satin Creditcare, Fincare Small Finance Bank, Bharat Financial Inclusion and Svatantra Microfinance and 4 more; 9 of its 9 listed similar companies have raised funding.
Company details
Disha India Micro Credit is a microfinance institution that provides small loans and insurance products to women from low-income communities. It operates through 60 branches across 17 districts in Uttar Pradesh, Uttarakhand, Himachal Pradesh, and Haryana. The company focuses on socio-economic empowerment by extending financial services to rural and semi-urban areas, aiming to improve clients livelihoods through accessible credit.
- Headquarters Saharanpur, India
- Employees 245
- Founders DS Rana, KN Tiwari
- SectorsFinancial Services
- Website dimc.in
- Legal Name Disha India Micro Credit
- Date of Incorporation 09 Jul, 2008
- Jurisdiction Saharanpur, Uttar Pradesh, India
- Annual Revenue₹17.38 Cr
FY 2025 · +42% YoY
- Net Loss-₹1.58 Cr
FY 2025 · -9% margin
- EBITDA-₹1.12 Cr
FY 2025 · -6% margin
- Employee Count245
Associated legal entities of Disha India Micro Credit
Disha India Micro Credit operates through Disha India Micro Credit (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Disha India Micro Credit CIN U74900UP2008NPL035644 | Active | 09 Jul 2008 | Saharanpur, Uttar Pradesh | ₹17.4 Cr | 245 | 3 | View details |
Products & Services of Disha India Micro Credit
Disha India Micro Credit offers a comprehensive portfolio of products and services, including Loan Products and Insurance Products.
Provides small loans to low-income individuals for economic empowerment
Offers coverage for microfinance clients to mitigate risks
Board of directors of Disha India Micro Credit (Disha India Micro Credit)
Disha India Micro Credit is the primary company behind Disha India Micro Credit. The board of Disha India Micro Credit currently have 3 directors; the longest-serving is Keshwa Nand Tiwari, appointed in 2008. 7 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Keshwa Nand Tiwari DIN 01311641 | Managing Director | 09 Jul 2008 | 18 yrs 3 mo | Disha India Micro Credit |
| Riyasat Ali DIN 08339410 | Director | 22 Jan 2019 | 7 yrs 8 mo | Disha India Micro Credit |
| Tasneem Bano DIN 09214180 | Additional Director | 25 Jun 2021 | 5 yrs 3 mo | Disha India Micro Credit |
People of Disha India Micro Credit
2 people are tracked at Disha India Micro Credit (2 in leadership); the tracked headcount is 245.
| Name | Role | Group |
|---|---|---|
DS Rana | Co-Founder, Director | Leadership |
KN Tiwari | Co-Founder, Chairman | Leadership |
Complete people profiles for Disha India Micro Credit
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Financials of Disha India Micro Credit
Figures of Disha India Micro Credit, the primary company behind Disha India Micro Credit, for FY 2025. Revenue was ₹17.38 Cr (+42% year on year). Net loss was -₹1.58 Cr (-9% margin). EBITDA was -₹1.12 Cr (-6% margin). Revenue has grown at a compounded annual rate of +49% over three years and +21% over five years.
- ₹17.38 CrRevenue · FY 2025 · +42% YoY
- -₹1.58 CrNet loss · -9% margin
- -₹1.12 CrEBITDA · -6% margin
- ₹24.5 LakhPaid-up capital
- 245Employees (provident fund records)
- +49%Revenue CAGR, 3 years
- +21%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Disha India Micro Credit are on its company page.
Detailed financial statements for Disha India Micro Credit
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Similar companies to Disha India Micro Credit
Disha India Micro Credit has 9 listed similar companies in our database, 9 of them funded. They include ESAF, Satin Creditcare, Fincare Small Finance Bank, Bharat Financial Inclusion and Svatantra Microfinance, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| esafbank.com | 1992 | Thrissur, India | $101.74M | 6,194 | Microfinance banking services are offered in India by ESAF. | |
| satincreditcare.com | 1990 | Delhi, India | $40M | 15,350 | Micro loans for businesses are offered by this NBFC. | |
| fincarebank.com | 2007 | Bengaluru, India | $174.84M | 12,894 | Micro-finance bank | |
| bfil.co.in | 1997 | Secunderabad, India | $144.02M | 87,000 | Provider of micro-credit & insurance for low income income individuals and women | |
| svatantramicrofin.com | 2012 | Mumbai, India | $232.92M | 12,482 | Microcredit services are provided to rural women for financial inclusion. | |
| chaitanyaindia.in | 2004 | Bengaluru, India | $13.09M | 11,594 | Micro-credit financing is provided to low-income individuals and businesses. | |
| spandanaindia.com | 2003 | Hyderabad, India | $192M | 18,646 | Microfinance loans are extended to low-income households for various needs. | |
| muthootmicrofin.com | 2010 | Ernakulam, India | $138.19M | 17,665 | Microfinance loans are extended to low-income women entrepreneurs. | |
| asirvadmicrofinance.co.in | 2009 | Chennai, India | $1.75M | 32,159 | Micro loans for consumers are provided by Asirvad Microfinance. |
Detailed similar companies of Disha India Micro Credit
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Top companies in Microfinance
10 companies that operate in the same segment as Disha India Micro Credit (Microfinance), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Microfinance banking services are offered in India by ESAF. | 1992 | Thrissur, Kerala, India | USD 101.74 M | USD 474.19 M | 12,520 | |
Micro loans for businesses are offered by this NBFC. | 1990 | Delhi, Delhi, India | USD 40 M | USD 310.26 M | 15,190 | |
Provider of microloans | 2010 | Delhi, Delhi, India | – | USD 71.68 M | 12,403 | |
Provider of micro-credit & insurance for low income income individuals and women | 1997 | Secunderabad, Telangana, India | USD 144.02 M | USD 208.71 M | 38,310 | |
Microfinance loans are extended to low-income women entrepreneurs. | 2010 | Ernakulam, Kerala, India | USD 138.19 M | USD 251.96 M | 10,650 | |
Micro loans for consumers are provided by Asirvad Microfinance. | 2009 | Chennai, Tamil Nadu, India | USD 1.75 M | USD 94.88 M | 16,309 | |
Microfinance and banking services are provided to urban poor communities. | 2005 | Bengaluru, Karnataka, India | USD 238.31 M | USD 857.24 M | 24,370 | |
Microcredit services are provided to rural women for financial inclusion. | 2012 | Mumbai, Maharashtra, India | USD 232.92 M | USD 49.44 M | 10,779 | |
Avanti Finance is focused on providing affordable financial services. | 2016 | Bengaluru, Karnataka, India | USD 79.74 M | USD 13.6 M | 87 | |
Microfinance services offering loans to low-income households in India. | 1999 | Bengaluru, Karnataka, India | – | – | – |
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Frequently Asked Questions about Disha India Micro Credit
Disha India Micro Credit was founded in 2008.
Disha India Micro Credit is headquartered in Saharanpur, India. It is registered at Saharanpur, Uttar Pradesh, India.
Disha India Micro Credit has 245 employees.
The primary company behind Disha India Micro Credit, Disha India Micro Credit, reported revenue of ₹17.38 Cr for FY 2025, up 42% year on year.
Disha India Micro Credit is a microfinance institution that provides small loans and insurance products to women from low-income communities. It operates through 60 branches across 17 districts in Uttar Pradesh, Uttarakhand, Himachal Pradesh, and Haryana. The company focuses on socio-economic empowerment by extending financial services to rural and semi-urban areas, aiming to improve clients livelihoods through accessible credit.
Disha India Micro Credit's top competitors include ESAF, Satin Creditcare and Bharat Financial Inclusion.
Disha India Micro Credit offers Loan Products and Insurance Products.
Disha India Micro Credit operates through Disha India Micro Credit.
The legal entities of Disha India Micro Credit currently have 3 directors, including Keshwa Nand Tiwari, Tasneem Bano, Riyasat Ali.