About Disha India Micro Credit
Data last updated: 30 December 2025
Disha India Micro Credit is a private not for profit company based in Saharanpur, Uttar Pradesh, India. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 09 July 2008, the company has been in operation for over 18 years.
Registered with ROC Kanpur under CIN U74900UP2008NPL035644.
Capital: an authorised share capital of ₹50 Lakh and a paid-up capital of ₹24.54 Lakh. It is led by directors including Keshwa Nand Tiwari and Tasneem Bano.
Last AGM: 30 September 2024. Financial statements filed for year ended 31 March 2024. Office: Moh. Mandirji P.O Chilkana Sultanpur, Saharanpur, Uttar Pradesh, India – 247001.
As per the financials filed for FY 2025, the company reported a revenue of ₹17.38 Cr, a growth of 42% compared to the previous year.
The company has a workforce of approximately 245 employees as per the latest available data.
The company is associated with 1 brand - Disha India Micro Credit. As per MCA filings, the company has open charges of ₹50 Lakh and satisfied charges of ₹15 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website dimc.in.
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Registered AddressMoh. Mandirji P.O Chilkana Sultanpur, Saharanpur, Uttar Pradesh, India – 247001
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IndustryFinancial Services, Microfinance Institutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Disha India Micro Credit
Disha India Micro Credit operates one associated brand: Disha India Micro Credit. These brands represent Disha India Micro Credit's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Offers micro credit loans and insurance to women in rural Northern Indian districts. | dimc.in |
Competitors & Alternatives of Disha India Micro Credit
Brands and companies operating in the same space as Disha India Micro Credit include ESAF, Satin Creditcare, Bharat Financial Inclusion and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ESAF
|
Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Bharat Financial Inclusion
|
Provider of micro-credit & insurance for low income income individuals and women | Secunderabad, India, India | 1997 |
Muthoot Microfin
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Microfinance loans are extended to low-income women entrepreneurs. | Ernakulam, India, India | 2010 |
Svatantra Microfinance
|
Microcredit services are provided to rural women for financial inclusion. | Mumbai, India, India | 2012 |
Fincare Small Finance Bank
|
Micro-finance bank | Bengaluru, India, India | 2007 |
Spandana Sphoorty Financial
|
Microfinance loans are extended to low-income households for various needs. | Hyderabad, India, India | 2003 |
Chaitanya India Fin Credit
|
Micro-credit financing is provided to low-income individuals and businesses. | Bengaluru, India, India | 2004 |
Asirvad Microfinance
|
Micro loans for consumers are provided by Asirvad Microfinance. | Chennai, India, India | 2009 |
Business Activity of Disha India Micro Credit
Disha India Micro Credit is engaged in the principal business activity of financial and insurance service, with detailed activities including activities by trusts, funds and other financial holding companies.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K2 | Activities by Trusts, funds and other financial holding companies | Locked |
Business activity turnover details for Disha India Micro Credit
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Disha India Micro Credit
Disha India Micro Credit is audited by M.K. Gupta & Associates for the financial year 2022. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| M.K. Gupta & Associates | Locked | Locked | Locked |
Complete auditor history for Disha India Micro Credit
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Disha India Micro Credit
Disha India Micro Credit is currently managed by 3 directors, with 6 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Keshwa Nand Tiwari
Also directs:
Moongipa Finance Limited
|
Managing Director | 09 Jul 2008 | 18 Years 1 Months | Current |
| Tasneem Bano | Additional Director | 25 Jun 2021 | 5 Years 2 Months | Current |
|
Riyasat Ali
Also directs:
Progressive Women Farmers Producer Company Limited
|
Director | 22 Jan 2019 | 7 Years 7 Months | Current |
Financials of Disha India Micro Credit FY 2024 filings available
Disha India Micro Credit reported revenue of ₹17.38 Cr (up 42.00% YoY) for FY 2025.
Ten-year financial statements for Disha India Micro Credit
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
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Ownership and Shareholding of Disha India Micro Credit
Shareholding and ownership data for Disha India Micro Credit
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Charges & Borrowings of Disha India Micro Credit
| Date | Lender | Amount | Status |
|---|---|---|---|
| 03 Feb 2011 | Ananya Finance for Inclusive Growth Private Limited | ₹50 Lakh | Open |
| 07 Oct 2023 | Others | ₹50 Lakh | Satisfied |
| 29 Mar 2023 | Others | ₹1 Cr | Satisfied |
| 15 Jan 2023 | Others | ₹1 Cr | Satisfied |
| 14 Oct 2021 | Others | ₹1 Cr | Satisfied |
Total charge records: 14 View all charges
Employees and EPFO Compliance at Disha India Micro Credit
Disha India Micro Credit has a workforce of 245 employees as of Apr 07, 2024.
Employee and EPFO history for Disha India Micro Credit
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Disha India Micro Credit
GST registrations and filing compliance for Disha India Micro Credit
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Disha India Micro Credit
Credit ratings, litigation, and regulatory alerts for Disha India Micro Credit
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Disha India Micro Credit
MSME payment history for Disha India Micro Credit
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Disha India Micro Credit
Corporate group structure for Disha India Micro Credit
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Disha India Micro Credit
MCA filings and documents for Disha India Micro Credit
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Disha India Micro Credit
Frequently Asked Questions about Disha India Micro Credit
Disha India Micro Credit is an active private not for profit company in the financial services sector based in Saharanpur, Uttar Pradesh, India. It was incorporated on 09 July 2008 (18+ years old) and is registered under CIN U74900UP2008NPL035644. The company has 245 employees.
Disha India Micro Credit reported revenue of ₹17.38 Cr for FY 2025 (up 42.00% YoY).
The current directors of Disha India Micro Credit are:
- Keshwa Nand Tiwari - Managing Director
- Tasneem Bano - Additional Director
- Riyasat Ali - Director
The primary industry of Disha India Micro Credit is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Disha India Micro Credit can be reached at the registered office: Moh. Mandirji P.O Chilkana Sultanpur, Saharanpur, Uttar Pradesh, India – 247001, or through the website dimc.in.
The authorised capital is ₹50 Lakh, and the paid-up capital is ₹24.54 Lakh.