Escorts Finance

Chandigarh, India Founded: 1987 • Age: 39 yrs Listed
Retail financing for cars, construction equipment, and tractors is offered.

About Escorts Finance

Escorts Finance is a publicly listed company based in Chandigarh (India) founded in 1987 by Pritam Narang, Rochak Puri, and Preeti Chauhan. Retail financing for cars, construction equipment, and tractors is offered. Its chief executive, as recorded, is Parmod K Marwah. Its Indian entity Invigorated Business Consulting Limited reported revenue of ₹20 Lakh. Its focus areas include Consumer and SME Loans, Consumer Loans and Auto Loans. Similar companies include Hinduja Leyland Finance, Bajaj Auto Finance and OTO; 3 of its 3 listed similar companies have raised funding.

Company details

Escorts Finance Limited was established in 1987 as a non-banking finance company in India. Retail financing services are provided for cars, construction equipment, and agricultural tractors. Operations are based in Chandigarh, with the company listed on the BSE as a public entity. Focus is maintained on commercial vehicle financing within the NBFC sector.

  • Headquarters Chandigarh, India
  • Founders Pritam Narang, Rochak Puri, Preeti Chauhan
  • Stage Public
  • Sectors
    Financial Services
  • Email
    ••••••••
  • Phone
    •••• ••••
  • Website escortsfinance.com
  • Legal Name Invigorated Business Consulting Limited
  • Date of Incorporation 09 Feb, 1987
  • Jurisdiction Chandigarh, India
Key Metrics
  • Market Cap
    ₹34.09 Cr

    INVIGO · BSE

  • Share Price
    ₹8.40

    -0.83% today

  • Revenue
    ₹0.05 Cr

    FY 2018-19 · -68.8% YoY

  • EBITDA
    −₹0.33 Cr

    Margin -660.0%

  • Net Profit
    ₹0.06 Cr

    FY 2018-19 · -91.0% YoY

  • P/E (TTM)
    407.8x

    P/B -

  • ROE
    0.1%

    ROCE 0.0%

Board of directors of Invigorated Business Consulting Limited (Escorts Finance)

Invigorated Business Consulting Limited is the primary company behind Escorts Finance. The board of Invigorated Business Consulting Limited currently have 4 directors; the longest-serving is Sumit Raj, appointed in 2018. 24 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Sumit Raj
DIN 07171298
Director16 May 20188 yrs 5 moInvigorated Business Consulting Limited
Moni Singh
DIN 09719726
Director30 Sep 20224 yrs 1 moInvigorated Business Consulting Limited
Kamal Sachdeva
DIN 10364431
Director26 Oct 20233 yrsInvigorated Business Consulting Limited
Parveen Kaushik
DIN 11205276
Whole-time director29 Jul 20251 yr 3 moInvigorated Business Consulting Limited

People of Escorts Finance

4 people are tracked at Escorts Finance (4 in leadership).

NameRoleGroup
Co-Founder & DirectorLeadership
Co-Founder & DirectorLeadership
Co-Founder & DirectorLeadership
Parmod K Marwah
CEOLeadership
Premium access

Complete people profiles for Escorts Finance

Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.

  • Full employee list
  • Team structure
  • Board tenure
  • Professional contacts

Verified entity values are shown only after access is granted.

IPO & Listings of Escorts Finance

Escorts Finance is a publicly listed company on the BSE with ticker symbol INVIGO in India, operating in the Miscellaneous sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • IPO date04 Mar 1995
  • Listed onBSE: 511716
  • Listed entityInvigorated Business Consulting Limited
  • Exchange sectorMiscellaneous

Financials of Escorts Finance

Exchange-reported figures of Invigorated Business Consulting Limited, the listed company behind Escorts Finance (BSE: INVIGO).

Financial Highlights

FY 2018-19 · Consolidated
Revenue
₹0.05 Cr
-68.8% YoY
EBITDA
−₹0.33 Cr
+88.1% YoY
Profit After Tax
₹0.06 Cr
-91.0% YoY
Net Worth
−₹178 Cr
-0.2% YoY
Total Assets
−₹21.19 Cr
-1.0% YoY
Total Debt
₹9.50 Cr
0.0% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2018-19FY 2017-18FY 2016-17FY 2015-16FY 2014-15
Income statement
Revenue0.050.160.300.760.13
Revenue growth-68.8%-46.7%-60.5%+484.6%-
EBITDA(0.33)(2.77)(0.55)0.36(0.38)
EBITDA margin-660.0%-1731.3%-183.3%+47.4%-292.3%
Profit before tax0.06(1.12)(0.55)0.10(0.08)
Net profit0.060.67(0.55)0.10(0.29)
Net profit margin+120.0%+418.8%-183.3%+13.2%-223.1%
EPS (₹)0.020.170.000.030.00
Balance sheet
Total assets(21.19)(20.97)(22.03)(22.94)(169)
Net worth(178)(178)(179)(178)(169)
Total debt9.509.509.509.500.00
Cash & bank0.050.310.300.350.03
Net working capital(25.82)(25.62)(25.87)(26.68)(173)
Cash flow
Cash from operations(0.16)1.301.411.112.44
Cash from investing0.00(0.92)0.000.000.00
Cash from financing(0.10)(0.37)(1.46)(0.79)(2.49)
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue0.200.200.220.190.150.000.10
Revenue growth0.0%-9.1%+15.8%+26.7%--100.0%-
EBITDA(0.14)(0.13)(0.15)(0.41)(0.27)(0.28)(0.26)
EBITDA margin-70.0%-65.0%-68.2%-215.8%-180.0%--260.0%
Profit before tax(0.24)(0.08)(0.21)(0.45)(0.12)(0.01)0.15
Net profit(0.24)(0.08)(0.21)(0.45)(0.12)(0.01)0.15
Net profit margin-120.0%-40.0%-95.5%-236.8%-80.0%-+150.0%
EPS (₹)(0.06)(0.02)(0.05)(0.11)(0.03)0.000.03
Balance sheet
Total assets(11.11)(10.97)(10.99)(10.86)(10.45)(20.93)(21.05)
Net worth(180)(179)(179)(179)(179)(178)(178)
Total debt9.829.739.639.549.509.509.50
Cash & bank0.552.953.222.363.900.010.17
Net working capital(14.36)(11.82)(11.67)(12.62)(11.09)(24.09)(25.55)
Cash flow
Cash from operations(2.40)(0.27)0.81(1.47)10.33(0.07)0.27
Cash from investing0.000.000.04(0.07)4.160.000.00
Cash from financing0.000.000.000.00(10.60)(0.10)(0.15)
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue0.000.000.000.000.000.000.000.00
Other income0.050.050.050.050.040.060.060.06
Total expenses0.090.080.080.080.100.080.080.09
EBITDA(0.09)(0.08)(0.08)(0.08)(0.10)(0.08)(0.08)(0.09)
Depreciation0.000.000.000.000.000.000.000.00
Interest0.020.020.020.020.020.020.020.02
Profit before tax(0.06)(0.05)(0.05)(0.05)(0.08)(0.04)(0.04)(0.05)
Tax0.000.000.000.000.000.000.000.00

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 13 Nov 2026
ParticularsFY 2018-19FY 2017-18FY 2016-17FY 2015-16FY 2014-15
Revenue0.050.160.300.760.13
Revenue growth-68.8%-46.7%-60.5%+484.6%-
Other income0.391.650.00(0.26)0.30
Total expenses0.382.930.850.400.51
Employee cost0.150.130.120.120.10
EBITDA(0.33)(2.77)(0.55)0.36(0.38)
EBITDA margin-660.0%-1731.3%-183.3%+47.4%-292.3%
Depreciation0.000.000.000.000.00
Interest0.000.000.000.000.00
Profit before tax0.06(1.12)(0.55)0.10(0.08)
Tax0.00(1.79)0.000.000.00
Net profit0.060.67(0.55)0.10(0.29)
Net profit margin+120.0%+418.8%-183.3%+13.2%-223.1%
EPS (₹)0.020.170.000.030.00
ParticularsFY 2018-19FY 2017-18FY 2016-17FY 2015-16FY 2014-15
Equity & liabilities
Share capital40.1740.1740.1740.1749.67
Reserves & surplus(219)(218)(219)(218)(219)
Shareholders' funds (net worth)(178)(178)(179)(178)(169)
Minority interest0.000.000.000.000.00
Secured loans0.000.000.000.000.00
Unsecured loans9.509.509.509.500.00
Total debt9.509.509.509.500.00
Total liabilities(21.19)(20.97)(22.03)(22.94)(169)
Assets
Gross block0.160.160.160.160.24
Net block0.000.000.000.000.00
Capital work in progress0.000.000.000.000.00
Investments2.842.713.253.744.00
Inventories0.000.000.000.000.00
Sundry debtors0.000.000.000.000.00
Cash & bank balances0.050.310.300.350.03
Loans & advances0.190.172.603.203.20
Total current assets0.240.482.903.553.23
Total current liabilities26.0626.1028.7730.23176
Net working capital(25.82)(25.62)(25.87)(26.68)(173)
Total assets(21.19)(20.97)(22.03)(22.94)(169)
ParticularsFY 2018-19FY 2017-18FY 2016-17FY 2015-16FY 2014-15
Opening cash0.310.300.350.030.07
Net cash from operating activities(0.16)1.301.411.112.44
Net cash from investing activities0.00(0.92)0.000.000.00
Net cash from financing activities(0.10)(0.37)(1.46)(0.79)(2.49)
Net change in cash(0.26)0.01(0.05)0.32(0.05)
Closing cash0.050.310.300.350.03
ParticularsFY 2018-19FY 2017-18FY 2016-17FY 2015-16FY 2014-15
Growth
Sales growth-68.8%-46.7%-60.5%+484.6%-
EBITDA growth+88.1%-403.6%-252.8%+194.7%-
PBT growth+9998.0%-103.6%-+9998.0%+9997.0%
Net income growth-91.0%+221.8%-650.0%+134.5%-
Revenue CAGR (3Y)-59.6%+7.2%---
EBITDA CAGR (3Y)-+93.9%---
Profitability & leverage
Net income margin+120.0%+418.8%-183.3%+13.2%-61.5%
Return on capital employed+0.0%-1.0%0.0%+0.3%0.0%
Return on net worth+0.1%-1.4%0.0%-0.2%0.0%
Debt / equity0.000.000.000.000.00
Long-term debt / equity0.000.000.000.000.00
Interest cover0.000.000.000.000.00
Efficiency & per share
Fixed asset turnover2.7511.311.882.501.79
Inventory turnover0.000.000.000.000.00
Debtors turnover0.000.000.000.000.00
EPS (₹)0.020.170.000.030.00
Dividend per share (₹)0.000.000.000.000.00
Book value per share (₹)(44.43)(44.35)(44.52)(44.39)(44.41)
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue0.000.000.000.000.000.000.000.00
Other income0.050.050.050.050.040.060.060.06
Total expenses0.090.080.080.080.100.080.080.09
EBITDA(0.09)(0.08)(0.08)(0.08)(0.10)(0.08)(0.08)(0.09)
Depreciation0.000.000.000.000.000.000.000.00
Interest0.020.020.020.020.020.020.020.02
Profit before tax(0.06)(0.05)(0.05)(0.05)(0.08)(0.04)(0.04)(0.05)
Tax0.000.000.000.000.000.000.000.00
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue0.200.200.220.190.150.000.10
Revenue growth0.0%-9.1%+15.8%+26.7%--100.0%-
Other income0.000.150.040.000.150.270.41
Total expenses0.340.330.370.600.420.280.36
Employee cost0.000.000.080.080.070.150.16
EBITDA(0.14)(0.13)(0.15)(0.41)(0.27)(0.28)(0.26)
EBITDA margin-70.0%-65.0%-68.2%-215.8%-180.0%--260.0%
Depreciation0.000.000.000.000.000.000.00
Interest0.100.100.100.040.000.000.00
Profit before tax(0.24)(0.08)(0.21)(0.45)(0.12)(0.01)0.15
Tax0.000.000.000.000.000.000.00
Net profit(0.24)(0.08)(0.21)(0.45)(0.12)(0.01)0.15
Net profit margin-120.0%-40.0%-95.5%-236.8%-80.0%-+150.0%
EPS (₹)(0.06)(0.02)(0.05)(0.11)(0.03)0.000.03
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital40.1740.1740.1740.1740.1740.1740.17
Reserves & surplus(220)(220)(219)(219)(219)(219)(219)
Shareholders' funds (net worth)(180)(179)(179)(179)(179)(178)(178)
Secured loans0.000.000.000.000.000.000.00
Unsecured loans9.829.739.639.549.509.509.50
Total debt9.829.739.639.549.509.509.50
Total liabilities(11.11)(10.97)(10.99)(10.86)(10.45)(20.93)(21.05)
Assets
Gross block0.170.170.170.170.160.160.16
Net block0.000.010.010.010.000.000.00
Capital work in progress0.000.000.000.000.000.000.00
Investments0.000.000.000.000.001.672.85
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.080.03
Cash & bank balances0.552.953.222.363.900.010.17
Loans & advances0.290.320.210.120.111.600.21
Total current assets0.843.273.432.484.011.690.41
Total current liabilities15.2015.0915.1015.1015.1025.7825.96
Net working capital(14.36)(11.82)(11.67)(12.62)(11.09)(24.09)(25.55)
Total assets(11.11)(10.97)(10.99)(10.86)(10.45)(20.93)(21.05)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash2.953.222.363.900.010.170.05
Net cash from operating activities(2.40)(0.27)0.81(1.47)10.33(0.07)0.27
Net cash from investing activities0.000.000.04(0.07)4.160.000.00
Net cash from financing activities0.000.000.000.00(10.60)(0.10)(0.15)
Net change in cash(2.40)(0.27)0.86(1.54)3.89(0.16)0.12
Closing cash0.552.953.222.363.900.010.17
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth0.0%-9.1%+15.8%+26.7%--100.0%-
EBITDA growth-7.7%+13.3%+63.4%-51.9%+3.6%-7.7%-
PBT growth-200.0%+61.9%+53.3%-275.0%-1100.0%-+150.0%
Net income growth-200.0%+61.9%+53.3%-275.0%-1100.0%-106.7%-
Revenue CAGR (3Y)+1.7%+10.1%-+23.9%-30.1%-100.0%-30.7%
EBITDA CAGR (3Y)-30.1%-21.6%-18.8%+16.4%--53.4%+63.0%
Profitability & leverage
Net income margin-120.0%-40.0%-95.5%-236.8%-80.0%-+150.0%
Return on capital employed0.0%0.0%0.0%0.0%0.0%0.0%+0.1%
Return on net worth0.0%0.0%0.0%0.0%0.0%0.0%+0.2%
Debt / equity0.000.000.000.000.000.000.00
Long-term debt / equity0.000.000.000.000.000.000.00
Interest cover-71.43-76.92-66.67-9.760.000.000.00
Efficiency & per share
Fixed asset turnover1.181.181.531.151.881.693.19
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.007.504.9134.00
EPS (₹)(0.06)(0.02)(0.05)(0.11)(0.03)0.000.03
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)(44.70)(44.64)(44.62)(44.57)(44.46)(44.43)(44.43)

Similar companies to Escorts Finance

Escorts Finance has 3 listed similar companies in our database, 3 of them funded. They include Hinduja Leyland Finance, Bajaj Auto Finance and OTO.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
hindujaleylandfinance.com2008Chennai, India$276.07M14,664
Vehicle and housing finance products are offered across India.
bajajautofinance.com1987Pune, India$10M109,163
Auto finance loans are provided for two-wheelers, three-wheelers, and cars.
otocapital.in2018Bengaluru, India$29.66M229
Two-wheeler loans are provided via a fintech platform for purchases.
Premium access

Detailed similar companies of Escorts Finance

The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.

  • Full competitor set
  • Operating metrics
  • Benchmarks
  • Competitive positioning

Verified entity values are shown only after access is granted.

Top companies in Consumer and SME Loans

3 companies that operate in the same segment as Escorts Finance (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Consumer and SME loans are provided by Manappuram Finance.
1992Valapad, Kerala, IndiaUSD 39.98 MUSD 1.01 B51,650
Affordable home loans are extended to low and middle-income groups.
2010Mumbai, Maharashtra, IndiaUSD 209.7 MUSD 204.93 M1,634
Diversified lending services are provided as a non-banking financial institution.
1994Mumbai, Maharashtra, IndiaUSD 1.9 B167
Upgrade to premium

Unlock complete access to The Company Check

Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.

Upgrade to Premium No viewing limits. Your plan controls exports and screening usage.
Included in your Premium account
  • ✓
    Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
  • ✓
    Full access to every database India & global coverage, advanced filters and rich profile details
  • ✓
    Always-on access from your team account Single premium plan for everything you see on the portal

Related news about Escorts Finance

Premium access

Complete news archive for Escorts Finance

Full article history, source details, and older brand coverage require an active premium plan.

  • Full article archive
  • Source and publication date
  • Older coverage
  • Brand-specific news history

Verified entity values are shown only after access is granted.

Frequently Asked Questions about Escorts Finance

Escorts Finance was founded in 1987.

Escorts Finance is headquartered in Chandigarh, India.

Parmod K Marwah is the CEO of Escorts Finance, as recorded in our data.

The primary company behind Escorts Finance, Invigorated Business Consulting Limited, reported revenue of ₹20 Lakh for FY 2026, down 0% year on year.

Escorts Finance Limited was established in 1987 as a non-banking finance company in India. Retail financing services are provided for cars, construction equipment, and agricultural tractors. Operations are based in Chandigarh, with the company listed on the BSE as a public entity. Focus is maintained on commercial vehicle financing within the NBFC sector.

Escorts Finance's top competitors include Hinduja Leyland Finance, Bajaj Auto Finance and OTO.

Yes, Escorts Finance is publicly traded on BSE under the ticker symbol INVIGO.

Escorts Finance operates through Invigorated Business Consulting Limited.

The legal entities of Escorts Finance currently have 6 directors, including Sumit Raj, Donald Fernandez, Moni Singh and others.

Explore millions of companies — effortlessly

Access structured, verified intelligence on 7M+ companies across industries, sectors, and global markets. From early-stage startups to large enterprises, discover ownership, leadership, funding, financials, acquisitions, and market signals — all in one powerful platform.

Free account with essential features Instant access to company reports Enterprise solutions available