About EzCred
EzCred is a Financial Services company based in Bengaluru (India) founded in 2017 by Amiya Pathak. Purchase financing is facilitated through an online marketplace platform. EzCred has raised $1.55 million across 3 funding rounds from investors including Yms Mobitech, Ashwini Vijay Kumar and Jitendra Tayal. EzCred was last valued at $5.74 million in October 2019. Its Indian entity Ezcred Technologies Private Limited reported revenue of ₹48.9 Lakh. EzCred offers products and services including EMI Financing Platform, Merchant Onboarding App, Agent App, and Document Verification System. Its focus areas include Consumer and SME Loans, Consumer Loans and Diversified. Its competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed competitors has raised funding.
Company details
EzCred was established in 2017 in Bengaluru, India, within the fintech sector. An online marketplace is operated to connect users with financing options for purchases. Services include streamlined applications and partnerships for credit facilitation. Operations focus on digital accessibility across India, with leadership provided by Amiya Pathak as Founder and COO. The platform supports various consumer and business financing needs.
- Headquarters Bengaluru, India
- Founders Amiya Pathak
- Stage Minicorn
- SectorsFinancial Services
- Website ezcred.in
- Social LinkedIn X Facebook
- Legal Name Ezcred Technologies Private Limited
- Date of Incorporation 11 Dec, 2019
- Jurisdiction Bangalore, Karnataka, India
- Annual Revenue₹48.9 Lakh
FY 2024 · -79% YoY
- Net Profit₹42.1 Lakh
FY 2024 · 86% margin
- EBITDA₹45 Lakh
FY 2024 · 92% margin
- Total Equity Funding$1.55M (USD)
in 3 rounds
- Latest Funding Round$336.29K (USD), Seed
Oct 2019
- InvestorsYms Mobitech
& 51 more
Associated legal entities of EzCred
EzCred is associated with 2 registered companies on The Company Check; the primary company is Ezcred Technologies Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Ezcred Technologies Private Limited CIN U72900KA2019PTC130538 | Active | 11 Dec 2019 | Bangalore, Karnataka | ₹0.5 Cr | 2 | 2 | View details |
| Ezcred Private Limited CIN U70200KA2017PTC099141 | Active | 12 Jan 2017 | Bangalore, Karnataka | ₹0.5 Cr | 2 | 3 | View details |
Products & Services of EzCred
EzCred offers a comprehensive portfolio of products and services, including EMI Financing Platform, Merchant Onboarding App, Agent App, and Document Verification System.
Platform for merchant EMI products and bank integrations.
App for electronic merchant sign-up and partner management.
App for assisted loan origination and customer interactions.
Hybrid system for quick loan document checks and approvals.
Funding Insights of EzCred
EzCred has successfully raised a total of $1.55M across 3 strategic funding rounds. The most recent funding activity was a Seed round of $336.29 thousand completed in October 2019. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $1.55M
- Total Rounds 3
- Last Round Seed — $336,289
- First Round $209,675
(Mar 2017)
- Investors Count 52
All 3 funding rounds of EzCred with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Oct 2019 | $336,289 | Seed | $5.74M | – | |
| May 2017 | $1M | Angel Round | $5.96M | Dheeraj Pandey, Dheeraj Pandey | |
| Mar 2017 | $209,675 | Seed | $••••• | Yms Mobitech | – |
| Date | Valuation | Stage |
|---|---|---|
| Oct 2019 | $5.74M | •••••••• |
| May 2017 | $5.96M | •••••••• |
| Mar 2017 | $••••• | •••••••• |
Full valuation and stage history of EzCred
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
- All valuation points
- Stage changes
- Dates
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Verified entity values are shown only after access is granted.
Last known valuation $5.74M (Oct 2019). 52 investors in total: 1 institutional and 51 angel.
Investors in EzCred
EzCred has secured backing from 52 investors, including angel and institutional investors. Prominent investors backing the company include Yms Mobitech, Ashwini Vijay Kumar and Jitendra Tayal.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Offers comprehensive software and mobile application development services. | 2005 | ymsmobitech.com | Noida, India | |
AV Ashwini Vijay Kumar | unknown_41658c5d6dfb4847b | |||
JT Jitendra Tayal | unknown_4e48b035dfb24f118 | |||
SS Stuti Shukla | unknown_5fe1a01713df4e7ba | |||
RM Rajat Malhotra | Angel investor and tech entrepreneur, ex-CTO of Snapdeal, active in Indian startups | unknown_5daeb45a82364a31b | ||
RS Ramakant Sharma | Co-founder of Livspace, angel investor in Indian startups | unknown_1b296594177e40bc9 | ||
AB Anshuman Bapna | Founder of Terra.do, ex-Chief Product Officer at MakeMyTrip, active angel investor | unknown_b47c90494076478f9 | ||
RR Rohit Razdan | unknown_6de7a788ea4e43e5b | |||
AK Abhishek Kumar | Angel investor, ex-entrepreneur, focused on early-stage Indian startups | unknown_5183fcd8640842a58 | ||
SS Saurabh Shrivastava | unknown_6a05b46f15bb4737b |
Investor details for EzCred
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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Board of directors of Ezcred Technologies Private Limited (EzCred)
Ezcred Technologies Private Limited is the primary company behind EzCred. The boards of the 2 registered companies of EzCred currently have 3 directors; the longest-serving is Sachin Maheshwari, appointed in 2017. 1 earlier director has ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Sachin Maheshwari DIN 02461765 | Director | 12 Jan 2017 | 9 yrs 9 mo | Ezcred Private Limited, Ezcred Technologies Private Limited |
| Amiya Kumar Pathak DIN 02318028 | Director | 12 Jan 2017 | 9 yrs 9 mo | Ezcred Private Limited, Ezcred Technologies Private Limited |
| Swati Maheshwari DIN 11319311 | Additional Director | 27 Oct 2025 | 11 mo | Ezcred Private Limited |
People of EzCred
1 people are tracked at EzCred (1 in leadership).
| Name | Role | Group |
|---|---|---|
| Founder & COO | Leadership |
Complete people profiles for EzCred
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Verified entity values are shown only after access is granted.
Financials of EzCred
Figures of Ezcred Technologies Private Limited, the primary company behind EzCred, for FY 2024. Revenue was ₹48.9 Lakh (-79% year on year). Net profit was ₹42.1 Lakh (86% margin). EBITDA was ₹45 Lakh (92% margin). Revenue has grown at a compounded annual rate of +4% over three years.
- ₹48.9 LakhRevenue · FY 2024 · -79% YoY
- ₹42.1 LakhNet profit · 86% margin
- ₹45 LakhEBITDA · 92% margin
- ₹1 LakhPaid-up capital
- 2Employees (provident fund records)
- +4%Revenue CAGR, 3 years
Balance sheet, profit and loss, cash flow and ratios of Ezcred Technologies Private Limited are on its company page.
Detailed financial statements for EzCred
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
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Timeline of EzCred
4 dated milestones of EzCred across 2 years, from founding to its latest funding, stage changes and deals.
- Founded EzCred is founded.
- Funding First funding round of $210K.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Seed, of $336K.
Competitors of EzCred
EzCred has 3 listed competitors in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed competitors of EzCred
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Verified entity values are shown only after access is granted.
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as EzCred (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Related news about Ezcred
Complete news archive for EzCred
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Frequently Asked Questions about EzCred
EzCred was founded in 2017.
EzCred is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
EzCred is a funded company, having raised a total of $1.55M across 3 funding rounds to date. The company's 1st funding round was a Seed of $209.68K, raised on Mar 2017.
The primary company behind EzCred, Ezcred Technologies Private Limited, reported revenue of ₹48.9 Lakh for FY 2024, down 79% year on year.
EzCred was established in 2017 in Bengaluru, India, within the fintech sector. An online marketplace is operated to connect users with financing options for purchases. Services include streamlined applications and partnerships for credit facilitation. Operations focus on digital accessibility across India, with leadership provided by Amiya Pathak as Founder and COO. The platform supports various consumer and business financing needs.
EzCred's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
EzCred offers EMI Financing Platform, Merchant Onboarding App, Agent App, and Document Verification System.
EzCred has 52 investors. Key investors include Yms Mobitech, Ashwini Vijay Kumar, Jitendra Tayal, Stuti Shukla, and Rajat Malhotra.
The valuation of EzCred is $5.74M as of Oct 2019.
EzCred is associated with 2 legal entities: Ezcred Technologies Private Limited, Ezcred Private Limited.
The legal entities of EzCred currently have 3 directors, including Sachin Maheshwari, Amiya Kumar Pathak, Swati Maheshwari.