DPIIT recognised startup Government of India
Startup India
Ezcred Private Limited - financial services in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2021
₹46.13 Lakh
▼ 19% YoY
Net loss · FY 2021
₹1.67 Cr
Net margin -363.1%
EBITDA · FY 2021
-₹1.65 Cr
EBITDA margin -356.9%
Authorised capital
₹8 Lakh
Registered with MCA
Paid-up capital
₹1.38 Lakh
Issued & subscribed
Company age
9 yrs
Est. 2017
Employees · EPFO
2
Provident fund records
Directors on board
3
As per MCA filings
About Ezcred Private Limited
Data last updated:
Ezcred Private Limited is a private limited company based in Bangalore, Karnataka, India, recognised as a startup by DPIIT. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 12 January 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U70200KA2017PTC099141. Its GSTIN is 29AAECE4903H1ZO (Karnataka).
The company has an authorised share capital of ₹8 Lakh and a paid-up capital of ₹1.38 Lakh. It is led by directors including Sachin Maheshwari and Amiya Kumar Pathak.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Villa 324 Adarsh Palm Retreat Villas Phase – 2 Bellandur Bangalore, Karnataka, India – 560103.
As per the financials filed for FY 2021, the company reported a revenue of ₹46.13 Lakh, a decline of 19% compared to the previous year. For the same year it recorded a net loss of ₹1.67 Cr (net margin -363.1%) and EBITDA of -₹1.65 Cr (EBITDA margin -356.9%). Revenue has grown at a compounded annual rate (CAGR) of 51% over three years.
The company has about 2 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: EzCred. The company has 5 deals on record (3 funding rounds, 2 secondary share transfers), with disclosed funding of ₹10.83 Cr; the latest was in February 2020. Its 7 peer companies in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 4 smaller; the largest is Shree Shyam Management and Investment Pvt.Ltd. with revenue of ₹65.36 Lakh.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ezcred.in.
Company details
CIN U70200KA2017PTC099141
Registration Number 099141
Incorporation Date 12 January 2017
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
CIN history
Ezcred has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U70200KA2017PTC099141, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U70200KA2017PTC099141 | Current |
| U74999KA2017PTC099141 | Previous |
| U67100KA2017PTC099141 | Previous |
Key People
Sachin Maheshwari Director Amiya Kumar Pathak Director Swati Maheshwari Additional Director Recognitions & Rankings of Ezcred
Contact details
Ezcred Private Limited's registered office is in Bangalore, Karnataka.
- Social Media
- Registered AddressVilla 324 Adarsh Palm Retreat Villas Phase – 2 Bellandur Bangalore, Karnataka, India – 560103
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
Comprehensive company report
Ezcred Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Financials of Ezcred Private Limited
FY 2025 filings availableEzcred Private Limited reported revenue of ₹46.13 Lakh (down 19% YoY) for FY 2021.
Revenue · FY 2021
₹46.13 Lakh ▼ 19%
Net loss · FY 2021
₹1.67 Cr margin -363.1%
EBITDA · FY 2021
-₹1.65 Cr margin -356.9%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 19%
3 years · compounded
▲ 51%
EBITDA CAGR growth
1 year
▲ 48%
3 years · compounded
▲ 4%
Revenue fell 19% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 51%. EBITDA rose 48% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | ₹46.13 Lakh | ||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹1.65 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹1.67 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
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Financial Ratios
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -356.9% | ||||
| Net Profit Margin | -363.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
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| Efficiency and Growth | |||||
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| Receivable Days | |||||
| Payable Days | |||||
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| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Ezcred Private Limited, buy the company report.
Board of directors of Ezcred Private Limited
Ezcred has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sachin Maheshwari | Director | 12 Jan 2017 | 9 Years 9 Months | Current |
| Amiya Kumar Pathak | Director | 12 Jan 2017 | 9 Years 9 Months | Current |
| Swati Maheshwari | Additional Director | 27 Oct 2025 | 0 Years 11 Months | Current |
Peer comparison
Ezcred Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shree Shyam Management and Investment Pvt.Ltd. | ₹65.36 Lakh (FY 2025) | -31.0% | Kolkata, West Bengal, India | |||
| Dart Suppliers Pvt Ltd | ₹65.3 Lakh (FY 2025) | -47.0% | Kolkata, West Bengal, India | |||
| Gang-Jong Development Finance Private Limited | ₹65.27 Lakh (FY 2025) | 60.0% | Dharamshala, Himachal Pradesh, India | |||
| SMB Securities Limited | ₹65.22 Lakh (FY 2024) | 6.0% | New Delhi, Delhi, India | |||
| Iritty Chits Finance and Investments Private Limited | ₹65.16 Lakh (FY 2025) | 144.0% | Kannur, Kerala, India | |||
| Welcast Finstocks Private Limited | ₹65.11 Lakh (FY 2025) | 2016.0% | Nagpur, Maharashtra, India | |||
| Beetal Plantation Pvt Ltd | ₹65.11 Lakh (FY 2025) | -84.0% | Mumbai, Maharashtra, India | |||
| Ezcred Private Limitedthis company | ₹46.13 Lakh (FY 2021) | -₹1.67 Cr | -363.1% | -19.0% | Bangalore, Karnataka, India |
To see the full peer comparison of Ezcred Private Limited, buy the company report.
Deals & funding
Ezcred Private Limited has 5 deals on record (3 funding rounds, 2 secondary share transfers), with disclosed funding of ₹10.83 Cr; the latest was in February 2020.
Total deals
5
Funding rounds
3
Secondary share transfers
2
Disclosed funding
₹10.83 Cr
Deals on record (4 of 5)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2018 | Secondary share transfer | Undisclosed | Buyer: Pandey Revocable Trust Seller: an individual |
| May 2017 | Funding round · Seed | ₹8.66 Cr | Investors: Peak XV Partners (Sequoia India and SEA), 3 individuals |
| Mar 2017 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: 2 individuals |
| Mar 2017 | Funding round | ₹1.42 Cr | Investors: Yms Mobitech Private Limited |
To see the full deal history of Ezcred Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving Ezcred Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ezcred Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Ezcred has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAECE4903H1ZO | Karnataka | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Ezcred Private Limited, buy the company report.
Recent activity
Ezcred Private Limited has 4 board changes on record since 2017: 3 appointments and 1 cessation. The latest: Swati Maheshwari was appointed as Additional Director on 27 Oct 2025.
Appointed
Swati Maheshwari was appointed as Additional Director.
AGM
Ezcred Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Ezcred Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Ceased
Vijay Kumar Gupta ceased to be Additional Director.
Appointed
Amiya Kumar Pathak was appointed as Director.
Appointed
Sachin Maheshwari was appointed as Director.
Incorporation
12 Jan 2017
Ezcred Private Limited was registered on 12 Jan 2017 with Roc Bangalore & aged 9 years 9 months as per MCA records.
Frequently asked questions
Ezcred is an active private limited company based in Bangalore, Karnataka, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 12 January 2017 (9+ years old) and is registered under CIN U70200KA2017PTC099141.
Ezcred has 3 current directors:
- Sachin Maheshwari - Director
- Amiya Kumar Pathak - Director
- Swati Maheshwari - Additional Director
The latest financial statements of Ezcred on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The GSTIN of Ezcred is 29AAECE4903H1ZO, registered in Karnataka.
The CIN (Corporate Identification Number) of Ezcred is U70200KA2017PTC099141. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ezcred was incorporated on 12 January 2017, making it 9+ years old. It is registered with the Registrar of Companies, Bangalore.
Ezcred has 5 deals on record (3 funding rounds, 2 secondary share transfers), with disclosed funding of ₹10.83 Cr; the latest was in February 2020.
The peers of Ezcred by revenue are Shree Shyam Management and Investment Pvt.Ltd, Dart Suppliers Pvt Ltd, Gang-Jong Development Finance Private Limited, SMB Securities Limited, Iritty Chits Finance and Investments Private Limited and 2 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Swati Maheshwari was appointed as Additional Director on 27 Oct 2025. Vijay Kumar Gupta ceased to be Additional Director on 30 Sep 2018. Amiya Kumar Pathak was appointed as Director on 12 Jan 2017. Ezcred has 4 board changes on record in total.
Yes, Ezcred is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Ezcred can be reached through the website ezcred.in. Its registered office is in Bangalore, Karnataka, India.