Gradifi

Boston, United States Founded: 2014 • Age: 12 yrs Acquired By Vestwell
Student loan debt repayment and savings solutions are provided.
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About Gradifi

Gradifi is a company based in Boston (United States) founded in 2014 was acquired by Vestwell in July 2023.. Gradifi has raised $500 thousand across 1 funding round from investors including First Republic Bank, Vestwell and E*TRADE. The company has 11 employees as of December 31, 2022. Gradifi has completed 1 acquisition, including SmarterBucks. Gradifi offers products and services including FinancialCore, PayDown, and SaveUp. Gradifi operates in a competitive market with competitors including Candidly, Tuition.io, InStride, Savi and Goodly, among others.

  • Headquarter Boston, United States
  • Employees 11 as on 31 Dec, 2022
  • Sectors
    Technology
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Gradifi, Inc.
Operational Areas
Technology → Enterprise Software & Productivity Solutions
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $500 K (USD)

    in 1 rounds

  • Latest Funding Round
    $500 K (USD), Seed

    Oct 14, 2015

  • Investors
  • Employee Count
    11

    as on Dec 31, 2022

  • Investments & Acquisitions
  • Acquired by
    Vestwell

    & 2 more

    (Jul 28, 2023)

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Products & Services of Gradifi

Gradifi offers a comprehensive portfolio of products and services, including FinancialCore, PayDown, and SaveUp. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Platform to help save on student loan interest through refinancing options.

Program for faster student loan repayment with employer contributions.

Tool to build education savings in 529 plans for employees.

People of Gradifi
Headcount 10-50
Employee Profiles 7
Employee Profiles
People
Todd Pinkerton
VP, IT Architecture
People
Scott Kerr
VP, Product
People
Kate Winget
Senior Vice President
People
Rick Cimino
VP, Operations

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Funding Insights of Gradifi

Gradifi has successfully raised a total of $500K through 1 strategic funding round. The most recent funding activity was a Seed round of $500 thousand completed in October 2015. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 1
  • Last Round Seed — $500,000
  • First Round

    (14 Oct 2015)

  • Investors Count
Date Amount Transaction Name Valuation Lead Investors Investors
Oct, 2015 Amount Seed - Gradifi Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Gradifi

Gradifi has secured backing from 3 investors, including institutional investors. Prominent investors backing the company include First Republic Bank, Vestwell and E*TRADE. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Institutional
Investor Description Founded Year Domain Location
Commercial bank
Founded Year Domain Location
E*TRADE is operated as an online brokerage and banking platform.
Founded Year Domain Location
Online platform for a workplace savings program
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Gradifi

Gradifi has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include SmarterBucks. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
Limited information available
2012
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Gradifi

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Gradifi Comparisons

Employees
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Competitors of Gradifi

Gradifi operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Candidly, Tuition.io, InStride, Savi and Goodly, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Financial wellness solutions for student debt are provided by Candidly.
domain founded_year HQ Location
Student loan repayment and tuition assistance benefits are provided.
domain founded_year HQ Location
Employee education benefits are managed through custom software platforms.
domain founded_year HQ Location
Education loan repayment is supported by an AI-enabled tool.
domain founded_year HQ Location
Student loan repayment solutions are provided to employees via employers.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Gradifi

Frequently Asked Questions about Gradifi

When was Gradifi founded?

Gradifi was founded in 2014 and raised its 1st funding round 1 year after it was founded.

Where is Gradifi located?

Gradifi is headquartered in Boston, United States. It is registered at Boston, Massachusetts, United States.

Is Gradifi a funded company?

Gradifi is a funded company, having raised a total of $500K across 1 funding round to date. The company's 1st funding round was a Seed of $500K, raised on Oct 14, 2015.

How many employees does Gradifi have?

As of Dec 31, 2022, the latest employee count at Gradifi is 11.

What does Gradifi do?

Gradifi was established in 2014 in Boston, United States, within the financial services sector focused on education debt. Employer-sponsored programs are offered to assist employees with student loan repayment. The Student Loan Paydown plan enables direct contributions toward outstanding loans. College SaveUp facilitates employer deposits into 529 savings plans for childrens education. Gradifi Refi connects participants to lenders for refinancing opportunities. Operations emphasize streamlined debt management tools.

Who are the top competitors of Gradifi?

Gradifi's top competitors include Candidly, Tuition.io and InStride.

What products or services does Gradifi offer?

Gradifi offers FinancialCore, PayDown, and SaveUp.

How many acquisitions has Gradifi made?

Gradifi has made 1 acquisition, including SmarterBucks.

Who are Gradifi's investors?

Gradifi has 3 investors. Key investors include First Republic Bank, Vestwell, and E*TRADE.

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