About GSB Finance
GSB Finance is a publicly listed company based in Mumbai (India) founded in 1982. Financial services are provided by GSB Finance in India. Its chief executive, as recorded, is G S Biyani. Its Indian entity Coffers Finvest Limited reported revenue of ₹1.23 Cr.
Company details
GSB Finance was established in 1982 and is based in Mumbai, India. Operations in the finance sector are conducted, with a focus on services within the Indian market. The company is led by G S Biyani in the roles of CEO and Chairman. Details on specific offerings and activities remain limited in available records.
- Headquarters Mumbai, India
- Stage Public
- Website gsbfinance.com
- Legal Name Gsb Finance Limited
- Date of Incorporation 11 Dec, 2001
- Jurisdiction Mumbai, Maharashtra, India
- Market Cap₹26.84 Cr
GSBFIN · BSE
- Share Price₹46.90
+4.85% today
- Revenue₹1.22 Cr
FY 2025-26 · -31.5% YoY
- EBITDA₹0.06 Cr
Margin 4.9%
- Net Profit−₹0.30 Cr
FY 2025-26 · -141.1% YoY
- P/E (TTM)149.6x
P/B 2.0x
- ROE-2.2%
ROCE 0.5%
Associated legal entities of GSB Finance
GSB Finance operates through Coffers Finvest Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Coffers Finvest Limited Listed CIN L99999MH2001PLC134193 | Active | 11 Dec 2001 | Mumbai, Maharashtra | ₹1.2 Cr | 9 | View details |
Board of directors of Coffers Finvest Limited (GSB Finance)
Coffers Finvest Limited is the primary company behind GSB Finance. The board of Coffers Finvest Limited currently have 5 directors; the longest-serving is Usha Yogesh Patel, appointed in 2017. 7 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Usha Yogesh Patel DIN 06927669 | Director | 01 Apr 2017 | 9 yrs 7 mo | Coffers Finvest Limited |
| Hari Chand Mittal DIN 08797386 | Director | 20 Nov 2025 | 11 mo | Coffers Finvest Limited |
| Vivek Kumar Singhal DIN 01962224 | Managing Director | 20 Nov 2025 | 11 mo | Coffers Finvest Limited |
| Kshitij Agrawal DIN 03377355 | Director | 20 Nov 2025 | 11 mo | Coffers Finvest Limited |
| Sweta Pareek DIN 11367022 | Director | 20 Nov 2025 | 11 mo | Coffers Finvest Limited |
People of GSB Finance
1 people are tracked at GSB Finance (1 in leadership).
| Name | Role | Group |
|---|---|---|
G S Biyani | CEO & Chairman | Leadership |
Complete people profiles for GSB Finance
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of GSB Finance
GSB Finance is a publicly listed company on the BSE with ticker symbol GSBFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date29 Sep 1994
- Listed onBSE: 511543
- Listed entityCoffers Finvest Limited
- Exchange sectorFinance
Financials of GSB Finance
Exchange-reported figures of Coffers Finvest Limited, the listed company behind GSB Finance (BSE: GSBFIN).
Financial Highlights
FY 2025-26 · StandaloneRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 1.22 | 1.78 | 3.68 | 3.25 | 2.50 | 1.48 | 1.78 |
| Revenue growth | -31.5% | -51.6% | +13.2% | +30.0% | +68.9% | -16.9% | - |
| EBITDA | 0.06 | 0.89 | 1.90 | 0.53 | 0.67 | 0.87 | 0.33 |
| EBITDA margin | +4.9% | +50.0% | +51.6% | +16.3% | +26.8% | +58.8% | +18.5% |
| Profit before tax | 0.07 | 0.84 | 1.62 | 0.07 | 0.36 | 0.50 | 0.05 |
| Net profit | (0.30) | 0.73 | 1.59 | 0.08 | 0.25 | 0.29 | (0.01) |
| Net profit margin | -24.6% | +41.0% | +43.2% | +2.5% | +10.0% | +19.6% | -0.6% |
| EPS (₹) | (0.51) | 1.19 | 2.62 | 0.12 | 0.41 | 0.48 | (0.02) |
| Balance sheet | |||||||
| Total assets | 14.07 | 14.38 | 13.66 | 18.53 | 16.74 | 14.70 | 15.58 |
| Net worth | 14.07 | 14.38 | 13.66 | 12.09 | 12.00 | 11.69 | 11.33 |
| Total debt | 0.00 | 0.00 | 0.00 | 6.44 | 4.75 | 3.01 | 4.26 |
| Cash & bank | 0.36 | 0.17 | 0.21 | 0.10 | 0.13 | 0.45 | 0.09 |
| Net working capital | 2.14 | 0.87 | 1.04 | 1.80 | 2.05 | 2.03 | 1.75 |
| Cash flow | |||||||
| Cash from operations | 0.09 | (0.04) | 6.47 | (1.72) | (2.05) | 1.60 | (1.38) |
| Cash from investing | 0.09 | 0.00 | 0.08 | 0.00 | 0.00 | 0.00 | 0.01 |
| Cash from financing | 0.00 | 0.00 | (6.44) | 1.70 | 1.73 | (1.24) | 1.26 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0.74 | 0.92 | 0.28 | 0.31 | 0.32 | 0.31 | 0.27 | 0.44 |
| Revenue growth (YoY) | +131.3% | +196.8% | +3.7% | -29.6% | -56.8% | -3.1% | - | - |
| Other income | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 |
| Total expenses | 0.19 | 0.10 | 0.23 | 0.16 | 0.61 | 0.16 | 0.40 | 0.24 |
| EBITDA | 0.55 | 0.82 | 0.05 | 0.15 | (0.29) | 0.15 | (0.13) | 0.20 |
| EBITDA margin | +74.3% | +89.1% | +17.9% | +48.4% | -90.6% | +48.4% | -48.1% | +45.5% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.03 |
| Profit before tax | 0.55 | 0.82 | 0.06 | 0.15 | (0.29) | 0.15 | (0.12) | 0.17 |
| Tax | 0.17 | 0.21 | 0.37 | (0.03) | 0.00 | 0.04 | (0.02) | 0.04 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0.74 | 0.92 | 0.28 | 0.31 | 0.32 | 0.31 | 0.27 | 0.44 |
| Revenue growth (YoY) | +131.3% | +196.8% | +3.7% | -29.6% | -56.8% | -3.1% | - | - |
| Other income | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 |
| Total expenses | 0.19 | 0.10 | 0.23 | 0.16 | 0.61 | 0.16 | 0.40 | 0.24 |
| EBITDA | 0.55 | 0.82 | 0.05 | 0.15 | (0.29) | 0.15 | (0.13) | 0.20 |
| EBITDA margin | +74.3% | +89.1% | +17.9% | +48.4% | -90.6% | +48.4% | -48.1% | +45.5% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.03 |
| Profit before tax | 0.55 | 0.82 | 0.06 | 0.15 | (0.29) | 0.15 | (0.12) | 0.17 |
| Tax | 0.17 | 0.21 | 0.37 | (0.03) | 0.00 | 0.04 | (0.02) | 0.04 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 1.22 | 1.78 | 3.68 | 3.25 | 2.50 | 1.48 | 1.78 |
| Revenue growth | -31.5% | -51.6% | +13.2% | +30.0% | +68.9% | -16.9% | - |
| Other income | 0.01 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total expenses | 1.16 | 0.89 | 1.78 | 2.72 | 1.83 | 0.61 | 1.45 |
| Employee cost | 0.28 | 0.47 | 0.43 | 0.37 | 0.31 | 0.22 | 0.17 |
| EBITDA | 0.06 | 0.89 | 1.90 | 0.53 | 0.67 | 0.87 | 0.33 |
| EBITDA margin | +4.9% | +50.0% | +51.6% | +16.3% | +26.8% | +58.8% | +18.5% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.02 |
| Interest | 0.00 | 0.07 | 0.29 | 0.46 | 0.30 | 0.37 | 0.26 |
| Profit before tax | 0.07 | 0.84 | 1.62 | 0.07 | 0.36 | 0.50 | 0.05 |
| Tax | 0.37 | 0.11 | 0.03 | (0.01) | 0.11 | 0.21 | 0.06 |
| Net profit | (0.30) | 0.73 | 1.59 | 0.08 | 0.25 | 0.29 | (0.01) |
| Net profit margin | -24.6% | +41.0% | +43.2% | +2.5% | +10.0% | +19.6% | -0.6% |
| EPS (₹) | (0.51) | 1.19 | 2.62 | 0.12 | 0.41 | 0.48 | (0.02) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Reserves & surplus | 8.07 | 8.38 | 7.66 | 6.09 | 6.00 | 5.69 | 5.33 |
| Shareholders' funds (net worth) | 14.07 | 14.38 | 13.66 | 12.09 | 12.00 | 11.69 | 11.33 |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 0.00 | 0.00 | 0.00 | 6.44 | 4.75 | 3.01 | 4.26 |
| Total debt | 0.00 | 0.00 | 0.00 | 6.44 | 4.75 | 3.01 | 4.26 |
| Total liabilities | 14.07 | 14.38 | 13.66 | 18.53 | 16.74 | 14.70 | 15.58 |
| Assets | |||||||
| Gross block | 0.12 | 0.12 | 0.12 | 0.21 | 0.21 | 0.21 | 0.21 |
| Net block | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.33 | 0.75 | 0.00 | 0.19 | 0.20 | 0.12 | 0.13 |
| Inventories | 0.00 | 0.00 | 0.30 | 1.18 | 1.53 | 1.18 | 1.18 |
| Sundry debtors | 1.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 0.36 | 0.17 | 0.21 | 0.10 | 0.13 | 0.45 | 0.09 |
| Loans & advances | 0.68 | 1.04 | 1.03 | 0.79 | 0.79 | 0.75 | 0.75 |
| Total current assets | 2.29 | 1.21 | 1.54 | 2.07 | 2.45 | 2.38 | 2.02 |
| Total current liabilities | 0.15 | 0.34 | 0.50 | 0.27 | 0.40 | 0.35 | 0.27 |
| Net working capital | 2.14 | 0.87 | 1.04 | 1.80 | 2.05 | 2.03 | 1.75 |
| Total assets | 14.07 | 14.38 | 13.66 | 18.53 | 16.74 | 14.70 | 15.58 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 0.17 | 0.21 | 0.10 | 0.13 | 0.45 | 0.09 | 0.20 |
| Net cash from operating activities | 0.09 | (0.04) | 6.47 | (1.72) | (2.05) | 1.60 | (1.38) |
| Net cash from investing activities | 0.09 | 0.00 | 0.08 | 0.00 | 0.00 | 0.00 | 0.01 |
| Net cash from financing activities | 0.00 | 0.00 | (6.44) | 1.70 | 1.73 | (1.24) | 1.26 |
| Net change in cash | 0.18 | (0.04) | 0.11 | (0.03) | (0.32) | 0.36 | (0.11) |
| Closing cash | 0.36 | 0.17 | 0.21 | 0.10 | 0.13 | 0.45 | 0.09 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -31.5% | -51.6% | +13.2% | +30.0% | +68.9% | -16.9% | - |
| EBITDA growth | -93.3% | -53.2% | +258.5% | -20.9% | -23.0% | +163.6% | - |
| PBT growth | -91.7% | -48.2% | +2214.3% | -80.6% | -28.0% | +900.0% | -16.7% |
| Net income growth | -141.1% | -54.1% | +1887.5% | -68.0% | -13.8% | +3000.0% | - |
| Revenue CAGR (3Y) | -27.9% | -10.7% | +35.5% | +22.2% | -28.6% | -51.8% | -44.3% |
| EBITDA CAGR (3Y) | -51.6% | +9.9% | +29.7% | +17.1% | +95.3% | +26.5% | -35.3% |
| Profitability & leverage | |||||||
| Net income margin | -24.6% | +41.0% | +43.2% | +2.5% | +10.0% | +19.6% | -0.6% |
| Return on capital employed | +0.5% | +6.4% | +11.7% | +3.0% | +4.2% | +5.7% | +2.0% |
| Return on net worth | -2.2% | +5.1% | +12.2% | +0.6% | +2.1% | +2.5% | -0.1% |
| Debt / equity | 0.00 | 0.00 | 0.25 | 0.46 | 0.33 | 0.32 | 0.32 |
| Long-term debt / equity | 0.00 | 0.00 | 0.25 | 0.46 | 0.33 | 0.32 | 0.32 |
| Interest cover | 0.00 | 7.87 | 15.26 | 86.79 | 45.45 | 42.53 | 83.87 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 10.25 | 15.00 | 22.36 | 15.48 | 11.90 | 7.05 | 8.48 |
| Inventory turnover | 0.00 | 12.00 | 4.99 | 2.40 | 1.85 | 1.25 | 1.51 |
| Debtors turnover | 1.97 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | (0.51) | 1.19 | 2.62 | 0.12 | 0.41 | 0.48 | (0.02) |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 23.45 | 23.96 | 22.77 | 20.15 | 20.00 | 19.48 | 18.88 |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Gsb Finance
Complete news archive for GSB Finance
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about GSB Finance
GSB Finance was founded in 1982.
GSB Finance is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
G S Biyani is the CEO of GSB Finance, as recorded in our data.
The primary company behind GSB Finance, Coffers Finvest Limited, reported revenue of ₹1.23 Cr for FY 2026, down 31% year on year.
GSB Finance was established in 1982 and is based in Mumbai, India. Operations in the finance sector are conducted, with a focus on services within the Indian market. The company is led by G S Biyani in the roles of CEO and Chairman. Details on specific offerings and activities remain limited in available records.
Yes, GSB Finance is publicly traded on BSE under the ticker symbol GSBFIN.
GSB Finance operates through Coffers Finvest Limited.
The legal entities of GSB Finance currently have 8 directors, including Suyash Ramakant Biyani, Hari Chand Mittal, Renu Choudhary and others.