Home Credit Group

Founded: 1997 • Age: 29 yrs
Finance company offering loans
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About Home Credit Group

Home Credit Group is a company founded in 1997 by Sebastian Elghanian.. Home Credit Group has raised $100 million across 1 funding round from investors including MUFG Bank. The company has 3,726 employees as of April 06, 2024. Home Credit Group has completed 1 acquisition, including Air Bank. Home Credit Group offers products and services including Lending Services, Online Financing Platform, and Offline Lending. Home Credit Group operates in a competitive market with competitors including Bandhan Bank, Truist, Axis Bank, First Republic Bank and Investec, among others.

  • Employees 3726 as on 06 Apr, 2024
  • Founders Sebastian Elghanian
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Home Credit India Finance Private Limited
  • Date of Incorporation 01 Oct, 1997
  • Jurisdiction Delhi, Delhi, India
Operational Areas
Financial Services → FinTech & Digital Finance
Financial Services → Banking & Financial Institutions
Key Metrics
  • Annual Revenue
    $96.57 M (USD)
    164.33
    as on Mar 31, 2017
  • Net Profit
    $-66.71 M (USD)
    -104.57
    as on Mar 31, 2017
  • EBITDA
    $-40.75 M (USD)
    -81.11
    as on Mar 31, 2017
  • Total Equity Funding
    $100 M (USD)

    in 1 rounds

  • Latest Funding Round
    $100 M (USD), Series C

    Dec 20, 2023

  • Investors
  • Employee Count
    3726

    as on Apr 06, 2024

  • Investments & Acquisitions
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Products & Services of Home Credit Group

Home Credit Group offers a comprehensive portfolio of products and services, including Lending Services, Online Financing Platform, and Offline Lending. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Provides loans to underserved customers for financial access.

Enables easy online borrowing for individuals with no credit history.

Offers physical access to financial products in various markets.

People of Home Credit Group
Headcount 200-500
Employee Profiles 4
Employee Profiles
People
Victoria Alemanova
Chief Marketing Officer
People
Pavel Tselikov
Senior Analyst
People
Eugeniya Granik
Head Of Credit Card Portfolio Communications

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Funding Insights of Home Credit Group

Home Credit Group has successfully raised a total of $100M through 1 strategic funding round. The most recent funding activity was a Series C round of $100 million completed in December 2023. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 1
  • Last Round Series C — $100.0M
  • First Round

    (20 Dec 2023)

  • Investors Count 1
Date Amount Transaction Name Valuation Lead Investors Investors
Dec, 2023 Amount Series C - Home Credit Group Valuation MUFG
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Home Credit Group

Home Credit Group has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include MUFG Bank. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Institutional
Investor Description Founded Year Domain Location
Provider of full banking services
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Home Credit Group

Home Credit Group has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Air Bank. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
Commercial banking services are offered in the Czech Republic.
2010
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Home Credit Group

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Home Credit Group Comparisons

Employees
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Competitors of Home Credit Group

Home Credit Group operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Bandhan Bank, Truist, Axis Bank, First Republic Bank and Investec, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Personal and business banking services are offered to underbanked markets.
domain founded_year HQ Location
Wealth advisory and banking services are offered to clients.
domain founded_year HQ Location
Provider of a commercial banking services
domain founded_year HQ Location
Commercial bank
domain founded_year HQ Location
Global banking, investment, and wealth management services are offered worldwide.
domain founded_year HQ Location
Commercial banking services are provided to businesses and individuals.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Frequently Asked Questions about Home Credit Group

When was Home Credit Group founded?

Home Credit Group was founded in 1997 and raised its 1st funding round 26 years after it was founded.

Who is the current CEO of Home Credit Group?

Sebastian Elghanian is the current CEO of Home Credit Group. They have also founded this company.

Is Home Credit Group a funded company?

Home Credit Group is a funded company, having raised a total of $100M across 1 funding round to date. The company's 1st funding round was a Series C of $100M, raised on Dec 20, 2023.

How many employees does Home Credit Group have?

As of Apr 06, 2024, the latest employee count at Home Credit Group is 3,726.

What is the annual revenue of Home Credit Group?

Annual revenue of Home Credit Group is $96.57M as on Mar 31, 2017.

What does Home Credit Group do?

Home Credit Group was established in 1997 as a finance company specializing in loan services. Operations are centered on offering consumer financing solutions across various markets. Leadership is provided by Co-Founder and CEO Sebastian Elghanian, alongside CEO Radek Pluhar. The domain homecredit.net supports its online presence, with activities focused on accessible credit products for individuals. No specific geographic headquarters is listed, indicating broad operational scope.

Who are the top competitors of Home Credit Group?

Home Credit Group's top competitors include Truist, Yes Bank and Axis Bank.

What products or services does Home Credit Group offer?

Home Credit Group offers Lending Services, Online Financing Platform, and Offline Lending.

How many acquisitions has Home Credit Group made?

Home Credit Group has made 1 acquisition, including Air Bank.

Who are Home Credit Group's investors?

Home Credit Group has 1 investor. Key investors include MUFG Bank.

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