Household Capital

Fitzroy, Australia Founded: 2016 • Age: 10 yrs
Home loans are provided to Australian households by Household Capital.
Annual revenue - Latest available
Total funding $37.6M 3 rounds
Employees - Tracked headcount
Investors 4 Known backers
Products 3 Services tracked
Competitors 9 Brand Intelligence

About Household Capital

Household Capital is a company based in Fitzroy (Australia) founded in 2016. Household Capital has raised $37.6 million across 3 funding rounds from investors including Citi, Genworth and IFM Investors. Household Capital has completed 1 acquisition, including Pension Boost. Household Capital offers products and services including Household Loan, Pension Boost Service, and Home Equity Access Scheme. Household Capital operates in a competitive market with competitors including Myprosperity, Spirit Super, SuperEd, RAMS and Brighten Home Loans, among others.

  • Headquarter Fitzroy, Australia
  • Sectors
    Financial Services
    Technology
  • Email
    Locked
  • Phone
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  • Website
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  • Social
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  • Legal Name Household Capital Pty Limited
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Technology → Marketing, Adtech & Commerce Technology Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    Not available
  • Net Profit
    Not available
  • EBITDA
    Not available
  • Total Equity Funding
    $37.6 M (USD)

    in 3 rounds

  • Latest Funding Round
    $37.6 M (USD), Series C

    Oct 18, 2022

  • Investors
    Citi

    & 3 more

  • Employee Count
    Not available
  • Investments & Acquisitions
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Products & Services of Household Capital

Household Capital offers a comprehensive portfolio of products and services, including Household Loan, Pension Boost Service, and Home Equity Access Scheme.

Product name locked
Category locked
Primary

Allows borrowing against home equity for retirement funding without repayments.

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Helps access government schemes to enhance pension entitlements.

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Enables unlocking home wealth through official programs for retirees.

Funding Insights of Household Capital

Household Capital has successfully raised a total of $37.6M across 3 strategic funding rounds. The most recent funding activity was a Series C round of $37.6 million completed in October 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in Household Capital

Household Capital has secured backing from 4 investors, including institutional and venture fund investors. Prominent investors backing the company include Citi, Genworth and IFM Investors.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Multiple sectors including healthcare are invested in by IFM Investors.
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Financial solutions for long-term care and insurance are provided by Genworth.
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Diversified financial services are offered through commercial banking operations.
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Investor details for Household Capital

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  • Investor domains
  • Investor locations
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  • Participation history

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Investments & Acquisitions by Household Capital

Household Capital has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Pension Boost.

Investments
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Investment portfolio details for Household Capital

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Acquisitions
Company Name Description Domain Location Founded Year Amount
Financial, home loan, and pension services are provided.
Locked Locked 2019 Locked
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Complete acquisition details for Household Capital

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  • Acquired stakes
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  • Domains and locations

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Financial Statements - Household Capital

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Detailed financials for Household Capital

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Household Capital Comparisons

Household Capital Primary company
Description
Home loans are provided to Australian households by Househol...
Location
Fitzroy, Australia
Founded Year
2016
Annual Revenue
Not available
Net Profit
Not available
EBITDA
Not available
Employees
Not available
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Peer comparison for Household Capital

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Competitors of Household Capital

Household Capital operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Myprosperity, Spirit Super, SuperEd, RAMS and Brighten Home Loans, among others.

Company Name Domain Founded year HQ Location Description
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Financial accounts are aggregated in a unified personal finance platform.
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Functions as an app-based platform for financial planning and wealth management.
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Online solutions for retirement planning and advice are offered.
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Home loans are provided by RAMS in Australia.
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Non-bank home and commercial loans are provided in Australia.
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Detailed competitors of Household Capital

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Latest news on Household Capital

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Complete news archive for Household Capital

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Frequently Asked Questions about Household Capital

Household Capital was founded in 2016 and raised its 1st funding round 4 years after it was founded.

Household Capital is headquartered in Fitzroy, Australia. It is registered at Fitzroy, Victoria, Australia.

Josh Funder is the current CEO of Household Capital.

Household Capital is a funded company, having raised a total of $37.6M across 3 funding rounds to date.

Household Capital was established in 2016 and is based in Fitzroy, Australia. Operations center on the financial services sector, where home loans are offered to individuals and families. Services include residential financing options designed for the local market, with a focus on accessible housing support. The company is led by CEO and Managing Director Josh Funder, ensuring structured lending practices within the Australian context.

Household Capital's top competitors include Myprosperity, RAMS and SuperEd.

Household Capital offers Household Loan, Pension Boost Service, and Home Equity Access Scheme.

Household Capital has made 1 acquisition, including Pension Boost.

Household Capital has 4 investors. Key investors include Citi, Genworth, IFM Investors, and Legal & General.

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