About InstaCred
InstaCred is a Financial Services company based in Mumbai (India) founded in 2016 by Yezdi Lashkari. Purchase financing solutions are offered for online and in-store shoppers. It operates in the Financial Services and Retail sectors. The company has 59 employees. Its website instacred.me draws about 189 thousand monthly visits. Its Indian entity Flexmoney Technologies Private Limited reported revenue of ₹19.87 Cr. Its focus areas include Horizontal E-Commerce, Marketplace, Purchase Financing and FinTech. Similar companies include axio, Simpl and ZestMoney; 3 of its 3 listed similar companies have raised funding.
Company details
InstaCred was founded in 2016 in Mumbai, India, within the fintech sector. An online marketplace platform is operated, enabling shoppers to access financing for purchases across categories such as electronics, fashion, beauty, accessories, fitness, and home improvement items. Flexible repayment options, including instalment plans and cardless payments, are provided for transactions in partnered networks, both online and in-store.
- Headquarters Mumbai, India
- Employees 59
- Founders Yezdi Lashkari
- SectorsFinancial ServicesRetail
- Website category Finance · Banking Credit and Lending
- Email••••••••
- Phone•••• ••••
- Website instacred.me
- Social Facebook
- Legal Name Flexmoney Technologies Private Limited
- Date of Incorporation 08 Dec, 2015
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹19.87 Cr
FY 2026 · +128% YoY
- Net Loss-₹10.90 Cr
FY 2026 · -55% margin
- EBITDA-₹10.79 Cr
FY 2026 · -54% margin
- Employee Count59
Associated legal entities of InstaCred
InstaCred operates through Flexmoney Technologies Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Flexmoney Technologies Private Limited CIN U72200MH2015PTC270835 | Active | 08 Dec 2015 | Mumbai, Maharashtra | ₹19.9 Cr | 52 | 2 | View details |
Board of directors of Flexmoney Technologies Private Limited (InstaCred)
Flexmoney Technologies Private Limited is the primary company behind InstaCred. The board of Flexmoney Technologies Private Limited currently have 2 directors; the longest-serving is Yezdezard Zerxes Lashkari, appointed in 2015. 5 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Yezdezard Zerxes Lashkari DIN 06955161 | Managing Director | 08 Dec 2015 | 10 yrs 10 mo | Flexmoney Technologies Private Limited |
| Amit Sahai Mathur DIN 02920790 | Director | 26 Jun 2025 | 1 yr 4 mo | Flexmoney Technologies Private Limited |
People of InstaCred
1 people are tracked at InstaCred (1 in leadership); the tracked headcount is 59.
| Name | Role | Group |
|---|---|---|
Yezdi Lashkari | Founder | Leadership |
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Financials of InstaCred
Figures of Flexmoney Technologies Private Limited, the primary company behind InstaCred, for FY 2026. Revenue was ₹19.87 Cr (+128% year on year). Net loss was -₹10.90 Cr (-55% margin). EBITDA was -₹10.79 Cr (-54% margin). Revenue has grown at a compounded annual rate of +15% over three years and +21% over five years.
- ₹19.87 CrRevenue · FY 2026 · +128% YoY
- -₹10.90 CrNet loss · -55% margin
- -₹10.79 CrEBITDA · -54% margin
- ₹15.1 LakhPaid-up capital
- 52Employees (provident fund records)
- +15%Revenue CAGR, 3 years
- +21%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Flexmoney Technologies Private Limited are on its company page.
Detailed financial statements for InstaCred
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Similar companies to InstaCred
InstaCred has 3 listed similar companies in our database, 3 of them funded. They include axio, Simpl and ZestMoney.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| axio.co.in | 2013 | Bengaluru, India | $205.92M | 499 | An online lending platform for point-of-sale financing is provided. | |
| getsimpl.com | 2015 | Bengaluru, India | $47.47M | 144 | An online platform for purchase financing is provided by Simpl. | |
| zestmoney.in | 2015 | Delhi, India | $151.12M | 21 | Online platform offering point-of-sale financing |
Detailed similar companies of InstaCred
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Web traffic of InstaCred
The website of InstaCred (instacred.me) receives about 189.2K visits a month and ranks #227,921 among all websites worldwide, #3,504 in Banking Credit and Lending.
- Monthly visits189.2K
▲ 9.6% vs previous month
- Unique visitors49.4K
per month
- Global rank#227,921
among all websites
- Category rank#3,504
Finance · Banking Credit and Lending
- Bounce rate28%
- Pages per visit4.5
- Average visit4 min 46 sec
- DevicesDesktop 40% · Mobile 60%
Websites whose visitors overlap most with InstaCred. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| zebrs.com | 100% | 41.7K | #614,741 | View details | |
| homecredit.co.in | 100% | 352K | #64,779 | View details | |
evoucherindia.in | evoucherindia.in | 100% | #4,844,995 | – | |
| moneytap.com | 100% | 107.5K | #215,159 | View details | |
| freopay.com | 83% | 1.2K | #14,636,874 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 13 similar websites and full traffic analytics for InstaCred
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Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as InstaCred (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Related news about Instacred
Complete news archive for InstaCred
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Frequently Asked Questions about InstaCred
InstaCred was founded in 2016.
InstaCred is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
InstaCred has 59 employees.
The primary company behind InstaCred, Flexmoney Technologies Private Limited, reported revenue of ₹19.87 Cr for FY 2026, up 128% year on year.
InstaCred was founded in 2016 in Mumbai, India, within the fintech sector. An online marketplace platform is operated, enabling shoppers to access financing for purchases across categories such as electronics, fashion, beauty, accessories, fitness, and home improvement items. Flexible repayment options, including instalment plans and cardless payments, are provided for transactions in partnered networks, both online and in-store.
InstaCred operates through Flexmoney Technologies Private Limited.
The legal entities of InstaCred currently have 2 directors, including Yezdezard Zerxes Lashkari, Amit Sahai Mathur.
The website of InstaCred receives about 189 thousand visits a month and ranks #227,921 among all websites worldwide.