About Home Credit
Home Credit is a Financial Services company based in Gurugram (India) founded in 2012, and was acquired by TVS Holdings in May 2024. Multiple consumer loan products and financial services are offered. It operates on a Commission-Based and Subscription Services model. The company has 170 employees. Its chief executive, as recorded, is Ondrej Kubik. Its website homecredit.co.in draws about 352 thousand monthly visits. Its Indian entity Home Credit India Finance Private Limited reported revenue of ₹2,101 Cr. Home Credit offers products and services including Personal Loan, Two Wheeler Loan, Home Credit Ujjwal EMI Card, Mobile Phone on EMIs, and Home Appliances on EMIs. Its focus areas include Financials, Consumer Finance and Personal Loans. Its competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed competitors has raised funding.
Company details
Home Credit India Finance Private Limited is engaged in providing consumer loans and EMI financing solutions. Various financial products such as personal loans, two-wheeler loans, and EMI cards are offered to customers. Services include mobile phone and home appliance financing on easy repayment terms. The company operates in the financial sector, focusing on accessible credit for individuals with or without credit history. Additional offerings like extended warranty, mobile protection, and health services are provided to enhance customer experience.
- Headquarters Gurugram, India
- Employees 170
- Stage Acquired
- SectorsFinancial Services
- Website category Finance · Banking Credit and Lending
- Email••••••••
- Phone•••• ••••
- Website homecredit.co.in/en
- Social LinkedIn X Facebook Instagram YouTube
- Acquired by TVS Holdings (May 2024)
- Legal Name Home Credit India Finance Private Limited
- Date of Incorporation 01 Oct, 1997
- Jurisdiction Delhi, India
- Annual Revenue₹2,101 Cr
FY 2025 · +9% YoY
- Net Loss-₹261 Cr
FY 2025
- EBITDA₹436 Cr
FY 2025 · 21% margin
- Investors
- Employee Count170
- Acquired byTVS Holdings
(May 2024)
Associated legal entities of Home Credit
Home Credit operates through Home Credit India Finance Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Home Credit India Finance Private Limited CIN U65910DL1997PTC422426 | Active | 01 Oct 1997 | Delhi, Delhi | ₹2,101 Cr | 3,726 | 7 | View details |
Products & Services of Home Credit
Home Credit offers a comprehensive portfolio of products and services, including Personal Loan, Two Wheeler Loan, Home Credit Ujjwal EMI Card, Mobile Phone on EMIs, and Home Appliances on EMIs.
Personal loans are provided for various financial needs.
Loans for two-wheelers are offered with easy repayments.
EMI card is provided for convenient shopping repayments.
Mobile phones are financed through easy EMI plans.
Home appliances are offered on affordable EMI schemes.
Apps and channels of Home Credit
its YouTube channel Home Credit India has 27.5K subscribers and 30 videos.
Videos from Home Credit
The most watched videos on Home Credit's YouTube channel, Home Credit India (27.5K subscribers). Click a video to play it here.
More on Home Credit India.
Investors in Home Credit
Home Credit has secured backing from 1 investor. Prominent investors backing the company include TVS Holdings.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
TVS Holdings Limited | 2020 | tvsholdings.com | United States |
Investor details for Home Credit
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Board of directors of Home Credit India Finance Private Limited (Home Credit)
Home Credit India Finance Private Limited is the primary company behind Home Credit. The board of Home Credit India Finance Private Limited currently have 5 directors; the longest-serving is Anirban Majumder, appointed in 2020. 33 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Anirban Majumder DIN 08741217 | CFO | 22 May 2020 | 6 yrs 5 mo | Home Credit India Finance Private Limited |
| Kunnawalkam Elayavalli Ranganathan DIN 00058990 | Director | 03 Feb 2025 | 1 yr 9 mo | Home Credit India Finance Private Limited |
| Kuppusamy Iyengar Gopaladesikan DIN 00067107 | Director | 03 Feb 2025 | 1 yr 9 mo | Home Credit India Finance Private Limited |
| Chittranjan Dua DIN 00036080 | Director | 24 Jun 2025 | 1 yr 4 mo | Home Credit India Finance Private Limited |
| Meena Hemchandra DIN 05337181 | Additional Director | 15 Dec 2025 | 10 mo | Home Credit India Finance Private Limited |
People of Home Credit
1 people are tracked at Home Credit (1 in leadership); the tracked headcount is 170.
| Name | Role | Group |
|---|---|---|
Ondrej Kubik | CEO | Leadership |
Complete people profiles for Home Credit
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Financials of Home Credit
Figures of Home Credit India Finance Private Limited, the primary company behind Home Credit, for FY 2025. Revenue was ₹2,101 Cr (+9% year on year). Net loss was -₹261 Cr. EBITDA was ₹436 Cr (21% margin). Revenue has grown at a compounded annual rate of +5% over three years and -8% over five years.
- ₹2,101 CrRevenue · FY 2025 · +9% YoY
- -₹261 CrNet loss
- ₹436 CrEBITDA · 21% margin
- ₹1,320 CrPaid-up capital
- 3,726Employees (provident fund records)
- +5%Revenue CAGR, 3 years
- -8%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Home Credit India Finance Private Limited are on its company page.
Detailed financial statements for Home Credit
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Timeline of Home Credit
2 dated milestones of Home Credit across 12 years, from founding to its latest funding, stage changes and deals.
- Founded Home Credit is founded.
- Exit Acquired by TVS Holdings.
Competitors of Home Credit
Home Credit has 3 listed competitors in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed competitors of Home Credit
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Web traffic of Home Credit
The website of Home Credit (homecredit.co.in) receives about 352K visits a month and ranks #64,779 among all websites worldwide, #4,081 in Banking Credit and Lending.
- Monthly visits352K
▼ 47.5% vs previous month
- Unique visitors304.4K
per month
- Global rank#64,779
among all websites
- Category rank#4,081
Finance · Banking Credit and Lending
- Bounce rate47%
- Pages per visit4.9
- Average visit2 min 05 sec
- DevicesDesktop 8% · Mobile 92%
Websites whose visitors overlap most with Home Credit. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| tvscredit.com | 100% | 1.1M | #44,929 | View details | |
| shriramfinance.in | 81% | 2M | #27,025 | View details | |
| lendingplate.com | 78% | 76.8K | #317,941 | View details | |
| zebrs.com | 76% | 41.7K | #614,741 | View details | |
| gopaysense.com | 73% | 97K | #346,385 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Home Credit
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- 40 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Home Credit (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Related news about Home Credit
Complete news archive for Home Credit
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Frequently Asked Questions about Home Credit
Home Credit was founded in 2012.
Home Credit is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
Ondrej Kubik is the CEO of Home Credit, as recorded in our data.
Home Credit has 170 employees.
The primary company behind Home Credit, Home Credit India Finance Private Limited, reported revenue of ₹2,101 Cr for FY 2025, up 9% year on year.
Home Credit India Finance Private Limited is engaged in providing consumer loans and EMI financing solutions. Various financial products such as personal loans, two-wheeler loans, and EMI cards are offered to customers. Services include mobile phone and home appliance financing on easy repayment terms. The company operates in the financial sector, focusing on accessible credit for individuals with or without credit history. Additional offerings like extended warranty, mobile protection, and health services are provided to enhance customer experience.
Home Credit's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Home Credit offers Personal Loan, Two Wheeler Loan, Home Credit Ujjwal EMI Card, Mobile Phone on EMIs, and Home Appliances on EMIs.
Home Credit has 1 investor. Key investors include TVS Holdings.
Home Credit operates through Home Credit India Finance Private Limited.
Yes. Home Credit was acquired by TVS Holdings in May 2024.
The legal entities of Home Credit currently have 7 directors, including Anirban Majumder, Meena Hemchandra, Chittranjan Dua and others.