About PaySense
PaySense is a Financial Services company based in Mumbai (India) founded in 2015, and was acquired by PayU in December 2019. Online platform for consumer loans. PaySense has raised $34.1 million across 4 funding rounds from investors including PayU, Nexus Venture Partners and Naspers. The company has 96 employees. PaySense was last valued at $133.81 million in June 2019. Its website gopaysense.com draws about 97 thousand monthly visits. Its Indian entity Paysense Services India Private Limited reported revenue of ₹123 Cr. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its competitors include Fibe, Epimoney and IndiaLends; 2 of its 3 listed competitors have raised funding.
Company details
PaySense was founded in 2015 in Mumbai, India, as an online platform in the consumer lending sector. Unsecured personal financing, auto loans, and home improvement loans are provided with flexible interest rates, terms, and repayment options. Credit assessments are conducted using proprietary risk evaluation software. The application is accessible on the Android platform for users in India.
- Headquarters Mumbai, India
- Employees 96
- Stage Acquired
- SectorsFinancial Services
- Website category Finance · Banking Credit and Lending
- Email••••••••
- Website gopaysense.com
- Social LinkedIn X Facebook
- Acquired by PayU (Dec 2019)
- Legal Name Paysense Services India Private Limited
- Date of Incorporation 24 Jul, 2015
- Jurisdiction Mumbai, Maharashtra, India
Associated legal entities of PaySense
PaySense operates through Paysense Services India Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Paysense Services India Private Limited CIN U72100MH2015PTC266824 | Active | 24 Jul 2015 | Mumbai, Maharashtra | ₹123 Cr | 301 | 6 | View details |
Funding Insights of PaySense
PaySense has successfully raised a total of $34.1M across 4 strategic funding rounds. The most recent funding activity was a Series B round of $8.3 million completed in June 2019. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $34.1M
- Total Rounds 4
- Last Round Series B — $8.3M
- First Round $2.3M
(Jun 2015)
- Investors Count 15
All 4 funding rounds of PaySense with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2019 | $8.3M | Series B | $133.81M | Naspers | |
| Jun 2018 | $18M | Series B | $132.63M | PayU, Naspers | |
| Dec 2016 | $5.5M | Series A | $••••• | Naspers, Jungle Ventures | |
| Jun 2015 | $2.3M | Seed | $••••• | Nexus Venture Partners |
| Date | Valuation | Stage |
|---|---|---|
| Jun 2019 | $133.81M | •••••••• |
| Jun 2018 | $132.63M | •••••••• |
| Dec 2016 | $••••• | •••••••• |
| Jun 2015 | $••••• | •••••••• |
Full valuation and stage history of PaySense
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
- All valuation points
- Stage changes
- Dates
- Exports
Verified entity values are shown only after access is granted.
Last known valuation $133.81M (Jun 2019). 16 investors in total: 8 institutional and 8 angel.
Investors in PaySense
PaySense has secured backing from 16 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include PayU, Nexus Venture Partners and Naspers.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Venture capital firm that partners with entrepreneurs for product-first companies. | 2006 | nexusvp.com | Menlo Park, United States | |
Global investments in early and growth-stage tech firms are conducted. | 1915 | naspers.com | Cape Town, South Africa | |
Venture capital investments in early and growth-stage companies across Southeast Asia and India, focusing on technology sectors. | jungle.vc | |||
Rocketship.vc is engaged in data mining and startup investment. | rocketship.vc | Los Altos, United States | ||
Venture capital firm focused on marketplaces and social networks | yeeguy.com | Palo Alto, United States | ||
Online payment processing and credit solutions are provided for businesses. | 2002 | payu.com | Amsterdam, Netherlands | |
Digital payment solutions are provided for businesses in India. | payu.in | Gurugram, India | ||
DE Daniel Edward Neary | unknown_c135180d91534d968 | |||
YV Yang Virgina Hong-Jia | unknown_5b7bdf4349ef4fe48 | |||
GV Gudapuri Vivek Aditya | unknown_83888e9f8afc4a968 |
Investor details for PaySense
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Verified entity values are shown only after access is granted.
Board of directors of Paysense Services India Private Limited (PaySense)
Paysense Services India Private Limited is the primary company behind PaySense. The board of Paysense Services India Private Limited currently have 4 directors; the longest-serving is Ashish Kumar Sharma, appointed in 2024. 12 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Ashish Kumar Sharma DIN 07225405 | Director | 01 Mar 2024 | 2 yrs 8 mo | Paysense Services India Private Limited |
| Ankit Nahata DIN 10544880 | Director | 27 Dec 2024 | 1 yr 10 mo | Paysense Services India Private Limited |
| Nivesh Seth DIN 05000184 | Director | 13 Jun 2025 | 1 yr 5 mo | Paysense Services India Private Limited |
| Pramod Ramchandra Rao DIN 11141650 | Director | 13 Jun 2025 | 1 yr 5 mo | Paysense Services India Private Limited |
Financials of PaySense
Figures of Paysense Services India Private Limited, the primary company behind PaySense, for FY 2026. Revenue was ₹123 Cr (-17% year on year). Net loss was -₹105 Cr (-93% margin). EBITDA was -₹86.47 Cr (-77% margin). Revenue has grown at a compounded annual rate of -1% over three years and +21% over five years.
- ₹123 CrRevenue · FY 2026 · -17% YoY
- -₹105 CrNet loss · -93% margin
- -₹86.47 CrEBITDA · -77% margin
- ₹5.83 CrPaid-up capital
- 301Employees (provident fund records)
- -1%Revenue CAGR, 3 years
- +21%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Paysense Services India Private Limited are on its company page.
Detailed financial statements for PaySense
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
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- Downloads
Verified entity values are shown only after access is granted.
Timeline of PaySense
5 dated milestones of PaySense across 4 years, from founding to its latest funding, stage changes and deals.
- Founded PaySense is founded.
- Funding First funding round of $2.3M.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Series B, of $8.3M.
- Exit Acquired by PayU.
Competitors of PaySense
PaySense has 3 listed competitors in our database, 2 of them funded. They include Fibe, Epimoney and IndiaLends.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| fibe.in | 2015 | Pune, India | $212.38M | 1,856 | Fibe is recognized as India's largest lending platform for instant credit solutions. | |
| epimoney.in | 1995 | Chennai, India | 623 | Consumer and business loans are facilitated via an online platform. | ||
| indialends.com | 2014 | Gurugram, India | $30.11M | 221 | Online platform providing loans and credit cards from various financial institutions |
Detailed competitors of PaySense
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
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Verified entity values are shown only after access is granted.
Web traffic of PaySense
The website of PaySense (gopaysense.com) receives about 97K visits a month and ranks #346,385 among all websites worldwide, #5,018 in Banking Credit and Lending.
- Monthly visits97K
▼ 3.3% vs previous month
- Unique visitors55.1K
per month
- Global rank#346,385
among all websites
- Category rank#5,018
Finance · Banking Credit and Lending
- Bounce rate42%
- Pages per visit2.8
- Average visit1 min 13 sec
- DevicesDesktop 9% · Mobile 91%
Websites whose visitors overlap most with PaySense. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| homecredit.co.in | 100% | 352K | #64,779 | View details | |
| rapidrupee.in | 96% | 35.5K | #454,905 | View details | |
| lendingplate.com | 93% | 76.8K | #317,941 | View details | |
| finnable.com | 88% | 321.7K | View details | ||
trustpaisa.com | trustpaisa.com | 87% | #197,006 | – | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for PaySense
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 40 similar websites
- Audience overlap
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Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as PaySense (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 185.7 M | 2,787 |
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Related news about Paysense
Complete news archive for PaySense
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Frequently Asked Questions about PaySense
PaySense was founded in 2015.
PaySense is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
PaySense is a funded company, having raised a total of $34.1M across 4 funding rounds to date. The company's 1st funding round was a Seed of $2.3M, raised on Jun 2015.
PaySense has 96 employees.
The primary company behind PaySense, Paysense Services India Private Limited, reported revenue of ₹123 Cr for FY 2026, down 17% year on year.
PaySense was founded in 2015 in Mumbai, India, as an online platform in the consumer lending sector. Unsecured personal financing, auto loans, and home improvement loans are provided with flexible interest rates, terms, and repayment options. Credit assessments are conducted using proprietary risk evaluation software. The application is accessible on the Android platform for users in India.
PaySense's top competitors include Fibe, Epimoney and IndiaLends.
PaySense has 16 investors. Key investors include PayU, Nexus Venture Partners, Naspers, Jungle Ventures, and Daniel Edward Neary.
The valuation of PaySense is $133.81M as of Jun 2019.
PaySense operates through Paysense Services India Private Limited.
Yes. PaySense was acquired by PayU in December 2019.
The legal entities of PaySense currently have 6 directors, including Latika Bakhru, Ankit Nahata, Nivesh Seth and others.