TVS Credit

Chennai, India Founded: 2009 • Age: 17 yrs Listed
Consumer personal and auto loans are provided for various products.
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About TVS Credit

TVS Credit is a publicly listed company based in Chennai (India) founded in 2009. Consumer personal and auto loans are provided for various products. TVS Credit has raised $111.7 million across 4 funding rounds from investors including HDFC, Premji Invest and TVS Group. The company has 15,840 employees. TVS Credit was last valued at $949.73 million in June 2023. Its chief executive, as recorded, is Ashish Sapra. Its website tvscredit.com draws about 1.1 million monthly visits. Its Indian entity Tvs Motor Company Limited reported revenue of ₹47,240 Cr. Its focus areas include Consumer and SME Loans, Diversified and Internet-First. Its competitors include L & T Finance Holdings, IIFL Finance and Tata Capital.

Company details

TVS Credit was founded in 2009 in Chennai, India, within the financial services sector. Diversified loan products are offered for two-wheelers, used cars, automobiles, consumer durables, mobiles, and related items. Personal and auto financing options are extended, along with documentation support and repayment schedules. Operations focus on consumer lending across India.

  • Headquarters Chennai, India
  • Employees 15,840
  • Stage Public
  • Sectors
    Financial Services
  • Website category Finance · Banking Credit and Lending
  • Email
    ••••••••
  • Phone
    •••• ••••
  • Website tvscredit.com
  • Social LinkedIn X Facebook Instagram YouTube
  • Legal Name Tvs Motor Company Limited
  • Date of Incorporation 10 Jun, 1992
  • Jurisdiction Chennai, Tamil Nadu, India
Operational Areas
Financial Services → Consumer and SME Loans
Key Metrics
  • Market Cap
    ₹2,11,414 Cr

    TVSMOTOR · NSE

  • Share Price
    ₹4,491.70

    +0.94% today

  • Revenue
    ₹56,070 Cr

    FY 2025-26 · +27.2% YoY

  • EBITDA
    ₹8,302 Cr

    Margin 14.8%

  • Net Profit
    ₹3,038 Cr

    FY 2025-26 · +43.9% YoY

  • P/E (TTM)
    53.3x

    P/B 18.1x

  • ROE
    35.3%

    ROCE 17.6%

  • Debt / Equity
    3.40

    Interest cover 31.7x

  • Total Equity Funding
    $111.7M (USD)

    in 4 rounds

  • Latest Funding Round
    $73.71M (USD), Series C

    Jun 2023

  • Investors
    HDFC

    & 3 more

  • Employee Count
    15,840

Apps and channels of TVS Credit

TVS Credit publishes 3 mobile apps with over 30M+ downloads; its YouTube channel TVS Credit Services Limited has 67K subscribers and 30 videos.

TVS Credit Saathi
Google Play Finance Everyone Free
Developer: TVS Credit Services Limited
View on Google Play
TVS Credit Saathi
Google Play Finance Everyone Free
Developer: TVS Credit Services Limited
View on Google Play
TVS Credit Saathi
Google Play Finance Everyone Free
Developer: TVS Credit Services Limited
View on Google Play
TVS Credit Services Limited
YouTube 67K subscribers 30 videos Autos & Vehicles
Open channel

Videos from TVS Credit

The most watched videos on TVS Credit's YouTube channel, TVS Credit Services Limited (67K subscribers). Click a video to play it here.

TVS Credit Aapki Khushiyon Ka Saathi - Used Car Loans
170.6K views
TVS Credit Aapki Khushiyon Ka Saathi - Tractor Loans
153K views
TVS Credit Aapki Khushiyon Ka Saathi - Consumer Durable Loans
137.3K views
TVS Credit Aapki Khushiyon Ka Saathi - Two Wheeler Loans
119.9K views

More on TVS Credit Services Limited.

Funding Insights of TVS Credit

TVS Credit has successfully raised a total of $111.7M across 4 strategic funding rounds. The most recent funding activity was a Series C round of $73.71 million completed in June 2023. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding $111.7M
  • Total Rounds 4
  • Last Round Series C — $73.71M
  • First Round $24.47M

    (Apr 2010)

  • Investors Count 4

All 4 funding rounds of TVS Credit with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.

DateAmountTransaction NameValuationLead InvestorsInvestors
Jun 2023$73.71MSeries C$949.73MPremji Invest
TVS Group
Mar 2016$9.38MSeries B$138.03MPhi Capital
TVS Group
Mar 2015$4.14MSeries B$•••••Phi Capital, TVS Group
–
Apr 2010$24.47MSeries B$•••••HDFC, TVS Group
Phi Capital
Valuation history
DateValuationStage
Jun 2023$949.73M••••••••
Mar 2016$138.03M••••••••
Mar 2015$•••••••••••••
Apr 2010$•••••••••••••
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Full valuation and stage history of TVS Credit

Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.

  • All valuation points
  • Stage changes
  • Dates
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Last known valuation $949.73M (Jun 2023). 4 investors in total: 4 institutional.

Investors in TVS Credit

TVS Credit has secured backing from 4 investors, including venture fund and institutional investors. Prominent investors backing the company include HDFC, Premji Invest and TVS Group.

All
Venture Fund
Institutional
InvestorDescriptionFounded YearDomainLocation
Premji Invest
Provides venture capital for technology startups and enterprise innovations worldwide.
premjiinvest.comBengaluru, India
Phi Capital
Private equity fund focused on multiple sectors
phicapital.inChennai, India
TVS Group
Operations are conducted across multiple industries by the diversified conglomerate.
1911tvsgroup.comMadurai, India
HDFC
Provider of housing finance solutions
1977hdfc.comMumbai, India
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Investor details for TVS Credit

The complete investor list, round-by-round participation and investor portfolios require an active premium plan.

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Board of directors of Tvs Motor Company Limited (TVS Credit)

Tvs Motor Company Limited is the primary company behind TVS Credit. The boards of the 2 registered companies of TVS Credit currently have 12 directors; the longest-serving is Kunnath Narayanan Radhakrishnan, appointed in 2010. 48 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Kunnath Narayanan Radhakrishnan
DIN 02599393
Director17 Feb 201016 yrs 8 moTvs Credit Services Limited, Tvs Motor Company Limited
Venu Srinivasan
DIN 00051523
Director21 Jun 201016 yrs 4 moTvs Credit Services Limited, Tvs Motor Company Limited
Sudarshan Venu
DIN 03601690
Director23 Jun 201511 yrs 4 moTvs Credit Services Limited, Tvs Motor Company Limited
Rajarangamani Gopalan
DIN 01624555
Director20 Jul 20197 yrs 3 moTvs Credit Services Limited
Balasubramanyam Sriram
DIN 02993708
Director12 Oct 20197 yrsTvs Credit Services Limited, Tvs Motor Company Limited
Kalpana Vasantrai Unadkat
DIN 02490816
Director28 Jul 20215 yrs 3 moTvs Credit Services Limited, Tvs Motor Company Limited
Vijay Sankar
DIN 00007875
Director20 Mar 20242 yrs 7 moTvs Motor Company Limited
Shailesh Vishnubhai Haribhakti
DIN 00007347
Director01 Apr 20242 yrs 7 moTvs Motor Company Limited
Tharavanat Chandrasekharan Suseelkumar
DIN 06453310
Director06 Aug 20242 yrs 3 moTvs Credit Services Limited
Sanjiv Chadha
DIN 08368448
Director22 Nov 20241 yr 11 moTvs Credit Services Limited
Ashish Sapra
DIN 09805893
Whole-time director22 Nov 20241 yr 11 moTvs Credit Services Limited
Ravindran Shanmugam
DIN 11700880
Director13 May 20265 moTvs Motor Company Limited

People of TVS Credit

46 people are tracked at TVS Credit (28 in leadership, 18 in team); the tracked headcount is 15,840.

NameRoleGroup
Ashish Sapra
CEOLeadership
Roopa Sampath Kumar
Chief Financial OfficerLeadership
Muppuri Naveen Kumar
Head LegalLeadership
Venu Srinivasan
DirectorLeadership
Deepak Arora
Head - Tractor CollectionsLeadership
Sayeekrishnan Lakshmanan
Head Of Operations & Chief Nodal Officer (cic & Ckyc)Leadership
Kumar Abhishek
Director - Fintech Alliances & PartnershipsLeadership
Jeyakumar Jekka
Business Head- Two-wheeler LoansLeadership
Manik Mital
Business Head - Digital LendingLeadership
Chandan Verma
Chief Manager - Branding & CommunicationLeadership
Shashwat Saxena
Business Head - Mid-corporate & Supply Chain FinanceLeadership
Himkar Sharma
Senior Manager || Strategy & Planning || CEO OfficeLeadership
Madhusankar Sampath
Chief ManagerLeadership
Arun Kumar Mj
Deputy Vice PresidentLeadership
Joyjeet A Jana
Chief Manager-cross SalesLeadership
Ram Mohan Varadharajan
Chief Manager - TQMLeadership
Koushik Sekar
Chief Product ManagerLeadership
Debasish Patnaik
Chief Manager - Digital MarketingLeadership
Keyur Parikh
Vice President StrategyLeadership
Vikram Dasgupta
Business Head - Consumer FinanceLeadership

26 more people are available in the full profile.

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Complete people profiles for TVS Credit

Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.

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  • Team structure
  • Board tenure
  • Professional contacts

Verified entity values are shown only after access is granted.

IPO & Listings of TVS Credit

TVS Credit is a publicly listed company on the NSE with ticker symbol TVSMOTOR in India, operating in the Automobile sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • Listed onNSE: TVSMOTOR
  • Listed entityTvs Motor Company Limited
  • Exchange sectorAutomobile

Financials of TVS Credit

Exchange-reported figures of Tvs Motor Company Limited, the listed company behind TVS Credit (NSE: TVSMOTOR).

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹56,070 Cr
+27.2% YoY
EBITDA
₹8,302 Cr
+26.3% YoY
Profit After Tax
₹3,038 Cr
+43.9% YoY
Net Worth
₹9,564 Cr
+12.5% YoY
Total Assets
₹43,883 Cr
+14.3% YoY
Total Debt
₹32,791 Cr
+14.6% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue56,07044,08938,77931,97424,35519,42118,849
Revenue growth+27.2%+13.7%+21.3%+31.3%+25.4%+3.0%-
EBITDA8,3026,5755,4354,0252,7152,2212,224
EBITDA margin+14.8%+14.9%+14.0%+12.6%+11.2%+11.4%+11.8%
Profit before tax4,8223,5352,6931,9361,067822865
Net profit3,0382,1121,6281,299781602650
Net profit margin+5.4%+4.8%+4.2%+4.1%+3.2%+3.1%+3.5%
EPS (₹)63.5347.0535.5027.9715.9312.5113.15
Balance sheet
Total assets43,88338,40233,81828,55421,13116,59415,336
Net worth9,5648,5036,7845,5054,3993,8273,282
Total debt32,79128,60926,00622,37615,82712,17911,591
Cash & bank4,5014,3862,4261,8791,5361,6571,108
Net working capital18,68716,22013,15110,3626,9695,3425,890
Cash flow
Cash from operations1,8673,503(1,253)(4,405)(1,575)1,151373
Cash from investing(2,964)(2,899)(1,481)(1,308)(1,471)(882)(1,090)
Cash from financing9091,1553,2396,1182,9182641,619
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue19,47416,29615,05314,75614,05112,21011,54211,035
Revenue growth (YoY)+38.6%+33.5%+30.4%+33.7%+24.3%+18.4%--
Other income97.991586.65(10.30)(14.00)39.66(57.35)69.61
EBITDA2,7212,3432,1722,2172,1101,8031,9041,633
EBITDA margin+14.0%+14.4%+14.4%+15.0%+15.0%+14.8%+16.5%+14.8%
Depreciation358354315323320315292258
Interest670602566561552551551536
Profit before tax1,7911,5451,2981,3231,2239771,004908
Tax572488479432391334306299
Net profit1,2191,058820891833643698609
EPS (₹)25.1421.4616.2417.7116.7412.8413.6411.91
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue47,27036,25131,77626,37820,79116,75116,423
Revenue growth+30.4%+14.1%+20.5%+26.9%+24.1%+2.0%-
EBITDA6,0384,4503,5142,6751,9321,4291,314
EBITDA margin+12.8%+12.3%+11.1%+10.1%+9.3%+8.5%+8.0%
Profit before tax4,9043,5512,7812,0031,213826754
Net profit3,6332,6361,9721,473914613613
Net profit margin+7.7%+7.3%+6.2%+5.6%+4.4%+3.7%+3.7%
EPS (₹)76.0955.4443.8431.3818.8112.8812.47
Balance sheet
Total assets15,27712,2229,9328,9246,9785,5175,833
Net worth11,2349,8977,7316,0484,8224,1713,618
Total debt3,7332,0371,9642,6631,9631,2302,132
Cash & bank975589531242401930419
Net working capital(3,460)(2,567)(1,889)(1,377)(1,455)(1,038)(141)
Cash flow
Cash from operations5,7304,2923,6171,9931,4982,5611,394
Cash from investing(4,310)(3,870)(1,896)(2,312)(2,141)(921)(1,289)
Cash from financing(1,344)(588)(1,470)225113(1,196)271
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue17,10313,89612,80812,47611,90510,0819,5509,097
Revenue growth (YoY)+43.7%+37.8%+34.1%+37.2%+29.0%+20.4%--
Other income45.04151(16.23)(27.91)(20.74)34.29(74.27)(22.69)
Total expenses14,88412,11711,12810,88510,3998,8188,2208,016
EBITDA2,2191,7791,6791,5921,5071,2631,3311,081
EBITDA margin+13.0%+12.8%+13.1%+12.8%+12.7%+12.5%+13.9%+11.9%
Depreciation276265246235215204200188
Interest12475.5059.1057.9146.5740.3035.8233.75
Profit before tax1,8651,5891,3581,2711,2241,0531,020837
Tax487415361333320274260218

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 07 Nov 2026
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue19,47416,29615,05314,75614,05112,21011,54211,035
Revenue growth (YoY)+38.6%+33.5%+30.4%+33.7%+24.3%+18.4%--
Other income97.991586.65(10.30)(14.00)39.66(57.35)69.61
EBITDA2,7212,3432,1722,2172,1101,8031,9041,633
EBITDA margin+14.0%+14.4%+14.4%+15.0%+15.0%+14.8%+16.5%+14.8%
Depreciation358354315323320315292258
Interest670602566561552551551536
Profit before tax1,7911,5451,2981,3231,2239771,004908
Tax572488479432391334306299
Net profit1,2191,058820891833643698609
EPS (₹)25.1421.4616.2417.7116.7412.8413.6411.91
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue56,07044,08938,77931,97424,35519,42118,849
Revenue growth+27.2%+13.7%+21.3%+31.3%+25.4%+3.0%-
Other income22.0199.4713113835.3647.2251.83
Total expenses47,76737,51433,34427,94921,64117,20016,625
Employee cost4,3923,5813,2982,8902,1251,6891,539
EBITDA8,3026,5755,4354,0252,7152,2212,224
EBITDA margin+14.8%+14.9%+14.0%+12.6%+11.2%+11.4%+11.8%
Depreciation1,2731,046956859743565556
Interest2,2302,0931,9171,368940881855
Profit before tax4,8223,5352,6931,9361,067822865
Tax1,6351,155914627336214219
Net profit3,0382,1121,6281,299781602650
Net profit margin+5.4%+4.8%+4.2%+4.1%+3.2%+3.1%+3.5%
EPS (₹)63.5347.0535.5027.9715.9312.5113.15
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital47.5147.5147.5147.5147.5147.5147.51
Reserves & surplus9,5458,5186,7365,4574,3523,7793,235
Shareholders' funds (net worth)9,5648,5036,7845,5054,3993,8273,282
Minority interest1,149939728405654388321
Secured loans25,19222,68420,57317,03011,2809,0079,111
Unsecured loans7,5995,9255,4335,3464,5473,1722,481
Total debt32,79128,60926,00622,37615,82712,17911,591
Total liabilities43,88338,40233,81828,55421,13116,59415,336
Assets
Gross block16,77014,16811,76110,82010,4698,0427,058
Net block8,6347,6445,8915,7485,9754,2213,811
Capital work in progress2,0721,4651,0337435521,0411,006
Investments1,1471,2471,123967605468371
Inventories2,4592,4172,2481,9221,6421,3671,188
Sundry debtors2,6541,7171,8391,2561,1771,0291,454
Cash & bank balances4,5014,3862,4261,8791,5361,6571,108
Loans & advances21,33516,94914,84311,7758,4026,4835,989
Total current assets30,94925,46921,35716,83212,75710,5379,739
Total current liabilities12,2629,2498,2066,4715,7885,1953,849
Net working capital18,68716,22013,15110,3626,9695,3425,890
Total assets43,88338,40233,81828,55421,13116,59415,336
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash4,1152,3561,8511,4461,5741,041139
Net cash from operating activities1,8673,503(1,253)(4,405)(1,575)1,151373
Net cash from investing activities(2,964)(2,899)(1,481)(1,308)(1,471)(882)(1,090)
Net cash from financing activities9091,1553,2396,1182,9182641,619
Net change in cash(189)1,759505406(128)532902
Closing cash4,5014,3862,4261,8791,5361,6571,108
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+27.2%+13.7%+21.3%+31.3%+25.4%+3.0%-
EBITDA growth+26.3%+21.0%+35.0%+48.3%+22.2%-0.2%-
PBT growth+36.4%+31.3%+39.1%+81.5%+29.8%-5.1%-20.1%
Net income growth+43.9%+29.7%+25.3%+66.3%+29.8%-7.3%-
Revenue CAGR (3Y)+20.6%+21.9%+25.9%+19.3%+6.5%+5.9%+14.8%
EBITDA CAGR (3Y)+27.3%+34.3%+34.8%+21.9%+7.9%+12.9%+36.8%
Profitability & leverage
Net income margin+5.7%+5.4%+4.6%+4.1%+3.0%+3.1%+3.4%
Return on capital employed+17.6%+16.0%+15.1%+13.6%+10.9%+10.9%+12.5%
Return on net worth+35.3%+31.1%+29.0%+26.4%+17.8%+17.1%+20.1%
Debt / equity3.403.573.943.863.403.343.24
Long-term debt / equity2.452.682.732.572.282.181.96
Interest cover31.7237.8642.8043.2147.6953.2351.23
Efficiency & per share
Fixed asset turnover3.623.403.433.002.632.572.85
Inventory turnover23.0018.9018.6017.9416.1815.2015.20
Debtors turnover25.6624.8025.0526.2822.0815.6412.56
EPS (₹)63.5347.0535.5027.9715.9312.5113.15
Dividend per share (₹)12.0010.008.005.003.753.503.50
Book value per share (₹)201.90180.30142.78115.8792.6080.5469.08
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue17,10313,89612,80812,47611,90510,0819,5509,097
Revenue growth (YoY)+43.7%+37.8%+34.1%+37.2%+29.0%+20.4%--
Other income45.04151(16.23)(27.91)(20.74)34.29(74.27)(22.69)
Total expenses14,88412,11711,12810,88510,3998,8188,2208,016
EBITDA2,2191,7791,6791,5921,5071,2631,3311,081
EBITDA margin+13.0%+12.8%+13.1%+12.8%+12.7%+12.5%+13.9%+11.9%
Depreciation276265246235215204200188
Interest12475.5059.1057.9146.5740.3035.8233.75
Profit before tax1,8651,5891,3581,2711,2241,0531,020837
Tax487415361333320274260218
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue47,27036,25131,77626,37820,79116,75116,423
Revenue growth+30.4%+14.1%+20.5%+26.9%+24.1%+2.0%-
Other income(29.97)(11.38)14910118.9932.9732.10
Total expenses41,23231,80228,26223,70318,85915,32215,110
Employee cost2,4521,9711,5961,3451,137948938
EBITDA6,0384,4503,5142,6751,9321,4291,314
EBITDA margin+12.8%+12.3%+11.1%+10.1%+9.3%+8.5%+8.0%
Depreciation901748700631611494489
Interest204139182141126142102
Profit before tax4,9043,5512,7812,0031,213826754
Tax1,288918698512320214162
Net profit3,6332,6361,9721,473914613613
Net profit margin+7.7%+7.3%+6.2%+5.6%+4.4%+3.7%+3.7%
EPS (₹)76.0955.4443.8431.3818.8112.8812.47
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital47.5147.5147.5147.5147.5147.5147.51
Reserves & surplus11,2159,9127,6846,0004,7754,1233,571
Shareholders' funds (net worth)11,2349,8977,7316,0484,8224,1713,618
Secured loans10.5810.119.6884.68801370902
Unsecured loans3,7232,0271,9542,5791,1618601,229
Total debt3,7332,0371,9642,6631,9631,2302,132
Total liabilities15,27712,2229,9328,9246,9785,5175,833
Assets
Gross block11,6979,8418,7267,9887,2066,3235,785
Net block5,4604,4023,7723,5963,3073,0102,900
Capital work in progress1,3601,239930628424279285
Investments11,6479,1636,9915,6844,7163,3152,606
Inventories1,5801,7261,3711,2361,1231,1521,039
Sundry debtors2,0861,2801,3029799738701,281
Cash & bank balances975589531242401930419
Loans & advances2,1791,2928511,035775495490
Total current assets6,8214,8874,0553,4933,2723,4473,229
Total current liabilities10,2817,4545,9434,8704,7264,4853,370
Net working capital(3,460)(2,567)(1,889)(1,377)(1,455)(1,038)(141)
Total assets15,27712,2229,9328,9246,9785,5175,833
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash32449023432985941439.02
Net cash from operating activities5,7304,2923,6171,9931,4982,5611,394
Net cash from investing activities(4,310)(3,870)(1,896)(2,312)(2,141)(921)(1,289)
Net cash from financing activities(1,344)(588)(1,470)225113(1,196)271
Net change in cash76.38(166)251(94.40)(530)445375
Closing cash975589531242401930419
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+30.4%+14.1%+20.5%+26.9%+24.1%+2.0%-
EBITDA growth+35.7%+26.6%+31.4%+38.5%+35.2%+8.8%-
PBT growth+38.1%+27.7%+38.8%+65.1%+46.8%+9.5%-21.5%
Net income growth+37.8%+33.7%+33.9%+61.2%+49.0%+0.0%-
Revenue CAGR (3Y)+21.5%+20.4%+23.8%+17.1%+4.5%+3.4%+10.6%
EBITDA CAGR (3Y)+31.2%+32.1%+35.0%+26.8%+10.5%+6.7%+15.3%
Profitability & leverage
Net income margin+7.7%+7.3%+6.6%+5.7%+4.3%+3.7%+3.6%
Return on capital employed+37.2%+33.3%+31.4%+27.0%+21.4%+17.1%+16.1%
Return on net worth+34.2%+29.9%+30.2%+27.4%+19.9%+15.7%+17.0%
Debt / equity0.270.230.340.430.360.430.51
Long-term debt / equity0.100.130.210.270.290.270.24
Interest cover3.973.756.466.889.5415.1512.39
Efficiency & per share
Fixed asset turnover4.393.903.803.473.072.773.03
Inventory turnover28.6023.4124.3822.3618.2815.2914.83
Debtors turnover28.0828.0827.8627.0322.5615.5712.19
EPS (₹)76.0955.4443.8431.3818.8112.8812.47
Dividend per share (₹)12.0010.008.005.003.753.503.50
Book value per share (₹)237.05209.63162.72127.30101.5087.7976.15

Timeline of TVS Credit

5 dated milestones of TVS Credit across 14 years, from founding to its latest funding, stage changes and deals.

  1. Founded TVS Credit is founded.
  2. Funding First funding round of $24.5M.
  3. Milestone Reaches Minicorn status.
  4. Funding Latest funding round, Series C, of $73.7M.
  5. Milestone Reaches Soonicorn status.

Competitors of TVS Credit

TVS Credit has 3 listed competitors in our database. They include L & T Finance Holdings, IIFL Finance and Tata Capital.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
L & T Finance Holdings
ltfs.com1994Mumbai, India39,216
Diversified lending services are provided as a non-banking financial institution.
IIFL Finance
iifl.com1995Mumbai, India16,076
Online gold, home, personal, and business loans are provided.
Tata Capital
tatacapital.com2007Mumbai, India27,075
Diversified non-banking financial services are provided by Tata Capital.
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Detailed competitors of TVS Credit

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Web traffic of TVS Credit

The website of TVS Credit (tvscredit.com) receives about 1.1M visits a month and ranks #44,929 among all websites worldwide, #2,860 in Banking Credit and Lending.

  • Monthly visits
    1.1M

    ▼ 8.4% vs previous month

  • Unique visitors
    583K

    per month

  • Global rank
    #44,929

    among all websites

  • Category rank
    #2,860

    Finance · Banking Credit and Lending

Similar websites

Websites whose visitors overlap most with TVS Credit. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
Home Credit
homecredit.co.in
100%
352K#64,779View details
Shriram Finance
shriramfinance.in
82%
2M#27,025View details
lendingplate
lendingplate.com
74%
76.8K#317,941View details
Finnable
finnable.com
70%
321.7KView details
Zebrs
zebrs.com
68%
41.7K#614,741View details
••••••••••••••••.com••%•.•M#•••••–
••••••••••••••••.com••%•.•M#•••••–
••••••••••••••••.com••%•.•M#•••••–
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All 40 similar websites and full traffic analytics for TVS Credit

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Top companies in Consumer and SME Loans

3 companies that operate in the same segment as TVS Credit (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Manappuram Finance
Consumer and SME loans are provided by Manappuram Finance.
1992Valapad, Kerala, IndiaUSD 39.98 MUSD 1.01 B51,650
HomeFirst Finance
Affordable home loans are extended to low and middle-income groups.
2010Mumbai, Maharashtra, IndiaUSD 209.7 MUSD 204.93 M1,634
L & T Finance Holdings
Diversified lending services are provided as a non-banking financial institution.
1994Mumbai, Maharashtra, IndiaUSD 1.9 B167
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Related news about Tvs Credit

TVS Motor: CLSA on TVS Motor maintains Outperform, Target Price Rs 4896; Q2FY27 EBITDA margin rose 17bps QoQ to 13% despite a 1.9% QoQ increase in commodity costs, supported by price hikes, operating leverage, cost optimisation and favourable currency movements. Management expects high-single-digit volume growth and continued outperformance against the industry in domestic and export markets. The planned FY28 demerger of its financial services business could unlock value and reduce annual investment requirements.
Exchange Update • 10 days ago
TVS Motor: Nomura on TVS Motor maintains Buy, Target Price Rs 4605; Strong growth across segments and Q2 average selling prices ahead of consensus support the outlook, with premium motorcycles, EVs and exports expected to drive expansion. The stock trades at 26.7x FY29 estimated EPS, excluding investments, which Nomura considers attractive against expected 20% EPS CAGR over FY27–29. Key risks include lower EV margins after the PLI scheme ends in FY28 and elevated investment and capex.
Exchange Update • 10 days ago
TVS Motor Co: Boosts EV Capacity To 80,000 Units And Aims To Increase Total Two-Wheeler Production To Over 8 Million Units And Three-Wheeler Output To 0.4 Million Units Soon. Management Believes Major Cost Increases Are Unlikely In Q3 And Q4, Expecting Possible Stabilization By Q4.
Exchange Update • 10 days ago
TVSMOTOR: Q2 SL NET PROFIT 13.8B RUPEES VS 9.1B (YOY); EST 12.9B
Exchange Update • 11 days ago
TVSMOTOR: Q2 EBITDA 22.2B RUPEES VS 15.08B (YOY); Q2 EBITDA MARGIN 12.94% VS 12.67% (YOY)
Exchange Update • 11 days ago
TVS Motor: Announces Demerger Of Consumer Finance And Related Business Undertaking
Exchange Update • 11 days ago
TVSMOTOR: Rs. 28.46 Crores NSE Block Trade; for ~ 70,290 Shares, at Rs. 4048.90
Exchange Update • 12 days ago
TVS Family Succession Update: -both Sides Are In Favor Of Finding A Solution Through Transparent Discussion And Dialogue; Both Are Ready To Resolve The Issue Through Mutual Consent (TVS Motors)
Exchange Update • 12 days ago
India’s EV Registrations Surge 84%, with Uttar Pradesh Leading State-Wise Adoption; TVS Motor, Bajaj Auto, Tata Motors and M&M in Focus
Exchange Update • 27 days ago
TVS Motor Makes European Track Debut at Misano
I Am A Biker • 1 month ago
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Frequently Asked Questions about TVS Credit

TVS Credit was founded in 2009 and raised its 1st funding round 1 year after it was founded.

TVS Credit is headquartered in Chennai, India. It is registered at Chennai, Tamil Nadu, India.

Ashish Sapra is the CEO of TVS Credit, as recorded in our data.

TVS Credit is a funded company, having raised a total of $111.7M across 4 funding rounds to date. The company's 1st funding round was a Series B of $24.47M, raised on Apr 2010.

TVS Credit has 15,840 employees.

The primary company behind TVS Credit, Tvs Motor Company Limited, reported revenue of ₹47,240 Cr for FY 2026, up 27% year on year.

TVS Credit was founded in 2009 in Chennai, India, within the financial services sector. Diversified loan products are offered for two-wheelers, used cars, automobiles, consumer durables, mobiles, and related items. Personal and auto financing options are extended, along with documentation support and repayment schedules. Operations focus on consumer lending across India.

TVS Credit's top competitors include L & T Finance Holdings, IIFL Finance and Tata Capital.

Yes, TVS Credit is publicly traded on NSE under the ticker symbol TVSMOTOR.

TVS Credit has 4 investors. Key investors include HDFC, Premji Invest, TVS Group, and Phi Capital.

The valuation of TVS Credit is $949.73M as of Jun 2023.

TVS Credit is associated with 2 legal entities: Tvs Motor Company Limited, Tvs Credit Services Limited.

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