About Instant Credit
Instant Credit is a Financial Services company based in Barcelona (Spain) founded in 2015, and was acquired by Innocells in June 2018. E-commerce purchase financing is offered through installment options. Instant Credit offers products and services including Instant Credit Service and Merchant Integration Tool. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its legal entity is Sabadell Consumer Finance S.A.U. Its competitors include Fintonic, Cetelem and ZankSpain; 2 of its 3 listed competitors have raised funding.
Company details
Instant Credit is a provider of purchase financing solutions for e-commerce purchases at its partner stores. After adding the purchases to the shopping cart, the customer has to select buy now pay later using Instant Credit option. The customer can choose between paying in 3, 6, 12 or 24 installments. Installments are directly deducted from customers bank accounts. Registration is not required, and anyone of legal age and possessing a credit card can avail the solution. Interest rates can vary between 0 to 30 APR.
- Headquarters Barcelona, Spain
- Stage Acquired
- SectorsFinancial Services
- Emailβ’β’β’β’β’β’β’β’
- Phoneβ’β’β’β’ β’β’β’β’
- Website instantcredit.net
- Social LinkedIn
- Acquired by Innocells (Jun 2018)
- Legal Name Sabadell Consumer Finance S.A.U
Products & Services of Instant Credit
Instant Credit offers a comprehensive portfolio of products and services, including Instant Credit Service and Merchant Integration Tool.
Provides instant approval for installment payments on purchases.
Enables businesses to offer digital credit options to customers.
Investors in Instant Credit
Instant Credit has secured backing from 1 investor, including venture fund investors. Prominent investors backing the company include Innocells.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Digital tech-focused venture capital arm of Banco Sabadell | innocells.io | Barcelona, Spain |
Investor details for Instant Credit
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Timeline of Instant Credit
2 dated milestones of Instant Credit across 3 years, from founding to its latest funding, stage changes and deals.
- Founded Instant Credit is founded.
- Exit Acquired by Innocells.
Competitors of Instant Credit
Instant Credit has 3 listed competitors in our database, 2 of them funded. They include Fintonic, Cetelem and ZankSpain.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| fintonic.com | 2012 | Madrid, Spain | $54.78M | App-based platform for personal financial management and personal loans | ||
| cetelem.es | 1988 | Madrid, Spain | Online consumer loans platform | |||
| zank.com.es | 2013 | Valencia, Spain | $521,437 | Online P2P lending platform is operated for borrowers and investors. |
Detailed competitors of Instant Credit
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- Full competitor set
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Web traffic of Instant Credit
The website of Instant Credit (instantcredit.net) receives about 6.7K visits a month.
- Monthly visits6.7K
▼ 10.5% vs previous month
Websites whose visitors overlap most with Instant Credit. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
sabadellconsumeronline.com | sabadellconsumeronline.com | 100% | β | ||
| sabadellconsumer.com | 95% | #1,397,646 | View details | ||
| google.com | 21% | 85.8B | #1 | View details |
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Related news about Instant Credit
Complete news archive for Instant Credit
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Frequently Asked Questions about Instant Credit
Instant Credit was founded in 2015.
Instant Credit is headquartered in Barcelona, Spain. It is registered at Barcelona, Catalonia, Spain.
Instant Credit is a provider of purchase financing solutions for e-commerce purchases at its partner stores. After adding the purchases to the shopping cart, the customer has to select buy now pay later using Instant Credit option. The customer can choose between paying in 3, 6, 12 or 24 installments. Installments are directly deducted from customers bank accounts. Registration is not required, and anyone of legal age and possessing a credit card can avail the solution. Interest rates can vary between 0 to 30 APR.
Instant Credit offers Instant Credit Service and Merchant Integration Tool.
Instant Credit has 1 investor. Key investors include Innocells.
Instant Credit operates through Sabadell Consumer Finance S.A.U.
Yes. Instant Credit was acquired by Innocells in June 2018.

