- Valuation
- ₹2,14,020 Cr

About Jio Financial Services
Jio Financial Services is a publicly listed company based in Mumbai (India) founded in 1999. Provider of loans, insurance brokerage, and payment services. The company has 1,000 employees. Its chief executive, as recorded, is Hitesh Kumar Sethia. Its website jfs.in draws about 72 thousand monthly visits. Its Indian entity Jio Financial Services Limited reported revenue of βΉ3,895 Cr. Jio Financial Services offers products and services including Financial Solutions Platform. Its focus areas include FinTech, Alternative Lending, Online Lenders and Diversified. Its competitors include Razorpay, FlexiLoans and Mintoak; 3 of its 3 listed competitors have raised funding.
Company details
Jio Financial Services, led by Hitesh Kumar Sethia as CEO Managing Director, specializes in innovating financial technology, alternative lending, online lenders, diversified, and direct lender. Provider of loans, insurance brokerage, and payment services. The team drives innovation, quality service, and sustainable practices to achieve excellence and client satisfaction.
Recognitions & Rankings of Jio Financial Services
- Headquarters Mumbai, India
- Employees 1,000
- Stage Public
- SectorsFinancial Services
- Website category Finance · Investing
- Emailβ’β’β’β’β’β’β’β’
- Website jfs.in
- Legal Name Jio Financial Services Limited
- Market Cap₹1,36,685 Cr
JIOFIN · NSE
- Share Price₹204.50
-1.21% today
- Revenue₹3,521 Cr
FY 2025-26 · +72.3% YoY
- EBITDA₹2,312 Cr
Margin 65.7%
- Net Profit₹1,527 Cr
FY 2025-26 · -5.3% YoY
- P/E (TTM)79.1x
P/B 1.1x
- ROE1.2%
ROCE 1.9%
- Debt / Equity0.10
Interest cover 32.6x
- Employee Count1,000
Associated legal entities of Jio Financial Services
Jio Financial Services operates through Jio Financial Services Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Jio Financial Services Limited Listed CIN L65990MH1999PLC120918 | Active | 22 Jul 1999 | Mumbai, Maharashtra | ₹3,895 Cr | 43 | 11 | View details |
Products & Services of Jio Financial Services
Jio Financial Services offers a comprehensive portfolio of products and services, including Financial Solutions Platform.
Platform for banking, investments, and financial advisory services
Board of directors of Jio Financial Services Limited (Jio Financial Services)
Jio Financial Services Limited is the primary company behind Jio Financial Services. The board of Jio Financial Services Limited currently have 8 directors; the longest-serving is Kundapur Kamath, appointed in 2022. 19 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Kundapur Kamath DIN 00043501 | Director | 14 Nov 2022 | 3 yrs 11 mo | Jio Financial Services Limited |
| Rajiv Mehrishi DIN 00208189 | Director | 07 Jul 2023 | 3 yrs 3 mo | Jio Financial Services Limited |
| Bimal Manu Tanna DIN 06767157 | Director | 07 Jul 2023 | 3 yrs 3 mo | Jio Financial Services Limited |
| Sunil Mehta DIN 07430460 | Director | 07 Jul 2023 | 3 yrs 3 mo | Jio Financial Services Limited |
| Anshuman Thakur DIN 03279460 | Director | 15 Nov 2023 | 2 yrs 11 mo | Jio Financial Services Limited |
| Isha Mukesh Ambani DIN 06984175 | Director | 15 Nov 2023 | 2 yrs 11 mo | Jio Financial Services Limited |
| Hitesh Kumar Sethia DIN 09250710 | Managing Director | 15 Nov 2023 | 2 yrs 11 mo | Jio Financial Services Limited |
| Rama Vedashree DIN 10412547 | Director | 30 Mar 2024 | 2 yrs 7 mo | Jio Financial Services Limited |
People of Jio Financial Services
34 people are tracked at Jio Financial Services (17 in leadership, 17 in team); the tracked headcount is 1,000.
| Name | Role | Group |
|---|---|---|
| CEO & Managing Director | Leadership | |
Sameer Garg | Business Head- LAP & Business Loans | Leadership |
Abhishek Bajaj | Head - Risk Control Unit | Leadership |
Jephrin John Rinold P | Head Of Customer Service Experience | Jio Finance Limited | Leadership |
Amrita Mohanti | HR Business Partner | Leadership |
Prasad Salunke | Business Head - Automotive Lending, Solar Financing And Device Leasing | Leadership |
Surbhe S Sharma | Chief Executive Officer (ceo) - Jio Finance Platform & Service Limited | Leadership |
Damini Dube | Human Resources Business Partner | Leadership |
Gayathri Karthik | Head Of Business Operations & Customer Service | Leadership |
Anantharaman S | Group Chief Risk Officer (gcro) | Leadership |
Himanshu Bhattacharjee | Business Head - Risk | Collections | Customer Life Cycle | Leadership |
Revati Rajput | Sr. Manager, Group Corporate Strategy, MD & Ceo's Office | Leadership |
Dhaarna Arora | Head Human Respurces | Leadership |
Krishna Murari | Head - Talent Acquisition | Leadership |
Sharad Jauhri | Head - Rewards And Performance Management | Leadership |
Dr. Porus Mistry | Head Of Business Operations - Jiopay | Leadership |
Harish Nambiar | Business Head -jiopay | Leadership |
Aman Billore | Product Lead | Team |
Manish Singh | Group CHRO | Team |
Anjali Singh | Design Advisor | Team |
14 more people are available in the full profile.
Complete people profiles for Jio Financial Services
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of Jio Financial Services
Jio Financial Services is a publicly listed company on the NSE with ticker symbol JIOFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date21 Aug 2023
- Listed onNSE: JIOFIN
- Listed entityJio Financial Services Limited
- Exchange sectorFinance
- ISININE758E01017
- Share price₹219.00 (+0.55% on the day) · 2026-10-14
- Market capitalisation₹143,882 Cr
- Price to earnings68.1
- EPS (diluted, trailing year)₹3.22
- Dividend yield0.28%
- Volume (last session)12,613,105
Financials of Jio Financial Services
Exchange-reported figures of Jio Financial Services Limited, the listed company behind Jio Financial Services (NSE: JIOFIN).
Financial Highlights
FY 2025-26 Β· ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | 3,521 | 2,043 | 1,855 | 44.84 |
| Revenue growth | +72.3% | +10.2% | +4036.0% | - |
| EBITDA | 2,312 | 1,549 | 1,559 | 39.28 |
| EBITDA margin | +65.7% | +75.8% | +84.1% | +87.6% |
| Profit before tax | 1,912 | 1,947 | 1,956 | 49.34 |
| Net profit | 1,527 | 1,613 | 1,605 | 25.14 |
| Net profit margin | +43.4% | +78.9% | +86.5% | +56.1% |
| EPS (βΉ) | 2.46 | 2.54 | 2.53 | 154.70 |
| Balance sheet | ||||
| Total assets | 1,55,622 | 1,27,467 | 1,39,148 | 1,14,863 |
| Net worth | 1,33,854 | 1,23,497 | 1,39,148 | 1,14,120 |
| Total debt | 21,768 | 3,970 | 0.00 | 743 |
| Cash & bank | 3,598 | 4,072 | 10,960 | 6,044 |
| Net working capital | 2,515 | 3,864 | 11,064 | 6,492 |
| Cash flow | ||||
| Cash from operations | (15,439) | (10,089) | (678) | 2,055 |
| Cash from investing | (5,652) | 6,406 | 1,441 | (1,110) |
| Cash from financing | 21,454 | 3,968 | (753) | (889) |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,699 | 2,004 | 1,019 | 901 | 981 | 612 | 493 | 438 |
| Revenue growth (YoY) | +73.2% | +227.3% | +106.5% | +105.5% | +41.5% | +46.6% | - | - |
| Other income | 0.13 | 0.07 | 40.01 | 36.11 | 238 | 67.02 | 71.23 | 69.62 |
| EBITDA | 1,078 | 1,397 | 605 | 555 | 688 | 457 | 338 | 313 |
| EBITDA margin | +63.5% | +69.7% | +59.4% | +61.6% | +70.2% | +74.6% | +68.5% | +71.5% |
| Depreciation | 11.31 | 9.45 | 8.01 | 7.55 | 7.75 | 6.13 | 5.76 | 5.76 |
| Interest | 578 | 418 | 298 | 212 | 136 | 98.80 | 7.65 | 0.00 |
| Profit before tax | 489 | 970 | 339 | 371 | 783 | 419 | 396 | 377 |
| Tax | 149 | 139 | 66.31 | 102 | 88.03 | 94.31 | 79.70 | 82.44 |
| Net profit | 340 | 830 | 272 | 269 | 695 | 325 | 316 | 295 |
| EPS (βΉ) | 0.51 | 1.27 | 0.43 | 0.42 | 1.10 | 0.51 | 0.50 | 0.46 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 949 | 806 | 638 | 44.84 | 149 | 303 | 349 |
| Revenue growth | +17.8% | +26.3% | +1323.0% | -69.8% | -51.0% | -13.3% | - |
| EBITDA | 768 | 632 | 544 | 49.34 | 141 | 221 | 322 |
| EBITDA margin | +80.9% | +78.5% | +85.2% | +110.0% | +95.0% | +72.9% | +92.1% |
| Profit before tax | 774 | 653 | 521 | 49.34 | 177 | 118 | 194 |
| Net profit | 681 | 549 | 382 | 31.25 | 168 | 123 | 230 |
| Net profit margin | +71.8% | +68.1% | +59.9% | +69.7% | +113.2% | +40.6% | +65.8% |
| EPS (βΉ) | 1.07 | 0.86 | 0.60 | 154.70 | 831.88 | 609.21 | 1,138.32 |
| Balance sheet | |||||||
| Total assets | 29,305 | 24,985 | 24,437 | 24,797 | 2,228 | 2,060 | 4,357 |
| Net worth | 29,305 | 24,985 | 24,437 | 24,054 | 2,228 | 2,060 | 1,937 |
| Total debt | 0.00 | 0.00 | 0.00 | 743 | 0.00 | 0.00 | 2,420 |
| Cash & bank | 1,028 | 558 | 4,590 | 5,250 | 0.51 | 0.36 | 0.49 |
| Net working capital | 1,065 | 580 | 4,606 | 5,352 | 40.82 | 47.47 | (244) |
| Cash flow | |||||||
| Cash from operations | 1,360 | (1,772) | (283) | 2,053 | 123 | 2,434 | (3,687) |
| Cash from investing | (4,999) | 1,776 | 1,041 | (1,164) | (123) | 163 | 3,649 |
| Cash from financing | 3,639 | 0.00 | (753) | (889) | 0.00 | (2,597) | 37.36 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 678 | 219 | 135 | 159 | 520 | 134 | 152 | 137 |
| Revenue growth (YoY) | +30.2% | +63.1% | -11.1% | +15.9% | +36.0% | +0.3% | - | - |
| Other income | 0.00 | 0.00 | 0.34 | 0.00 | 19.53 | 0.00 | 22.95 | 10.43 |
| Total expenses | 59.78 | 72.62 | 40.45 | 43.79 | 61.84 | 34.92 | 45.40 | 43.94 |
| EBITDA | 618 | 146 | 94.34 | 115 | 459 | 99.36 | 106 | 93.43 |
| EBITDA margin | +91.2% | +66.8% | +70.0% | +72.5% | +88.1% | +74.0% | +70.0% | +68.0% |
| Depreciation | 2.50 | 2.48 | 3.22 | 3.37 | 3.36 | 3.21 | 3.06 | 3.11 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 615 | 144 | 91.46 | 112 | 475 | 96.15 | 126 | 101 |
| Tax | 40.10 | 38.70 | 11.42 | 38.95 | 18.37 | 24.69 | 28.88 | 25.57 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,699 | 2,004 | 1,019 | 901 | 981 | 612 | 493 | 438 |
| Revenue growth (YoY) | +73.2% | +227.3% | +106.5% | +105.5% | +41.5% | +46.6% | - | - |
| Other income | 0.13 | 0.07 | 40.01 | 36.11 | 238 | 67.02 | 71.23 | 69.62 |
| EBITDA | 1,078 | 1,397 | 605 | 555 | 688 | 457 | 338 | 313 |
| EBITDA margin | +63.5% | +69.7% | +59.4% | +61.6% | +70.2% | +74.6% | +68.5% | +71.5% |
| Depreciation | 11.31 | 9.45 | 8.01 | 7.55 | 7.75 | 6.13 | 5.76 | 5.76 |
| Interest | 578 | 418 | 298 | 212 | 136 | 98.80 | 7.65 | 0.00 |
| Profit before tax | 489 | 970 | 339 | 371 | 783 | 419 | 396 | 377 |
| Tax | 149 | 139 | 66.31 | 102 | 88.03 | 94.31 | 79.70 | 82.44 |
| Net profit | 340 | 830 | 272 | 269 | 695 | 325 | 316 | 295 |
| EPS (βΉ) | 0.51 | 1.27 | 0.43 | 0.42 | 1.10 | 0.51 | 0.50 | 0.46 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|---|
| Revenue | 3,521 | 2,043 | 1,855 | 44.84 |
| Revenue growth | +72.3% | +10.2% | +4036.0% | - |
| Other income | 374 | 428 | 429 | 10.06 |
| Total expenses | 1,208 | 495 | 296 | 5.56 |
| Employee cost | 387 | 215 | 116 | 0.00 |
| EBITDA | 2,312 | 1,549 | 1,559 | 39.28 |
| EBITDA margin | +65.7% | +75.8% | +84.1% | +87.6% |
| Depreciation | 29.44 | 22.52 | 21.52 | 0.00 |
| Interest | 745 | 7.65 | 10.27 | 0.00 |
| Profit before tax | 1,912 | 1,947 | 1,956 | 49.34 |
| Tax | 351 | 334 | 351 | 18.09 |
| Net profit | 1,527 | 1,613 | 1,605 | 25.14 |
| Net profit margin | +43.4% | +78.9% | +86.5% | +56.1% |
| EPS (βΉ) | 2.46 | 2.54 | 2.53 | 154.70 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|---|
| Equity & liabilities | ||||
| Share capital | 6,353 | 6,353 | 6,353 | 2.02 |
| Reserves & surplus | 1,23,544 | 1,17,143 | 1,32,794 | 1,07,765 |
| Shareholders' funds (net worth) | 1,33,854 | 1,23,497 | 1,39,148 | 1,14,120 |
| Minority interest | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 19,909 | 2,987 | 0.00 | 0.00 |
| Unsecured loans | 1,859 | 983 | 0.00 | 743 |
| Total debt | 21,768 | 3,970 | 0.00 | 743 |
| Total liabilities | 1,55,622 | 1,27,467 | 1,39,148 | 1,14,863 |
| Assets | ||||
| Gross block | 447 | 271 | 240 | 205 |
| Net block | 326 | 180 | 172 | 158 |
| Capital work in progress | 105 | 14.47 | 3.43 | 37.88 |
| Investments | 1,33,089 | 1,18,910 | 1,33,292 | 1,08,141 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 60.70 | 14.95 | 13.97 | 13.83 |
| Cash & bank balances | 3,598 | 4,072 | 10,960 | 6,044 |
| Loans & advances | 578 | 255 | 248 | 494 |
| Total current assets | 4,237 | 4,342 | 11,222 | 6,551 |
| Total current liabilities | 1,721 | 478 | 158 | 59.84 |
| Net working capital | 2,515 | 3,864 | 11,064 | 6,492 |
| Total assets | 1,55,622 | 1,27,467 | 1,39,148 | 1,14,863 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|---|
| Opening cash | 352 | 67.18 | 56.57 | 0.51 |
| Net cash from operating activities | (15,439) | (10,089) | (678) | 2,055 |
| Net cash from investing activities | (5,652) | 6,406 | 1,441 | (1,110) |
| Net cash from financing activities | 21,454 | 3,968 | (753) | (889) |
| Net change in cash | 363 | 285 | 10.61 | 56.06 |
| Closing cash | 3,598 | 4,072 | 10,960 | 6,044 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|---|
| Growth | ||||
| Sales growth | +72.3% | +10.2% | +4036.0% | - |
| EBITDA growth | +49.3% | -0.7% | +3869.1% | - |
| PBT growth | -1.8% | -0.5% | +3864.1% | +9997.0% |
| Net income growth | -5.3% | +0.5% | +6282.5% | - |
| Revenue CAGR (3Y) | +328.2% | - | - | - |
| EBITDA CAGR (3Y) | +289.0% | - | - | - |
| Profitability & leverage | ||||
| Net income margin | +44.3% | +78.9% | +86.5% | +69.7% |
| Return on capital employed | +1.9% | +1.5% | +1.6% | +0.0% |
| Return on net worth | +1.2% | +1.2% | +1.3% | +0.0% |
| Debt / equity | 0.10 | 0.02 | 0.00 | 0.01 |
| Long-term debt / equity | 0.08 | 0.01 | 0.00 | 0.00 |
| Interest cover | 32.64 | 0.50 | 0.67 | 0.00 |
| Efficiency & per share | ||||
| Fixed asset turnover | 10.85 | 9.66 | 10.24 | 0.27 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 102.96 | 170.94 | 164.26 | 3.97 |
| EPS (βΉ) | 2.46 | 2.54 | 2.53 | 154.70 |
| Dividend per share (βΉ) | 0.60 | 0.50 | 0.00 | 0.00 |
| Book value per share (βΉ) | 204.46 | 194.39 | 219.02 | 5,33,498.71 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 678 | 219 | 135 | 159 | 520 | 134 | 152 | 137 |
| Revenue growth (YoY) | +30.2% | +63.1% | -11.1% | +15.9% | +36.0% | +0.3% | - | - |
| Other income | 0.00 | 0.00 | 0.34 | 0.00 | 19.53 | 0.00 | 22.95 | 10.43 |
| Total expenses | 59.78 | 72.62 | 40.45 | 43.79 | 61.84 | 34.92 | 45.40 | 43.94 |
| EBITDA | 618 | 146 | 94.34 | 115 | 459 | 99.36 | 106 | 93.43 |
| EBITDA margin | +91.2% | +66.8% | +70.0% | +72.5% | +88.1% | +74.0% | +70.0% | +68.0% |
| Depreciation | 2.50 | 2.48 | 3.22 | 3.37 | 3.36 | 3.21 | 3.06 | 3.11 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 615 | 144 | 91.46 | 112 | 475 | 96.15 | 126 | 101 |
| Tax | 40.10 | 38.70 | 11.42 | 38.95 | 18.37 | 24.69 | 28.88 | 25.57 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 949 | 806 | 638 | 44.84 | 149 | 303 | 349 |
| Revenue growth | +17.8% | +26.3% | +1323.0% | -69.8% | -51.0% | -13.3% | - |
| Other income | 19.52 | 33.38 | 0.00 | 0.00 | 35.65 | 7.84 | 0.00 |
| Total expenses | 181 | 174 | 94.48 | (4.50) | 7.39 | 82.18 | 27.66 |
| Employee cost | 81.35 | 83.41 | 42.73 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA | 768 | 632 | 544 | 49.34 | 141 | 221 | 322 |
| EBITDA margin | +80.9% | +78.5% | +85.2% | +110.0% | +95.0% | +72.9% | +92.1% |
| Depreciation | 13.16 | 12.36 | 12.31 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 10.27 | 0.00 | 0.00 | 111 | 128 |
| Profit before tax | 774 | 653 | 521 | 49.34 | 177 | 118 | 194 |
| Tax | 93.43 | 104 | 139 | 18.09 | 8.83 | (5.00) | (36.11) |
| Net profit | 681 | 549 | 382 | 31.25 | 168 | 123 | 230 |
| Net profit margin | +71.8% | +68.1% | +59.9% | +69.7% | +113.2% | +40.6% | +65.8% |
| EPS (βΉ) | 1.07 | 0.86 | 0.60 | 154.70 | 831.88 | 609.21 | 1,138.32 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 6,353 | 6,353 | 6,353 | 2.02 | 2.02 | 2.02 | 2.02 |
| Reserves & surplus | 18,996 | 18,632 | 18,084 | 17,699 | 2,226 | 2,058 | 1,935 |
| Shareholders' funds (net worth) | 29,305 | 24,985 | 24,437 | 24,054 | 2,228 | 2,060 | 1,937 |
| Secured loans | 0.00 | 0.00 | 0.00 | 743 | 0.00 | 0.00 | 0.00 |
| Unsecured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2,420 |
| Total debt | 0.00 | 0.00 | 0.00 | 743 | 0.00 | 0.00 | 2,420 |
| Total liabilities | 29,305 | 24,985 | 24,437 | 24,797 | 2,228 | 2,060 | 4,357 |
| Assets | |||||||
| Gross block | 78.19 | 77.25 | 73.46 | 73.42 | 0.00 | 0.00 | 0.00 |
| Net block | 15.74 | 27.96 | 36.53 | 48.80 | 0.00 | 0.00 | 0.00 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 28,094 | 22,706 | 19,720 | 19,401 | 181 | 57.49 | 206 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 7.65 |
| Cash & bank balances | 1,028 | 558 | 4,590 | 5,250 | 0.51 | 0.36 | 0.49 |
| Loans & advances | 74.41 | 55.27 | 35.50 | 104 | 40.40 | 47.35 | 169 |
| Total current assets | 1,102 | 613 | 4,626 | 5,354 | 40.91 | 47.71 | 177 |
| Total current liabilities | 37.20 | 33.29 | 19.84 | 2.00 | 0.09 | 0.24 | 421 |
| Net working capital | 1,065 | 580 | 4,606 | 5,352 | 40.82 | 47.47 | (244) |
| Total assets | 29,305 | 24,985 | 24,437 | 24,797 | 2,228 | 2,060 | 4,357 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 8.63 | 4.95 | 0.17 | 0.51 | 0.36 | 0.49 | 1.05 |
| Net cash from operating activities | 1,360 | (1,772) | (283) | 2,053 | 123 | 2,434 | (3,687) |
| Net cash from investing activities | (4,999) | 1,776 | 1,041 | (1,164) | (123) | 163 | 3,649 |
| Net cash from financing activities | 3,639 | 0.00 | (753) | (889) | 0.00 | (2,597) | 37.36 |
| Net change in cash | (0.11) | 3.68 | 4.78 | (0.34) | 0.15 | (0.13) | (0.56) |
| Closing cash | 1,028 | 558 | 4,590 | 5,250 | 0.51 | 0.36 | 0.49 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +17.8% | +26.3% | +1323.0% | -69.8% | -51.0% | -13.3% | - |
| EBITDA growth | +21.5% | +16.3% | +1001.7% | -65.1% | -36.0% | -31.3% | - |
| PBT growth | +18.5% | +25.4% | +955.9% | -72.1% | +49.8% | -39.1% | +9998.0% |
| Net income growth | +24.1% | +43.5% | +1123.9% | -81.4% | +36.8% | -46.5% | - |
| Revenue CAGR (3Y) | +176.6% | +75.7% | +28.2% | -49.6% | - | +367.3% | - |
| EBITDA CAGR (3Y) | +149.7% | +64.8% | +35.0% | -46.5% | - | +328.3% | - |
| Profitability & leverage | |||||||
| Net income margin | +71.8% | +68.1% | +59.9% | +69.7% | +113.1% | +40.6% | +65.8% |
| Return on capital employed | +2.9% | +2.6% | +2.2% | +0.4% | +8.3% | +7.1% | +7.7% |
| Return on net worth | +2.5% | +2.2% | +1.6% | +0.2% | +7.8% | +6.2% | +12.6% |
| Debt / equity | 0.00 | 0.00 | 0.02 | 0.03 | 0.00 | 0.61 | 1.30 |
| Long-term debt / equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.61 | 1.30 |
| Interest cover | 0.00 | 0.00 | 1.93 | 0.00 | 0.00 | 50.08 | 39.73 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 12.46 | 11.14 | 8.69 | 1.22 | 0.00 | 0.00 | 0.00 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 81.26 | 18.04 |
| EPS (βΉ) | 1.07 | 0.86 | 0.60 | 154.70 | 831.88 | 609.21 | 1,138.32 |
| Dividend per share (βΉ) | 0.60 | 0.50 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (βΉ) | 39.90 | 39.33 | 38.46 | 87,627.03 | 11,028.32 | 10,196.44 | 9,588.76 |
Competitors of Jio Financial Services
Jio Financial Services has 3 listed competitors in our database, 3 of them funded. They include Razorpay, FlexiLoans and Mintoak.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| razorpay.com | 2014 | Bengaluru, India | $741.62M | 2,641 | Payment and business banking solutions are provided for enterprises. | |
| flexiloans.com | 2016 | Mumbai, India | $96.88M | 624 | Business loans and financial products for MSMEs are provided. | |
| mintoak.com | 2017 | Mumbai, India | $24.71M | 140 | Digital payments and engagement solutions are offered for MSMEs. |
Detailed competitors of Jio Financial Services
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Web traffic of Jio Financial Services
The website of Jio Financial Services (jfs.in) receives about 71.9K visits a month and ranks #362,712 among all websites worldwide, #3,758 in Investing.
- Monthly visits71.9K
▼ 32.6% vs previous month
- Unique visitors61.6K
per month
- Global rank#362,712
among all websites
- Category rank#3,758
Finance · Investing
- Bounce rate54%
- Pages per visit2.0
- Average visit1 min 57 sec
- DevicesDesktop 29% Β· Mobile 71%
Websites whose visitors overlap most with Jio Financial Services. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
jiobank.in | jiobank.in | 100% | #314,072 | β | |
jioblackrockamc.com | jioblackrockamc.com | 92% | #180,491 | β | |
jiocredit.in | jiocredit.in | 87% | #99,924 | β | |
screener.in | screener.in | 79% | #1,968 | β | |
| groww.in | 76% | 60M | #754 | View details | |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
All 40 similar websites and full traffic analytics for Jio Financial Services
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- 40 similar websites
- Audience overlap
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Top companies in Alternative Lending
3 companies that operate in the same segment as Jio Financial Services (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Related news about Jio Financial Services
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Frequently Asked Questions about Jio Financial Services
Jio Financial Services was founded in 1999.
Jio Financial Services is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Hitesh Kumar Sethia is the CEO of Jio Financial Services, as recorded in our data.
Jio Financial Services has 1,000 employees.
The primary company behind Jio Financial Services, Jio Financial Services Limited, reported revenue of βΉ3,895 Cr for FY 2026, up 72% year on year.
Jio Financial Services, led by Hitesh Kumar Sethia as CEO Managing Director, specializes in innovating financial technology, alternative lending, online lenders, diversified, and direct lender. Provider of loans, insurance brokerage, and payment services. The team drives innovation, quality service, and sustainable practices to achieve excellence and client satisfaction.
Jio Financial Services's top competitors include Razorpay, Mintoak and FlexiLoans.
Jio Financial Services offers Financial Solutions Platform.
Yes, Jio Financial Services is publicly traded on NSE under the ticker symbol JIOFIN.
Jio Financial Services operates through Jio Financial Services Limited.
The legal entities of Jio Financial Services currently have 10 directors, including Kundapur Kamath, Anshuman Thakur, Isha Mukesh Ambani and others.
