About KapitalTech
KapitalTech is a Financial Services company based in Mumbai (India) founded in 2014. Provider of short-term unsecured loans and merchant cash advance solutions. KapitalTech has raised $14.81 million across 2 funding rounds from investors including The Investment Trust of India. The company has 182 employees. KapitalTech was last valued at $14.72 million in June 2019. Its Indian entity Iti Gold Loans Limited reported revenue of ₹67.98 Cr. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans. Its competitors include PinCap, Progcap and Optimo Capital; 3 of its 3 listed competitors have raised funding.
Company details
KapitalTech was founded in 2014 in Mumbai, India, as a fintech entity focused on lending. Working capital loans and merchant cash advances are extended to small and medium-sized businesses through an unsecured, technology-driven process. Operations center on simplifying access to short-term funding, with services tailored to operational needs in the Indian market. The domain kapitaltech.com supports these digital lending activities.
- Headquarters Mumbai, India
- Employees 182
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website kapitaltech.com
- Social LinkedIn X Facebook
- Legal Name Iti Gold Loans Limited
- Date of Incorporation 31 May, 1996
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹67.98 Cr
FY 2025 · +101% YoY
- Net Profit₹8.74 Cr
FY 2025 · 13% margin
- EBITDA₹44.19 Cr
FY 2025 · 65% margin
- Total Equity Funding$14.81M (USD)
in 2 rounds
- Latest Funding Round$10.51M (USD), Series B
Jun 2019
- Investors
- Employee Count182
Associated legal entities of KapitalTech
KapitalTech operates through Iti Gold Loans Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Iti Gold Loans Limited CIN U65923MH1996PLC310611 | Active | 31 May 1996 | Mumbai, Maharashtra | ₹68.0 Cr | 182 | 6 | View details |
Funding Insights of KapitalTech
KapitalTech has successfully raised a total of $14.81M across 2 strategic funding rounds. The most recent funding activity was a Series B round of $10.51 million completed in June 2019. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $14.81M
- Total Rounds 2
- Last Round Series B — $10.51M
- First Round $4.3M
(Mar 2018)
- Investors Count 1
All 2 funding rounds of KapitalTech with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2019 | $10.51M | Series B | $14.72M | The Investment Trust Of India | – |
| Mar 2018 | $4.3M | Series A | $8.5M | The Investment Trust Of India | – |
| Date | Valuation | Stage |
|---|---|---|
| Jun 2019 | $14.72M | •••••••• |
| Mar 2018 | $8.5M | •••••••• |
Last known valuation $14.72M (Jun 2019). 1 investors in total: 1 institutional.
Investors in KapitalTech
KapitalTech has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include The Investment Trust of India.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Financing and investment services are provided by a financial conglomerate. | 1991 | itiorg.com | Mumbai, India |
Investor details for KapitalTech
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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- Round participation
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Verified entity values are shown only after access is granted.
Board of directors of Iti Gold Loans Limited (KapitalTech)
Iti Gold Loans Limited is the primary company behind KapitalTech. The board of Iti Gold Loans Limited currently have 4 directors; the longest-serving is Usha Anil Kadam, appointed in 2017. 27 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Usha Anil Kadam DIN 07592876 | Director | 04 Aug 2017 | 9 yrs 2 mo | Iti Gold Loans Limited |
| Arvind Prabhudas Valia DIN 00203439 | Director | 18 Jun 2018 | 8 yrs 4 mo | Iti Gold Loans Limited |
| Darshna Devang Mehta DIN 05275642 | Managing Director | 13 May 2022 | 4 yrs 5 mo | Iti Gold Loans Limited |
| Amit Gopal Malpani DIN 10239253 | Director | 03 Nov 2023 | 2 yrs 11 mo | Iti Gold Loans Limited |
Financials of KapitalTech
Figures of Iti Gold Loans Limited, the primary company behind KapitalTech, for FY 2025. Revenue was ₹67.98 Cr (+101% year on year). Net profit was ₹8.74 Cr (13% margin). EBITDA was ₹44.19 Cr (65% margin). Revenue has grown at a compounded annual rate of +81% over three years and -8% over five years.
- ₹67.98 CrRevenue · FY 2025 · +101% YoY
- ₹8.74 CrNet profit · 13% margin
- ₹44.19 CrEBITDA · 65% margin
- ₹243 CrPaid-up capital
- 182Employees (provident fund records)
- +81%Revenue CAGR, 3 years
- -8%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Iti Gold Loans Limited are on its company page.
Detailed financial statements for KapitalTech
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
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- Downloads
Verified entity values are shown only after access is granted.
Timeline of KapitalTech
4 dated milestones of KapitalTech across 5 years, from founding to its latest funding, stage changes and deals.
- Founded KapitalTech is founded.
- Funding First funding round of $4.3M.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Series B, of $10.5M.
Competitors of KapitalTech
KapitalTech has 3 listed competitors in our database, 3 of them funded. They include PinCap, Progcap and Optimo Capital.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| pincap.in | 1995 | Gurugram, India | $665,314 | 19 | Working capital loans are offered to SMEs by PinCap. | |
| progcap.com | 2017 | Delhi, India | $111.32M | 95 | Provider of financial and technology products for small and medium businesses | |
| optimocapital.in | 2023 | Bengaluru, India | $27.5M | Provider of collateral-free loans to small and medium-sized businesses aiming to promote financial inclusion and economic growth |
Detailed competitors of KapitalTech
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
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Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as KapitalTech (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Related news about Kapitaltech
Complete news archive for KapitalTech
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Frequently Asked Questions about KapitalTech
KapitalTech was founded in 2014 and raised its 1st funding round 4 years after it was founded.
KapitalTech is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
KapitalTech is a funded company, having raised a total of $14.81M across 2 funding rounds to date. The company's 1st funding round was a Series A of $4.3M, raised on Mar 2018.
KapitalTech has 182 employees.
The primary company behind KapitalTech, Iti Gold Loans Limited, reported revenue of ₹67.98 Cr for FY 2025, up 101% year on year.
KapitalTech was founded in 2014 in Mumbai, India, as a fintech entity focused on lending. Working capital loans and merchant cash advances are extended to small and medium-sized businesses through an unsecured, technology-driven process. Operations center on simplifying access to short-term funding, with services tailored to operational needs in the Indian market. The domain kapitaltech.com supports these digital lending activities.
KapitalTech's top competitors include PinCap, Progcap and Optimo Capital.
KapitalTech has 1 investor. Key investors include The Investment Trust of India.
The valuation of KapitalTech is $14.72M as of Jun 2019.
KapitalTech operates through Iti Gold Loans Limited.
The legal entities of KapitalTech currently have 6 directors, including Usha Anil Kadam, Arvind Prabhudas Valia, Darshna Devang Mehta and others.