About Optimo Capital
Optimo Capital is a company based in Bengaluru (India) founded in 2023 by Prashant Pitti. Optimo Capital has raised $27.5 million across 4 funding rounds from investors including Blume Ventures, Omnivore and Prashant Pitti. Optimo Capital operates in a competitive market with competitors including C2FO, PinCap, Progcap, KapitalTech and Krab, among others.
- Headquarter Bengaluru, India
- Founders Prashant Pitti
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website optimocapital.in
- Social LinkedIn Instagram
- Annual Revenue$31.35 K (USD)0as on Mar 31, 2024
- Net Profit-$159.73 K (USD)0as on Mar 31, 2024
- EBITDA-$138.91 K (USD)0as on Mar 31, 2024
- Total Equity Funding$27.5M (USD)
in 4 rounds
- Latest Funding Round$10.81M (USD), Debt – Conventional
Mar 2026
- InvestorsBlume Ventures
& 6 more
Associated legal entities of Optimo Capital
Optimo Capital is associated with 2 registered companies on The Company Check. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Opticap Holding India Private Limited CIN U70200DL2023PTC418996 | Active | 23 Aug 2023 | New Delhi, Delhi | ₹14.8 Cr | 13 | 3 | View details |
| Nipun Projects And Finance Private Limited CIN U74899DL1993PTC054883 | Active | 18 Aug 1993 | New Delhi, Delhi | ₹70.5 Cr | 18 | 5 | View details |
Funding Insights of Optimo Capital
Optimo Capital has successfully raised a total of $27.5M across 4 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $10.81 million completed in March 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $27.5M
- Total Rounds 4
- Last Round Debt – Conventional — $10.81M
- First Round $10M
(Mar 2024)
- Investors Count 7
All 4 funding rounds of Optimo Capital with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Mar 2026 | $10.81M | Debt – Conventional | – | – | |
| Oct 2025 | $12.48M | Debt – Conventional | – | – | |
| Oct 2025 | $17.5M | Series A | – | – | |
| Mar 2024 | $10M | Seed | $23.65M | Blume Ventures |
| Date | Valuation | Stage |
|---|---|---|
| Mar 2024 | $23.65M | •••••••• |
Last known valuation $23.65M (Mar 2024). 7 investors in total: 5 institutional and 2 angel.
Investors in Optimo Capital
Optimo Capital has secured backing from 7 investors, including venture fund, angel, and institutional investors. Prominent investors backing the company include Blume Ventures, Omnivore and Prashant Pitti.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Seed and early-stage investments are made across sectors in India. | – | blume.vc | Mumbai, India | |
Agritech startups are funded by Omnivore, a venture capital entity. | – | omnivore.vc | Mumbai, India | |
Provider of a commercial banking services | – | axisbank.com | - | |
Commercial bank | – | idfcfirstbank.com | - | |
- | – | pnbindia.in | - | |
PP Prashant Pitti | Co-founder of EaseMyTrip, prominent angel investor in Indian startups | – | unknown_73dd9adddec548d0b | - |
PP Prashant Pitti | - | – | unknown_c3edbda90a654a119 | - |
Investor details for Optimo Capital
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Optimo Capital
The boards of the 2 registered companies of Optimo Capital currently have 6 directors; the longest-serving is Ashok Kumar Aggarwal, appointed in 2014. 9 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Ashok Kumar Aggarwal DIN 06848710 | Director | 21 Mar 2014 | 12 yrs 6 mo | Nipun Projects And Finance Private Limited |
| Neha Gupta DIN 07619900 | Director | 21 Sep 2016 | 10 yrs | Nipun Projects And Finance Private Limited |
| Renu Pittie DIN 02183516 | Director | 23 Aug 2023 | 3 yrs 1 mo | Opticap Holding India Private Limited |
| Prashant Pitti DIN 02334082 | Director | 23 Aug 2023 | 3 yrs 1 mo | Opticap Holding India Private Limited, Nipun Projects And Finance Private Limited |
| Govindaraj Sunil DIN 10832174 | Whole-time director | 11 Nov 2024 | 1 yr 10 mo | Nipun Projects And Finance Private Limited |
| Shreenivas Hegde DIN 11126422 | Whole-time director | 04 Dec 2025 | 10 mo | Nipun Projects And Finance Private Limited |
People of Optimo Capital
8 people are tracked at Optimo Capital (3 in leadership, 5 in team).
| Name | Role | Group |
|---|---|---|
| Founder | Leadership | |
Swati Agarwalla | President | Leadership |
Pavithra Rajgopal | Vice President Human Resources | Leadership |
Bobita Konwar | Product Manager | Team |
Samuvel M | State- Credit & Risk - Karnataka | Team |
Gunavathi Guna | Manager People And Culture | Team |
Karthick Govindaraj | National Technical Manager | Team |
Krishna Kedia | Product Manager | Team |
Complete people profiles for Optimo Capital
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of Optimo Capital
Figures of Opticap Holding India Private Limited, the primary company behind Optimo Capital, for FY 2025. Revenue was ₹14.84 Cr (+5618% year on year). Net profit was ₹43.1 Lakh (3% margin). EBITDA was ₹2.65 Cr (18% margin).
- ₹14.84 CrRevenue · FY 2025 · +5618% YoY
- ₹43.1 LakhNet profit · 3% margin
- ₹2.65 CrEBITDA · 18% margin
- ₹1.53 CrPaid-up capital
- 13Employees (provident fund records)
Balance sheet, profit and loss, cash flow and ratios of Opticap Holding India Private Limited are on its company page.
Detailed financial statements for Optimo Capital
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of Optimo Capital
4 dated milestones of Optimo Capital across 3 years, from founding to its latest funding, stage changes and deals.
- Founded Optimo Capital is founded.
- Funding First funding round of $10.0M.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Debt – Conventional, of $10.8M.
Competitors of Optimo Capital
Optimo Capital operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as C2FO, PinCap, Progcap, KapitalTech and Krab, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| c2fo.com | 2008 | Leawood, United States | $568.23M | 22 | Provider of cash flow optimization and dynamic discounting solutions for businesses and vendors | |
| pincap.in | 1995 | Gurugram, India | $867,562 | 19 | Working capital loans are offered to SMEs by PinCap. | |
| progcap.com | 2017 | Delhi, India | $111.32M | 95 | Provider of financial and technology products for small and medium businesses | |
| kapitaltech.com | 2014 | Mumbai, India | $14.81M | 251 | Provider of short-term unsecured loans and merchant cash advance solutions | |
| krab.in | 2020 | Hyderabad, India | $125,000 | 2 | Provider of transportation management software |
Detailed competitors of Optimo Capital
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Optimo Capital
The website of Optimo Capital (optimocapital.in) receives about 1.7K visits a month.
- Monthly visits1.7K
▼ 54.8% vs previous month
Latest news on Optimo Capital
Complete news archive for Optimo Capital
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Similar companies to Optimo Capital
10 companies that operate in the same segment as Optimo Capital (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 726 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 5,000 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | – | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 349.23 M | USD 106.45 M | 1,749 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | – | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – | |
Digital lending and instant credit lines are provided to individuals. | 2016 | Gurugram, Haryana, India | USD 115 M | USD 18.69 M | 81 | |
Personal loans and lines of credit are provided by Mogo. | 2008 | Vancouver, British Columbia, Canada | – | USD 49.45 M | – |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Frequently Asked Questions about Optimo Capital
Optimo Capital was founded in 2023 and raised its 1st funding round 1 year after it was founded.
Optimo Capital is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Optimo Capital is a funded company, having raised a total of $27.5M across 4 funding rounds to date. The company's 1st funding round was a Seed of $10M, raised on Mar 2024.
Annual revenue of Optimo Capital is $31.35K as on Mar 31, 2024.
Optimo Capital was founded in 2023 and is headquartered in Bengaluru, India. A digital lending platform is operated to deliver collateral-free loans to small and medium-sized businesses in rural areas. Tailored financing solutions are offered to support business operations and growth. Financial inclusion is addressed through these services, with efforts directed toward expanding reach and aiding community development in the sector.
Optimo Capital has 7 investors. Key investors include Blume Ventures, Omnivore, Prashant Pitti, Prashant Pitti, and Axis Bank.
The valuation of Optimo Capital is $23.65M as of Mar 2024.
Optimo Capital is associated with 2 legal entities: Opticap Holding India Private Limited, Nipun Projects And Finance Private Limited.
The legal entities of Optimo Capital currently have 7 directors, including Renu Pittie, Prashant Pitti, Harikrishnan Kadampatta Mana and others.