About Kashmir Finance
Kashmir Finance is a Financial Services company based in Mumbai (India) founded in 2012 by Sharat Chandran Kurup. It offers fast and easy student loans for education across India. It operates on a B2C and B2B model. Its Indian entity Kashmir Finance Private Limited reported revenue of ₹20 Lakh. Kashmir Finance offers products and services including Student Loan Application and Partner Registration. Its focus areas include FinTech, Lending Tech, Education Finance and Student Loans. Its competitors include Varthana, Auxilo, Neev Finance, Vidyashri and Springboard Financial Services and 2 more; 2 of its 7 listed competitors have raised funding.
Company details
Ksfi . Facilitates Education Loans Through An Online Platform Where Users Apply, Upload Documents, And Track Status. It Serves Students, Parents, And Partners By Processing Applications For Skill Enhancement And Financial Assistance. Operating From Mumbai And Hyderabad In India, The Company Handles Thousands Of Cases To Support Educational Aspirations Neutrally.
- Headquarters Mumbai, India
- Founders Sharat Chandran Kurup
- SectorsFinancial Services
- Email••••••••
- Website ksfi.co.in
- Legal Name Kashmir Finance Private Limited
- Date of Incorporation 08 Jul, 1957
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹20 Lakh
FY 2023 · +9% YoY
- Net Loss-₹68 Lakh
FY 2023 · -340% margin
- EBITDA-₹7.1 Lakh
FY 2023 · -35% margin
Associated legal entities of Kashmir Finance
Kashmir Finance operates through Kashmir Finance Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2023) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Kashmir Finance Private Limited CIN U67120MH1957PTC322342 | Active | 08 Jul 1957 | Mumbai, Maharashtra | ₹0.2 Cr | – | 2 | View details |
Products & Services of Kashmir Finance
Kashmir Finance offers a comprehensive portfolio of products and services, including Student Loan Application and Partner Registration.
Online platform for applying and managing education loans.
Service for registering as a loan partner or agent.
Board of directors of Kashmir Finance Private Limited (Kashmir Finance)
Kashmir Finance Private Limited is the primary company behind Kashmir Finance. The board of Kashmir Finance Private Limited currently have 2 directors; the longest-serving is Sagar Dhanraj Bansode, appointed in 2020. 10 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Sagar Dhanraj Bansode DIN 08900014 | Additional Director | 26 Dec 2020 | 5 yrs 9 mo | Kashmir Finance Private Limited |
| Sharat Kurup DIN 03439522 | Additional Director | 30 Jun 2023 | 3 yrs 3 mo | Kashmir Finance Private Limited |
People of Kashmir Finance
1 people are tracked at Kashmir Finance (1 in leadership).
| Name | Role | Group |
|---|---|---|
| Founder, Director | Leadership |
Complete people profiles for Kashmir Finance
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Verified entity values are shown only after access is granted.
Financials of Kashmir Finance
Figures of Kashmir Finance Private Limited, the primary company behind Kashmir Finance, for FY 2023. Revenue was ₹20 Lakh (+9% year on year). Net loss was -₹68 Lakh (-340% margin). EBITDA was -₹7.1 Lakh (-35% margin). Revenue has grown at a compounded annual rate of -30% over three years and -12% over five years.
- ₹20 LakhRevenue · FY 2023 · +9% YoY
- -₹68 LakhNet loss · -340% margin
- -₹7.1 LakhEBITDA · -35% margin
- ₹2.34 CrPaid-up capital
- -30%Revenue CAGR, 3 years
- -12%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Kashmir Finance Private Limited are on its company page.
Detailed financial statements for Kashmir Finance
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
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- Downloads
Verified entity values are shown only after access is granted.
Competitors of Kashmir Finance
Kashmir Finance has 7 listed competitors in our database, 2 of them funded. They include Varthana, Auxilo, Neev Finance, Vidyashri and Springboard Financial Services, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| varthana.com | 2013 | Bengaluru, India | $89.46M | 765 | School and student loan solutions are provided for educational needs. | |
| auxilo.com | 2017 | Mumbai, India | $127.05M | 459 | Financial products for education loans and services are provided. | |
| neevfinance.com | 2016 | Bengaluru, India | – | 9 | Short-term loans for K-12 school fees are offered to parents. | |
| vidyashri.com | 2019 | Chennai, India | – | – | Provides comprehensive solutions for education loans to support student financing. | |
| springboardfin.com | 2011 | Mumbai, India | – | – | Provides student loans tailored for vocational training programs. | |
| india2usa.com | 2003 | Hyderabad, India | – | – | Educational consultancy providing counseling and assistance for USA study programs. | |
| educationloanguru.com | 2022 | Delhi, India | – | – | Specializes in education loans for students pursuing studies abroad. |
Detailed competitors of Kashmir Finance
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- Full competitor set
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Top companies in Consumer and SME Loans
10 companies that operate in the same segment as Kashmir Finance (Consumer and SME Loans), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Synchrony is engaged in providing credit cards and banking services. | 1993 | Salem, United States | USD 25 M | USD 19.12 B | 20,000 | |
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Full-stack marketplace services for car ownership are provided. | 2015 | Singapore, Singapore, Singapore | USD 685.9 M | USD 806.83 M | 1,381 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | – | USD 1.9 B | 36,520 | |
Financial solutions including loans and insurance are offered. | 2007 | Pune, Maharashtra, India | – | USD 15.24 B | 126 | |
Household and business loans are provided with risk management support. | 2006 | Chennai, Tamil Nadu, India | USD 283.47 M | USD 288.73 M | 1,100 | |
Online gold, home, personal, and business loans are provided. | 1995 | Mumbai, Maharashtra, India | – | USD 1.38 B | 38,720 | |
An online lending platform for point-of-sale financing is provided. | 2013 | Bengaluru, Karnataka, India | USD 205.92 M | USD 3.93 M | 499 |
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Frequently Asked Questions about Kashmir Finance
Kashmir Finance was founded in 2012.
Kashmir Finance is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
The primary company behind Kashmir Finance, Kashmir Finance Private Limited, reported revenue of ₹20 Lakh for FY 2023, up 9% year on year.
Ksfi . Facilitates Education Loans Through An Online Platform Where Users Apply, Upload Documents, And Track Status. It Serves Students, Parents, And Partners By Processing Applications For Skill Enhancement And Financial Assistance. Operating From Mumbai And Hyderabad In India, The Company Handles Thousands Of Cases To Support Educational Aspirations Neutrally.
Kashmir Finance's top competitors include Auxilo, Varthana and Neev Finance.
Kashmir Finance offers Student Loan Application and Partner Registration.
Kashmir Finance operates through Kashmir Finance Private Limited.
The legal entities of Kashmir Finance currently have 2 directors, including Sharat Kurup, Sagar Dhanraj Bansode.