About Mbanq
Mbanq is a Financial Services company based in Healdsburg (United States) founded in 2016. Omnichannel banking platform is provided for financial institutions. The company has 35 employees. Mbanq has completed 1 acquisition, including AgilityFOUR. Its website mbanq.com draws about 20 thousand monthly visits. Its Indian entity Fnlk Development Private Limited reported revenue of ₹11.90 Cr. Mbanq offers products and services including Core Banking Solution, Embedded Banking, Cards-as-a-Service, and AI-Driven Lending. Its focus areas include FinTech, Banking Tech, Open Banking and Banking APIs. Its competitors include Zeta, Finix and Apiture; 3 of its 3 listed competitors have raised funding.
Company details
Mbanq was founded in 2016 in Healdsburg, United States, and operates in the fintech sector. An omnichannel banking platform is offered to financial institutions, enabling the launch of digital retail and corporate banking products across mobile, web, bots, voice, IoT, and in-branch channels. Integration options for digital identity verification, signatures, and payments are included, with open banking APIs and PSD2 compliance ensured.
- Headquarters Healdsburg, United States
- Employees 35
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website mbanq.com
- Social LinkedIn X Facebook
- Legal Name Fnlk Development Private Limited
- Date of Incorporation 13 Dec, 2022
- Jurisdiction Bangalore, Karnataka, India
- Indian entity revenue₹11.90 Cr
FY 2025 · +19% YoY
- Indian entity net profit₹47.1 Lakh
FY 2025 · 4% margin
- Indian entity EBITDA₹72.5 Lakh
FY 2025 · 6% margin
- Investors
- Employee Count35
- Investments & Acquisitions
Associated legal entities of Mbanq
Mbanq operates through Fnlk Development Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Fnlk Development Private Limited CIN U72200KA2022FTC168975 | Active | 13 Dec 2022 | Bangalore, Karnataka | ₹11.9 Cr | 35 | 3 | View details |
Products & Services of Mbanq
Mbanq offers a comprehensive portfolio of products and services, including Core Banking Solution, Embedded Banking, Cards-as-a-Service, and AI-Driven Lending.
Cloud-based system for launching scalable digital financial services worldwide.
Tailored services for specific industries like retail and hospitality.
Full suite for card issuance and management with compliance features.
Platform to optimize lending processes using AI for financial institutions.
Funding Insights of Mbanq
- Total Rounds 2
- Investors Count 1
All 2 funding rounds of Mbanq with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul 2026 | Seed | – | – | – | |
| Dec 2022 | Seed | – | – |
1 investors in total: 1 institutional.
Investors in Mbanq
Mbanq has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include Temenos.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Developer of AI and cloud-based banking software suite | 1993 | temenos.com | Geneva, Switzerland |
Investor details for Mbanq
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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Verified entity values are shown only after access is granted.
Board of directors of Fnlk Development Private Limited (Mbanq)
Fnlk Development Private Limited is the primary company behind Mbanq. The board of Fnlk Development Private Limited currently have 3 directors; the longest-serving is Vladimir Lounegov, appointed in 2022. 1 earlier director has ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Vladimir Lounegov DIN 09823280 | Whole-time director | 13 Dec 2022 | 3 yrs 10 mo | Fnlk Development Private Limited |
| Ramya Bodanahosahalli Narayanaswamy DIN 10631964 | Whole-time director | 29 May 2024 | 2 yrs 4 mo | Fnlk Development Private Limited |
| Javier Carlos Valverde DIN 10907978 | Whole-time director | 16 Jan 2025 | 1 yr 9 mo | Fnlk Development Private Limited |
People of Mbanq
56 people are tracked at Mbanq (13 in leadership, 1 in board & advisors, 42 in team); the tracked headcount is 35.
| Name | Role | Group |
|---|---|---|
Goutham Raj Balagoni | Vice President of Products | Leadership |
Lars A. Rottweiler | CTO & Founder | Leadership |
| CEO & Founder | Leadership | |
John Castaldo | Senior Vice President Finance | Leadership |
Carl Eyler | Head Of Information Security And Technology Risk | Leadership |
Oleg Karaev | Head of Design | Leadership |
Antonio Gotovac | Head Of Operations - Mbanq Sky | Leadership |
Igor Kostyuchenok | SVP, Software Engineering & Co-Founder | Leadership |
Nicolai Gvatua | Managing Director, Information Technology | Leadership |
Kiran N S | Head Of Digital Banking - India (vice President Of Engineering) | Leadership |
Milos Cupic | Head of Development | Leadership |
Sergey Chernev | VP | Leadership |
Serge Mysin | Chief Financial Officer | Leadership |
Barrie Graham | Chair | Board & advisors |
Akshatha R | Senior Production Support Engineer | Team |
khushboo singh | Software Programmer | Team |
Sovannareach Darom | DevOps Engineer | Team |
Sampath Kumar | Technical Support Manager | Team |
Vedang Acharya | Senior Software Engineer | Team |
Natalia Han, MBA | SVP of Banking Operations | Team |
36 more people are available in the full profile.
Complete people profiles for Mbanq
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Financials of Mbanq
Figures of Fnlk Development Private Limited, the primary company behind Mbanq, for FY 2025. Revenue was ₹11.90 Cr (+19% year on year). Net profit was ₹47.1 Lakh (4% margin). EBITDA was ₹72.5 Lakh (6% margin).
- ₹11.90 CrRevenue · FY 2025 · +19% YoY
- ₹47.1 LakhNet profit · 4% margin
- ₹72.5 LakhEBITDA · 6% margin
- ₹1 LakhPaid-up capital
- 35Employees (provident fund records)
Balance sheet, profit and loss, cash flow and ratios of Fnlk Development Private Limited are on its company page.
Detailed financial statements for Mbanq
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Investments & Acquisitions by Mbanq
Mbanq has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include AgilityFOUR.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Online banking software suites are provided by AgilityFOUR. | agilityfour.com | United States | 2006 | Jul 2019 | •••• |
Complete acquisition details for Mbanq
Acquired stakes, deal sources and the complete acquisition history require an active premium plan.
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Timeline of Mbanq
4 dated milestones of Mbanq across 10 years, from founding to its latest funding, stage changes and deals.
- Founded Mbanq is founded.
- Acquisition Acquires AgilityFOUR.
- Funding First funding round.
- Funding Latest funding round, Seed,.
Competitors of Mbanq
Mbanq has 3 listed competitors in our database, 3 of them funded. They include Zeta, Finix and Apiture.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| zeta.tech | 2015 | San Ramon, United States | $390M | 1,278 | Payment and banking solutions are provided to users and banks. | |
| finix.com | 2015 | San Francisco, United States | $200.5M | 118 | API-enabled platform for business payment processing is provided. | |
| apiture.com | 2017 | Wilmington, United States | $59.71M | 258 | Open banking APIs are delivered to financial institutions and banks. |
Detailed competitors of Mbanq
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Web traffic of Mbanq
The website of Mbanq (mbanq.com) receives about 19.6K visits a month.
- Monthly visits19.6K
▲ 11.6% vs previous month
Top companies in Banking & FinTech Platforms
3 companies that operate in the same segment as Mbanq (Banking & FinTech Platforms) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Online business banking and financial workflow tools are provided. | 2010 | San Francisco, California, United States | USD 546 M | USD 2.71 M | 1,807 | |
Digital banking services are offered to individuals via mobile apps. | 2012 | San Francisco, California, United States | USD 3.15 B | USD 1.96 B | 2,516 | |
Digital sustainable banking services are offered to consumers. | 2013 | Los Angeles, California, United States | USD 865 M | 237 |
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Related news about Mbanq
Complete news archive for Mbanq
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Frequently Asked Questions about Mbanq
Mbanq was founded in 2016 and raised its 1st funding round 6 years after it was founded.
Mbanq is headquartered in Healdsburg, United States. It is registered at Healdsburg, California, United States.
Mbanq has 35 employees.
The primary company behind Mbanq, Fnlk Development Private Limited, reported revenue of ₹11.90 Cr for FY 2025, up 19% year on year.
Mbanq was founded in 2016 in Healdsburg, United States, and operates in the fintech sector. An omnichannel banking platform is offered to financial institutions, enabling the launch of digital retail and corporate banking products across mobile, web, bots, voice, IoT, and in-branch channels. Integration options for digital identity verification, signatures, and payments are included, with open banking APIs and PSD2 compliance ensured.
Mbanq offers Core Banking Solution, Embedded Banking, Cards-as-a-Service, and AI-Driven Lending.
Mbanq has made 1 acquisition, including AgilityFOUR.
Mbanq has 1 investor. Key investors include Temenos.
Mbanq operates through Fnlk Development Private Limited.
The legal entities of Mbanq currently have 3 directors, including Vladimir Lounegov, Javier Carlos Valverde, Ramya Bodanahosahalli Narayanaswamy.