About Monsoon CreditTech
Monsoon CreditTech is a Financial Services company based in Gurugram (India) founded in 2016 by Gayrajan Rai Kohli and Ashwini Anand. Machine learning scorecards and platforms are provided for financial institutions. Monsoon CreditTech has raised $2.02 million across 4 funding rounds from investors including Sumitomo Corporation, Wellfound and HDFC Capital. Monsoon CreditTech was last valued at $9.97 million in March 2022. Its chief executive, as recorded, is Ashwini Anand. Its Indian entity Monsoon Credittech Private Limited reported revenue of ₹4.84 Cr. Monsoon CreditTech offers products and services including Application Scorecards, Behavioral Scorecards, and Collections Scorecards. Its focus areas include FinTech, Alternative Lending, Enablers and Alternative Credit Score. Its competitors include CreditVidya and KarmaLife; 2 of its 2 listed competitors have raised funding.
Company details
Monsoon CreditTech was established in 2016 in Gurugram, India, focusing on the banking and financial services sector. Predictive scorecards powered by machine learning are developed for applications, behavior analysis, cross-selling, collections, and retention. These tools are applied to asset and liability products, aiding in loan approvals, delinquency management, and customer engagement. Domain expertise is integrated with technology to support operational efficiency for lenders.
- Headquarters Gurugram, India
- Founders Gayrajan Rai Kohli, Ashwini Anand
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Website monsoonfintech.com
- Legal Name Monsoon Credittech Private Limited
- Date of Incorporation 03 Jun, 2016
- Jurisdiction New Delhi, Delhi, India
- Annual Revenue₹4.84 Cr
FY 2025 · -5% YoY
- Net Profit₹2.9 Lakh
FY 2025 · 1% margin
- EBITDA₹95.5 Lakh
FY 2025 · 20% margin
- Total Equity Funding$2.02M (USD)
in 4 rounds
- Latest Funding Round$1.18M (USD), Seed
Mar 2022
- InvestorsSumitomo Corporation
& 23 more
Associated legal entities of Monsoon CreditTech
Monsoon CreditTech operates through Monsoon Credittech Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Monsoon Credittech Private Limited CIN U74999DL2016PTC300867 | Active | 03 Jun 2016 | New Delhi, Delhi | ₹4.8 Cr | 37 | 3 | View details |
Products & Services of Monsoon CreditTech
Monsoon CreditTech offers a comprehensive portfolio of products and services, including Application Scorecards, Behavioral Scorecards, and Collections Scorecards.
Tools to assess loan applications and reduce delinquencies
Models using data to predict customer behavior and minimize risks
Scorecards for prioritizing collection efforts on loans
Funding Insights of Monsoon CreditTech
Monsoon CreditTech has successfully raised a total of $2.02M across 4 strategic funding rounds. The most recent funding activity was a Seed round of $1.18 million completed in March 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $2.02M
- Total Rounds 4
- Last Round Seed — $1.18M
- First Round $256,121
(Sep 2016)
- Investors Count 24
All 4 funding rounds of Monsoon CreditTech with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Mar 2022 | $1.18M | Seed | $9.97M | HDFC Capital | |
| Jun 2019 | $302,392 | Seed | $5.42M | DMI Sparkle Fund | |
| Jul 2018 | $277,229 | Seed | $••••• | Sateesh Polisetti | |
| Sep 2016 | $256,121 | Seed | – | Aditya Pratap Singh, Akash Bhanshali |
| Date | Valuation | Stage |
|---|---|---|
| Mar 2022 | $9.97M | •••••••• |
| Jun 2019 | $5.42M | •••••••• |
| Jul 2018 | $••••• | •••••••• |
Full valuation and stage history of Monsoon CreditTech
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
- All valuation points
- Stage changes
- Dates
- Exports
Verified entity values are shown only after access is granted.
Last known valuation $9.97M (Mar 2022). 24 investors in total: 8 institutional and 16 angel.
Investors in Monsoon CreditTech
Monsoon CreditTech has secured backing from 24 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Sumitomo Corporation, Wellfound and HDFC Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Investment in technology solutions for finance sectors such as lending and insurance. | 2017 | dmisparklefund.in | New Delhi, India | |
Invests in affordable housing projects through real estate funds in India. | 2015 | hdfccapital.com | Mumbai, India | |
Delivers comprehensive asset and investment management services. | 2020 | topshelfequitypartners.com | Frisco, United States | |
Startup jobs are connected to individuals via a dedicated platform. | 2013 | wellfound.com | New York, United States | |
Diversified conglomerate operating across multiple industries | 1919 | sumitomocorp.com | Tokyo, Japan | |
A zero-commission wealth management app for users. | 2015 | wealthtrust.in | Mumbai, India | |
Data analytics services are provided by Aark Techaccess in Delhi. | Delhi, India | |||
VS Vellayan Subbiah | unknown_ef336f6cbb5042328 | |||
AB Akash Bhanshali | unknown_87e5f17e781643919 | |||
MS MV Seetha Subbiah | unknown_7fe875541b6340508 |
Investor details for Monsoon CreditTech
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Monsoon Credittech Private Limited (Monsoon CreditTech)
Monsoon Credittech Private Limited is the primary company behind Monsoon CreditTech. The board of Monsoon Credittech Private Limited currently have 3 directors; the longest-serving is Ashwini Anand Pillutla, appointed in 2016. 3 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Ashwini Anand Pillutla DIN 03479187 | Director | 03 Jun 2016 | 10 yrs 5 mo | Monsoon Credittech Private Limited |
| Rishi Kant Srivastava DIN 06708853 | Director | 23 Apr 2018 | 8 yrs 6 mo | Monsoon Credittech Private Limited |
| Keshav Kumar Pingali DIN 08173614 | Director | 30 Sep 2018 | 8 yrs 1 mo | Monsoon Credittech Private Limited |
People of Monsoon CreditTech
2 people are tracked at Monsoon CreditTech (2 in leadership).
| Name | Role | Group |
|---|---|---|
| Co-Founder & Director | Leadership | |
| Co-Founder & CEO | Leadership |
Complete people profiles for Monsoon CreditTech
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of Monsoon CreditTech
Figures of Monsoon Credittech Private Limited, the primary company behind Monsoon CreditTech, for FY 2025. Revenue was ₹4.84 Cr (-5% year on year). Net profit was ₹2.9 Lakh (1% margin). EBITDA was ₹95.5 Lakh (20% margin). Revenue has grown at a compounded annual rate of +15% over three years and +28% over five years.
- ₹4.84 CrRevenue · FY 2025 · -5% YoY
- ₹2.9 LakhNet profit · 1% margin
- ₹95.5 LakhEBITDA · 20% margin
- ₹37.7 LakhPaid-up capital
- 37Employees (provident fund records)
- +15%Revenue CAGR, 3 years
- +28%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Monsoon Credittech Private Limited are on its company page.
Detailed financial statements for Monsoon CreditTech
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of Monsoon CreditTech
4 dated milestones of Monsoon CreditTech across 6 years, from founding to its latest funding, stage changes and deals.
- Founded Monsoon CreditTech is founded.
- Funding First funding round of $256K.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Seed, of $1.2M.
Competitors of Monsoon CreditTech
Monsoon CreditTech has 2 listed competitors in our database, 2 of them funded. They include CreditVidya and KarmaLife.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| creditvidya.com | 2012 | Hyderabad, India | $10.41M | 62 | Online platform for credit scoring and financial services is developed. | |
| karmalife.ai | 2020 | Bengaluru, India | $9.02M | 117 | Subscription-based payday loans are provided to blue-collar workers digitally. |
Detailed competitors of Monsoon CreditTech
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Monsoon Credittech
Complete news archive for Monsoon CreditTech
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Monsoon CreditTech
Monsoon CreditTech was founded in 2016.
Monsoon CreditTech is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
Ashwini Anand is the CEO of Monsoon CreditTech, as recorded in our data. They have also founded this company.
Monsoon CreditTech is a funded company, having raised a total of $2.02M across 4 funding rounds to date. The company's 1st funding round was a Seed of $256.12K, raised on Sep 2016.
The primary company behind Monsoon CreditTech, Monsoon Credittech Private Limited, reported revenue of ₹4.84 Cr for FY 2025, down 5% year on year.
Monsoon CreditTech was established in 2016 in Gurugram, India, focusing on the banking and financial services sector. Predictive scorecards powered by machine learning are developed for applications, behavior analysis, cross-selling, collections, and retention. These tools are applied to asset and liability products, aiding in loan approvals, delinquency management, and customer engagement. Domain expertise is integrated with technology to support operational efficiency for lenders.
Monsoon CreditTech's top competitors include CreditVidya and KarmaLife.
Monsoon CreditTech offers Application Scorecards, Behavioral Scorecards, and Collections Scorecards.
Monsoon CreditTech has 24 investors. Key investors include Sumitomo Corporation, Wellfound, HDFC Capital, WealthTrust, and Sparkle Fund.
The valuation of Monsoon CreditTech is $9.97M as of Mar 2022.
Monsoon CreditTech operates through Monsoon Credittech Private Limited.
The legal entities of Monsoon CreditTech currently have 3 directors, including Ashwini Anand Pillutla, Keshav Kumar Pingali, Rishi Kant Srivastava.