About CreditVidya
CreditVidya is a Financial Services company based in Hyderabad (India) founded in 2012, and was acquired by CRED in November 2022. Online platform for credit scoring and financial services is developed. It operates on a FinTech model. CreditVidya has raised $10.41 million across 6 funding rounds from investors including CRED, Matrix Partners India and Bharat Fund. The company has 283 employees. CreditVidya was last valued at $29.91 million in December 2021. Its website creditvidya.com draws about 615 thousand monthly visits. Its Indian entity Infocredit Services Private Limited reported revenue of ₹35.65 Cr. CreditVidya offers products and services including Credit Underwriting Solution. Its focus areas include FinTech and Credit Scoring.
Company details
Credit underwriting is reimagined by CreditVidya to provide innovative financial solutions. Focus is placed on improving risk assessment for lenders. The company operates within the FinTech sector, offering technology-driven credit scoring tools. Services are designed to support financial institutions in decision-making processes.
- Headquarters Hyderabad, India
- Employees 283
- Stage Acquired
- SectorsFinancial Services
- Website creditvidya.com
- Social LinkedIn X Facebook
- Acquired by CRED (Nov 2022)
- Legal Name Infocredit Services Private Limited
- Date of Incorporation 29 May, 2012
- Jurisdiction Mumbai, Maharashtra, India
Associated legal entities of CreditVidya
CreditVidya operates through Infocredit Services Private Limited (amalgamated). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2022) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Infocredit Services Private Limited CIN U93000MH2012PTC396971 | Amalgamated | 29 May 2012 | Mumbai, Maharashtra | ₹35.6 Cr | 283 | 3 | View details |
Products & Services of CreditVidya
CreditVidya offers a comprehensive portfolio of products and services, including Credit Underwriting Solution.
Credit underwriting is reimagined for better risk assessment.
Funding Insights of CreditVidya
CreditVidya has successfully raised a total of $10.41M across 6 strategic funding rounds. The most recent funding activity was a Series B round of $95.77 thousand completed in December 2021. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $10.41M
- Total Rounds 6
- Last Round Series B — $95,770
- First Round $98,876
(Sep 2014)
- Investors Count 16
All 6 funding rounds of CreditVidya with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Dec 2021 | $95,770 | Series B | $29.91M | Stride Ventures, Stride Ventures | – |
| Jan 2019 | $3M | Series B | $30.23M | Bharat Innovation Fund | |
| Aug 2017 | $5M | Series B | $••••• | Z47, Matrix Partners India | |
| Apr 2016 | $2.15M | Series A | $••••• | Kalaari Capital | |
| Nov 2014 | $59,179 | Angel Round | – | Swapna Subramani | |
| Sep 2014 | $98,876 | Angel Round | $••••• | Swapna Subramani |
| Date | Valuation | Stage |
|---|---|---|
| Dec 2021 | $29.91M | •••••••• |
| Jan 2019 | $30.23M | •••••••• |
| Aug 2017 | $••••• | •••••••• |
| Apr 2016 | $••••• | •••••••• |
| Sep 2014 | $••••• | •••••••• |
Full valuation and stage history of CreditVidya
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
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Last known valuation $29.91M (Dec 2021). 17 investors in total: 8 institutional and 9 angel.
Investors in CreditVidya
CreditVidya has secured backing from 17 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include CRED, Matrix Partners India and Bharat Fund.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Venture debt is provided to growth-stage companies for business scaling. | strideventures.global | Delhi, India | ||
Funding for IP-driven deep-tech and digitization-led inclusive solutions. | 2017 | bharat.fund | Ahmedabad, India | |
Private equity firm focused on multiple sectors | rmgh.eu | Nicosia, Cyprus | ||
Investments in early-stage technology companies are made by Kalaari Capital. | kalaari.com | Bengaluru, India | ||
Venture capital investment firm | z47.com | Bengaluru, India | ||
Venture debt funding is extended to companies across multiple sectors. | strideventures.in | Delhi, India | ||
Investment in early-stage startups across FinTech, AI, and consumer sectors in India. | 2006 | matrixpartners.in | Bengaluru, India | |
CRED is operated as a members-only financial rewards club. | 2018 | cred.club | Bengaluru, India | |
RK Ryan Khoury | Indian angel investor, co-founder of Lightbox Ventures, focused on consumer tech | unknown_0a94a592ccea43ca9 | ||
ND Navroz D Udwadia | Co-founder of Falcon Edge Capital, prominent Indian angel investor | unknown_e3af57a4d5104e6e9 |
Investor details for CreditVidya
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Board of directors of Infocredit Services Private Limited (CreditVidya)
Infocredit Services Private Limited is the primary company behind CreditVidya. The board of Infocredit Services Private Limited currently have 3 directors; the longest-serving is Abhishek Arun Agarwal, appointed in 2014. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Abhishek Arun Agarwal DIN 06925640 | Managing Director | 04 Sep 2014 | 12 yrs 1 mo | Infocredit Services Private Limited |
| Rohan Shah Naresh DIN 07878167 | Nominee Director | 11 Jan 2023 | 3 yrs 9 mo | Infocredit Services Private Limited |
| Narasimha Sastry Vasanth DIN 08816981 | Nominee Director | 11 Jan 2023 | 3 yrs 9 mo | Infocredit Services Private Limited |
People of CreditVidya
37 people are tracked at CreditVidya (11 in leadership, 26 in team); the tracked headcount is 283.
| Name | Role | Group |
|---|---|---|
Pratik Mehta | VP, Product | Leadership |
Abhishek Panjabi | VP, Business | Leadership |
| Co-founder and CEO | Leadership | |
Rajiv Raj | Co-founder and Director | Leadership |
Abhilash Talapatra | Vice President | Leadership |
Moksh Jain | VP - Finance & Compliances | Leadership |
Arun Amarnath | President & Head - Embedded Lending, Creditvidya | Leadership |
Samba Siva | Assistant Vice President | Leadership |
Mahathi Kuchipudi | VP - Product Integration | Leadership |
Sanjib Panigrahi | VP - Data-science And AI | Leadership |
Shumpy Saini | Channel Head-partnerships | Leadership |
Priya Sharma | Senior Manager | Team |
Srividhya Iyer | Associate Project Manager | Team |
Likhita Konjeti | Senior Risk Manager | Team |
Nagarjun Kristam | AVP Finops | Team |
Hemant Garg | ML Engineer 2 | Team |
Praveen Kumar Amlapurkar | Assistant Manager | Team |
Saketh V. | Product Manager | Team |
Bharath Beera | Product Manager | Team |
Yash Panchamiya | Operations Manager | Team |
17 more people are available in the full profile.
Complete people profiles for CreditVidya
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Financials of CreditVidya
Figures of Infocredit Services Private Limited, the primary company behind CreditVidya, for FY 2022. Revenue was ₹35.65 Cr (+120% year on year). EBITDA was -₹9.14 Cr (-26% margin). Revenue has grown at a compounded annual rate of +33% over three years and +46% over five years.
- ₹35.65 CrRevenue · FY 2022 · +120% YoY
- -₹9.14 CrEBITDA · -26% margin
- ₹14.5 LakhPaid-up capital
- 283Employees (provident fund records)
- +33%Revenue CAGR, 3 years
- +46%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Infocredit Services Private Limited are on its company page.
Detailed financial statements for CreditVidya
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Timeline of CreditVidya
5 dated milestones of CreditVidya across 10 years, from founding to its latest funding, stage changes and deals.
- Founded CreditVidya is founded.
- Funding First funding round of $99K.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Series B, of $96K.
- Exit Acquired by CRED.
Web traffic of CreditVidya
The website of CreditVidya (creditvidya.com) receives about 615.1K visits a month.
- Monthly visits615.1K
▲ 20.3% vs previous month
Websites whose visitors overlap most with CreditVidya. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| cibil.com | 100% | 7.8M | #5,690 | View details | |
| freescoreindia.com | 91% | View details | |||
| onemint.com | 76% | #9,595,156 | View details | ||
| jagoinvestor.com | 75% | 26.3K | #1,182,212 | View details | |
| creditsudhaar.com | 71% | View details | |||
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 22 similar websites and full traffic analytics for CreditVidya
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Related news about Creditvidya
Complete news archive for CreditVidya
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Frequently Asked Questions about CreditVidya
CreditVidya was founded in 2012 and raised its 1st funding round 2 years after it was founded.
CreditVidya is headquartered in Hyderabad, India. It is registered at Hyderabad, Telangana, India.
CreditVidya is a funded company, having raised a total of $10.41M across 6 funding rounds to date. The company's 1st funding round was a Angel Round of $98.88K, raised on Sep 2014.
CreditVidya has 283 employees.
The primary company behind CreditVidya, Infocredit Services Private Limited, reported revenue of ₹35.65 Cr for FY 2022, up 120% year on year.
Credit underwriting is reimagined by CreditVidya to provide innovative financial solutions. Focus is placed on improving risk assessment for lenders. The company operates within the FinTech sector, offering technology-driven credit scoring tools. Services are designed to support financial institutions in decision-making processes.
CreditVidya offers Credit Underwriting Solution.
CreditVidya has 17 investors. Key investors include CRED, Matrix Partners India, Bharat Fund, Stride Ventures, and Stride Ventures.
The valuation of CreditVidya is $29.91M as of Dec 2021.
CreditVidya operates through Infocredit Services Private Limited.
Yes. CreditVidya was acquired by CRED in November 2022.
The legal entities of CreditVidya currently have 3 directors, including Abhishek Arun Agarwal, Rohan Shah Naresh, Narasimha Sastry Vasanth.