About Infocredit Services Private Limited
Data last updated: 30 July 2025
Infocredit Services Private Limited was a private limited company based in Mumbai, Maharashtra, India, operated as a subsidiary of Dreamplug Technologies Private Limited. The company has been amalgamated - it was merged with another entity and no longer exists as a separate legal entity. It specialised in application development and software solutions, a part of the broader technology and IT services sector. Incorporated on 29 May 2012.
Registered with ROC Mumbai under CIN U93000MH2012PTC396971.
Capital: an authorised share capital of ₹18.5 Lakh and a paid-up capital of ₹14.5 Lakh. It was led by directors including Abhishek Arun Agarwal and Rohan Shah Naresh.
Last AGM: 30 September 2023. Financial statements filed for year ended 31 March 2023. Office: Mumbai, Maharashtra.
As per the financials filed for FY 2022, the company reported a revenue of ₹35.65 Cr, a growth of 120% compared to the previous year.
The company had a reported workforce of approximately 283 employees prior to being dissolved. It operated as a subsidiary of Dreamplug Technologies Private Limited.
The company was associated with 2 brands - Creditvidya, Prefr. As per MCA filings, the company had satisfied charges of ₹10 Cr on record.
The company has been merged (amalgamated) with another entity and no longer exists separately. Business activities, if any, continue under the successor entity. The last known website on record is creditvidya.com.
-
Email*****@*****.com
-
Telephone+91-****-******
-
Website
-
Social Media
-
Registered AddressCarnival House Near Dindoshi Fire Station Off. General A.K. Vaidya Marg Malad (Ea St), India, Mumbai, Maharashtra, India – 400097
-
IndustryInformation Technology, Application Development & Software Solutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Infocredit Services Private Limited
Infocredit Services Private Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U93000MH2012PTC396971, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U93000MH2012PTC396971 | Current |
| U93000MH2012PTC231636 | Previous |
| U93000TG2012PTC144287 | Previous |
Associated Brands with Infocredit Services Private Limited
Infocredit Services Private Limited operates two associated brands: CreditVidya and Prefr. These brands represent Infocredit Services Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Online platform for credit scoring and financial services is developed. | creditvidya.com | |
| An online marketplace for consumer and business loans is provided. | prefr.com |
Competitors & Alternatives of Infocredit Services Private Limited
Brands and companies operating in the same space as Infocredit Services Private Limited include Borrowell, Epimoney, Nithio and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Borrowell
|
Credit monitoring and financial products comparison platform is provided. | Toronto, Canada, Canada | 2014 |
Epimoney
|
Consumer and business loans are facilitated via an online platform. | Chennai, India, India | 1995 |
Nithio
|
Analytics and financial solutions for distributed solar energy are provided. | - | 2017 |
Applied Data Finance
|
Lender focused on non-prime and unbanked borrowers | New York, United States, United States | 2014 |
Tala
|
Fintech services for credit, savings, and payments are delivered globally. | Santa Monica, United States, United States | 2011 |
Savvymoneycom
|
DIY debt payoff tools and advice are offered to borrowers. | Pleasanton, United States, United States | 2009 |
Nova Credit
|
Nova Credit is focused on consumer credit data solutions. | San Francisco, United States, United States | 2016 |
i2i
|
Borrowers are connected with investors through P2P lending services. | Noida, India, India | 2015 |
Juvo
|
Mobile data transactions are analyzed for alternative credit scoring solutions. | San Francisco, United States, United States | 2014 |
Finzy
|
Online P2P marketplace for consumer and business loans is operated. | Bengaluru, India, India | 2016 |
Business Activity of Infocredit Services Private Limited
Infocredit Services Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
Auditor Details of Infocredit Services Private Limited
Infocredit Services Private Limited is audited by S.R. BATLIBOI & CO. LLP for the financial year 2022. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S.R. BATLIBOI & CO. LLP | blur-value | blur-value | blur-value |
Board of Directors of Infocredit Services Private Limited
Infocredit Services Private Limited is currently managed by 3 directors, with 2 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Abhishek Arun Agarwal
Also directs:
Pause And Perform Private Limited
|
Managing Director | 04 Sep 2014 | 11 Years 10 Months | As last reported |
|
Rohan Shah Naresh
Also directs:
Qed Innovation Labs Llp, Pociho Innovations Llp, Dreampurse Technologies Private Limited and 5 more
|
Nominee Director | 11 Jan 2023 | 3 Years 6 Months | As last reported |
| Narasimha Sastry Vasanth | Nominee Director | 11 Jan 2023 | 3 Years 6 Months | As last reported |
Financials of Infocredit Services Private Limited FY 2023 filings available
Infocredit Services Private Limited reported revenue of ₹35.65 Cr (up 120% YoY) for FY 2022. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue from Operations | ***** | ***** | ***** | ***** | ***** |
| Revenue Growth % | ***** | ***** | ***** | ***** | ***** |
| Other Income | ***** | ***** | ***** | ***** | ***** |
| Total Revenue | ***** | ***** | ***** | ***** | ***** |
| Expenses | |||||
| Total Expenses | ***** | ***** | ***** | ***** | ***** |
| Raw Material Cost | ***** | ***** | ***** | ***** | ***** |
| Change in Inventory FG | ***** | ***** | ***** | ***** | ***** |
| Change in Inventory WIP | ***** | ***** | ***** | ***** | ***** |
| Purchase of Traded Goods | ***** | ***** | ***** | ***** | ***** |
| Employee Cost | ***** | ***** | ***** | ***** | ***** |
| Managerial Remuneration | ***** | ***** | ***** | ***** | ***** |
| Audit Fees | ***** | ***** | ***** | ***** | ***** |
| Insurance | ***** | ***** | ***** | ***** | ***** |
| Power & Fuel | ***** | ***** | ***** | ***** | ***** |
| Interest | ***** | ***** | ***** | ***** | ***** |
| Depreciation | ***** | ***** | ***** | ***** | ***** |
| Other Expenses | ***** | ***** | ***** | ***** | ***** |
| Profitability | |||||
| EBITDA (Operating Profit) | ***** | ***** | ***** | ***** | ***** |
| Operating Margin % | ***** | ***** | ***** | ***** | ***** |
| Exceptional Items | ***** | ***** | ***** | ***** | ***** |
| Extraordinary Items | ***** | ***** | ***** | ***** | ***** |
| Profit Before Exceptional & Extraordinary Items | ***** | ***** | ***** | ***** | ***** |
| Profit Before Tax | ***** | ***** | ***** | ***** | ***** |
| Tax & Net Profit | |||||
| Tax Expense | ***** | ***** | ***** | ***** | ***** |
| Current Tax | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax | ***** | ***** | ***** | ***** | ***** |
| Profit from Discontinued Operations | ***** | ***** | ***** | ***** | ***** |
| Tax on Discontinued Operations | ***** | ***** | ***** | ***** | ***** |
| Profit | ***** | ***** | ***** | ***** | ***** |
| Net Margin % | ***** | ***** | ***** | ***** | ***** |
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Shareholders' Funds | |||||
| Total Shareholders' Funds | ***** | ***** | ***** | ***** | ***** |
| Equity Capital | ***** | ***** | ***** | ***** | ***** |
| Reserves & Surplus | ***** | ***** | ***** | ***** | ***** |
| Money Against Warrants | ***** | ***** | ***** | ***** | ***** |
| Other Equity | ***** | ***** | ***** | ***** | ***** |
| Non-Current Liabilities | |||||
| Total Non-Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Long-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax Liabilities | ***** | ***** | ***** | ***** | ***** |
| Other Non-Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Long-Term Provisions | ***** | ***** | ***** | ***** | ***** |
| Current Liabilities | |||||
| Total Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Short-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
| Trade Payables | ***** | ***** | ***** | ***** | ***** |
| Other Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Short-Term Provisions | ***** | ***** | ***** | ***** | ***** |
| Total Equity & Liabilities | ***** | ***** | ***** | ***** | ***** |
| Non-Current Assets | |||||
| Non-Current Assets | ***** | ***** | ***** | ***** | ***** |
| Tangible Assets | ***** | ***** | ***** | ***** | ***** |
| Intangible Assets | ***** | ***** | ***** | ***** | ***** |
| Capital WIP | ***** | ***** | ***** | ***** | ***** |
| Intangibles Under Dev | ***** | ***** | ***** | ***** | ***** |
| Investments | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax Assets | ***** | ***** | ***** | ***** | ***** |
| LT Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Non-Current Assets | ***** | ***** | ***** | ***** | ***** |
| Current Assets | |||||
| Current Assets | ***** | ***** | ***** | ***** | ***** |
| Current Investments | ***** | ***** | ***** | ***** | ***** |
| Inventories | ***** | ***** | ***** | ***** | ***** |
| Trade Receivables | ***** | ***** | ***** | ***** | ***** |
| Cash & Bank Balance | ***** | ***** | ***** | ***** | ***** |
| ST Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Current Assets | ***** | ***** | ***** | ***** | ***** |
| Total Assets | ***** | ***** | ***** | ***** | ***** |
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Cash from Operating Activities (CFO) | |||||
| Profit Before Tax | ***** | ***** | ***** | ***** | ***** |
| Non-Cash Adjustments | ***** | ***** | ***** | ***** | ***** |
| + Interest Expense | ***** | ***** | ***** | ***** | ***** |
| + Depreciation | ***** | ***** | ***** | ***** | ***** |
| +/- Unrealized Forex | ***** | ***** | ***** | ***** | ***** |
| - Dividend Income | ***** | ***** | ***** | ***** | ***** |
| - Interest Income | ***** | ***** | ***** | ***** | ***** |
| +/- Other Non-Cash Items | ***** | ***** | ***** | ***** | ***** |
| Changes in Working Capital | ***** | ***** | ***** | ***** | ***** |
| +/- Inventory | ***** | ***** | ***** | ***** | ***** |
| +/- Debtors | ***** | ***** | ***** | ***** | ***** |
| +/- Creditors | ***** | ***** | ***** | ***** | ***** |
| Reconciliation Adjustments | ***** | ***** | ***** | ***** | ***** |
| Cash Generated from Operations | ***** | ***** | ***** | ***** | ***** |
| Income Taxes Paid | ***** | ***** | ***** | ***** | ***** |
| Net CFO (Cash from Operations) | ***** | ***** | ***** | ***** | ***** |
| Cash from Investing Activities (CFI) | |||||
| Acquisitions & Disposals | ***** | ***** | ***** | ***** | ***** |
| Disposal of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
| Acquisition of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
| Capex | ***** | ***** | ***** | ***** | ***** |
| Purchase of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Sale of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Other Investing Cash Flows | ***** | ***** | ***** | ***** | ***** |
| Net CFI (Cash from Investing) | ***** | ***** | ***** | ***** | ***** |
| Cash from Financing Activities (CFF) | |||||
| Equity Issuance | ***** | ***** | ***** | ***** | ***** |
| Debt Raised | ***** | ***** | ***** | ***** | ***** |
| Debt Repaid | ***** | ***** | ***** | ***** | ***** |
| Dividends Paid | ***** | ***** | ***** | ***** | ***** |
| Interest Paid | ***** | ***** | ***** | ***** | ***** |
| Net CFF (Cash from Financing) | ***** | ***** | ***** | ***** | ***** |
| Net Cash Position | |||||
| Net Change in Cash (Pre-Forex) | ***** | ***** | ***** | ***** | ***** |
| Closing Cash & Equivalents | ***** | ***** | ***** | ***** | ***** |
| Metrics | ***** | ***** | ***** | ***** | ***** |
|---|---|---|---|---|---|
| Liquidity | |||||
| Current Ratio | ***** | ***** | ***** | ***** | ***** |
| Quick Ratio | ***** | ***** | ***** | ***** | ***** |
| Cash Ratio | ***** | ***** | ***** | ***** | ***** |
| Efficiency | |||||
| Inventory Days | ***** | ***** | ***** | ***** | ***** |
| Debtor Days | ***** | ***** | ***** | ***** | ***** |
| Creditor Days | ***** | ***** | ***** | ***** | ***** |
| Cash Conversion Cycle | ***** | ***** | ***** | ***** | ***** |
| Asset Turnover | ***** | ***** | ***** | ***** | ***** |
| Profitability | |||||
| Net Profit Margin % | ***** | ***** | ***** | ***** | ***** |
| Operating Margin % | ***** | ***** | ***** | ***** | ***** |
| ROE % | ***** | ***** | ***** | ***** | ***** |
| ROCE % | ***** | ***** | ***** | ***** | ***** |
| Net Worth Margin % | ***** | ***** | ***** | ***** | ***** |
| Growth | |||||
| Revenue Growth % | ***** | ***** | ***** | ***** | ***** |
| Leverage | |||||
| Equity Multiplier | ***** | ***** | ***** | ***** | ***** |
| Debt / EBITDA | ***** | ***** | ***** | ***** | ***** |
| Solvency | |||||
| D/E Ratio | ***** | ***** | ***** | ***** | ***** |
| ICR | ***** | ***** | ***** | ***** | ***** |
Consolidated Statements
Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.
Shareholding Pattern of Infocredit Services Private Limited
As of FY 2023, Infocredit Services Private Limited's shareholding pattern shows 68.76% by promoters, 30.50% by public shareholders, 0.74% by others. The promoters hold a majority stake, indicating strong promoter control.
| Year | 2025 |
|---|---|
| Promoters | 33.19% |
| DII | 23.22% |
| FII | 18.28% |
| Public | 22.89% |
| Others | 2.42% |
Charges & Borrowings of Infocredit Services Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 15 Dec 2021 | Others | ₹10 Cr | Satisfied |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Infocredit Services Private Limited
Infocredit Services Private Limited has a workforce of 283 employees as of Apr 08, 2024.
Employee Count & EPFO Data of Infocredit Services Private Limited
Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.
GST Compliance of Infocredit Services Private Limited
GSTIN & GST Filing Data of Infocredit Services Private Limited
Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.
Credit Ratings, Litigation & Regulatory Alerts for Infocredit Services Private Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Infocredit Services Private Limited
Access complete credit rating history, litigation records, regulatory alerts, and compliance data.
MSME Payment Delays by Infocredit Services Private Limited
MSME Payment Delays by Infocredit Services Private Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Infocredit Services Private Limited
Subsidiaries & Group Companies of Infocredit Services Private Limited
See the full corporate group - holding company, subsidiaries, associates and joint ventures of Infocredit Services Private Limited with ownership details.
MCA Filings & Documents of Infocredit Services Private Limited
MCA Filings & Documents of Infocredit Services Private Limited
Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.
Recent Activity on Infocredit Services Private Limited
Recent News on Infocredit Services Private Limited
Frequently Asked Questions about Infocredit Services Private Limited
Infocredit Services Private Limited has been "Amalgamated" (merged) as per MCA records. The company was combined with another entity and no longer exists as a separate legal entity. Business activities, if any, continue under the successor entity.
Infocredit Services Private Limited is a amalgamated private limited company in the information technology sector based in Mumbai, Maharashtra, India. It was incorporated on 29 May 2012 and is registered under CIN U93000MH2012PTC396971. The company was amalgamated as per MCA records and no longer exists as a legal entity.
Infocredit Services Private Limited was incorporated on 29 May 2012. Registered with ROC Mumbai.
The current directors of Infocredit Services Private Limited are:
The CIN (Corporate Identification Number) of Infocredit Services Private Limited is U93000MH2012PTC396971. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
The primary industry of Infocredit Services Private Limited is information technology. The company specifically operates in application development and software solutions.