Applied Data Finance

New York, United States Founded: 2014 • Age: 12 yrs
Lender focused on non-prime and unbanked borrowers
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About Applied Data Finance

Applied Data Finance is a company based in New York (United States) founded in 2014 by Krishna Gopinathan and Daniel Zwirn.. Applied Data Finance has raised $202.3 million across 11 funding rounds from investors including Victory Park Capital Advisors, MAI Capital Management and Bow River Capital. The company has 405 employees as of April 05, 2024. Applied Data Finance offers products and services including Personify Financial and Personify Loan Services. Applied Data Finance operates in a competitive market with competitors including Borrowell, CreditVidya, Nithio, Nova Credit and KarmaLife, among others.

  • Headquarter New York, United States
  • Employees 405 as on 05 Apr, 2024
  • Founders Krishna Gopinathan, Daniel Zwirn
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Adf Data Science Private Limited
  • Date of Incorporation 01 Jul, 2015
  • Jurisdiction Chennai, Tamil Nadu, India
Operational Areas
Financial Services → FinTech & Digital Finance
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $11.22 M (USD)
    42.5
    as on Mar 31, 2023
  • Net Profit
    $1.04 M (USD)
    31.78
    as on Mar 31, 2023
  • EBITDA
    $1.49 M (USD)
    16.29
    as on Mar 31, 2023
  • Total Equity Funding
    $202.3 M (USD)

    in 11 rounds

  • Latest Funding Round
    $30 M (USD), Debt – Conventional

    Oct 11, 2022

  • Investors
  • Employee Count
    405

    as on Apr 05, 2024

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Products & Services of Applied Data Finance

Applied Data Finance offers a comprehensive portfolio of products and services, including Personify Financial and Personify Loan Services. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Platform for consumer loan management and financial services

Service for inquiries on current and previous loans

People of Applied Data Finance
Headcount 200-500
Employee Profiles 52
Employee Profiles
People
Senthilprakash M G
Senior Director - Devops & SRE
People
Anoop Tomar
Senior Data Scientist
People
Lakshmi Rajamani
Managing Director & COO, India Operations
People
Gopalan Raman
AVP, Human Resources, India Human Resources

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Funding Insights of Applied Data Finance

Applied Data Finance has successfully raised a total of $202.3M across 11 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $30 million completed in October 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 11
  • Last Round Debt – Conventional — $30.0M
  • First Round

    (09 Dec 2015)

  • Investors Count 5
Date Amount Transaction Name Valuation Lead Investors Investors
Oct, 2022 Amount Debt – Conventional - Applied Data Finance Valuation

investors

Nov, 2020 Amount Series C - Applied Data Finance Valuation

investors

Sep, 2019 Amount Debt – Conventional - Applied Data Finance Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Applied Data Finance

Applied Data Finance has secured backing from 5 investors, including venture fund and institutional investors. Prominent investors backing the company include Victory Park Capital Advisors, MAI Capital Management and Bow River Capital. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Blank check and private debt firm focused on multiple sectors
Founded Year Domain Location
Bow River Capital is engaged in asset-based finance and investment management.
Founded Year Domain Location
Redpoint Ventures is engaged in venture capital investments.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Applied Data Finance

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Applied Data Finance

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Applied Data Finance Comparisons

Employees
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Competitors of Applied Data Finance

Applied Data Finance operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Borrowell, CreditVidya, Nithio, Nova Credit and KarmaLife, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Credit monitoring and financial products comparison platform is provided.
domain founded_year HQ Location
Online platform for credit scoring and financial services is developed.
domain founded_year HQ Location
Analytics and financial solutions for distributed solar energy are provided.
domain founded_year HQ Location
Nova Credit is focused on consumer credit data solutions.
domain founded_year HQ Location
Subscription-based payday loans are provided to blue-collar workers digitally.
domain founded_year HQ Location
Credit information, marketing solutions, and credit management services are provided.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Applied Data Finance

Frequently Asked Questions about Applied Data Finance

When was Applied Data Finance founded?

Applied Data Finance was founded in 2014 and raised its 1st funding round 1 year after it was founded.

Where is Applied Data Finance located?

Applied Data Finance is headquartered in New York, United States. It is registered at New York, New York, United States.

Is Applied Data Finance a funded company?

Applied Data Finance is a funded company, having raised a total of $202.3M across 11 funding rounds to date. The company's 1st funding round was a Debt – Conventional of $350M, raised on Dec 09, 2015.

How many employees does Applied Data Finance have?

As of Apr 05, 2024, the latest employee count at Applied Data Finance is 405.

What is the annual revenue of Applied Data Finance?

Annual revenue of Applied Data Finance is $11.22M as on Mar 31, 2023.

What does Applied Data Finance do?

Applied Data Finance (ADF) uses a proprietary methodology and data science to make an assessment of the creditworthiness of non-prime and unbanked borrowers. It operates Personify Financial, an online lending platform for unsecured personal loans. Personify offers personal loans of 1K to 10K with monthly or twice a month repayment schedules over 12 to 48 months. It has offices in New York, San Diego and Chennai.

Who are the top competitors of Applied Data Finance?

Applied Data Finance's top competitors include CreditVidya, Borrowell and Nithio.

What products or services does Applied Data Finance offer?

Applied Data Finance offers Personify Financial and Personify Loan Services.

Who are Applied Data Finance's investors?

Applied Data Finance has 5 investors. Key investors include Victory Park Capital Advisors, MAI Capital Management, Bow River Capital, Redpoint Ventures, and Colchis Capital.

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