About Nova Credit
Nova Credit is a company based in San Francisco (United States) founded in 2016 by Misha Esipov. It operates as a Data-as-a-Service, and FinTech. Nova Credit has raised $156.25 million across 10 funding rounds from investors including Kleiner Perkins, Pear VC and Canapi Ventures. Nova Credit offers products and services including Cash Atlas™, Credit Passport®, Income Navigator, and Nova Credit Platform. Nova Credit operates in a competitive market with competitors including Experian, Borrowell, TransUnion, Equifax and Juvo, among others.
- Headquarter San Francisco, United States
- Founders Misha Esipov
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Sectors
Financial ServicesTechnology
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Email
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Phone
*********
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Website
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Social
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- Legal Name Nova Credit Inc.
- Date of Incorporation 01 Jun, 2016
- Jurisdiction New Delhi, Delhi, India
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Annual Revenue
$7.83 K (USD)130.27as on Mar 31, 2022
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Net Profit
$725.86 (USD)171.78as on Mar 31, 2022
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EBITDA
$1.88 K (USD)70.49as on Mar 31, 2022
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Total Equity Funding
$156.25 M (USD)
in 10 rounds
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Latest Funding Round
$35 M (USD), Series D
Oct 14, 2025
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Investors
Kleiner Perkins
& 21 more
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Employee Count
Employee Count
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Products & Services of Nova Credit
Nova Credit offers a comprehensive portfolio of products and services, including Cash Atlas™, Credit Passport®, Income Navigator, and Nova Credit Platform. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Credit risk is assessed using bank transaction data.
Newcomers are approved quickly for mainstream credit terms.
Income verification is automated with reduced fraud risk.
Consumer credit data onboarding is scaled seamlessly here.
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Funding Insights of Nova Credit
Nova Credit has successfully raised a total of $156.25M across 10 strategic funding rounds. The most recent funding activity was a Series D round of $35 million completed in October 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 10
- Last Round Series D — $35.0M
- First Round First Round
- Investors Count 22
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Oct, 2025 | Amount | Series D - Nova Credit | Valuation | Socium Ventures | |
| Oct, 2023 | Amount | Series C - Nova Credit | Valuation | Canapi Ventures | |
| Sep, 2022 | Amount | Series B - Nova Credit | Valuation |
investors |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Nova Credit
Nova Credit has secured backing from 22 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Kleiner Perkins, Pear VC and Canapi Ventures. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Investing in B2B software and fintech for the financial services economy.
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Founded Year | Domain | Location | |
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Investment and transformation services for entrepreneurs in technology and finance sectors.
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Founded Year | Domain | Location | |
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Venture capital investments in technology startups and entrepreneurs.
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Nova Credit
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - Nova Credit
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Nova Credit Comparisons
Competitors of Nova Credit
Nova Credit operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Experian, Borrowell, TransUnion, Equifax and Juvo, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Experian is recognized as a leader in credit reporting and financial services.
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| domain | founded_year | HQ Location |
Credit monitoring and financial products comparison platform is provided.
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| domain | founded_year | HQ Location |
Provider of credit scoring data for consumers and businesses
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| domain | founded_year | HQ Location |
Credit score data is provided online for businesses and individuals.
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| domain | founded_year | HQ Location |
Mobile data transactions are analyzed for alternative credit scoring solutions.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Nova Credit
Frequently Asked Questions about Nova Credit
When was Nova Credit founded?
Nova Credit was founded in 2016.
Where is Nova Credit located?
Nova Credit is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.
Who is the current CEO of Nova Credit?
Misha Esipov is the current CEO of Nova Credit. They have also founded this company.
Is Nova Credit a funded company?
Nova Credit is a funded company, having raised a total of $156.25M across 10 funding rounds to date. The company's 1st funding round was a Series B of $10M, raised on Aug 23, 2016.
What is the annual revenue of Nova Credit?
Annual revenue of Nova Credit is $7.83K as on Mar 31, 2022.
What does Nova Credit do?
Nova Credit is engaged in providing consumer credit data solutions through a unified platform. Data is sourced from international credit bureaus, bank aggregators, payroll systems, and documents. The company serves industries such as banks, fintech, credit unions, auto lenders, and tenant screening. Solutions are offered to reach new consumers, reduce portfolio risk, automate income verification, and integrate multi-source data. Operations are conducted globally with compliance under the Fair Credit Reporting Act in the U.S.
Who are the top competitors of Nova Credit?
Nova Credit's top competitors include Experian, TransUnion and Equifax.
What products or services does Nova Credit offer?
Nova Credit offers Cash Atlas™, Credit Passport®, Income Navigator, and Nova Credit Platform.
Who are Nova Credit's investors?
Nova Credit has 22 investors. Key investors include Kleiner Perkins, Pear VC, Canapi Ventures, General Catalyst, and Index Ventures.
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