About Nova Credit
Nova Credit is a company based in San Francisco (United States) founded in 2016 by Misha Esipov. It operates as a Data-as-a-Service and FinTech. Nova Credit has raised $156.25 million across 10 funding rounds from investors including Kleiner Perkins, Pear VC and Canapi Ventures. Nova Credit offers products and services including Cash Atlas™, Credit Passport®, Income Navigator, and Nova Credit Platform. Nova Credit operates in a competitive market with competitors including Experian, Borrowell, TransUnion, Equifax and Juvo, among others.
- Headquarter San Francisco, United States
- Founders Misha Esipov
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Sectors
Financial ServicesTechnology
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Email
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Phone
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Website
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Social
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- Legal Name Nova Credit Inc.
- Date of Incorporation 01 Jun, 2016
- Jurisdiction New Delhi, Delhi, India
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Annual Revenue
$7.83 K (USD)130.27as on Mar 31, 2022
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Net Profit
$725.86 (USD)171.78as on Mar 31, 2022
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EBITDA
$1.88 K (USD)70.49as on Mar 31, 2022
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Total Equity Funding
$156.25 M (USD)
in 10 rounds
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Latest Funding Round
$35 M (USD), Series D
Oct 14, 2025
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Investors
Kleiner Perkins
& 21 more
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Employee Count
Not available
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Products & Services of Nova Credit
Nova Credit offers a comprehensive portfolio of products and services, including Cash Atlas™, Credit Passport®, Income Navigator, and Nova Credit Platform.
Credit risk is assessed using bank transaction data.
Newcomers are approved quickly for mainstream credit terms.
Income verification is automated with reduced fraud risk.
Consumer credit data onboarding is scaled seamlessly here.
People of Nova Credit
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Funding Insights of Nova Credit
Nova Credit has successfully raised a total of $156.25M across 10 strategic funding rounds. The most recent funding activity was a Series D round of $35 million completed in October 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in Nova Credit
Nova Credit has secured backing from 22 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Kleiner Perkins, Pear VC and Canapi Ventures.
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Investing in B2B software and fintech for the financial services economy.
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Investment and transformation services for entrepreneurs in technology and finance sectors.
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Venture capital investments in technology startups and entrepreneurs.
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Investor details for Nova Credit
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Investments & Acquisitions by Nova Credit
Investment portfolio details for Nova Credit
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Financial Statements - Nova Credit
Detailed financials for Nova Credit
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Nova Credit Comparisons
Peer comparison for Nova Credit
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Competitors of Nova Credit
Nova Credit operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Experian, Borrowell, TransUnion, Equifax and Juvo, among others.
| Company Name | Domain | Founded year | HQ Location | Description |
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Experian is recognized as a leader in credit reporting and financial services.
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Credit monitoring and financial products comparison platform is provided.
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Provider of credit scoring data for consumers and businesses
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Credit score data is provided online for businesses and individuals.
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Mobile data transactions are analyzed for alternative credit scoring solutions.
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Detailed competitors of Nova Credit
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Latest news on Nova Credit
Complete news archive for Nova Credit
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Frequently Asked Questions about Nova Credit
Nova Credit was founded in 2016.
Nova Credit is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.
Misha Esipov is the current CEO of Nova Credit. They have also founded this company.
Nova Credit is a funded company, having raised a total of $156.25M across 10 funding rounds to date.
Annual revenue of Nova Credit is $7.83K as on Mar 31, 2022.
Nova Credit is engaged in providing consumer credit data solutions through a unified platform. Data is sourced from international credit bureaus, bank aggregators, payroll systems, and documents. The company serves industries such as banks, fintech, credit unions, auto lenders, and tenant screening. Solutions are offered to reach new consumers, reduce portfolio risk, automate income verification, and integrate multi-source data. Operations are conducted globally with compliance under the Fair Credit Reporting Act in the U.S.
Nova Credit's top competitors include Experian, TransUnion and Equifax.
Nova Credit offers Cash Atlas™, Credit Passport®, Income Navigator, and Nova Credit Platform.
Nova Credit has 22 investors. Key investors include Kleiner Perkins, Pear VC, Canapi Ventures, General Catalyst, and Index Ventures.