About MONYY
MONYY is a Financial Services company based in Gurugram (India) founded in 2023. Digital wallet for easy mobile payments, top-ups, and exploration in India. It operates on a D2C and B2C model. Its Indian entity Smart Payment Solutions Private Limited reported revenue of ₹1.56 Cr. MONYY offers products and services including Mony Wallet, Instant Top-up, and Pay Anyone. Its focus areas include Travel Tech, Payment Facilitation, Tourist Services and FinTech.
Company details
Mony operates as a digital wallet app that enables quick fund additions via global credit or debit cards for users in India. It facilitates seamless payments for shopping, dining, and daily expenses, targeting tourists and NRIs to avoid cash or bank exchanges. Based in Gurgaon, Haryana, it ensures secure transactions across millions of merchants, promoting hassle-free travel experiences without additional fees.
- Headquarters Gurugram, India
- SectorsFinancial Services
- Website havemony.com
- Social LinkedIn X
- Legal Name Smart Payment Solutions Private Limited
- Date of Incorporation 29 Apr, 2008
- Jurisdiction Gurgaon, Haryana, India
- Annual Revenue₹1.56 Cr
FY 2024 · +28% YoY
- Net Profit₹41.8 Lakh
FY 2024
- EBITDA₹25.8 Lakh
FY 2024 · 17% margin
Associated legal entities of MONYY
MONYY operates through Smart Payment Solutions Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Smart Payment Solutions Private Limited CIN U74140HR2008PTC102275 | Active | 29 Apr 2008 | Gurgaon, Haryana | ₹1.6 Cr | 5 | View details |
Products & Services of MONYY
MONYY offers a comprehensive portfolio of products and services, including Mony Wallet, Instant Top-up, and Pay Anyone.
App for secure payments and fund management in India.
Feature to add funds using global credit or debit cards.
Tool for shopping, dining, and expense tracking via app.
Board of directors of Smart Payment Solutions Private Limited (MONYY)
Smart Payment Solutions Private Limited is the primary company behind MONYY. The board of Smart Payment Solutions Private Limited currently have 5 directors; the longest-serving is Naresh Mangal, appointed in 2008. 6 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Naresh Mangal DIN 02157009 | Director | 29 Apr 2008 | 18 yrs 6 mo | Smart Payment Solutions Private Limited |
| Sujit Lahiry DIN 01175923 | Director | 05 Mar 2010 | 16 yrs 8 mo | Smart Payment Solutions Private Limited |
| Praveen Kumar Dhabhai DIN 00369305 | Director | 05 Mar 2010 | 16 yrs 8 mo | Smart Payment Solutions Private Limited |
| Sunil Kulkarni DIN 02714177 | Additional Director | 09 Jan 2026 | 10 mo | Smart Payment Solutions Private Limited |
| Uma Shankar Paliwal DIN 06907963 | Additional Director | 09 Jan 2026 | 10 mo | Smart Payment Solutions Private Limited |
Financials of MONYY
Figures of Smart Payment Solutions Private Limited, the primary company behind MONYY, for FY 2024. Revenue was ₹1.56 Cr (+28% year on year). Net profit was ₹41.8 Lakh. EBITDA was ₹25.8 Lakh (17% margin). Revenue has grown at a compounded annual rate of +5% over three years and +6% over five years.
- ₹1.56 CrRevenue · FY 2024 · +28% YoY
- ₹41.8 LakhNet profit
- ₹25.8 LakhEBITDA · 17% margin
- ₹4.00 CrPaid-up capital
- +5%Revenue CAGR, 3 years
- +6%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Smart Payment Solutions Private Limited are on its company page.
Detailed financial statements for MONYY
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Top companies in Travel Fintech
3 companies that operate in the same segment as MONYY (Travel Fintech) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Digital payment services via UPI, cards, and wallets. | 2019 | Bengaluru, Karnataka, India | USD 4.26 M | 128 | ||
Provides an app-based platform for group expense sharing and bill splitting. | 2015 | Bengaluru, Karnataka, India | USD 2.47 M | 177 | ||
Offers agent-based solutions for secure payment processing. | 2015 | Ludhiana, Punjab, India |
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Related news about Monyy
Complete news archive for MONYY
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Frequently Asked Questions about MONYY
MONYY was founded in 2023.
MONYY is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
The primary company behind MONYY, Smart Payment Solutions Private Limited, reported revenue of ₹1.56 Cr for FY 2024, up 28% year on year.
Mony operates as a digital wallet app that enables quick fund additions via global credit or debit cards for users in India. It facilitates seamless payments for shopping, dining, and daily expenses, targeting tourists and NRIs to avoid cash or bank exchanges. Based in Gurgaon, Haryana, it ensures secure transactions across millions of merchants, promoting hassle-free travel experiences without additional fees.
MONYY offers Mony Wallet, Instant Top-up, and Pay Anyone.
MONYY operates through Smart Payment Solutions Private Limited.
The legal entities of MONYY currently have 5 directors, including Sujit Lahiry, Naresh Mangal, Praveen Kumar Dhabhai and others.