About Smart Payment Solutions Private Limited
Data last updated: 07 February 2026
Smart Payment Solutions Private Limited is a private limited company based in Dlf Qe, Haryana, India, a subsidiary of Payworld Digital Services Private Limited. It specialises in digital payment solutions, a part of the broader financial services sector. Incorporated on 29 April 2008, the company has been in operation for over 18 years.
Registered with ROC Delhi under CIN U74140HR2008PTC102275.
Capital: an authorised share capital of ₹4.9 Cr and a paid-up capital of ₹4 Cr. It is led by directors including Sujit Lahiry and Naresh Mangal.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Sector 53, Dlf Qe, Haryana.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.56 Cr, a growth of 28% compared to the previous year.
It operates as a subsidiary of Payworld Digital Services Private Limited.
The company is associated with 4 brands - Payworld Money, Smart Paisa Wallet, Monyy, Payworld. As per MCA filings, the company has open charges of ₹4.04 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website payworldmoney.com.
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Registered AddressGf – 14 Ground Floor Block B Sector 53, Vatika Atrium Golf Course Road, Dlf Qe, Haryana, India – 122002
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IndustryFinancial Services, Digital Payment Solutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Smart Payment Solutions Private Limited
Smart Payment Solutions Private Limited has one previous CIN (Corporate Identification Number): U74140DL2008PTC177343. The current CIN is U74140HR2008PTC102275, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74140HR2008PTC102275 | Current |
| U74140DL2008PTC177343 | Previous |
Associated Brands with Smart Payment Solutions Private Limited
Smart Payment Solutions Private Limited operates multiple associated brands including Payworld Money, Smart Paisa Wallet, and MONYY. These brands represent Smart Payment Solutions Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Offers a user-friendly solution for convenient utility bill payments. | payworldmoney.com | |
| Smart Paisa Wallet offers an integrated mobile wallet for seamless financial transactions. | mysmartpaisa.in | |
| Digital wallet for easy mobile payments, top-ups, and exploration in India. | havemony.com | |
| Money transfer and bill payment solutions are enabled via agents. | payworldindia.com |
Competitors & Alternatives of Smart Payment Solutions Private Limited
Brands and companies operating in the same space as Smart Payment Solutions Private Limited include Stripe, Razorpay, PayU and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Stripe
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Payment processing and card issuance solutions are provided for businesses. | San Francisco, United States, United States | 2009 |
Razorpay
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Payment and business banking solutions are provided for enterprises. | Bengaluru, India, India | 2014 |
PayU
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Online payment processing and credit solutions are provided for businesses. | Amsterdam, Netherlands, Netherlands | 2002 |
Flutterwave
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Provider of payment processing solutions for businesses | San Francisco, United States, United States | 2016 |
Chipper Cash
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Cross-border remittances are enabled for individuals through a mobile wallet. | San Francisco, United States, United States | 2018 |
Mintoak
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Digital payments and engagement solutions are offered for MSMEs. | Mumbai, India, India | 2017 |
Pine Labs
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Omnichannel payment solutions, loyalty programs, and business tools are provided. | Noida, India, India | 1998 |
Taptap Send
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Cross-border money transfers are enabled by an app-based digital wallet. | London, United Kingdom, United Kingdom | 2018 |
WorldRemit
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Banking channel for cross border money transfers | London, United Kingdom, United Kingdom | 2010 |
MoneyGram
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Cross-border payments are enabled via wallet solutions for consumers. | Dallas, United States, United States | 1940 |
Business Activity of Smart Payment Solutions Private Limited
Smart Payment Solutions Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Smart Payment Solutions Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Smart Payment Solutions Private Limited
Smart Payment Solutions Private Limited is audited by WALKER CHANDIOK & CO LLP for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| WALKER CHANDIOK & CO LLP | Locked | Locked | Locked |
Complete auditor history for Smart Payment Solutions Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Smart Payment Solutions Private Limited
Smart Payment Solutions Private Limited is currently managed by 5 directors, with 5 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sujit Lahiry | Director | 05 Mar 2010 | 16 Years 5 Months | Current |
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Naresh Mangal
Also directs:
Smart Payment Solutions Private Limited, Anjli Infradevelopers Llp, Optipravah India Private Limited and 3 more
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Director | 29 Apr 2008 | 18 Years 3 Months | Current |
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Praveen Kumar Dhabhai
Also directs:
Otropay India Private Limited, Anthoupolis Technologies India Private Limited, Smart Payment Solutions Private Limited and 3 more
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Director | 05 Mar 2010 | 16 Years 5 Months | Current |
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Sunil Kulkarni
Also directs:
Smart Payment Solutions Private Limited, Vas Softcom Llp, Dreamfolks Services Limited and 5 more
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Additional Director | 09 Jan 2026 | 0 Years 7 Months | Current |
| Uma Shankar Paliwal | Additional Director | 09 Jan 2026 | 0 Years 7 Months | Current |
Financials of Smart Payment Solutions Private Limited FY 2025 filings available
Smart Payment Solutions Private Limited reported revenue of ₹1.56 Cr (up 28.00% YoY) for FY 2024.
Ten-year financial statements for Smart Payment Solutions Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Smart Payment Solutions Private Limited
Shareholding and ownership data for Smart Payment Solutions Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Smart Payment Solutions Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 26 Jul 2022 | Others | ₹25 Lakh | Open |
| 04 Dec 2014 | Others | ₹3.79 Cr | Open |
Total charge records: 2 View all charges
Employees and EPFO Compliance at Smart Payment Solutions Private Limited
View historical data on people associated with Smart Payment Solutions Private Limited, including employment history and EPFO contributions.
Employee and EPFO history for Smart Payment Solutions Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Smart Payment Solutions Private Limited
GST registrations and filing compliance for Smart Payment Solutions Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Smart Payment Solutions Private Limited
Credit ratings, litigation, and regulatory alerts for Smart Payment Solutions Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Smart Payment Solutions Private Limited
MSME payment history for Smart Payment Solutions Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Smart Payment Solutions Private Limited
Corporate group structure for Smart Payment Solutions Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Smart Payment Solutions Private Limited
MCA filings and documents for Smart Payment Solutions Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Smart Payment Solutions Private Limited
Frequently Asked Questions about Smart Payment Solutions Private Limited
Smart Payment Solutions Private Limited is an active private limited company in the financial services sector based in Dlf Qe, Haryana, India. It was incorporated on 29 April 2008 (18+ years old) and is registered under CIN U74140HR2008PTC102275.
Smart Payment Solutions Private Limited reported revenue of ₹1.56 Cr for FY 2024 (up 28.00% YoY).
The current directors of Smart Payment Solutions Private Limited are:
- Sujit Lahiry - Director
- Naresh Mangal - Director
- Praveen Kumar Dhabhai - Director
- Sunil Kulkarni - Additional Director
- Uma Shankar Paliwal - Additional Director
The primary industry of Smart Payment Solutions Private Limited is financial services. The company specifically operates in digital payment solutions. The company is currently active in this sector.
Smart Payment Solutions Private Limited can be reached at the registered office: Gf – 14 Ground Floor Block B Sector 53, Vatika Atrium Golf Course Road, Dlf Qe, Haryana, India – 122002, or through the website payworldmoney.com.
The authorised capital is ₹4.9 Cr, and the paid-up capital is ₹4 Cr.