Muthoot Capital Services

Kochi, India Founded: 1994 • Age: 32 yrs Listed
Diversified lending services are provided by this NBFC in India.

About Muthoot Capital Services

Muthoot Capital Services is a publicly listed company based in Kochi (India) founded in 1994. Diversified lending services are provided by this NBFC in India. The company has 2,380 employees. Its chief executive, as recorded, is Mathews Markose. Its website muthootcap.com draws about 54 thousand monthly visits. Its Indian entity Muthoot Capital Services Limited reported revenue of β‚Ή633 Cr. Its focus areas include Asset Finance, Vehicles, Motor Vehicles and Consumer and SME Loans. Its competitors include Manappuram Finance, L & T Finance Holdings and Bajaj Finserv; 1 of its 3 listed competitors has raised funding.

Company details

Muthoot Capital Services was established in 1994 in Kochi, India, as a non-banking financial company. Diversified lending activities are conducted, including various loan products for individuals and businesses. Operations are centered in the financial services sector, with a focus on regional markets in India. Leadership is provided by CEO Mathews Markose, ensuring compliance and strategic direction in lending practices.

  • Headquarters Kochi, India
  • Employees 2,380
  • Stage Public
  • Sectors
    Financial Services
  • Email
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  • Phone
    β€’β€’β€’β€’ β€’β€’β€’β€’
  • Website muthootcap.com
  • Social LinkedIn X
  • Legal Name Muthoot Capital Services Ltd.
Key Metrics
  • Market Cap
    ₹325 Cr

    MUTHOOTCAP · NSE

  • Share Price
    ₹195.02

    -1.19% today

  • Revenue
    ₹624 Cr

    FY 2025-26 · +31.8% YoY

  • EBITDA
    ₹382 Cr

    Margin 61.2%

  • Net Profit
    ₹12.38 Cr

    FY 2025-26 · -72.9% YoY

  • P/E (TTM)
    12.0x

    P/B 0.5x

  • ROE
    1.9%

    ROCE 10.3%

  • Debt / Equity
    4.64

    Interest cover 98.0x

  • Latest Funding Round
    $12M (USD), Post-IPO

    Nov 2019

  • Investors
  • Employee Count
    2,380

Funding Insights of Muthoot Capital Services

  • Total Rounds 3
  • Last Round Post-IPO β€” $12M
  • First Round $25.33M

    (Nov 2017)

  • Investors Count 1

All 3 funding rounds of Muthoot Capital Services with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.

DateAmountTransaction NameValuationLead InvestorsInvestors
Nov 2019$12MPost-IPO––
–
Mar 2019$34.19MDebt – Conventional––
Nov 2017$25.33MPost-IPO––
–
Valuation history

1 investors in total: 1 institutional.

Investors in Muthoot Capital Services

Muthoot Capital Services has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include HDFC Mutual Fund.

All
Institutional
InvestorDescriptionFounded YearDomainLocation
Mutual fund services are provided with focus on investment management.
1999hdfcfund.comMumbai, India
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Investor details for Muthoot Capital Services

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Board of directors of Muthoot Capital Services Limited (Muthoot Capital Services)

Muthoot Capital Services Limited is the primary company behind Muthoot Capital Services. The board of Muthoot Capital Services Limited currently have 7 directors; the longest-serving is Shirley Thomas, appointed in 2021. 19 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Shirley Thomas
DIN 08586100
Director25 Nov 20214 yrs 11 moMuthoot Capital Services Limited
Divya Abhishek
DIN 08709050
Director08 Aug 20233 yrs 3 moMuthoot Capital Services Limited
Tina Suzanne George
DIN 09775050
Whole-time director23 Dec 20241 yr 10 moMuthoot Capital Services Limited
Susan John
DIN 10763021
Director23 Dec 20241 yr 10 moMuthoot Capital Services Limited
Ritu Elizabeth George
DIN 10766726
Director23 Dec 20241 yr 10 moMuthoot Capital Services Limited
Robin Tommy
DIN 10896999
Director04 Feb 20251 yr 9 moMuthoot Capital Services Limited
Arumugam Manimekhalai
DIN 08411575
Additional Director16 Jul 20263 moMuthoot Capital Services Limited

People of Muthoot Capital Services

55 people are tracked at Muthoot Capital Services (14 in leadership, 8 in board & advisors, 33 in team); the tracked headcount is 2,380.

NameRoleGroup
Mathews Markose
CEOLeadership
Ramandeep Singh Gill
CFOLeadership
Anand Kumar Keshari
Regional Sales HeadLeadership
Ramandeep Gill
Chief Financial OfficerLeadership
Nidhish Babu
Zonal HeadLeadership
Bimal Rawat
General Manager, NorthLeadership
Umadevi Pazhoor Unnikrishnan
Chief Risk OfficerLeadership
Anoop K G
Head - Business Intelligence And StrategyLeadership
Mini Suresh
Associate Vice President Human ResourcesLeadership
Ca. Umadevi Pazhoor Unnikrishnan
Chief Risk Officer (cro)Leadership
Manohar Shastri
Associate Vice PresidentLeadership
Ravi Jha
Associate Vice President & Regional Head- VFLeadership
Vijayan T
VP, IT & OperationsLeadership
Dilip Kumar Mishra
Associate Vice President SalesLeadership
Thomas Mathew
Independent DirectorBoard & advisors
K. M. Abraham
Independent DirectorBoard & advisors
Radha Unni
Independent Woman DirectorBoard & advisors
A. P. Kurian
Independent DirectorBoard & advisors
Independent Women DirectorBoard & advisors
Thomas John Muthoot
ChairmanBoard & advisors

35 more people are available in the full profile.

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IPO & Listings of Muthoot Capital Services

Muthoot Capital Services is a publicly listed company on the NSE with ticker symbol MUTHOOTCAP in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • IPO date24 Aug 2015
  • Listed onNSE: MUTHOOTCAP
  • Listed entityMuthoot Capital Services Ltd.
  • Exchange sectorFinance
  • ISININE296G01013
  • Share price₹215.89 (+1.93% on the day) · 2026-10-14
  • Market capitalisation₹348 Cr
  • Price to earnings14.8
  • EPS (diluted, trailing year)₹14.57
  • Volume (last session)1,903

Financials of Muthoot Capital Services

Exchange-reported figures of Muthoot Capital Services Limited, the listed company behind Muthoot Capital Services (NSE: MUTHOOTCAP).

Financial Highlights

FY 2025-26 Β· Standalone
Revenue
₹624 Cr
+31.8% YoY
EBITDA
₹382 Cr
+19.2% YoY
Profit After Tax
₹12.38 Cr
-72.9% YoY
Net Worth
₹670 Cr
+1.9% YoY
Total Assets
₹3,985 Cr
+13.4% YoY
Total Debt
₹3,314 Cr
+16.1% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue624474399443411504586
Revenue growth+31.8%+18.7%-9.9%+7.7%-18.5%-14.0%-
EBITDA382321242336(6.39)318398
EBITDA margin+61.2%+67.7%+60.6%+75.8%-1.6%+63.1%+67.9%
Profit before tax15.6260.41164109(216)69.5093.47
Net profit12.3845.6451.9278.68(162)51.4660.47
Net profit margin+2.0%+9.6%+13.0%+17.8%-39.4%+10.2%+10.3%
EPS (β‚Ή)6.7927.8174.5847.84(98.44)31.2836.77
Balance sheet
Total assets3,9853,5132,2722,3812,0362,5042,858
Net worth670658612489411560507
Total debt3,3142,8551,6601,8911,6251,9452,351
Cash & bank523400248574335610399
Net working capital536376248560310592384
Cash flow
Cash from operations(375)(1,096)(7.09)(46.41)73.2967024.10
Cash from investing(23.85)(7.84)(63.08)(16.60)(9.39)1.321.90
Cash from financing4671,220(251)272(311)(416)229
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue156166155154145137126109
Revenue growth (YoY)+7.1%+21.2%+23.4%+41.3%+45.2%---
Other income5.112.065.861.872.183.060.461.14
Total expenses70.8279.5068.1369.1177.2763.8446.2636.51
EBITDA84.7186.8686.9584.4467.9373.4779.4272.14
EBITDA margin+54.5%+52.2%+56.1%+55.0%+46.8%+53.6%+63.3%+66.6%
Depreciation1.093.601.331.211.191.931.080.94
Interest77.8777.5881.1681.3975.0967.6361.5150.72
Profit before tax10.867.7410.323.71(6.17)6.9717.2921.62
Tax2.732.392.670.89(1.50)0.554.745.64

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 09 Nov 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue156166155154145137126109
Revenue growth (YoY)+7.1%+21.2%+23.4%+41.3%+45.2%---
Other income5.112.065.861.872.183.060.461.14
Total expenses70.8279.5068.1369.1177.2763.8446.2636.51
EBITDA84.7186.8686.9584.4467.9373.4779.4272.14
EBITDA margin+54.5%+52.2%+56.1%+55.0%+46.8%+53.6%+63.3%+66.6%
Depreciation1.093.601.331.211.191.931.080.94
Interest77.8777.5881.1681.3975.0967.6361.5150.72
Profit before tax10.867.7410.323.71(6.17)6.9717.2921.62
Tax2.732.392.670.89(1.50)0.554.745.64
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue624474399443411504586
Revenue growth+31.8%+18.7%-9.9%+7.7%-18.5%-14.0%-
Other income8.082.761410.420.470.900.32
Total expenses242153157107417186188
Employee cost11695.1179.9774.4469.6669.2888.44
EBITDA382321242336(6.39)318398
EBITDA margin+61.2%+67.7%+60.6%+75.8%-1.6%+63.1%+67.9%
Depreciation7.324.770.860.650.961.301.63
Interest367258218227209248303
Profit before tax15.6260.41164109(216)69.5093.47
Tax4.4414.6541.6830.12(53.76)18.0432.99
Net profit12.3845.6451.9278.68(162)51.4660.47
Net profit margin+2.0%+9.6%+13.0%+17.8%-39.4%+10.2%+10.3%
EPS (β‚Ή)6.7927.8174.5847.84(98.44)31.2836.77
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital16.4516.4516.4516.4516.4516.4516.45
Reserves & surplus654642595473395543491
Shareholders' funds (net worth)670658612489411560507
Secured loans3,0312,5901,5311,8331,5261,8152,231
Unsecured loans28326512957.7999.00130120
Total debt3,3142,8551,6601,8911,6251,9452,351
Total liabilities3,9853,5132,2722,3812,0362,5042,858
Assets
Gross block23.9919.1311.677.206.806.726.17
Net block8.199.766.012.131.962.813.51
Capital work in progress0.000.000.000.000.000.000.00
Investments12911210745.5427.4016.3516.43
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances523400248574335610399
Loans & advances83.7846.3942.7940.1737.1737.4939.63
Total current assets607446290615372647438
Total current liabilities70.9069.8442.3454.7562.5155.5054.76
Net working capital536376248560310592384
Total assets3,9853,5132,2722,3812,0362,5042,858
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash29718150229354128631.47
Net cash from operating activities(375)(1,096)(7.09)(46.41)73.2967024.10
Net cash from investing activities(23.85)(7.84)(63.08)(16.60)(9.39)1.321.90
Net cash from financing activities4671,220(251)272(311)(416)229
Net change in cash67.95116(321)209(248)255255
Closing cash523400248574335610399
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+31.8%+18.7%-9.9%+7.7%-18.5%-14.0%-
EBITDA growth+19.2%+32.7%-28.0%+5352.3%-102.0%-20.1%-
PBT growth-74.1%-63.3%+51.1%+9998.0%--25.6%-29.7%
Net income growth-72.9%-12.1%-34.0%+148.6%-414.7%-14.9%-
Revenue CAGR (3Y)+12.2%+4.9%-7.5%-9.0%-7.5%+8.2%+27.3%
EBITDA CAGR (3Y)+4.4%--8.8%-5.6%-+8.4%+32.4%
Profitability & leverage
Net income margin+1.8%+9.7%+30.8%+17.8%-39.4%+10.2%+10.3%
Return on capital employed+10.3%+11.0%+12.3%+15.2%-0.3%+11.9%+14.6%
Return on net worth+1.9%+7.2%+9.4%+17.5%-33.4%+9.7%+12.7%
Debt / equity4.643.563.233.903.684.034.69
Long-term debt / equity4.352.831.791.931.721.932.20
Interest cover97.9981.7490.3667.64-2,841.0978.3576.52
Efficiency & per share
Fixed asset turnover29.3430.9457.2563.2960.8478.36131.42
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (β‚Ή)6.7927.8174.5847.84(98.44)31.2836.77
Dividend per share (β‚Ή)0.000.000.000.000.000.000.00
Book value per share (β‚Ή)407.61400.10371.94297.46250.05340.16308.44

Timeline of Muthoot Capital Services

4 dated milestones of Muthoot Capital Services across 25 years, from founding to its latest funding, stage changes and deals.

  1. Founded Muthoot Capital Services is founded.
  2. IPO Lists on the stock exchange (IPO).
  3. Funding First funding round of $25.3M.
  4. Funding Latest funding round, Post-IPO, of $12.0M.

Competitors of Muthoot Capital Services

Muthoot Capital Services has 3 listed competitors in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and Bajaj Finserv.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
manappuram.com1992Valapad, India$39.98M32,076
Consumer and SME loans are provided by Manappuram Finance.
ltfs.com1994Mumbai, India39,216
Diversified lending services are provided as a non-banking financial institution.
bajajfinserv.in2007Pune, India53,782
Financial solutions including loans and insurance are offered.
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Detailed competitors of Muthoot Capital Services

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Web traffic of Muthoot Capital Services

The website of Muthoot Capital Services (muthootcap.com) receives about 54.4K visits a month.

  • Monthly visits
    54.4K

    ▲ 32.9% vs previous month

Similar websites

Websites whose visitors overlap most with Muthoot Capital Services. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
tatacapitalfinancialservices.com
tatacapitalfinancialservices.com
100%
–
muthootfincorp.com
99%
106.5K#359,585View details
tatacapital.com
98%
2.8M#25,533View details
komaki.in
96%
99.1K#352,188View details
herofincorp.com
92%
935.7K#45,162View details
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
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Top companies in Consumer and SME Loans

3 companies that operate in the same segment as Muthoot Capital Services (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Consumer and SME loans are provided by Manappuram Finance.
1992Valapad, Kerala, IndiaUSD 39.98 MUSD 1.01 B51,650
Affordable home loans are extended to low and middle-income groups.
2010Mumbai, Maharashtra, IndiaUSD 209.7 MUSD 204.93 M1,634
Diversified lending services are provided as a non-banking financial institution.
1994Mumbai, Maharashtra, IndiaUSD 1.9 B167
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Related news about Muthoot Capital Services

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Frequently Asked Questions about Muthoot Capital Services

Muthoot Capital Services was founded in 1994 and raised its 1st funding round 23 years after it was founded.

Muthoot Capital Services is headquartered in Kochi, India. It is registered at Kochi, Kerala, India.

Mathews Markose is the CEO of Muthoot Capital Services, as recorded in our data.

Muthoot Capital Services has 2,380 employees.

The primary company behind Muthoot Capital Services, Muthoot Capital Services Limited, reported revenue of β‚Ή633 Cr for FY 2026, up 32% year on year.

Muthoot Capital Services was established in 1994 in Kochi, India, as a non-banking financial company. Diversified lending activities are conducted, including various loan products for individuals and businesses. Operations are centered in the financial services sector, with a focus on regional markets in India. Leadership is provided by CEO Mathews Markose, ensuring compliance and strategic direction in lending practices.

Muthoot Capital Services's top competitors include Manappuram Finance, L & T Finance Holdings and Bajaj Finserv.

Yes, Muthoot Capital Services is publicly traded on NSE under the ticker symbol MUTHOOTCAP.

Muthoot Capital Services has 1 investor. Key investors include HDFC Mutual Fund.

Muthoot Capital Services operates through Muthoot Capital Services Limited.

The legal entities of Muthoot Capital Services currently have 10 directors, including Shirley Thomas, Ramandeep Singh, Deepa Gopalakrishnan and others.

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