Muthoot Fincorp

Thiruvananthapuram, India Founded: 1887 • Age: 139 yrs Fortune India 500 · #304 India's Most Valuable
Non-banking financial company specializes in providing a range of financial products services

About Muthoot Fincorp

Muthoot Fincorp is a Financial Services company based in Thiruvananthapuram (India) founded in 1887. Non-banking financial company specializes in providing a range of financial products services. The company has 24,904 employees. Muthoot Fincorp has completed 1 acquisition, including Paymatrix. Its chief executive, as recorded, is Shaji Varghese. Its website muthootfincorp.com draws about 106 thousand monthly visits. Its Indian entity Muthoot Fincorp Limited reported revenue of ₹5,551 Cr. Its focus areas include Consumer and SME Loans, Diversified, Asset Management and Wealth Management. Its competitors include Manappuram Finance, IIFL Finance and L & T Finance Holdings; 1 of its 3 listed competitors has raised funding.

Company details

Muthoot Fincorp was established in 1887 in Thiruvananthapuram, India, as a non-banking financial entity. Operations focus on diverse lending and transaction services across the country. Gold loans, small business loans, affordable housing loans, two-wheeler loans, and used-car loans are extended to customers. Additional offerings include domestic money transfers, international remittances, wealth management, and foreign exchange services, supporting various financial needs in the region.

Muthoot Fincorp is ranked #304 on the Fortune India 500 (2025).

Recognitions & Rankings of Muthoot Fincorp

Fortune India 500 2025 edition
Rank#304
Total income
₹8,511 Cr
Profit
₹608 Cr
Last year #340
India's Most Valuable Companies 2025 edition · Source: Hurun India
Valuation
₹26,180 Cr
  • Headquarters Thiruvananthapuram, India
  • Employees 24,904
  • Sectors
    Financial Services
  • Email
    ••••••••
  • Phone
    •••• ••••
  • Website muthootfincorp.com
  • Social LinkedIn Facebook
  • Legal Name Muthoot Fincorp Limited
  • Date of Incorporation 10 Jun, 1997
  • Jurisdiction Thiruvananthapuram, Kerala, India
Key Metrics
  • Annual Revenue
    ₹5,551 Cr

    FY 2025 · +29% YoY

  • Net Profit
    ₹608 Cr

    FY 2025 · 7% margin

  • EBITDA
    ₹4,880 Cr

    FY 2025 · 57% margin

  • Investors
  • Employee Count
    24,904
  • Investments & Acquisitions

Funding Insights of Muthoot Fincorp

  • Total Rounds 3
  • First Round $30.46M

    (Feb 2013)

  • Investors Count 2
Valuation history

2 investors in total: 2 institutional.

Investors in Muthoot Fincorp

Muthoot Fincorp has secured backing from 2 investors, including institutional investors. Prominent investors backing the company include State Bank of India and Oriental Bank Of Commerce.

All
Institutional
InvestorDescriptionFounded YearDomainLocation
Commercial banking and financial services are provided to diverse clients.
1806sbi.co.inMumbai, India
Commercial banking services are provided to individuals and businesses.
1943obcindia.co.inGurugram, India
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Board of directors of Muthoot Fincorp Limited (Muthoot Fincorp)

Muthoot Fincorp Limited is the primary company behind Muthoot Fincorp. The boards of the 3 registered companies of Muthoot Fincorp currently have 24 directors; the longest-serving is Thomas George Muthoot, appointed in 1997. 60 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Thomas George Muthoot
DIN 00011552
Whole-time director10 Jun 199729 yrs 4 moMuthoot Fincorp Limited, Muthoot Microfin Limited
Thomas Muthoot
DIN 00082099
Whole-time director30 May 201115 yrs 4 moMuthoot Fincorp Limited, Muthoot Microfin Limited
Thomas John Muthoot
DIN 00011618
Managing Director01 Feb 201313 yrs 8 moMuthoot Fincorp Limited
Alok Prasad
DIN 00080225
Additional Director10 May 20179 yrs 5 moMuthoot Microfin Limited
Pushpy B Muricken
DIN 03431198
Director31 Mar 20188 yrs 6 moMuthoot Microfin Limited
Thai Salas Vijayan
DIN 00043959
Director15 May 20188 yrs 5 moMuthoot Microfin Limited
Bhama Krishnamurthy
DIN 02196839
Director15 May 20188 yrs 5 moMuthoot Microfin Limited
Preethi John Muthoot
DIN 00483799
Additional Director28 Mar 20197 yrs 6 moMuthoot Fincorp Limited
Shirley Thomas
DIN 08586100
Director25 Nov 20214 yrs 10 moMuthoot Capital Services Limited
Badal Chandra Das
DIN 09758076
Director01 Dec 20223 yrs 10 moMuthoot Fincorp Limited
Ravi Ramchandran
DIN 10048011
Director28 Feb 20233 yrs 7 moMuthoot Fincorp Limited
Divya Abhishek
DIN 08709050
Director08 Aug 20233 yrs 2 moMuthoot Capital Services Limited
Anthony Abraham Thomas
DIN 07749806
Director11 Nov 20232 yrs 11 moMuthoot Fincorp Limited
Paul Abraham
DIN 01627449
Director09 Nov 20241 yr 11 moMuthoot Fincorp Limited
Thomas Muthoot John
DIN 07557585
Whole-time director19 Dec 20241 yr 10 moMuthoot Microfin Limited
Tina Suzanne George
DIN 09775050
Whole-time director23 Dec 20241 yr 10 moMuthoot Capital Services Limited
Susan John
DIN 10763021
Director23 Dec 20241 yr 10 moMuthoot Capital Services Limited
Ritu Elizabeth George
DIN 10766726
Director23 Dec 20241 yr 10 moMuthoot Capital Services Limited
Anil Sreedhar
DIN 07536707
Director30 Dec 20241 yr 9 moMuthoot Microfin Limited
Robin Tommy
DIN 10896999
Director04 Feb 20251 yr 8 moMuthoot Capital Services Limited
Santosh Kumar Khalli Panigrahy
DIN 10894570
Director08 Feb 20251 yr 8 moMuthoot Fincorp Limited
Hannah Muthoot
DIN 10762532
Director30 Jun 20263 moMuthoot Microfin Limited
Arumugam Manimekhalai
DIN 08411575
Additional Director16 Jul 20263 moMuthoot Capital Services Limited
Sarah Mannikoikal George
DIN 08319199
Director08 Aug 20262 moMuthoot Fincorp Limited

People of Muthoot Fincorp

152 people are tracked at Muthoot Fincorp (43 in leadership, 109 in team); the tracked headcount is 24,904.

NameRoleGroup
Shaji Varghese
CEOLeadership
H V Amith
Assistant General Manager - People & CultureLeadership
Kamalakannan S
Associate Vice PresidentLeadership
Balasubramanian Balakrishnan
Deputy Vice President, IT – Innovation & DigitalizationLeadership
Hariharan Krishnamoorthy
Chief Business OfficerLeadership
Jalpa Shah
Channel HeadLeadership
Minakshi Lalage
Chief Branch ManagerLeadership
Arpan Chawla
Deputy Vice PresidentLeadership
Ramesh Muthuswami
Chief Risk OfficerLeadership
Vinod Reddy
Chief Business Officer- Secured & Unsecured Lending BusinessLeadership
Praveen Ratna
Associate Vice President - People & CultureLeadership
Dhanish Valoth
Vice PresidentLeadership
Joydeep Biswas
Vice President - (branch Business) NorthLeadership
Manish Pandey
Zonal Head - Business & Collections - WestLeadership
Jaswinder Singh Bagga
Sr.regional Business HeadLeadership
Pmp® Vysakh Asok Kumar C.eng
Associate Vice President II - Infrastructure & AdministrationLeadership
Shailendra Mishra
Head - Contracts and Legal AdvisoryLeadership
Saurabh Rastogi
State Business Head(secured Unsecured)Leadership
Vaidyanathan Kalpathy Varadarajan
National Sales Head - Mortgage (sulb)Leadership
Jubin Khan
Head- Digital Operations And Tech SolutionsLeadership

132 more people are available in the full profile.

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Financials of Muthoot Fincorp

Figures of Muthoot Fincorp Limited, the primary company behind Muthoot Fincorp, for FY 2025. Revenue was ₹5,551 Cr (+29% year on year). Net profit was ₹608 Cr (7% margin). EBITDA was ₹4,880 Cr (57% margin). Revenue has grown at a compounded annual rate of +25% over three years and +18% over five years.

  • ₹5,551 CrRevenue · FY 2025 · +29% YoY
  • ₹608 CrNet profit · 7% margin
  • ₹4,880 CrEBITDA · 57% margin
  • ₹596 CrPaid-up capital
  • 27,248Employees (provident fund records)
  • +25%Revenue CAGR, 3 years
  • +18%Revenue CAGR, 5 years

Balance sheet, profit and loss, cash flow and ratios of Muthoot Fincorp Limited are on its company page.

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Detailed financial statements for Muthoot Fincorp

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Investments & Acquisitions by Muthoot Fincorp

Muthoot Fincorp has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Paymatrix.

Acquisitions
Company NameDescriptionDomainLocationFoundedAcquiredAmount
Rent payments and collections are streamlined via a SaaS platform.
paymatrix.inHyderabad, India2015Jun 2021••••
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Timeline of Muthoot Fincorp

4 dated milestones of Muthoot Fincorp across 138 years, from founding to its latest funding, stage changes and deals.

  1. Founded Muthoot Fincorp is founded.
  2. Funding First funding round of $30.5M.
  3. Acquisition Acquires Paymatrix.
  4. Funding Latest funding round, Post-IPO,.

Competitors of Muthoot Fincorp

Muthoot Fincorp has 3 listed competitors in our database, 1 of them funded. They include Manappuram Finance, IIFL Finance and L & T Finance Holdings.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
manappuram.com1992Valapad, India$39.98M32,076
Consumer and SME loans are provided by Manappuram Finance.
iifl.com1995Mumbai, India16,076
Online gold, home, personal, and business loans are provided.
ltfs.com1994Mumbai, India39,216
Diversified lending services are provided as a non-banking financial institution.
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Detailed competitors of Muthoot Fincorp

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Web traffic of Muthoot Fincorp

The website of Muthoot Fincorp (muthootfincorp.com) receives about 106.5K visits a month.

  • Monthly visits
    106.5K

    ▲ 12.5% vs previous month

Similar websites

Websites whose visitors overlap most with Muthoot Fincorp. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
muthootfinance.com
100%
1.2M#47,092View details
muthoot.com
muthoot.com
91%
#1,918,395–
securities.com
71%
View details
kosamattam.com
63%
7.2K#2,823,566View details
muthootcap.com
61%
54.4K#527,759View details
••••••••••••••••.com••%•.•M#•••••–
••••••••••••••••.com••%•.•M#•••••–
••••••••••••••••.com••%•.•M#•••••–
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Top companies in Consumer and SME Loans

3 companies that operate in the same segment as Muthoot Fincorp (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Consumer and SME loans are provided by Manappuram Finance.
1992Valapad, Kerala, IndiaUSD 39.98 MUSD 1.01 B51,650
Affordable home loans are extended to low and middle-income groups.
2010Mumbai, Maharashtra, IndiaUSD 209.7 MUSD 203.79 M1,630
Diversified lending services are provided as a non-banking financial institution.
1994Mumbai, Maharashtra, IndiaUSD 1.9 B36,520
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Related news about Muthoot Fincorp

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Frequently Asked Questions about Muthoot Fincorp

Muthoot Fincorp was founded in 1887 and raised its 1st funding round 126 years after it was founded.

Muthoot Fincorp is headquartered in Thiruvananthapuram, India. It is registered at Thiruvananthapuram, Kerala, India.

Shaji Varghese is the CEO of Muthoot Fincorp, as recorded in our data.

Muthoot Fincorp has 24,904 employees.

The primary company behind Muthoot Fincorp, Muthoot Fincorp Limited, reported revenue of ₹5,551 Cr for FY 2025, up 29% year on year.

Muthoot Fincorp was established in 1887 in Thiruvananthapuram, India, as a non-banking financial entity. Operations focus on diverse lending and transaction services across the country. Gold loans, small business loans, affordable housing loans, two-wheeler loans, and used-car loans are extended to customers. Additional offerings include domestic money transfers, international remittances, wealth management, and foreign exchange services, supporting various financial needs in the region.

Muthoot Fincorp's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.

Muthoot Fincorp has made 1 acquisition, including Paymatrix.

Muthoot Fincorp has 2 investors. Key investors include State Bank of India, and Oriental Bank Of Commerce.

Muthoot Fincorp is associated with 3 legal entities: Muthoot Fincorp Limited, Muthoot Capital Services Limited, Muthoot Microfin Limited.

The legal entities of Muthoot Fincorp currently have 32 directors, including Badal Chandra Das, Thomas Muthoot, Thomas John Muthoot and others.

The website of Muthoot Fincorp receives about 106 thousand visits a month.

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