About Kosamattam Finance
Kosamattam Finance is a Financial Services company based in Kottayam (India) founded in 1987. It offers gold loans, forex services, money transfers, and lending in India. It operates on a B2C and D2C model. The company has 2,555 employees. Its Indian entity Kosamattam Finance Limited reported revenue of ₹900 Cr. Kosamattam Finance offers products and services including Gold Loan, Forex Services, and Money Transfer. Its focus areas include Finance, Lending, Gold Loans and Personal Loans. Similar companies include Finnable, Fibe and Rupeek; 3 of its 3 listed similar companies have raised funding.
Company details
Kosamattam Finance is a financial services company based in Kottayam, Kerala, India, specializing in gold loans with quick processing and expert valuation. It also offers forex exchange, money transfers, insurance, and depository services for personal and business needs. The company operates through a network of branches, focusing on transparency, low interest rates, and customer support to meet diverse financial requirements.
- Headquarters Kottayam, India
- Employees 2,555
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website kosamattam.com
- Social X Facebook Instagram YouTube
- Legal Name Kosamattam Finance Ltd.
- Date of Incorporation 25 Mar, 1987
- Jurisdiction Kottayam, Kerala, India
- Annual Revenue₹900 Cr
FY 2025 · +5% YoY
- Net Profit₹127 Cr
FY 2025 · 14% margin
- EBITDA₹738 Cr
FY 2025 · 82% margin
- Employee Count2,555
Associated legal entities of Kosamattam Finance
Kosamattam Finance is associated with 4 registered companies on The Company Check; the primary company is Kosamattam Finance Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Kosamattam Finance Limited CIN U65929KL1987PLC004729 | Active | 25 Mar 1987 | Kottayam, Kerala | ₹900 Cr | 2,555 | 7 | View details |
| Kosamattam Traders Llp CIN ABZ-2082 | Active | 25 Nov 2022 | Kottayam, Kerala | 2 | View details | ||
| Kosamattam Nidhi Limited CIN U65999KL2018PLC053366 | Strike Off | 21 May 2018 | Kanjikuzhy, Kerala | ₹0.9 Cr | 4 | View details | |
| Kosamattam Ventures Private Limited CIN U55101KL2011PTC029959 | Active | 02 Dec 2011 | Kottayam, Kerala | ₹1.4 Cr | 4 | 4 | View details |
Products & Services of Kosamattam Finance
Kosamattam Finance offers a comprehensive portfolio of products and services, including Gold Loan, Forex Services, and Money Transfer.
Provides quick loans against gold for personal and business needs.
Offers hassle-free foreign currency exchange and transactions.
Enables fast and secure money transfers to recipients.
Apps and channels of Kosamattam Finance
its YouTube channel Kosamattam Finance has 1.56K subscribers and 30 videos.
Videos from Kosamattam Finance
The most watched videos on Kosamattam Finance's YouTube channel, Kosamattam Finance (1.56K subscribers). Click a video to play it here.
More on Kosamattam Finance.
Funding Insights of Kosamattam Finance
- Total Rounds 1
All 1 funding rounds of Kosamattam Finance with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jan 2026 | Post-IPO | – | – | – |
Board of directors of Kosamattam Finance Limited (Kosamattam Finance)
Kosamattam Finance Limited is the primary company behind Kosamattam Finance. The boards of the 4 registered companies of Kosamattam Finance currently have 6 directors; the longest-serving is Jilu Saju Varghese, appointed in 2018. 18 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Jilu Saju Varghese DIN 03621643 | Director | 21 May 2018 | 8 yrs 5 mo | Kosamattam Nidhi Limited |
| Sebastian Kurian DIN 09416863 | Director appointed in casual vacancy | 14 Dec 2021 | 4 yrs 10 mo | Kosamattam Finance Limited |
| Laila Mathew DIN 01286176 | Designated Partner | 25 Nov 2022 | 3 yrs 11 mo | Kosamattam Traders Llp, Kosamattam Nidhi Limited, Kosamattam Finance Limited, Kosamattam Ventures Private Limited |
| Mathew Cherian Kosamattom DIN 01286073 | Designated Partner | 25 Nov 2022 | 3 yrs 11 mo | Kosamattam Traders Llp, Kosamattam Nidhi Limited, Kosamattam Finance Limited, Kosamattam Ventures Private Limited |
| Josy Thomas DIN 02597096 | Director | 19 Aug 2024 | 2 yrs 2 mo | Kosamattam Finance Limited |
| Davis George DIN 10948354 | Director | 22 Mar 2025 | 1 yr 7 mo | Kosamattam Finance Limited |
Financials of Kosamattam Finance
Figures of Kosamattam Finance Limited, the primary company behind Kosamattam Finance, for FY 2025. Revenue was ₹900 Cr (+5% year on year). Net profit was ₹127 Cr (14% margin). EBITDA was ₹738 Cr (82% margin). Revenue has grown at a compounded annual rate of +13% over three years and +13% over five years.
- ₹900 CrRevenue · FY 2025 · +5% YoY
- ₹127 CrNet profit · 14% margin
- ₹738 CrEBITDA · 82% margin
- ₹231 CrPaid-up capital
- 2,555Employees (provident fund records)
- +13%Revenue CAGR, 3 years
- +13%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Kosamattam Finance Limited are on its company page.
Detailed financial statements for Kosamattam Finance
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Timeline of Kosamattam Finance
2 dated milestones of Kosamattam Finance across 39 years, from founding to its latest funding, stage changes and deals.
- Founded Kosamattam Finance is founded.
- Funding First funding round.
Similar companies to Kosamattam Finance
Kosamattam Finance has 3 listed similar companies in our database, 3 of them funded. They include Finnable, Fibe and Rupeek.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| finnable.com | 2015 | Bengaluru, India | $33.9M | 1,409 | Online personal loans with minimal documentation are offered digitally. | |
| fibe.in | 2015 | Pune, India | $212.38M | 1,856 | Fibe is recognized as India's largest lending platform for instant credit solutions. | |
| rupeek.com | 2015 | Bengaluru, India | $193.57M | 664 | An online marketplace for gold loans is facilitated. |
Detailed similar companies of Kosamattam Finance
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Web traffic of Kosamattam Finance
The website of Kosamattam Finance (kosamattam.com) receives about 7.2K visits a month.
- Monthly visits7.2K
▼ 59.6% vs previous month
Websites whose visitors overlap most with Kosamattam Finance. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| rupeek.com | 100% | 30.5K | #891,892 | View details | |
| arohan.in | 90% | 29K | #477,922 | View details | |
| muthootfincorp.com | 87% | 106.5K | #359,585 | View details | |
| hindujaleylandfinance.com | 85% | 454.1K | #57,355 | View details | |
pgb.org.in | pgb.org.in | 70% | – | ||
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 23 similar websites and full traffic analytics for Kosamattam Finance
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
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- Audience overlap
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Verified entity values are shown only after access is granted.
Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Kosamattam Finance (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Related news about Kosamattam Finance
Complete news archive for Kosamattam Finance
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Frequently Asked Questions about Kosamattam Finance
Kosamattam Finance was founded in 1987 and raised its 1st funding round 39 years after it was founded.
Kosamattam Finance is headquartered in Kottayam, India. It is registered at Kottayam, Kerala, India.
Kosamattam Finance has 2,555 employees.
The primary company behind Kosamattam Finance, Kosamattam Finance Limited, reported revenue of ₹900 Cr for FY 2025, up 5% year on year.
Kosamattam Finance is a financial services company based in Kottayam, Kerala, India, specializing in gold loans with quick processing and expert valuation. It also offers forex exchange, money transfers, insurance, and depository services for personal and business needs. The company operates through a network of branches, focusing on transparency, low interest rates, and customer support to meet diverse financial requirements.
Kosamattam Finance offers Gold Loan, Forex Services, and Money Transfer.
Kosamattam Finance is associated with 4 legal entities: Kosamattam Finance Limited, Kosamattam Traders Llp, Kosamattam Nidhi Limited and others.
The legal entities of Kosamattam Finance currently have 11 directors, including Laila Mathew, Mathew Cherian Kosamattom, Leelamol Kozhinjaveli Sudhakaran and others.