About Kosamattam Finance Limited
Data last updated: 27 April 2026
Kosamattam Finance Limited is a public limited company based in Kottayam, Kerala, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 25 March 1987, the company has been in operation for over 39 years.
Registered with ROC Ernakulam under CIN U65929KL1987PLC004729.
Capital: an authorised share capital of ₹550 Cr and a paid-up capital of ₹230.65 Cr. Formerly known as Standard Shares and Loans Private Limited and Kosamattam Finance Private Limited. It is led by directors including Josy Thomas and Laila Mathew.
Last AGM: 05 August 2025. Financial statements filed for year ended 31 March 2025. Office: Kosamattam City Centre Floor Number 4Th &5Th T.B Road Kottayam Kerala – 686001, Kerala, India – 686001.
As per the financials filed for FY 2025, the company reported a revenue of ₹900.43 Cr, a growth of 4.83% compared to the previous year.
The company has a workforce of approximately 2,555 employees as per the latest available data.
The company is associated with 1 brand - Kosamattam Finance. As per MCA filings, the company has open charges of ₹10,177 Cr and satisfied charges of ₹16,091 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website kosamattam.com.
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Registered AddressKosamattam City Centre Floor Number 4Th &5Th T.B Road Kottayam Kerala – 686001, Kerala, India – 686001
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Kosamattam Finance Limited
Kosamattam Finance Limited has undergone 2 name changes throughout its history. The company was previously known as Standard Shares And Loans Private Limited, and Kosamattam Finance Private Limited. The current legal name is Kosamattam Finance Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Kosamattam Finance Limited | Current |
| Standard Shares And Loans Private Limited | Previous |
| Kosamattam Finance Private Limited | Previous |
CIN History of Kosamattam Finance Limited
Kosamattam Finance Limited has one previous CIN (Corporate Identification Number): U65929KL1987PTC004729. The current CIN is U65929KL1987PLC004729, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65929KL1987PLC004729 | Current |
| U65929KL1987PTC004729 | Previous |
Associated Brands with Kosamattam Finance Limited
Kosamattam Finance Limited operates one associated brand: Kosamattam Finance. These brands represent Kosamattam Finance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Offers gold loans, forex services, money transfers, and lending in India. | kosamattam.com |
Competitors & Alternatives of Kosamattam Finance Limited
Brands and companies operating in the same space as Kosamattam Finance Limited include indiagold, Fibe, Branch and 5 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
indiagold
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Gold loans are provided and digital gold purchases are facilitated. | Gurugram, India, India | 2020 |
Fibe
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Fibe is recognized as India's largest lending platform for instant credit solutions. | Pune, India, India | 2015 |
Branch
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Branch is focused on providing faster workforce payment solutions. | Minneapolis, United States, United States | 2015 |
Finnable
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Online personal loans with minimal documentation are offered digitally. | Bengaluru, India, India | 2015 |
Kredivo Holdings
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A consumer lending platform for financial applications is provided. | Jakarta, Indonesia, Indonesia | 2015 |
Rupeek
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An online marketplace for gold loans is facilitated. | Bengaluru, India, India | 2015 |
PaySense
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Online platform for consumer loans | Mumbai, India, India | 2015 |
Lendbox
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Lendbox is operated as a peer-to-peer lending platform in India. | Delhi, India, India | 2015 |
Business Activity of Kosamattam Finance Limited
Kosamattam Finance Limited operates primarily in multiple sectors including agriculture, forestry, fishing, electricity, gas, steam and air condition supply, and financial and insurance service. The company has 3 registered business activity segments, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Agriculture, forestry, fishing | Locked | Support activities to agriculture and Other Activities including hunting | Locked |
| Locked | Electricity, gas, steam and air condition supply | Locked | Electric power generation, transmission and distribution | Locked |
| Locked | Financial and insurance Service | Locked | Life/Non-life Insurance and Reinsurance activities | Locked |
| Locked | Financial and insurance Service | Locked | Other financial activities | Locked |
| Locked | Financial and insurance Service | Locked | Other financial activities | Locked |
Detailed business activity records for Kosamattam Finance Limited
Activity codes and turnover contribution percentages require an active report plan.
- Activity group codes
- Detailed activity codes
- Turnover contribution
Verified entity values are shown only after access is granted.
Auditor Details of Kosamattam Finance Limited
Kosamattam Finance Limited is audited by Vishnu Rajendran& Co. for the financial year 2018. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Vishnu Rajendran& Co. | Locked | Locked | Locked |
Complete auditor history for Kosamattam Finance Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Kosamattam Finance Limited
Kosamattam Finance Limited is currently managed by 5 directors, with 8 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Josy Thomas | Director | 19 Aug 2024 | 1 Years 11 Months | Current |
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Laila Mathew
Also directs:
Kosamattam Traders Llp, Kosamattam Ventures Private Limited
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Whole-Time Director | 11 Jun 2004 | 22 Years 1 Months | Current |
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Mathew Cherian Kosamattom
Also directs:
Kosamattam Traders Llp, Kosamattam Ventures Private Limited
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Managing Director | 11 Jun 2004 | 22 Years 1 Months | Current |
| Sebastian Kurian | Director Appointed In Casual Vacancy | 14 Dec 2021 | 4 Years 7 Months | Current |
| Davis George | Director | 22 Mar 2025 | 1 Years 4 Months | Current |
Financials of Kosamattam Finance Limited FY 2025 filings available
Kosamattam Finance Limited reported revenue of ₹900.43 Cr (up 4.83% YoY) for FY 2025.
Ten-year financial statements for Kosamattam Finance Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Kosamattam Finance Limited
Shareholding and ownership data for Kosamattam Finance Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Kosamattam Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 02 Apr 2026 | Others | ₹100 Cr | Open |
| 30 Mar 2026 | Others | ₹100 Cr | Open |
| 28 Mar 2026 | Others | ₹25 Cr | Open |
| 25 Mar 2026 | Others | ₹60 Cr | Open |
| 24 Mar 2026 | Others | ₹150 Cr | Open |
Total charge records: 242 View all charges
Employees and EPFO Compliance at Kosamattam Finance Limited
Kosamattam Finance Limited has a workforce of 2,555 employees as of Oct 07, 2025.
Employee and EPFO history for Kosamattam Finance Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Kosamattam Finance Limited
GST registrations and filing compliance for Kosamattam Finance Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Kosamattam Finance Limited
Credit ratings, litigation, and regulatory alerts for Kosamattam Finance Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Kosamattam Finance Limited
MSME payment history for Kosamattam Finance Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Kosamattam Finance Limited
Corporate group structure for Kosamattam Finance Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Kosamattam Finance Limited
MCA filings and documents for Kosamattam Finance Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Kosamattam Finance Limited
Frequently Asked Questions about Kosamattam Finance Limited
Kosamattam Finance Limited is an active public limited company in the financial services sector based in Kottayam, Kerala, India. It was incorporated on 25 March 1987 (39+ years old) and is registered under CIN U65929KL1987PLC004729. The company has 2,555 employees.
Kosamattam Finance Limited reported revenue of ₹900.43 Cr for FY 2025 (up 4.83% YoY).
The current directors of Kosamattam Finance Limited are:
- Josy Thomas - Director
- Laila Mathew - Whole-Time Director
- Mathew Cherian Kosamattom - Managing Director
- Sebastian Kurian - Director Appointed In Casual Vacancy
- Davis George - Director
The primary industry of Kosamattam Finance Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Kosamattam Finance Limited can be reached at the registered office: Kosamattam City Centre Floor Number 4Th &5Th T.B Road Kottayam Kerala – 686001, Kerala, India – 686001, or through the website kosamattam.com.
The authorised capital is ₹550 Cr, and the paid-up capital is ₹230.65 Cr.