About Muthoot Microfin
Muthoot Microfin is a company based in Ernakulam (India) founded in 2010. Muthoot Microfin has raised $138.19 million across 8 funding rounds from investors including Muthoot Fincorp, responsAbility and Creation Investments. The company has 10,650 employees. Muthoot Microfin operates in a competitive market with competitors including Ujjivan Small Finance Bank, Jana Small Finance Bank, AU Small Finance Bank, Suryoday and Fincare Small Finance Bank, among others.
- Headquarter Ernakulam, India
- Employees 10,650
- Stage Minicorn
- SectorsFinancial Services
- Phone•••• ••••
- Website muthootmicrofin.com
- Social LinkedIn X Facebook
- Legal Name Muthoot Microfin Ltd
- Annual Revenue₹2,564 Cr
FY 2025 · +12% YoY
- Net Loss-₹223 Cr
FY 2025 · -9% margin
- EBITDA₹571 Cr
FY 2025 · 22% margin
- Total Equity Funding$138.19M (USD)
in 8 rounds
- InvestorsMuthoot Fincorp
& 13 more
- Employee Count10,650
Associated legal entities of Muthoot Microfin
Muthoot Microfin operates through Muthoot Microfin Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Muthoot Microfin Limited Listed CIN L65190MH1992PLC066228 | Active | 06 Apr 1992 | Mumbai, Maharashtra | ₹2,564 Cr | 17,369 | 12 | View details |
Funding Insights of Muthoot Microfin
Muthoot Microfin has successfully raised a total of $138.19M across 8 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $138.19M
- Total Rounds 8
- First Round $24.19M
(Dec 2016)
- Investors Count 14
| Date | Valuation | Stage |
|---|---|---|
| Sep 2022 | $168.03M | •••••••• |
| Dec 2021 | $171.73M | •••••••• |
| Mar 2018 | $••••• | •••••••• |
| Aug 2017 | $••••• | •••••••• |
| Dec 2016 | $••••• | •••••••• |
Full valuation and stage history of Muthoot Microfin
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
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Last known valuation $168.03M (Sep 2022). 14 investors in total: 4 institutional and 10 angel.
Investors in Muthoot Microfin
Muthoot Microfin has secured backing from 14 investors, including venture fund, angel, and institutional investors. Prominent investors backing the company include Muthoot Fincorp, responsAbility and Creation Investments.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Private equity investment firm | 2003 | responsability.com | Zurich, Switzerland | |
Investment management firm specializing in Asia, India, and impact investing services. | 2005 | greaterpacificcapital.com | London, United Kingdom | |
Impact investing in emerging markets through private equity and credit services. | 2007 | creationinvestments.com | Chicago, United States | |
Non-banking financial company specializes in providing a range of financial products & services | 1887 | muthootfincorp.com | Thiruvananthapuram, India | |
UU Udeesh Ullas | - | – | unknown_a20c4c1e172849188 | - |
SP Subhransu Pattnayak | Angel investor and tech entrepreneur, focused on early-stage Indian startups. | – | unknown_5cb0b8a2e8404e4fb | - |
PT Praveen Thoroppady | - | – | unknown_56243980fae2416e8 | - |
SS Sadaf Sayeed | Angel investor, ex-CEO of Muthoot Microfin, focused on fintech and social impact | – | unknown_b392ef35ae1a4f098 | - |
TM Thomas Muthoot | - | – | unknown_eef3506dac92490ea | - |
TJ Thomas John Muthoot | - | – | unknown_7eeeba3cfbfa4bea8 | - |
Investor details for Muthoot Microfin
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Board of directors of Muthoot Microfin Limited (Muthoot Microfin)
Muthoot Microfin Limited is the primary company behind Muthoot Microfin. The board of Muthoot Microfin Limited currently have 9 directors; the longest-serving is Thomas Muthoot, appointed in 2017. 26 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Thomas Muthoot DIN 00082099 | Director | 08 May 2017 | 9 yrs 5 mo | Muthoot Microfin Limited |
| Thomas George Muthoot DIN 00011552 | Director | 08 May 2017 | 9 yrs 5 mo | Muthoot Microfin Limited |
| Alok Prasad DIN 00080225 | Additional Director | 10 May 2017 | 9 yrs 4 mo | Muthoot Microfin Limited |
| Pushpy B Muricken DIN 03431198 | Director | 31 Mar 2018 | 8 yrs 6 mo | Muthoot Microfin Limited |
| Thai Salas Vijayan DIN 00043959 | Director | 15 May 2018 | 8 yrs 4 mo | Muthoot Microfin Limited |
| Bhama Krishnamurthy DIN 02196839 | Director | 15 May 2018 | 8 yrs 4 mo | Muthoot Microfin Limited |
| Thomas Muthoot John DIN 07557585 | Whole-time director | 19 Dec 2024 | 1 yr 9 mo | Muthoot Microfin Limited |
| Anil Sreedhar DIN 07536707 | Director | 30 Dec 2024 | 1 yr 9 mo | Muthoot Microfin Limited |
| Hannah Muthoot DIN 10762532 | Director | 30 Jun 2026 | 3 mo | Muthoot Microfin Limited |
People of Muthoot Microfin
33 people are tracked at Muthoot Microfin (26 in leadership, 7 in team); the tracked headcount is 10,650.
| Name | Role | Group |
|---|---|---|
| Managing Director | Leadership | |
Sadaf Sayeed | CEO | Leadership |
Amit Rai | Ps To CEO | Leadership |
Shashank Saxena | Chief Manager-strategy And Implementation | Leadership |
Ashutosh Sharma | Chief Manager | Leadership |
Sanjay Das | Vice President Operations | Leadership |
Shown Vithayathil | Associate Vice President - IT | Leadership |
Santhoshkumar K | Vice President Information Technology | Leadership |
Ranjith Mohan | Associate Vice President | Leadership |
Binu Chandrabhanu | Associate Vice President | Leadership |
Satish Kumar | Chief Manager - Analytics | Leadership |
Sebin Joseph | Chief Manager | Leadership |
Devakumar . | Chief Manager -it | Leadership |
Sunil Sharma | Associate Vice President | Leadership |
Ajit Kumar Sabat | Senior Vice President Operations | Leadership |
Subhransu Pattnayak | Chief Human Resources Officer | Leadership |
Praveen Thoroppady | Chief Financial Officer | Leadership |
Tej Bahadur | Deputy Chief Manager - Human Resource | Leadership |
Chris Jose | Deputy Chief Manager - HR (corporate Talent Acquisition) | Leadership |
Ashis Kumar Das | Associate Vice President | Leadership |
13 more people are available in the full profile.
Complete people profiles for Muthoot Microfin
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IPO & Listings of Muthoot Microfin
Muthoot Microfin is a publicly listed company on the NSE with ticker symbol MUTHOOTMF in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date26 Dec 2023
- Listed onBSE: 544055 · NSE: MUTHOOTMF
- Listed entityMuthoot Microfin Ltd
- Exchange sectorFinance
- ISININE046W01019
- Share price₹168.46 (+0.15% on the day) · 2026-10-09
- Market capitalisation₹2,868 Cr
- Price to earnings11.7
- EPS (diluted, trailing year)₹14.39
- Volume (last session)142,617
Financials of Muthoot Microfin
Figures of Muthoot Microfin Limited, the primary company behind Muthoot Microfin, for FY 2025. Revenue was ₹2,564 Cr (+12% year on year). Net loss was -₹223 Cr (-9% margin). EBITDA was ₹571 Cr (22% margin). Revenue has grown at a compounded annual rate of +45% over three years and +24% over five years.
- ₹2,564 CrRevenue · FY 2025 · +12% YoY
- -₹223 CrNet loss · -9% margin
- ₹571 CrEBITDA · 22% margin
- ₹170 CrPaid-up capital
- 17,369Employees (provident fund records)
- +45%Revenue CAGR, 3 years
- +24%Revenue CAGR, 5 years
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | ₹2,364 Cr | ₹170 Cr | ₹1,563 Cr |
| 2024 | ₹2,444 Cr | -₹223 Cr | ₹1,714 Cr |
| 2023 | ₹2,253 Cr | ₹450 Cr | ₹1,661 Cr |
| 2022 | ₹1,432 Cr | ₹164 Cr | ₹1,012 Cr |
| 2021 | ₹836 Cr | ₹47.4 Cr | ₹539 Cr |
Balance sheet, profit and loss, cash flow and ratios of Muthoot Microfin Limited are on its company page.
Detailed financial statements for Muthoot Microfin
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Timeline of Muthoot Microfin
5 dated milestones of Muthoot Microfin across 15 years, from founding to its latest funding, stage changes and deals.
- Founded Muthoot Microfin is founded.
- Funding First funding round of $24.2M.
- Milestone Reaches Minicorn status.
- IPO Lists on the stock exchange (IPO).
- Funding Latest funding round, Post-IPO,.
Competitors of Muthoot Microfin
Muthoot Microfin operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Ujjivan Small Finance Bank, Jana Small Finance Bank, AU Small Finance Bank, Suryoday and Fincare Small Finance Bank, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| ujjivansfb.in | 2005 | Bengaluru, India | $153.96M | 22,566 | Small finance services are extended to underserved segments in India. | |
| janabank.com | 1999 | Bengaluru, India | $814.02M | 29,388 | Microfinance bank | |
| aubank.in | 1996 | Jaipur, India | $136.29M | 31,943 | Collateralised loans for commercial vehicles are extended to rural entrepreneurs. | |
| suryodaybank.com | 2008 | Mumbai, India | $110.94M | 9,035 | Small finance bank offering savings accounts, deposits, and loan products | |
| fincarebank.com | 2007 | Bengaluru, India | $174.84M | 12,894 | Micro-finance bank | |
| equitasbank.com | 2007 | Chennai, India | $194.55M | 25,593 | Small finance bank | |
| spandanaindia.com | 2003 | Hyderabad, India | $192M | 18,646 | Microfinance loans are extended to low-income households for various needs. | |
| utkarsh.bank | 2009 | Varanasi, India | $33M | 19,274 | Small finance bank | |
| esafbank.com | 1992 | Thrissur, India | $111.83M | 6,194 | Microfinance banking services are offered in India by ESAF. | |
| capitalbank.co.in | 2016 | Jalandhar, India | $52.05M | 2,094 | Microfinance services including savings accounts and loans are provided. |
Detailed competitors of Muthoot Microfin
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Web traffic of Muthoot Microfin
The website of Muthoot Microfin (muthootmicrofin.com) receives about 83.5K visits a month.
- Monthly visits83.5K
▲ 7.9% vs previous month
Websites whose visitors overlap most with Muthoot Microfin. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| muthootfincorp.com | 100% | 106.5K | #359,585 | View details | |
| rgvnnemfl.com | 100% | – | – | View details | |
| manappuram.com | 82% | 289.1K | #160,707 | View details | |
| annapurnafinance.in | 69% | 19K | #1,400,262 | View details | |
| crisil.com | 60% | 443.3K | #125,844 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 8 similar websites and full traffic analytics for Muthoot Microfin
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Latest news on Muthoot Microfin
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Similar companies to Muthoot Microfin
10 companies that operate in the same segment as Muthoot Microfin (Microfinance), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Microfinance banking services are offered in India by ESAF. | 1992 | Thrissur, Kerala, India | USD 111.83 M | USD 474.19 M | 12,520 | |
Micro loans for businesses are offered by this NBFC. | 1990 | Delhi, Delhi, India | USD 41.25 M | USD 310.26 M | 15,190 | |
Provider of microloans | 2010 | Delhi, Delhi, India | – | USD 71.68 M | 12,403 | |
Provider of micro-credit & insurance for low income income individuals and women | 1997 | Secunderabad, Telangana, India | USD 144.02 M | USD 208.71 M | 38,310 | |
Micro loans for consumers are provided by Asirvad Microfinance. | 2009 | Chennai, Tamil Nadu, India | USD 1.75 M | USD 94.88 M | 16,309 | |
Microfinance and banking services are provided to urban poor communities. | 2005 | Bengaluru, Karnataka, India | USD 238.31 M | USD 857.24 M | 24,370 | |
Microcredit services are provided to rural women for financial inclusion. | 2012 | Mumbai, Maharashtra, India | USD 232.92 M | USD 49.44 M | 10,779 | |
Avanti Finance is focused on providing affordable financial services. | 2016 | Bengaluru, Karnataka, India | USD 79.74 M | USD 13.6 M | 87 | |
Microfinance services offering loans to low-income households in India. | 1999 | Bengaluru, Karnataka, India | – | – | – | |
Microcredit is extended to individuals and businesses in need. | 2014 | Shibuya, Tokyo, Japan | USD 324.62 M | – | – |
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Frequently Asked Questions about Muthoot Microfin
Muthoot Microfin was founded in 2010 and raised its 1st funding round 6 years after it was founded.
Muthoot Microfin is headquartered in Ernakulam, India. It is registered at Ernakulam, Kerala, India.
Sadaf Sayeed is the current CEO of Muthoot Microfin.
Muthoot Microfin is a funded company, having raised a total of $138.19M across 8 funding rounds to date.
Muthoot Microfin has 10,650 employees.
The primary company behind Muthoot Microfin, Muthoot Microfin Limited, reported revenue of ₹2,564 Cr for FY 2025, up 12% year on year.
Muthoot Microfin was established in 2010 in Ernakulam, India, within the microfinance sector. Financial support is delivered through loans targeted at low-income women entrepreneurs. Operations include a platform for diverse loan options beyond standard income-generating products, such as sanitation loans, water purifier loans, education loans, mobile phone loans, and sewing machine loans. Services focus on accessible financing in underserved communities.
Muthoot Microfin's top competitors include AU Small Finance Bank, Ujjivan Small Finance Bank and ESAF.
Yes, Muthoot Microfin is publicly traded on NSE under the ticker symbol MUTHOOTMF.
Muthoot Microfin has 14 investors. Key investors include Muthoot Fincorp, responsAbility, Creation Investments, Greater Pacific Capital, and Udeesh Ullas.
The valuation of Muthoot Microfin is $168.03M as of Sep 2022.
Muthoot Microfin operates through Muthoot Microfin Limited.